tag:blogger.com,1999:blog-10930581818763228702024-02-19T23:54:13.353+08:00資工心理人的理財筆記關於資訊科技,程式設計,心理學,理財相關資訊的blog資工心理人http://www.blogger.com/profile/01994326933121768548noreply@blogger.comBlogger319125tag:blogger.com,1999:blog-1093058181876322870.post-34116684178370067692023-11-10T22:23:00.003+08:002023-11-10T22:25:51.633+08:00經濟日報數位訂閱懶人包<p> </p><p class="MsoNormal"><span face=""新細明體",serif" style="mso-ascii-font-family: Calibri; mso-fareast-font-family: 新細明體; mso-fareast-theme-font: minor-fareast; mso-hansi-font-family: Calibri;">去年寫過一篇介紹文,經濟日報推出了數位訂閱產品,如果你是價值投資者,或是對產業研究及經濟數據有興趣的朋友,包含深耕國內外財經深度內容、圖像式產業資料庫、早安經濟日報聽新聞等等。</span><span lang="EN-US"><o:p></o:p></span></p>
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<p class="MsoNormal"><span face=""新細明體",serif" style="mso-ascii-font-family: Calibri; mso-fareast-font-family: 新細明體; mso-fareast-theme-font: minor-fareast; mso-hansi-font-family: Calibri;">目前有「彭博新聞獨家聯名、七大外媒授權合作、專家解析深度專欄」三大內容,豐富你的關鍵投資力!</span><span lang="EN-US"><o:p></o:p></span></p>
<p class="MsoNormal"></p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgl5E-ixPbL0o9M5uS5Oec7XlcN9C61vh7BaXmwIPBfO3ZWdSuy_Il4n2_3Bk3amGl7NjpNOalyH9pegJuaxnmYdzeYtVYElzhEhgQTXgzNz0GFekENL8m1sjKTCMeHwGgCufseQlPw3xnzrMcqVCeBrSYbZZ4_6mghMoix4BI7yYGH8FOVZYw0BF0PhHA/s2279/01.png" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="1832" data-original-width="2279" height="450" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgl5E-ixPbL0o9M5uS5Oec7XlcN9C61vh7BaXmwIPBfO3ZWdSuy_Il4n2_3Bk3amGl7NjpNOalyH9pegJuaxnmYdzeYtVYElzhEhgQTXgzNz0GFekENL8m1sjKTCMeHwGgCufseQlPw3xnzrMcqVCeBrSYbZZ4_6mghMoix4BI7yYGH8FOVZYw0BF0PhHA/w560-h450/01.png" width="560" /></a></div><br /><div class="separator" style="clear: both; text-align: center;"><br /></div><br /><br /><p></p>
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<p class="MsoNormal"><span face=""新細明體",serif" style="mso-ascii-font-family: Calibri; mso-fareast-font-family: 新細明體; mso-fareast-theme-font: minor-fareast; mso-hansi-font-family: Calibri;">經濟日報與彭博獨家聯名推出「經濟彭博」引進彭博精選文章;另取得金融時報、日本經濟新聞、紐約時報、華爾街日報、路透社、巴隆周刊、評論彙編(</span><span lang="EN-US">Project Syndicate</span><span face=""新細明體",serif" style="mso-ascii-font-family: Calibri; mso-fareast-font-family: 新細明體; mso-fareast-theme-font: minor-fareast; mso-hansi-font-family: Calibri;">)七家外媒授權,涵蓋美歐日觀點,選譯優質內容,提供訂戶最豐富的全球視野。</span><span lang="EN-US"><o:p></o:p></span></p><p class="MsoNormal"></p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEilUHXhrQb0U2kAr8SnHvhq7Dpw40WxY35sy5AzRmA0Di3UxqmflBHiSy20aRVqXgL63fI5uCiXgx9_UT_gsSsP6xXZgV27xJ05weu5LfV3uUhyoTICVotEop5818CCZ4y0AuVTGLV_Kk8P-fnX7e8rNOuOTC_sH1W6p3v85ieBMJSlYLPSqMR3UUXGhPQ/s1262/02.png" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="570" data-original-width="1262" height="252" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEilUHXhrQb0U2kAr8SnHvhq7Dpw40WxY35sy5AzRmA0Di3UxqmflBHiSy20aRVqXgL63fI5uCiXgx9_UT_gsSsP6xXZgV27xJ05weu5LfV3uUhyoTICVotEop5818CCZ4y0AuVTGLV_Kk8P-fnX7e8rNOuOTC_sH1W6p3v85ieBMJSlYLPSqMR3UUXGhPQ/w555-h252/02.png" width="555" /></a></div><br /><span face=""新細明體",serif" style="mso-ascii-font-family: Calibri; mso-fareast-font-family: 新細明體; mso-fareast-theme-font: minor-fareast; mso-hansi-font-family: Calibri;"><br /></span><p></p><p class="MsoNormal"><span face=""新細明體",serif" style="mso-ascii-font-family: Calibri; mso-fareast-font-family: 新細明體; mso-fareast-theme-font: minor-fareast; mso-hansi-font-family: Calibri;"></span></p><div class="separator" style="clear: both; text-align: center;"><br /></div><br /><br /><p></p>
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<p class="MsoNormal"><span face=""新細明體",serif" style="mso-ascii-font-family: Calibri; mso-fareast-font-family: 新細明體; mso-fareast-theme-font: minor-fareast; mso-hansi-font-family: Calibri;">專家解析深度專欄部分,經濟日報目前有一些配合的駐站作家,以他們在各領域的專業知識,帶大家解讀金融時事或公司財報,提供投資的想法。</span><span lang="EN-US"><o:p></o:p></span></p>
<div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEi13Aaz-6Fa-e1wjitMi81tEp9iPYvhepBBxay-AMhWzFe34Qk7nfCoJCCXPPL0SXkQ6PWCmzOyRvWVcwr7vmcvpQZ_OwZ5pLq7G5-VFpWByQB6t8esQqjbOPp95woG1SpSEjJRFMdRqDkCUQCUXANZc-VA8tN0swciuNTWuo7mKF1dDoInyGF82Qxr4TE/s2442/03.png" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="1797" data-original-width="2442" height="405" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEi13Aaz-6Fa-e1wjitMi81tEp9iPYvhepBBxay-AMhWzFe34Qk7nfCoJCCXPPL0SXkQ6PWCmzOyRvWVcwr7vmcvpQZ_OwZ5pLq7G5-VFpWByQB6t8esQqjbOPp95woG1SpSEjJRFMdRqDkCUQCUXANZc-VA8tN0swciuNTWuo7mKF1dDoInyGF82Qxr4TE/w551-h405/03.png" width="551" /></a></div><br /><p class="MsoNormal"><br /></p>
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<p class="MsoNormal"><span face=""新細明體",serif" style="color: black; mso-ascii-font-family: Calibri; mso-fareast-font-family: 新細明體; mso-fareast-theme-font: minor-fareast; mso-hansi-font-family: Calibri;">平時我也會來瀏覽經濟彭博與經濟</span> <span lang="EN-US" style="color: black;">VIP</span><span lang="EN-US"> </span><span face=""新細明體",serif" style="color: black; mso-ascii-font-family: Calibri; mso-fareast-font-family: 新細明體; mso-fareast-theme-font: minor-fareast; mso-hansi-font-family: Calibri;">的內容,關注歐美央行政策,各國經濟的一些狀況,獲取世界的即時動態與整理過的資訊,可以整理出未來的趨勢與相關受益產業,有時候可以幫助我們找到一些投資機會,進行提前的布局,一些深度的內容也不會寫得難以令人理解,我覺得也滿適合對財經新聞感興趣的朋友閱讀。</span><span lang="EN-US" style="color: black;"><o:p></o:p></span></p>
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<p class="MsoNormal"><span lang="EN-US">#</span><span face=""新細明體",serif" style="mso-ascii-font-family: Calibri; mso-fareast-font-family: 新細明體; mso-fareast-theme-font: minor-fareast; mso-hansi-font-family: Calibri;">經濟日報數位訂閱</span> <span face=""新細明體",serif" style="mso-ascii-font-family: Calibri; mso-fareast-font-family: 新細明體; mso-fareast-theme-font: minor-fareast; mso-hansi-font-family: Calibri;">周年慶</span>
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<p class="MsoNormal"><span lang="EN-US"><w:sdt id="-574356428" sdttag="goog_rdk_0"><span style="font-family: "Arial Unicode MS"; mso-bidi-font-family: "Arial Unicode MS"; mso-fareast-font-family: "Arial Unicode MS";">✔</span></w:sdt> </span><span face=""新細明體",serif" style="mso-ascii-font-family: Calibri; mso-fareast-font-family: 新細明體; mso-fareast-theme-font: minor-fareast; mso-hansi-font-family: Calibri;">活動到</span><span lang="EN-US"> 11/19</span><span face=""新細明體",serif" style="mso-ascii-font-family: Calibri; mso-fareast-font-family: 新細明體; mso-fareast-theme-font: minor-fareast; mso-hansi-font-family: Calibri;">,訂閱一年再送</span><span lang="EN-US">2</span><span face=""新細明體",serif" style="mso-ascii-font-family: Calibri; mso-fareast-font-family: 新細明體; mso-fareast-theme-font: minor-fareast; mso-hansi-font-family: Calibri;">個月,加碼抽</span><span lang="EN-US"> iPhone15 128G</span><span face=""新細明體",serif" style="mso-ascii-font-family: Calibri; mso-fareast-font-family: 新細明體; mso-fareast-theme-font: minor-fareast; mso-hansi-font-family: Calibri;">!</span><span lang="EN-US"><o:p></o:p></span></p>
<p class="MsoNormal"><span lang="EN-US"><w:sdt id="-1975600108" sdttag="goog_rdk_1"><span style="font-family: "Arial Unicode MS"; mso-bidi-font-family: "Arial Unicode MS"; mso-fareast-font-family: "Arial Unicode MS";">✔</span></w:sdt> </span><span face=""新細明體",serif" style="mso-ascii-font-family: Calibri; mso-fareast-font-family: 新細明體; mso-fareast-theme-font: minor-fareast; mso-hansi-font-family: Calibri;">學投資、抓趨勢,換手機一次滿足</span><span lang="EN-US"><o:p></o:p></span></p>
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<p class="MsoNormal"><span face=""新細明體",serif" style="mso-ascii-font-family: Calibri; mso-fareast-font-family: 新細明體; mso-fareast-theme-font: minor-fareast; mso-hansi-font-family: Calibri;">訂閱連結:</span><span lang="EN-US"><a href="https://reurl.cc/y6a1dM"><span style="color: #1155cc;">https://reurl.cc/y6a1dM</span></a><o:p></o:p></span></p>
<p class="MsoNormal"><span face=""新細明體",serif" style="mso-ascii-font-family: Calibri; mso-fareast-font-family: 新細明體; mso-fareast-theme-font: minor-fareast; mso-hansi-font-family: Calibri;">活動內容:</span><span lang="EN-US"><o:p></o:p></span></p>
<p class="MsoNormal"><u><span face=""Arial",sans-serif" lang="EN-US" style="color: #4285f4; font-size: 10.5pt; mso-fareast-font-family: Arial;">https://money.udn.com/SSI/2023/annual_event/index.html</span></u><span lang="EN-US"><o:p></o:p></span></p>
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<div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjBVVQmfT_2ypzRzd-3yO0OYpgFGakVKfs1gER9H2u8U2Jm020muf5JvfxfLFG7U7bXkuqXhNnOKv9QPhcFHTx_jbCqK6dCc68a19h8gqs_kqlexmpZ3rG8Ofs-KmSSA3xYMmnhSxP8-SrSrI9qdn1cB00NfTI3_gpDnAX3lWCKYiLVqtkKZHF2yZ8bh2k/s3024/04.jpg" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="2359" data-original-width="3024" height="500" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjBVVQmfT_2ypzRzd-3yO0OYpgFGakVKfs1gER9H2u8U2Jm020muf5JvfxfLFG7U7bXkuqXhNnOKv9QPhcFHTx_jbCqK6dCc68a19h8gqs_kqlexmpZ3rG8Ofs-KmSSA3xYMmnhSxP8-SrSrI9qdn1cB00NfTI3_gpDnAX3lWCKYiLVqtkKZHF2yZ8bh2k/w640-h500/04.jpg" width="640" /></a></div><br /><p class="MsoNormal"><br /></p>
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<p class="MsoNormal"><span lang="EN-US"><o:p> </o:p></span></p>資工心理人http://www.blogger.com/profile/01994326933121768548noreply@blogger.com0tag:blogger.com,1999:blog-1093058181876322870.post-30761504549850558752022-11-29T19:07:00.007+08:002022-11-30T17:53:37.091+08:00群益智能推播懶人包<p><br /></p><span id="docs-internal-guid-22c2d49d-7fff-59aa-4050-6fa7a6e64fe4"><p dir="ltr" style="line-height: 1.2; margin-bottom: 0pt; margin-top: 0pt;"><span face="Calibri, sans-serif" style="font-size: 12pt; font-variant-east-asian: normal; font-variant-numeric: normal; vertical-align: baseline; white-space: pre-wrap;"><span style="border: none; display: inline-block; height: 553px; overflow: hidden; width: 554px;"><img height="553" src="https://lh6.googleusercontent.com/jkx1WNOEHiBZD0b8dTX3Z9KGOc59mkeCY1CjaT-nplwFqg_CcQa6h08h3EO3A6W0xsN1N8litQpBkd2oiwV-h52PREByaXErzlTpvgt3crgPOOv5Cln292gmRrvJWKw47iyuSZdbz2cNOP-fPKIbauoOWpaKApFByQ6LRo2Zf8eGEAbNU-Ghnui7GQC_wLfR" style="margin-left: 0px; margin-top: 0px;" width="554" /></span></span></p><p dir="ltr" style="line-height: 1.2; margin-bottom: 0pt; margin-top: 0pt;"><span face="Calibri, sans-serif" style="font-size: 12pt; font-variant-east-asian: normal; font-variant-numeric: normal; vertical-align: baseline; white-space: pre-wrap;">收到 群益期貨觀點 的邀請,試用新推出的「群益智能推播」服務,過去也有用一些類似的APP,能夠即時推播各種資訊,但是那些資訊往往很雜,很多資訊可能不是你需要的。</span></p><br /><p dir="ltr" style="line-height: 1.2; margin-bottom: 0pt; margin-top: 0pt;"><span face="Calibri, sans-serif" style="font-size: 12pt; font-variant-east-asian: normal; font-variant-numeric: normal; vertical-align: baseline; white-space: pre-wrap;">群益智能推播服務就不一樣了,他會根據你有的庫存商品做分析,推播屬於你的客製化內容,因此每個人收到的推播都會是不一樣的,不會有過多不需要的雜訊推播;最近使用下來是覺得資訊即時度不錯,希望未來內容量可以再更豐富一些。</span></p><p dir="ltr" style="line-height: 1.2; margin-bottom: 0pt; margin-top: 0pt;"><span face="Calibri, sans-serif" style="font-size: 12pt; font-variant-east-asian: normal; font-variant-numeric: normal; vertical-align: baseline; white-space: pre-wrap;">(有與群益確認未來會串接更多平台的資料)</span></p><br /><br /><p dir="ltr" style="line-height: 1.2; margin-bottom: 0pt; margin-top: 0pt;"><span face="Calibri, sans-serif" style="font-size: 12pt; font-variant-east-asian: normal; font-variant-numeric: normal; vertical-align: baseline; white-space: pre-wrap;">以下是我整理的懶人包,希望對大家有幫助</span></p><br /><p dir="ltr" style="line-height: 1.2; margin-bottom: 0pt; margin-top: 0pt;"><span face="Calibri, sans-serif" style="font-size: 12pt; font-variant-east-asian: normal; font-variant-numeric: normal; vertical-align: baseline; white-space: pre-wrap;">群益智能推播是近期群益行動贏家APP內新推出的功能</span></p><br /><ul style="margin-bottom: 0px; margin-top: 0px; padding-inline-start: 48px;"><li aria-level="1" dir="ltr" style="font-family: Calibri, sans-serif; font-size: 12pt; font-variant-east-asian: normal; font-variant-numeric: normal; list-style-type: square; vertical-align: baseline; white-space: pre;"><p dir="ltr" role="presentation" style="line-height: 1.2; margin-bottom: 0pt; margin-top: 0pt;"><span style="font-size: 12pt; font-variant-east-asian: normal; font-variant-numeric: normal; vertical-align: baseline; white-space: pre-wrap;">市面上有一些能夠及時推播資訊的APP,但都是大雜燴,沒有客製化</span></p></li><li aria-level="1" dir="ltr" style="font-family: Calibri, sans-serif; font-size: 12pt; font-variant-east-asian: normal; font-variant-numeric: normal; list-style-type: square; vertical-align: baseline; white-space: pre;"><p dir="ltr" role="presentation" style="line-height: 1.2; margin-bottom: 0pt; margin-top: 0pt;"><span style="font-size: 12pt; font-variant-east-asian: normal; font-variant-numeric: normal; vertical-align: baseline; white-space: pre-wrap;">群益智能推播能根據個人未平倉部位,或者自選股,篩選所需資訊推播</span></p></li><li aria-level="1" dir="ltr" style="font-family: Calibri, sans-serif; font-size: 12pt; font-variant-east-asian: normal; font-variant-numeric: normal; list-style-type: square; vertical-align: baseline; white-space: pre;"><p dir="ltr" role="presentation" style="line-height: 1.2; margin-bottom: 0pt; margin-top: 0pt;"><span style="font-size: 12pt; font-variant-east-asian: normal; font-variant-numeric: normal; vertical-align: baseline; white-space: pre-wrap;">這樣投資人能夠獲取所需資訊,避免過多雜訊干擾</span></p></li><li aria-level="1" dir="ltr" style="font-family: Calibri, sans-serif; font-size: 12pt; font-variant-east-asian: normal; font-variant-numeric: normal; list-style-type: square; vertical-align: baseline; white-space: pre;"><p dir="ltr" role="presentation" style="line-height: 1.2; margin-bottom: 0pt; margin-top: 0pt;"><span style="font-size: 12pt; font-variant-east-asian: normal; font-variant-numeric: normal; vertical-align: baseline; white-space: pre-wrap;">簡單的說,每個人的推播資訊都會是不同的</span></p></li><li aria-level="1" dir="ltr" style="font-family: Calibri, sans-serif; font-size: 12pt; font-variant-east-asian: normal; font-variant-numeric: normal; list-style-type: square; vertical-align: baseline; white-space: pre;"><p dir="ltr" role="presentation" style="line-height: 1.2; margin-bottom: 0pt; margin-top: 0pt;"><span style="font-size: 12pt; font-variant-east-asian: normal; font-variant-numeric: normal; vertical-align: baseline; white-space: pre-wrap;">專屬於每一個用戶自己的推播</span></p></li></ul><br /><br /><p dir="ltr" style="line-height: 1.2; margin-bottom: 0pt; margin-top: 0pt;"><span face="Calibri, sans-serif" style="font-size: 12pt; font-variant-east-asian: normal; font-variant-numeric: normal; vertical-align: baseline; white-space: pre-wrap;">推播資訊包含</span></p><p dir="ltr" style="line-height: 1.2; margin-bottom: 0pt; margin-top: 0pt;"><span face="Calibri, sans-serif" style="font-size: 12pt; font-variant-east-asian: normal; font-variant-numeric: normal; vertical-align: baseline; white-space: pre-wrap;"> </span></p><p dir="ltr" style="line-height: 1.2; margin-bottom: 0pt; margin-top: 0pt;"><span face="Calibri, sans-serif" style="font-size: 12pt; font-variant-east-asian: normal; font-variant-numeric: normal; font-weight: 700; vertical-align: baseline; white-space: pre-wrap;">獨家短評</span><span face="Calibri, sans-serif" style="font-size: 12pt; font-variant-east-asian: normal; font-variant-numeric: normal; vertical-align: baseline; white-space: pre-wrap;"> - 依個人庫存部位從市場中選出波動商品並提供相關分析資訊。</span></p><p dir="ltr" style="line-height: 1.2; margin-bottom: 0pt; margin-top: 0pt;"><span face="Calibri, sans-serif" style="font-size: 12pt; font-variant-east-asian: normal; font-variant-numeric: normal; font-weight: 700; vertical-align: baseline; white-space: pre-wrap;">重大數據</span><span face="Calibri, sans-serif" style="font-size: 12pt; font-variant-east-asian: normal; font-variant-numeric: normal; vertical-align: baseline; white-space: pre-wrap;"> - 第一手掌握各國市場公布的重要數據。</span></p><p dir="ltr" style="line-height: 1.2; margin-bottom: 0pt; margin-top: 0pt;"><span face="Calibri, sans-serif" style="font-size: 12pt; font-variant-east-asian: normal; font-variant-numeric: normal; font-weight: 700; vertical-align: baseline; white-space: pre-wrap;">新聞快訊</span><span face="Calibri, sans-serif" style="font-size: 12pt; font-variant-east-asian: normal; font-variant-numeric: normal; vertical-align: baseline; white-space: pre-wrap;"> - 各國最新財經相關消息。</span></p><p dir="ltr" style="line-height: 1.2; margin-bottom: 0pt; margin-top: 0pt;"><span face="Calibri, sans-serif" style="font-size: 12pt; font-variant-east-asian: normal; font-variant-numeric: normal; font-weight: 700; vertical-align: baseline; white-space: pre-wrap;">行情指標</span><span face="Calibri, sans-serif" style="font-size: 12pt; font-variant-east-asian: normal; font-variant-numeric: normal; vertical-align: baseline; white-space: pre-wrap;"> - 提供個人化庫存商品行情漲跌到價提醒。</span></p><p dir="ltr" style="line-height: 1.2; margin-bottom: 0pt; margin-top: 0pt;"><span face="Calibri, sans-serif" style="font-size: 12pt; font-variant-east-asian: normal; font-variant-numeric: normal; font-weight: 700; vertical-align: baseline; white-space: pre-wrap;">盤後資訊</span><span face="Calibri, sans-serif" style="font-size: 12pt; font-variant-east-asian: normal; font-variant-numeric: normal; vertical-align: baseline; white-space: pre-wrap;"> - 每日收盤資訊彙整。ex. 三大法人買賣超。</span></p><p dir="ltr" style="line-height: 1.2; margin-bottom: 0pt; margin-top: 0pt;"><span face="Calibri, sans-serif" style="font-size: 12pt; font-variant-east-asian: normal; font-variant-numeric: normal; font-weight: 700; vertical-align: baseline; white-space: pre-wrap;">指標策略 </span><span face="Calibri, sans-serif" style="font-size: 12pt; font-variant-east-asian: normal; font-variant-numeric: normal; vertical-align: baseline; white-space: pre-wrap;">- 提供個人化庫存商品行情突破提醒。ex. 創幾日新高/新低</span></p><br /><br /><br /><br /><br /><div style="text-align: center;"><img height="309" src="https://lh4.googleusercontent.com/loMVa_1VJL1zIf4S08a-CFE0A1BVd6OxaEsMgjf3ghbt1Jy212Eraar4aLdYpupKPdFdE6IfIp1J0s1SIiXyzUleC33KjFEJmUCW9DtpxYwUS4kYGJONgQeQDGbmsiy-mnGshYjVX6F56VnQjNvf7qSv6AyBijwoiai6CtkMzsFU1NxK5rDEWHFHD-ZkKmL-" style="margin-top: 0px;" width="251" /></div><div style="text-align: center;"><span style="font-size: 16px; text-align: left; white-space: pre-wrap;">群益智能推播手錶推播呈現樣式</span></div><div style="text-align: center;"><span style="font-size: 16px; text-align: left; white-space: pre-wrap;"><br /></span></div><table align="center" cellpadding="0" cellspacing="0" class="tr-caption-container" style="margin-left: auto; margin-right: auto;"><tbody><tr><td style="text-align: center;"><img height="541" src="https://lh5.googleusercontent.com/d8LxKi572UdrkBTUD9GcfaxTT9r2GTLkMBk8QmerlukyncAhiA6XBsqPi5H3fWZjx6XXvPefiDRQatsrwhVoqnryvgOzIZAlsUcjhwC-TWJM7YOJT9v6lxbLr8-QnrReJn4logvCqDjxIeLHfOL8wb-mgAe37_chExAFthY0ICI88Fv0PpOi7-pfrch1HXVS" style="margin-left: auto; margin-right: auto; margin-top: 0px;" width="250" /></td></tr><tr><td class="tr-caption" style="text-align: center;"><span face="Calibri, sans-serif" style="font-size: 16px; text-align: left; white-space: pre-wrap;">群益智能推播手機推播呈現樣式</span></td></tr></tbody></table><p dir="ltr" style="line-height: 1.2; margin-bottom: 0pt; margin-top: 0pt;"><br /></p><br /><p dir="ltr" style="line-height: 1.128; margin-bottom: 2pt; margin-top: 10pt;"><span face="Calibri, sans-serif" style="font-size: 12pt; font-variant-east-asian: normal; font-variant-numeric: normal; font-weight: 700; vertical-align: baseline; white-space: pre-wrap;">CPI資訊:</span></p><p dir="ltr" style="line-height: 1.128; margin-bottom: 2pt; margin-top: 10pt;"><span face="Calibri, sans-serif" style="font-size: 12pt; font-variant-east-asian: normal; font-variant-numeric: normal; vertical-align: baseline; white-space: pre-wrap;">■</span><span face="Calibri, sans-serif" style="color: #191b0e; font-size: 12pt; font-variant-east-asian: normal; font-variant-numeric: normal; vertical-align: baseline; white-space: pre-wrap;">美國CPI數據公布(11/10)</span></p><p dir="ltr" style="line-height: 1.128; margin-bottom: 2pt; margin-top: 10pt;"><span face="Calibri, sans-serif" style="font-size: 12pt; font-variant-east-asian: normal; font-variant-numeric: normal; vertical-align: baseline; white-space: pre-wrap;">■</span><span face="Calibri, sans-serif" style="color: #191b0e; font-size: 12pt; font-variant-east-asian: normal; font-variant-numeric: normal; vertical-align: baseline; white-space: pre-wrap;">如果有在關注CPI欲做事件交易的,會在數據公布後收到推播</span></p><p dir="ltr" style="line-height: 1.128; margin-bottom: 2pt; margin-top: 10pt;"><span face="Calibri, sans-serif" style="font-size: 12pt; font-variant-east-asian: normal; font-variant-numeric: normal; vertical-align: baseline; white-space: pre-wrap;">■</span><span face="Calibri, sans-serif" style="color: #191b0e; font-size: 12pt; font-variant-east-asian: normal; font-variant-numeric: normal; vertical-align: baseline; white-space: pre-wrap;">同時還有世界各國指數或商品的資訊</span></p><p dir="ltr" style="line-height: 1.128; margin-bottom: 2pt; margin-top: 10pt;"><span face="Calibri, sans-serif" style="font-size: 12pt; font-variant-east-asian: normal; font-variant-numeric: normal; vertical-align: baseline; white-space: pre-wrap;">■</span><span face="Calibri, sans-serif" style="color: #191b0e; font-size: 12pt; font-variant-east-asian: normal; font-variant-numeric: normal; vertical-align: baseline; white-space: pre-wrap;">依照你當前倉位或關注商品進行相關推播,協助做出決策</span></p><div style="text-align: center;"><img height="509" src="https://lh4.googleusercontent.com/aqgxczk5NncNpzFiYMhci3SdzCmi02OdLpjrc0MZ_qbTlEl_YmnCqvj226-Amz2NLcyYU8LfWjKgLfYIzLlPpFzhWpCDHRNvnk5UHzM5cuF1KxuSXF8KxDXeTY-LlqMbbjCHOU-41I5vtnDnN-zWSCoAULI84iuwE0tUBFsTrwK_bD1Gw90fO-Dz0IQLLRRo" style="margin-top: 0px;" width="236" /></div><p dir="ltr" style="line-height: 1.128; margin-bottom: 2pt; margin-top: 10pt; text-align: left;"><span style="text-align: center;"> 群益智能推播即時資訊推播呈現樣式</span></p><p dir="ltr" style="line-height: 1.128; margin-bottom: 2pt; margin-top: 10pt; text-align: left;"><br /></p><div class="separator" style="clear: both; text-align: center;"><span face="Calibri, sans-serif" style="font-size: 12pt; font-variant-east-asian: normal; font-variant-numeric: normal; font-weight: 700; text-align: left; vertical-align: baseline; white-space: pre-wrap;"><div style="text-align: left;"><span face="Calibri, sans-serif" style="font-size: 12pt; font-variant-east-asian: normal; font-variant-numeric: normal; vertical-align: baseline;">獨家短評</span><span face="Calibri, sans-serif" style="font-size: 12pt; font-variant-east-asian: normal; font-variant-numeric: normal; vertical-align: baseline;">:</span><span face="Calibri, sans-serif" style="color: #191b0e; font-size: 12pt; font-variant-east-asian: normal; font-variant-numeric: normal; vertical-align: baseline;">依個人庫存部位從市場中選出波動商品並提供相關分析資訊。</span></div></span></div><br /><div style="text-align: center;"><img height="533" src="https://lh4.googleusercontent.com/9PW6cA-4wi42ssv7DYQH2jyOLTXh14Ay8F0l19KGWPG8oknZaxycMODepkL_WTIVqufQJK8-QW9RkuS9NTApX0pW_WMGYcM6q-az2PIgSJN-Oxco7J-fvsYHOFkVYSgqePnMe-B6XEeJBiwfbS3ZY34uTL_0mYngxWCz2TJ56xLx8aoQCnSj3LeB4NZbKGjD" style="margin-top: 0px;" width="245" /><br /></div><br /><div style="text-align: center;"><span style="font-size: 16px; white-space: pre-wrap;">群益智能推播「獨家短評」呈現樣式</span></div><br /><br /><br /><br /><p dir="ltr" style="line-height: 1.2; margin-bottom: 0pt; margin-top: 0pt;"><span face="Calibri, sans-serif" style="font-size: 12pt; font-variant-east-asian: normal; font-variant-numeric: normal; font-weight: 700; vertical-align: baseline; white-space: pre-wrap;">新聞快訊</span><span face="Calibri, sans-serif" style="font-size: 12pt; font-variant-east-asian: normal; font-variant-numeric: normal; vertical-align: baseline; white-space: pre-wrap;">:</span><span face="Calibri, sans-serif" style="color: #191b0e; font-size: 12pt; font-variant-east-asian: normal; font-variant-numeric: normal; vertical-align: baseline; white-space: pre-wrap;">各國最新財經相關消息。</span></p><div style="text-align: center;"><img height="527" src="https://lh5.googleusercontent.com/RZuuJPL2RQkoA7FJkDhb51hYhRxW3A95nKZeKIg2a8q7sKrVtc0BiF3RCK-XF8UMcE_hdwcLrIT5dRjKKVsVl3993v8EmNhBWfFUBABz8tCGI6p5VXqE6MWfsFnsjNWzqJag5JPEwyuMZNAzXfiOPqAm7IYs-kRiVbu8A5hQgIiANzD86otqQb11egFudxih" style="margin-top: 0px;" width="242" /></div><p dir="ltr" style="line-height: 1.2; margin-bottom: 0pt; margin-top: 0pt;"><span face="Calibri, sans-serif" style="color: #191b0e; font-size: 12pt; font-variant-east-asian: normal; font-variant-numeric: normal; vertical-align: baseline; white-space: pre-wrap;"></span></p><div style="text-align: center;"><span style="font-size: 16px; text-align: left; white-space: pre-wrap;">群益智能推播「新聞快訊」呈現樣式</span></div><div style="text-align: center;"><span style="font-size: 16px; text-align: left; white-space: pre-wrap;"><br /></span></div><div style="text-align: center;"><span style="font-size: 16px; text-align: left; white-space: pre-wrap;"><br /></span></div><div style="text-align: center;"><div class="separator" style="clear: both;"><span face="Calibri, sans-serif" style="font-size: 12pt; font-variant-east-asian: normal; font-variant-numeric: normal; font-weight: 700; text-align: left; vertical-align: baseline; white-space: pre-wrap;"><br /></span></div><div class="separator" style="clear: both;"><span face="Calibri, sans-serif" style="font-size: 12pt; font-variant-east-asian: normal; font-variant-numeric: normal; font-weight: 700; text-align: left; vertical-align: baseline; white-space: pre-wrap;"><br /></span></div><div class="separator" style="clear: both;"><br /></div><br style="text-align: left;" /><p dir="ltr" style="line-height: 1.2; margin-bottom: 0pt; margin-top: 0pt; text-align: left;"><br /></p><p dir="ltr" style="line-height: 1.2; margin-bottom: 0pt; margin-top: 0pt; text-align: left;"><span face="Calibri, sans-serif" style="font-size: 12pt; font-variant-east-asian: normal; font-variant-numeric: normal; vertical-align: baseline; white-space: pre-wrap;"><span style="font-weight: 700;">行情指標</span></span></p><p dir="ltr" style="line-height: 1.2; margin-bottom: 0pt; margin-top: 0pt; text-align: left;"><span face="Calibri, sans-serif" style="font-size: 12pt; font-variant-east-asian: normal; font-variant-numeric: normal; vertical-align: baseline; white-space: pre-wrap;"><span face="Calibri, sans-serif" style="color: #191b0e; font-size: 12pt; font-variant-east-asian: normal; font-variant-numeric: normal; vertical-align: baseline;"><span style="border: none; display: inline-block; height: 474px; overflow: hidden; width: 219px;"><img height="474" src="https://lh5.googleusercontent.com/LmAnjA1BWDrrZQ0gE_Wp4JxD5uGKwHGdOQf3wCYKPjQ1N5wfsSu-aBdnLTn2GcUmQxs2Udl1SCV5jvhmR5TmXbICj6D22RKaOimFDhhneJLrD2FOB1kTVm_z_186xSwYUM-D-dPR6d9snjJdYBG6dXJjyceU_RHwNvz-BpIzqxcyjqvtleTrJ6h9ynoJtMXT" style="margin-left: 0px; margin-top: 0px;" width="219" /></span></span><span face="Calibri, sans-serif" style="color: #191b0e; font-size: 12pt; font-variant-east-asian: normal; font-variant-numeric: normal; vertical-align: baseline;"><span style="border: none; display: inline-block; height: 474px; overflow: hidden; width: 219px;"><img height="474" src="https://lh4.googleusercontent.com/nteXOqd5aBpvacThSQfWft12KnA-65YMNTKK7ymf1g8ahpT3fSB9aakv6NhT8SpSlbjyoMEcJ-7QCwsgeOrA4VS2bix33_2VDt_NS0xa7f-bFDK01FRILkI55W8Vsi3BFcvawsPmpTe5HjKQwDW2m_JEMQJL_4RbsAPmOoNWfwBH1VqF1vF5NjXozI0AjRC0" style="margin-left: 0px; margin-top: 0px;" width="219" /></span></span></span></p><p dir="ltr" style="line-height: 1.2; margin-bottom: 0pt; margin-top: 0pt; text-align: left;"><span face="Calibri, sans-serif" style="font-size: 12pt; font-variant-east-asian: normal; font-variant-numeric: normal; vertical-align: baseline; white-space: pre-wrap;">群益智能推播「行情指標」呈現樣式</span></p><p dir="ltr" style="line-height: 1.2; margin-bottom: 0pt; margin-top: 0pt; text-align: left;"><span face="Calibri, sans-serif" style="font-size: 12pt; font-variant-east-asian: normal; font-variant-numeric: normal; vertical-align: baseline; white-space: pre-wrap;"><br /></span></p><p dir="ltr" style="line-height: 1.2; margin-bottom: 0pt; margin-top: 0pt; text-align: left;"><span face="Calibri, sans-serif" style="font-size: 12pt; font-variant-east-asian: normal; font-variant-numeric: normal; vertical-align: baseline; white-space: pre-wrap;"><br /></span></p><p dir="ltr" style="line-height: 1.2; margin-bottom: 0pt; margin-top: 0pt; text-align: left;"><span face="Calibri, sans-serif" style="font-size: 12pt; font-variant-east-asian: normal; font-variant-numeric: normal; vertical-align: baseline; white-space: pre-wrap;"><br /></span></p><p dir="ltr" style="line-height: 1.2; margin-bottom: 0pt; margin-top: 0pt; text-align: left;"><span face="Calibri, sans-serif" style="font-size: 12pt; font-variant-east-asian: normal; font-variant-numeric: normal; font-weight: 700; vertical-align: baseline; white-space: pre-wrap;">盤後資訊</span><span face="Calibri, sans-serif" style="font-size: 12pt; font-variant-east-asian: normal; font-variant-numeric: normal; vertical-align: baseline; white-space: pre-wrap;">:</span><span face="Calibri, sans-serif" style="color: #191b0e; font-size: 12pt; font-variant-east-asian: normal; font-variant-numeric: normal; vertical-align: baseline; white-space: pre-wrap;">每日收盤資訊彙整。ex. 三大法人買賣超。</span></p><p dir="ltr" style="line-height: 1.2; margin-bottom: 0pt; margin-top: 0pt; text-align: left;"><span face="Calibri, sans-serif" style="font-size: 12pt; font-variant-east-asian: normal; font-variant-numeric: normal; vertical-align: baseline; white-space: pre-wrap;"><br style="font-size: medium; white-space: normal;" /></span></p><p dir="ltr" style="line-height: 1.2; margin-bottom: 0pt; margin-top: 0pt; text-align: left;"><span face="Calibri, sans-serif" style="font-size: 12pt; font-variant-east-asian: normal; font-variant-numeric: normal; vertical-align: baseline; white-space: pre-wrap;"><span style="border: none; display: inline-block; height: 504px; overflow: hidden; width: 232px;"><img height="504" src="https://lh4.googleusercontent.com/LAIJt77X2MYmULEnmOqJTKtAFcipywIL-6UNkxegkFqNPZHppMrNxL6MonBXuLQxdVhwZNyfPFasfrBoETtVPMvst6ZcFU215DHIbZfLVNKuFLhOytxSkBjdTZc53ortlH5uFrp_157yWqsg4Xj8rzKmjO4_s2ZFrcPR6EdlJKYXK8qHa0mwhc9Nx-rTaKvC" style="margin-left: 0px; margin-top: 0px;" width="232" /></span></span><span face="Calibri, sans-serif" style="font-size: 12pt; font-variant-east-asian: normal; font-variant-numeric: normal; vertical-align: baseline; white-space: pre-wrap;"><span style="border: none; display: inline-block; height: 504px; overflow: hidden; width: 234px;"><img height="504" src="https://lh5.googleusercontent.com/qSQV8wcLvn7kJZyQaJIBvY5p-drFCTXeRYroVa5J59udPY7r9nu_MjXfF3otcN7As-6UhDOPSIA0wiIVxCaphxuaXHITyXqR5uhdXS47PQLr-FFenFPTN78V7XQF-_ynRUT4y28KJZPAILDUQKSnxhswv8xTMCXOlbchYtmUWcJtWgxxf6IFRXv0pEvj6avi" style="margin-left: 0px; margin-top: 0px;" width="234" /></span></span></p><p dir="ltr" style="line-height: 1.2; margin-bottom: 0pt; margin-top: 0pt; text-align: left;"><span face="Calibri, sans-serif" style="font-size: 12pt; font-variant-east-asian: normal; font-variant-numeric: normal; vertical-align: baseline; white-space: pre-wrap;">圖說:群益智能推播「盤後資訊」呈現樣式</span></p><p dir="ltr" style="line-height: 1.2; margin-bottom: 0pt; margin-top: 0pt; text-align: left;"><span face="Calibri, sans-serif" style="font-size: 12pt; font-variant-east-asian: normal; font-variant-numeric: normal; vertical-align: baseline; white-space: pre-wrap;"><br style="font-size: medium; white-space: normal;" /><br style="font-size: medium; white-space: normal;" /><br style="font-size: medium; white-space: normal;" /><br style="font-size: medium; white-space: normal;" /></span></p><p dir="ltr" style="line-height: 1.2; margin-bottom: 0pt; margin-top: 0pt; text-align: left;"><span face="Calibri, sans-serif" style="font-size: 12pt; font-variant-east-asian: normal; font-variant-numeric: normal; font-weight: 700; vertical-align: baseline; white-space: pre-wrap;">目前測試優點與建議:</span></p><p dir="ltr" style="line-height: 1.128; margin-bottom: 2pt; margin-top: 10pt; text-align: left;"><span face="Calibri, sans-serif" style="font-size: 12pt; font-variant-east-asian: normal; font-variant-numeric: normal; vertical-align: baseline; white-space: pre-wrap;">■</span><span face="Calibri, sans-serif" style="color: #191b0e; font-size: 12pt; font-variant-east-asian: normal; font-variant-numeric: normal; vertical-align: baseline; white-space: pre-wrap;">優點:</span></p><ol style="margin-bottom: 0px; margin-top: 0px; padding-inline-start: 48px; text-align: left;"><li aria-level="1" dir="ltr" style="color: #191b0e; font-family: Calibri, sans-serif; font-size: 12pt; font-variant-east-asian: normal; font-variant-numeric: normal; list-style-type: decimal; vertical-align: baseline; white-space: pre;"><p dir="ltr" role="presentation" style="line-height: 1.128; margin-bottom: 0pt; margin-top: 10pt;"><span style="background-color: white; font-size: 12pt; font-variant-east-asian: normal; font-variant-numeric: normal; vertical-align: baseline; white-space: pre-wrap;">台灣首家期貨商獲專利認證的數據推播服務,其演算法是有經過驗證的</span></p></li><li aria-level="1" dir="ltr" style="color: #191b0e; font-family: Calibri, sans-serif; font-size: 12pt; font-variant-east-asian: normal; font-variant-numeric: normal; list-style-type: decimal; vertical-align: baseline; white-space: pre;"><p dir="ltr" role="presentation" style="line-height: 1.128; margin-bottom: 2pt; margin-top: 0pt;"><span style="font-size: 12pt; font-variant-east-asian: normal; font-variant-numeric: normal; vertical-align: baseline; white-space: pre-wrap;">有專家短評分析,可以作為資訊分析參考</span></p></li></ol><p dir="ltr" style="line-height: 1.128; margin-bottom: 2pt; margin-top: 10pt; text-align: left;"><span face="Calibri, sans-serif" style="color: #191b0e; font-size: 12pt; font-variant-east-asian: normal; font-variant-numeric: normal; vertical-align: baseline; white-space: pre-wrap;">■建議:</span></p><ol style="margin-bottom: 0px; margin-top: 0px; padding-inline-start: 48px; text-align: left;"><li aria-level="1" dir="ltr" style="color: #191b0e; font-family: Calibri, sans-serif; font-size: 12pt; font-variant-east-asian: normal; font-variant-numeric: normal; list-style-type: decimal; vertical-align: baseline; white-space: pre;"><p dir="ltr" role="presentation" style="line-height: 1.128; margin-bottom: 0pt; margin-top: 10pt;"><span style="font-size: 12pt; font-variant-east-asian: normal; font-variant-numeric: normal; vertical-align: baseline; white-space: pre-wrap;">資訊推播有時不夠即時,一些數據公布後3~5分鐘才推播到手機</span></p></li><li aria-level="1" dir="ltr" style="color: #191b0e; font-family: Calibri, sans-serif; font-size: 12pt; font-variant-east-asian: normal; font-variant-numeric: normal; list-style-type: decimal; vertical-align: baseline; white-space: pre;"><p dir="ltr" role="presentation" style="line-height: 1.128; margin-bottom: 2pt; margin-top: 0pt;"><span style="font-size: 12pt; font-variant-east-asian: normal; font-variant-numeric: normal; vertical-align: baseline; white-space: pre-wrap;">更多的即時資訊串接服務,有些經濟數據尚未串接</span></p></li></ol><p dir="ltr" style="line-height: 1.2; margin-bottom: 0pt; margin-top: 0pt; text-align: left;"><span face="Calibri, sans-serif" style="font-size: 12pt; font-variant-east-asian: normal; font-variant-numeric: normal; vertical-align: baseline; white-space: pre-wrap;"><br style="font-size: medium; white-space: normal;" /><br style="font-size: medium; white-space: normal;" /><br style="font-size: medium; white-space: normal;" /></span></p><p dir="ltr" style="line-height: 1.2; margin-bottom: 0pt; margin-top: 0pt; text-align: left;"><span face="Calibri, sans-serif" style="color: blue; font-size: 12pt; font-variant-east-asian: normal; font-variant-numeric: normal; vertical-align: baseline; white-space: pre-wrap;">群益智能推播</span><span face="Calibri, sans-serif" style="font-size: 12pt; font-variant-east-asian: normal; font-variant-numeric: normal; vertical-align: baseline; white-space: pre-wrap;">對於投資人最大的幫助就是,交易各種商品的投資人,能夠及時獲得所需資訊並依據該資訊作出決策,避免錯失各種機會!</span></p><p dir="ltr" style="line-height: 1.2; margin-bottom: 0pt; margin-top: 0pt; text-align: left;"><span face="Calibri, sans-serif" style="font-size: 12pt; font-variant-east-asian: normal; font-variant-numeric: normal; vertical-align: baseline; white-space: pre-wrap;"><br style="font-size: medium; white-space: normal;" /><br style="font-size: medium; white-space: normal;" /></span></p><p dir="ltr" style="line-height: 1.2; margin-bottom: 0pt; margin-top: 0pt; text-align: left;"><span face="Calibri, sans-serif" style="color: blue; font-size: 12pt; font-variant-east-asian: normal; font-variant-numeric: normal; vertical-align: baseline; white-space: pre-wrap;">想試試看的</span></p><p dir="ltr" style="line-height: 1.2; margin-bottom: 0pt; margin-top: 0pt; text-align: left;"><a href="https://reurl.cc/eWXOzK" style="text-decoration-line: none;"><span face="Calibri, sans-serif" style="color: #1155cc; font-size: 12pt; font-variant-east-asian: normal; font-variant-numeric: normal; text-decoration-line: underline; text-decoration-skip-ink: none; vertical-align: baseline; white-space: pre-wrap;">https://reurl.cc/eWXOzK</span></a></p><p dir="ltr" style="line-height: 1.2; margin-bottom: 0pt; margin-top: 0pt; text-align: left;"><span face="Calibri, sans-serif" style="font-size: 12pt; font-variant-east-asian: normal; font-variant-numeric: normal; vertical-align: baseline; white-space: pre-wrap;"><br style="font-size: medium; white-space: normal;" /></span></p><p dir="ltr" style="line-height: 1.2; margin-bottom: 0pt; margin-top: 0pt; text-align: left;"><span face="Calibri, sans-serif" style="font-size: 12pt; font-variant-east-asian: normal; font-variant-numeric: normal; vertical-align: baseline; white-space: pre-wrap;"><span style="border: none; display: inline-block; height: 443px; overflow: hidden; width: 443px;"><img height="443" src="https://lh4.googleusercontent.com/GPIHe3X1GK0D5_xOPdI2ClgdZb0E3knrK6LjIyggSH72zKaTUZA7lGboJuoBQ8jyqWXjvn5j5DcLJWdvgfRfqhBA49N4FqUHNqhqvInligAzIgmAh7DoC-o1Nn32HzaU6Qi3xcxlr4cMPxTGinY_dAa-7YuNjJsGfyKMhThwesaG5T0yv459uryeB7bW6DPmBbVUZf-JZg" style="margin-left: 0px; margin-top: 0px;" width="443" /></span></span></p><p dir="ltr" style="line-height: 1.2; margin-bottom: 0pt; margin-top: 0pt; text-align: left;"><span face="Calibri, sans-serif" style="font-size: 12pt; font-variant-east-asian: normal; font-variant-numeric: normal; vertical-align: baseline; white-space: pre-wrap;"><br style="font-size: medium; white-space: normal;" /><br style="font-size: medium; white-space: normal;" /></span></p><p dir="ltr" style="line-height: 1.2; margin-bottom: 0pt; margin-top: 0pt; text-align: left;"><span face="Calibri, sans-serif" style="font-size: 12pt; font-variant-east-asian: normal; font-variant-numeric: normal; vertical-align: baseline; white-space: pre-wrap;">#群益期貨 #群益智能推播 #我的專屬推播</span></p></div><div style="text-align: center;"><span style="font-size: 16px; text-align: left; white-space: pre-wrap;"><br /></span></div><div style="text-align: center;"><br /></div><br /><p dir="ltr" style="line-height: 1.2; margin-bottom: 0pt; margin-top: 0pt;"><br /></p><div><span face="Calibri, sans-serif" style="font-size: 12pt; font-variant-east-asian: normal; font-variant-numeric: normal; vertical-align: baseline; white-space: pre-wrap;"><br /></span></div></span>資工心理人http://www.blogger.com/profile/01994326933121768548noreply@blogger.com0tag:blogger.com,1999:blog-1093058181876322870.post-47054030544452785372022-01-27T22:07:00.010+08:002022-01-27T22:07:52.039+08:00izaax2022年初分享會筆記<p><span style="font-size: medium;"> 本文經 izaax 授權同意發布</span></p><p><span style="font-size: medium;">1.2022年是從復甦期到成長期的一年,這是一個波動性收斂的週期(波動性不只是市場,也包含經濟數據),過於畏懼下行的風險,會錯失上行帶來的投資機會。</span></p><p><span style="font-size: medium;">2.南非變種病毒目前觀察到的特性是,傳播力驚人(遠超過去幾波傳播速度),但反應到死亡率上可看的出來比過去幾波變種低(感染人數更多但死亡人數更少)。</span></p><p><span style="font-size: medium;">3.目前看來歐美的醫療足以應付這波疫情,未來大規模的封城與經濟限制應不會再發生,所以對於總體經濟的衝擊就會小很多。</span></p><p><span style="font-size: medium;">4.會感覺這次聯準會的緊縮很強是因為對比過去十年,因為上一個十年結束QE後才慢慢升息然後才是縮減資產負債表,但如果回到1990年代去看,1994~1995升了3%(一年12碼),對照當時的標普與那斯達克,升息中段前有回落但不多,升息的後半段指數又繼續攻高。另外是對照2000年代的升息(2004啟動升息,從1%升到5.25%),這段時間美國股市依然慢牛上漲(1年上漲10%),但如果你每次高點都去追,下跌又砍,可能就會白忙一場。</span></p><p><span style="font-size: medium;">5.金融市場的記憶力不好,很難記得超過十年以上的事情,因為超過十年以上的參與者會開始減少(淘汰性非常大),大家對Fed緊縮的恐慌,往往建立在2010~2019年的經驗。</span></p><p><span style="font-size: medium;">6.承前兩點,以過去十年的緊縮經驗來當作未來的結果是不合適的,過去的十年的美國經濟增長遠低於1990與2000年代,2000年代的平均經濟增長(實質GDP)在3%左右,1990年代平均增長在4%,升息對市場究竟是否會造成大的影響,總體經濟是一個很重要的脈絡,如果總體經濟很強勁增長,那升息對資本市場的影響相對來說就沒有那麼的大。</span></p><p><span style="font-size: medium;">7.慢牛行情如果你不找回落機會布局,那你要在何時布局呢?</span></p><p><span style="font-size: medium;">8.這次經濟增長與升息的脈絡會比較像1990與2000的經驗,強勁的美國經濟是大多頭的基石。</span></p><p><span style="font-size: medium;">9.美國民眾實質可支配所得已超越疫情前水平(且現在已幾乎沒有額外的紓困措施), 代表美國民眾的實質收入已經進入新的階段。</span></p><p><span style="font-size: medium;">10.美國民間消費數據已回到線性發展軌道以上,且美國的經濟發展以民間消費為主,代表美國未來的經濟發展會強於過去十年,另外實質服務業消費支出尚未恢復,代表目前商品消費很強,這也是目前供應鏈吃緊的原因。</span></p><p><span style="font-size: medium;">11.去年12月零售銷售數據為-1.9%,原因是民眾9~11月提前採購,所以12月的零售銷售數據其實並不差。</span></p><p><span style="font-size: medium;">12.從去年12月美國的餐飲支出增長近40%,代表服務業有大幅的升溫,所以也拉低了零售銷售的數據,所以雖然12月的零售銷售數據表面上看起來略弱,但實際上美國的內需市場仍然是高度成長,預期美國12月的個人消費支出數據會相當不錯。</span></p><p><span style="font-size: medium;">13.就業市場數據顯示景氣正進入成長期,長期失業數據開始下降,結構性失業改善(非臨時性失業),新開職缺數據在歷史上非常高的水平,失業率降到很低,最新的初領失業救濟金數據也低於疫情前,續請失業金總人數也低於疫情前,美國的就業市場已恢復正常。</span></p><p><span style="font-size: medium;">14.美國勞動力數據顯示距離完全復甦仍差一些,勞動參與率仍低於疫情前不少,但不能以勞動參與率的數據來斷定就業市場不佳,因為美國的勞動參與率下降是結構性問題,有兩個原因造成年齡(15 到 64 歲)上下兩端參與勞動的人口減少</span></p><p><span style="font-size: medium;">(1)戰後嬰兒潮人口退休或提早退休。</span></p><p><span style="font-size: medium;">(2)隨著教育提升,十五到二十幾歲的人口越來越多仍在就學。</span></p><p><span style="font-size: medium;">15.整體非農就業人口數雖然仍低於疫情前不少,但參照過去數據,衰退期造成的大量非農就業人口減少,往往需要到成長期的中後期才能夠恢復前高,所以其實這次的非農就業人口復甦速度,遠遠高於前兩次的衰退(2000、2008年),i大估計在今年年底到明年上半年間,非農就業人口數據可以收復前高。</span></p><p><span style="font-size: medium;">16.2021/12服務業與製造業採購經理人指數仍在高檔,且製造業原物料價格指數已回落到前年(2020)同期,從價格端已出現好轉跡象。</span></p><p><span style="font-size: medium;">17.非農勞動生產力在第三季下降很多是正常的現象,每一次復甦期的後期都會下降,因為既有勞工的產能已經到極限但需求仍大,於是開始增加聘僱,但產量並沒有同樣級數的上升,生產力數據就會下降,接下來可以預期,美國民間的固定資本支出會很火熱,這會是下半年經濟增長的基石。</span></p><p><span style="font-size: medium;">18.美國房地產目前是健康成長,沒有泡沫,雖說目前新屋開工與營建許可數據又開始接近前高,但人口又較過去增加8000萬人(對照2000年),成屋庫存月數也仍在歷史低點(與08年相差甚遠),代表是有實際的需求。</span></p><p><span style="font-size: medium;">19.汽車銷售數據這段時間以來的回落,並非是賣不出去,而是沒車可賣,這部分也造成去年GDP少了不少,但目前來看供應不足的問題已落底,當供應鏈開始正常化後,會是GDP往上推的助力。</span></p><p><span style="font-size: medium;">20.消費者通常會高估通膨,另外是觀察CPI的細項,有許多項目其實是前年基期很低(例如石油、能源、機票等等),實際上並沒有爆漲。</span></p><p><span style="font-size: medium;">21. 通膨的轉折點已非常迫近,今年年初就是通膨高點。</span></p><p><span style="font-size: medium;">CPI月增率減去PPI月增率,差額往下代表原物料往上,通膨漸升</span></p><p><span style="font-size: medium;">CPI月增率減去PPI月增率,差額往上代表終端物價在反應,而原物料價格已在下降,通膨減緩</span></p><p><span style="font-size: medium;">22.如果通膨沒有繼續上升,那就要思考FED是否還會如年初的如此鷹派呢?</span></p><p><span style="font-size: medium;">23.原物料去年基期非常高,今年不易複製去年漲幅。</span></p><p><span style="font-size: medium;">24.目前企業存貨銷售比雖然仍低,但已沒有繼續惡化。</span></p><p><span style="font-size: medium;">25.美國家庭資產規模增加,家庭財富擴張會拉升個人消費支出</span></p><p><span style="font-size: medium;">26.izaax GDP投資指標:(名目GDP-實質GDP)得出長期差值的平均,然後再用此值減去每年的差值,代表市場資金的使用效率,此數據往上走代表有利資本市場。</span></p><p><span style="font-size: medium;">27.拜登新政,長期並不會造成美國財政赤字惡化,且基建法案的支出比當初羅斯福新政更高,對整個美國經濟的正向幫助更大,美國未來潛在的經濟增長會有一個顯著的拉升。</span></p><p><span style="font-size: medium;">28.BBB法案可能觸礁,如果這個法案沒過,也代表加稅的相關法案不會過,加上民主黨期中選舉可能不妙,如果民主黨無法取得議院多數,那幾乎可以確定未來幾年不會有加稅法案通過。</span></p><p><span style="font-size: medium;">29.強經濟+通膨緩解+擴大基建+不加稅=企業盈利亮麗,今年與明年美國企業營利增漲可能在10%,就算因為FED緊縮造成企業本益比估值下修,長線來看紮實的企業盈利提升依然能夠推升股價,支持美股慢牛續行。</span></p><p><span style="font-size: medium;">30.價值股與成長股都可以買,成長股仍然有向上的機會,價值股也在估值相對低的點,但要注意在貨幣緊縮的環境,成長股會遇到越來越多的挑戰,例如不賺錢的成長股在FED收資金的環境會很慘,被套要到榮景期才有機會回魂。</span></p><p><span style="font-size: medium;">31. 要挑價值股的話要看兩點</span></p><p><span style="font-size: medium;">(1)是否能夠轉嫁成本</span></p><p><span style="font-size: medium;">(2)是否能夠成長</span></p><p><span style="font-size: medium;">32. 要挑成長股的話要看三點</span></p><p><span style="font-size: medium;">(1) 高營收的增長</span></p><p><span style="font-size: medium;">(2) 必須是高毛利</span></p><p><span style="font-size: medium;">(3) 本業要能夠轉虧為盈</span></p><p><span style="font-size: medium;">33.油價大幅下跌的機率降低,供需維持相對平衡的情況,未來兩年因為供應端結構性的變化,所以會維持在一個相對高的位置(可能80~100之間)。</span></p><p><span style="font-size: medium;">34.中國採購經理人指數出現好徵兆,非製造業採購經理人指數與製造業採購經理人指數-新訂單數據已經回到榮枯值以上,中國最差的情況已過去。</span></p><p><span style="font-size: medium;">35.中國官方製造業採購經理人指數-出廠價格降到很低的水平,由此可見通膨問題會開始緩解。</span></p><p><span style="font-size: medium;">36.中國貨幣政策確立寬鬆路徑,中國現在緩步的在擴表,同時也降準,寬鬆的貨幣會對房地產產生影響(止穩或小幅回升),房地產的上漲同時也會傳遞到股市。</span></p><p><span style="font-size: medium;">37.台灣經濟和資本市場不用擔心疫情,強大的出口與資本支出,讓疫情可能造成的民間消費下滑對總體經濟影響微乎其微。</span></p><p><span style="font-size: medium;">38.台灣的外銷訂單持續創高,外銷訂單年增率的下滑會領先股票落底。</span></p><p><span style="font-size: medium;">39.美國耐久財訂單,電腦與電子產品訂單and電子零組件訂單尚在上升,台股行情尚未結束。</span></p><p><span style="font-size: medium;">40.今年仍看好的板塊;科技、生技醫療</span></p><p><span style="font-size: medium;">公共事業、必需品(原物料漲不動,終端價格開始調漲,毛利改善)</span></p><p><span style="font-size: medium;">原物料、金融板塊也有一些機會</span></p><p><span style="font-size: medium;">但布局方式不是什麼板塊漲追甚麼,而是甚麼板塊回落修正的時候才去布局,比如現在公共事業與必需品都漲就不適合追。</span></p><p><span style="font-size: medium;">41.美元趨勢:今年上半年短多後將進入中期整理區間(盤整到明年)。</span></p><p><span style="font-size: medium;">42.忘掉黃金,遠離債券。</span></p><p><span style="font-size: medium;">43.美股兩套劇本</span></p><p><span style="font-size: medium;">短:3個月內、中:3~6個月、長:6個月以上</span></p><p><span style="font-size: medium;">Omicron無造成威脅</span></p><p><span style="font-size: medium;">短多:疫情無影響搭配財報利多-></span></p><p><span style="font-size: medium;">中多:疫情緩解經濟數據優,市場全面樂觀正面解讀緊縮政策-></span></p><p><span style="font-size: medium;">中期修正:QE退場+升息+縮表-></span></p><p><span style="font-size: medium;">長多:景氣循環進入成長期</span></p><p><span style="font-size: medium;">Omicron造成威脅</span></p><p><span style="font-size: medium;">短空:疫情風險造成市場修正(標普:10~15%,那斯達克可能會更深)-></span></p><p><span style="font-size: medium;">中多:優異財報+貨幣政策緩解-></span></p><p><span style="font-size: medium;">長多:疫情再度好轉市場樂觀-></span></p><p><span style="font-size: medium;">延後修正:QE退場+升息-></span></p><p><span style="font-size: medium;">長多:景氣循環進入成長期(明年)</span></p><p><span style="font-size: medium;">44.美國基建案+不加稅:有助支撐經濟維持3.5~4%高速增漲</span></p><p><span style="font-size: medium;">美股正處於牛市循環,拉回仍要做多</span></p><p><span style="font-size: medium;">歐日股趨勢與美股相仿</span></p><p><span style="font-size: medium;">陸股中長線買點浮現</span></p><p><span style="font-size: medium;">新興市場不一定能夠順利補漲,需留意美元走強帶來壓力</span></p><p><span style="font-size: medium;">台股:短期盤整結束後將再攻高</span></p><p><span style="font-size: medium;">感謝 愛大的分享</span></p><p><span style="font-size: medium;">也祝各位朋友 2022繼續探吉</span></p><p><span style="font-size: medium;"><br /></span></p><p></p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/a/AVvXsEhFcCe-k8vLmPdRtyyxbRR-9bqqJiTfvwkE5IGfogIh65GzWPZ1Q0Ng2qKeCMInpialq1EeZjkI0aO6yJNFuCHibA1i0x4Hrmwc82fnbrxvo0sTrQtHwP0YLijWt11ba-PQOBcH7phdD1Lbq-evmmJyuZbyhIZiQNF9I5RZA7eYygh_jPw26p3qISy_" style="margin-left: 1em; margin-right: 1em;"><span style="font-size: medium;"><img alt="" data-original-height="600" data-original-width="600" height="640" src="https://blogger.googleusercontent.com/img/a/AVvXsEhFcCe-k8vLmPdRtyyxbRR-9bqqJiTfvwkE5IGfogIh65GzWPZ1Q0Ng2qKeCMInpialq1EeZjkI0aO6yJNFuCHibA1i0x4Hrmwc82fnbrxvo0sTrQtHwP0YLijWt11ba-PQOBcH7phdD1Lbq-evmmJyuZbyhIZiQNF9I5RZA7eYygh_jPw26p3qISy_=w640-h640" width="640" /></span></a></div><span style="font-size: medium;"><br /></span><br /><p></p>資工心理人http://www.blogger.com/profile/01994326933121768548noreply@blogger.com5tag:blogger.com,1999:blog-1093058181876322870.post-27167623327876103082021-12-02T19:05:00.003+08:002021-12-02T19:05:28.684+08:00無懼.西風之神,ROG Zephyrus G15開箱測試<p><span style="font-size: large;"> </span></p><p class="MsoNormal"><span style="font-size: large;"><span style="font-family: "新細明體",serif; mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 新細明體; mso-fareast-theme-font: minor-fareast; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin;">先說結論,世紀帝國四順跑!超讚!</span><span lang="EN-US"><o:p></o:p></span></span></p>
<p class="MsoNormal"><span style="font-size: large;"><span style="font-family: "新細明體",serif; mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 新細明體; mso-fareast-theme-font: minor-fareast; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin;">然後這台筆電直接顛覆我對電競筆電的認知,用過就回不去了</span><span lang="EN-US"><o:p></o:p></span></span></p>
<p class="MsoNormal"><span lang="EN-US"><o:p><span style="font-size: large;"> </span></o:p></span></p>
<p class="MsoNormal"><span style="font-size: large;"><span style="font-family: "新細明體",serif; mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 新細明體; mso-fareast-theme-font: minor-fareast; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin;">連探吉對這台筆電都很有興趣</span><span lang="EN-US">XD<o:p></o:p></span></span></p><p class="MsoNormal"><span style="font-size: large;"><span lang="EN-US"></span></span></p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiNF2zzb12i0mYYXfG5T5OKw2PelZXeT12T7rPwe0-13iidq1tepocVR0eCwLtwAJ5UDzVu4pYv0uLHNxIhLuqvr4C57LJCNpsSRuW5AlhupwB2vLUOqyWPjPDyzsSTPZYcyWUAEHZPJCs/" style="margin-left: 1em; margin-right: 1em;"><span style="font-size: large;"><img alt="" data-original-height="416" data-original-width="554" height="480" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiNF2zzb12i0mYYXfG5T5OKw2PelZXeT12T7rPwe0-13iidq1tepocVR0eCwLtwAJ5UDzVu4pYv0uLHNxIhLuqvr4C57LJCNpsSRuW5AlhupwB2vLUOqyWPjPDyzsSTPZYcyWUAEHZPJCs/w640-h480/image.png" width="640" /></span></a></div><span style="font-size: large;"><br /><br /></span><p></p>
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<p class="MsoNormal"><span lang="EN-US"><o:p><span style="font-size: large;"> </span></o:p></span></p>
<p class="MsoNormal"><span style="font-size: large;"><span style="font-family: "新細明體",serif; mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 新細明體; mso-fareast-theme-font: minor-fareast; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin;">我原本的筆電是</span><span lang="EN-US">ROG STRIX GL513</span><span style="font-family: "新細明體",serif; mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 新細明體; mso-fareast-theme-font: minor-fareast; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin;">的,效能強但真的很重,不適合長時間攜帶</span><span lang="EN-US"><o:p></o:p></span></span></p>
<p class="MsoNormal"><span lang="EN-US"><o:p><span style="font-size: large;"> </span></o:p></span></p>
<p class="MsoNormal"><span style="font-size: large;"><span style="font-family: "新細明體",serif; mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 新細明體; mso-fareast-theme-font: minor-fareast; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin;">但換到</span><span lang="EN-US">ROG Zephyrus G15</span><span style="font-family: "新細明體",serif; mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 新細明體; mso-fareast-theme-font: minor-fareast; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin;">後,沒想到電競筆電也可以做的這麼輕薄</span><span lang="EN-US">(1.9kg)</span><span style="font-family: "新細明體",serif; mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 新細明體; mso-fareast-theme-font: minor-fareast; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin;">,我外出的工作筆電也改用這台了</span><span lang="EN-US"><o:p></o:p></span></span></p>
<p class="MsoNormal"><span style="font-size: large;"><span lang="EN-US">(</span><span style="font-family: "新細明體",serif; mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 新細明體; mso-fareast-theme-font: minor-fareast; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin;">如圖,真的非常薄,但其實有著強大的效能</span><span lang="EN-US">)<o:p></o:p></span></span></p><p class="MsoNormal"><span style="font-size: large;"><span lang="EN-US"></span></span></p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgUY4BGLv7HEMR3hmRt-M3IF4tyfgWlWrDsHxtvufjr_tNcb-rvl-QzUvmFOU6p968bFJNaekcdYNZnlqt30GrlopMCmx40ngL-hdTenZ8XWrpSCQS4qD4afUQPLa_8u2MGjT_rzvFY9xE/" style="margin-left: 1em; margin-right: 1em;"><span style="font-size: large;"><img alt="" data-original-height="416" data-original-width="554" height="480" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgUY4BGLv7HEMR3hmRt-M3IF4tyfgWlWrDsHxtvufjr_tNcb-rvl-QzUvmFOU6p968bFJNaekcdYNZnlqt30GrlopMCmx40ngL-hdTenZ8XWrpSCQS4qD4afUQPLa_8u2MGjT_rzvFY9xE/w640-h480/image.png" width="640" /></span></a></div><span style="font-size: large;"><br /><br /></span><p></p>
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<p class="MsoNormal"><span style="font-size: large;"><span lang="EN-US">ROG Zephyrus G15</span><span style="font-family: "新細明體",serif; mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 新細明體; mso-fareast-theme-font: minor-fareast; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin;">本身的電池續航可到</span><span lang="EN-US">6</span><span style="font-family: "新細明體",serif; mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 新細明體; mso-fareast-theme-font: minor-fareast; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin;">小時,<a style="mso-comment-date: 20211201T1828; mso-comment-reference: AC_1;">加上可採用</a></span><span style="mso-comment-continuation: 1;"><span lang="EN-US">USB-C</span></span><span style="mso-comment-continuation: 1;"><span style="font-family: "新細明體",serif; mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 新細明體; mso-fareast-theme-font: minor-fareast; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin;">供電,出門也不用攜帶大顆的變壓器,甚至可以使用行動電源充電,在外就算沒有插座,我仍然能夠工作一整天</span></span></span></p>
<p class="MsoNormal"><span lang="EN-US"><o:p><span style="font-size: large;"> </span></o:p></span></p>
<p class="MsoNormal"><span style="font-size: large;"><span style="font-family: "新細明體",serif; mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 新細明體; mso-fareast-theme-font: minor-fareast; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin;">螢幕也從之前的</span><span lang="EN-US">144Hz</span><span style="font-family: "新細明體",serif; mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 新細明體; mso-fareast-theme-font: minor-fareast; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin;">,晉升到</span><span lang="EN-US">2K 165Hz</span><span style="font-family: "新細明體",serif; mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 新細明體; mso-fareast-theme-font: minor-fareast; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin;">,畫面流暢度提升有感</span><span lang="EN-US"><o:p></o:p></span></span></p>
<p class="MsoNormal"><span lang="EN-US"><o:p><span style="font-size: large;"> </span></o:p></span></p>
<p class="MsoNormal"><span style="font-size: large;"><span style="font-family: "新細明體",serif; mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 新細明體; mso-fareast-theme-font: minor-fareast; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin;">搭配強大的</span><span lang="EN-US">CPU</span><span style="font-family: "新細明體",serif; mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 新細明體; mso-fareast-theme-font: minor-fareast; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin;">與</span><span lang="EN-US">GPU<o:p></o:p></span></span></p>
<p class="MsoNormal"><span style="font-size: large;"><span style="font-family: "新細明體",serif; mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 新細明體; mso-fareast-theme-font: minor-fareast; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin;">處理器:</span><span lang="EN-US">AMD Ryzen 9 5900HS 3.1GHz (16M Cache,
up to 4.5 GHz)<o:p></o:p></span></span></p>
<p class="MsoNormal"><span style="font-size: large;"><span style="font-family: "新細明體",serif; mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 新細明體; mso-fareast-theme-font: minor-fareast; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin;">顯示晶片:</span><span lang="EN-US">NVIDIA GeForce RTX 3070 8GB GDDR6<o:p></o:p></span></span></p>
<p class="MsoNormal"><span lang="EN-US"><o:p><span style="font-size: large;"> </span></o:p></span></p>
<p class="MsoNormal"><span style="font-size: large;"><span style="font-family: "新細明體",serif; mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 新細明體; mso-fareast-theme-font: minor-fareast; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin;">其他規格如下</span><span lang="EN-US"><o:p></o:p></span></span></p>
<p class="MsoNormal"><span style="font-size: large;"><span style="font-family: "新細明體",serif; mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 新細明體; mso-fareast-theme-font: minor-fareast; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin;">儲存裝置:</span><span lang="EN-US">1TB M.2 NVMe PCIe 3.0 SSD<o:p></o:p></span></span></p>
<p class="MsoNormal"><span style="font-size: large;"><span style="font-family: "新細明體",serif; mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 新細明體; mso-fareast-theme-font: minor-fareast; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin;">記憶體:</span><span lang="EN-US">16GB DDR4 3200 <o:p></o:p></span></span></p>
<p class="MsoNormal"><span style="font-size: large;"><span style="font-family: "新細明體",serif; mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 新細明體; mso-fareast-theme-font: minor-fareast; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin;">顯示螢幕:</span><span lang="EN-US">15.6 </span><span style="font-family: "新細明體",serif; mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 新細明體; mso-fareast-theme-font: minor-fareast; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin;">吋</span><span lang="EN-US"> WQHD (2560
x 1440) 165Hz / 3ms IPS </span><span style="font-family: "新細明體",serif; mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 新細明體; mso-fareast-theme-font: minor-fareast; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin;">等級螢幕</span><span lang="EN-US"><o:p></o:p></span></span></p>
<p class="MsoNormal"><span style="font-size: large;"><span style="font-family: "新細明體",serif; mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 新細明體; mso-fareast-theme-font: minor-fareast; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin;">通訊:</span><span lang="EN-US">Wi-Fi 6</span><span style="font-family: "新細明體",serif; mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 新細明體; mso-fareast-theme-font: minor-fareast; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin;">(</span><span lang="EN-US">802.11ax</span><span style="font-family: "新細明體",serif; mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 新細明體; mso-fareast-theme-font: minor-fareast; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin;">)+</span><span lang="EN-US"> Bluetooth 5.1<o:p></o:p></span></span></p>
<p class="MsoNormal"><span style="font-size: large;"><span style="font-family: "新細明體",serif; mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 新細明體; mso-fareast-theme-font: minor-fareast; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin;">重量:</span><span lang="EN-US">1.9Kg<span style="mso-no-proof: yes;"><v:shape id="圖片_x0020_1" o:spid="_x0000_i1032" style="height: 554.5pt; mso-wrap-style: square; visibility: visible; width: 415.5pt;" type="#_x0000_t75">
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</v:imagedata></v:shape></span> <o:p></o:p></span></span></p>
<p class="MsoNormal"><span lang="EN-US"><o:p><span style="font-size: large;"> </span></o:p></span></p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEibKsV_Gmumvzui5cwcA0Qqvl9HplCSFXtZJb85xaN6JgKeaq_6zeBrLPhxDV878xDUFFnJHRpimmc8AmyeDKw4l-NLhxNTrYN9pTzaitsGMNTmSqyHYp9Bc5lmavqWVEx4zL05sgIAOyM/" style="margin-left: 1em; margin-right: 1em;"><span style="font-size: large;"><img alt="" data-original-height="1155" data-original-width="865" height="640" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEibKsV_Gmumvzui5cwcA0Qqvl9HplCSFXtZJb85xaN6JgKeaq_6zeBrLPhxDV878xDUFFnJHRpimmc8AmyeDKw4l-NLhxNTrYN9pTzaitsGMNTmSqyHYp9Bc5lmavqWVEx4zL05sgIAOyM/w480-h640/image.png" width="480" /></span></a></div><span style="font-size: large;"><br /></span><p></p>
<p class="MsoNormal"><span style="font-size: large;"><span lang="EN-US">Zephyrus G15 </span><span style="font-family: "新細明體",serif; mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 新細明體; mso-fareast-theme-font: minor-fareast; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin;">的液態金屬散熱化合物可使</span><span lang="EN-US">
CPU </span><span style="font-family: "新細明體",serif; mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 新細明體; mso-fareast-theme-font: minor-fareast; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin;">保持低溫,加上兩個</span><span lang="EN-US"> Arc Flow </span><span style="font-family: "新細明體",serif; mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 新細明體; mso-fareast-theme-font: minor-fareast; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin;">風扇配備重新設計的葉片,可產生更大的氣流及更小的噪音,從</span><span lang="EN-US">AOE2DE</span><span style="font-family: "新細明體",serif; mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 新細明體; mso-fareast-theme-font: minor-fareast; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin;">到最新的</span><span lang="EN-US">AOEIV</span><span style="font-family: "新細明體",serif; mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 新細明體; mso-fareast-theme-font: minor-fareast; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin;">,通通順暢不</span><span lang="EN-US">lag</span><span style="font-family: "新細明體",serif; mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 新細明體; mso-fareast-theme-font: minor-fareast; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin;">,不再被隊友碎念破壞遊戲體驗。</span><span lang="EN-US"><o:p></o:p></span></span></p>
<p class="MsoNormal"><span lang="EN-US"><o:p><span style="font-size: large;"> </span></o:p></span></p>
<p class="MsoNormal"><span lang="EN-US"><o:p><span style="font-size: large;"> </span></o:p></span></p>
<p class="MsoNormal"><span lang="EN-US"><o:p><span style="font-size: large;"> </span></o:p></span></p>
<p class="MsoNormal"><span style="font-size: large;"><span lang="EN-US">I/O</span><span style="font-family: "新細明體",serif; mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 新細明體; mso-fareast-theme-font: minor-fareast; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin;">接孔也非常的多,</span><span lang="EN-US">2</span><span style="font-family: "新細明體",serif; mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 新細明體; mso-fareast-theme-font: minor-fareast; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin;">個</span><span lang="EN-US">USB + 2</span><span style="font-family: "新細明體",serif; mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 新細明體; mso-fareast-theme-font: minor-fareast; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin;">個</span><span lang="EN-US">USB-C + SD Card + HDMI+</span><span style="font-family: "新細明體",serif; mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 新細明體; mso-fareast-theme-font: minor-fareast; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin;">耳機孔與網路孔,基本上能夠滿足一切的需求</span><span lang="EN-US"><o:p></o:p></span></span></p>
<p class="MsoNormal"><span lang="EN-US"><span style="font-size: large;"><v:shape id="_x0000_i1027" style="height: 311pt; width: 414.5pt;" type="#_x0000_t75">
<v:imagedata o:title="LINE_ALBUM_西風之神_211201_31" src="file:///C:/Users/hn280/AppData/Local/Temp/msohtmlclip1/01/clip_image004.jpg">
</v:imagedata></v:shape><v:shape id="_x0000_i1028" style="height: 311pt; width: 414.5pt;" type="#_x0000_t75">
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</v:imagedata></v:shape><o:p></o:p></span></span></p>
<p class="MsoNormal"><span lang="EN-US"><o:p><span style="font-size: large;"> </span></o:p></span></p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgx8icUpzL2C_AnTE8pDM80QHz3BXZ9dWDLb1HoRI3wnKRm7Mg6VFJI_UEI0MfxdsMaUcuL_1w0U-FhlvpI7ySuSmIoDKVTIltvCoRBoGnJiAGSN-lbLFhPix6T1voH9Cv_EJnZG-9894Q/" style="margin-left: 1em; margin-right: 1em;"><span style="font-size: large;"><img alt="" data-original-height="416" data-original-width="554" height="480" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgx8icUpzL2C_AnTE8pDM80QHz3BXZ9dWDLb1HoRI3wnKRm7Mg6VFJI_UEI0MfxdsMaUcuL_1w0U-FhlvpI7ySuSmIoDKVTIltvCoRBoGnJiAGSN-lbLFhPix6T1voH9Cv_EJnZG-9894Q/w640-h480/image.png" width="640" /></span></a></div><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjrfM3H6PKgGqrosF1Aj10HEe4U9WSvfG-OyPjLInHudb5dtQUE47XBmO5fqsTz_Jh5cFGZdc3eh6ys8oi8AkPSG9-c6qBC2PLJk5_N693W-gwy4-dZmOcYSXICKy7ZnzifJl6CW_tkxyM/" style="margin-left: 1em; margin-right: 1em;"><span style="font-size: large;"><img alt="" data-original-height="416" data-original-width="554" height="480" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjrfM3H6PKgGqrosF1Aj10HEe4U9WSvfG-OyPjLInHudb5dtQUE47XBmO5fqsTz_Jh5cFGZdc3eh6ys8oi8AkPSG9-c6qBC2PLJk5_N693W-gwy4-dZmOcYSXICKy7ZnzifJl6CW_tkxyM/w640-h480/image.png" width="640" /></span></a></div><span style="font-size: large;"><br /><br /></span><p></p>
<p class="MsoNormal"><span style="font-size: large;"><a style="mso-comment-date: 20211201T1808; mso-comment-reference: AC_2;"><span style="font-family: "新細明體",serif; mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 新細明體; mso-fareast-theme-font: minor-fareast; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin;">然後這個敗家之眼的</span><span lang="EN-US">LOGO</span></a><span style="mso-comment-continuation: 2;"><span style="font-family: "新細明體",serif; mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 新細明體; mso-fareast-theme-font: minor-fareast; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin;">真的做得非常美,推一個</span></span></span></p>
<p class="MsoNormal"><span lang="EN-US"><o:p><span style="font-size: large;"> </span></o:p></span></p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhmuPJtmGXEZIo786XD_E-KeSI7vkNu9WvrAUGRRiksFHuTBcHBHTQFSViExSahPhr7qIzVOeMrpzzGe7DNoGdHuRx4NaI3Y2nqbHZxFpCWXrYB_lTBiPb_qZGFLAExDw-n8flucsugymg/" style="margin-left: 1em; margin-right: 1em;"><span style="font-size: large;"><img alt="" data-original-height="416" data-original-width="554" height="480" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhmuPJtmGXEZIo786XD_E-KeSI7vkNu9WvrAUGRRiksFHuTBcHBHTQFSViExSahPhr7qIzVOeMrpzzGe7DNoGdHuRx4NaI3Y2nqbHZxFpCWXrYB_lTBiPb_qZGFLAExDw-n8flucsugymg/w640-h480/image.png" width="640" /></span></a></div><span style="font-size: large;"><br /></span><p></p>
<p class="MsoNormal"><span lang="EN-US"><span style="font-size: large;"><v:shape id="_x0000_i1029" style="height: 311pt; width: 414.5pt;" type="#_x0000_t75">
<v:imagedata o:title="LINE_ALBUM_西風之神_211201_28" src="file:///C:/Users/hn280/AppData/Local/Temp/msohtmlclip1/01/clip_image006.jpg">
</v:imagedata></v:shape><o:p></o:p></span></span></p>
<p class="MsoNormal"><span lang="EN-US"><span style="font-size: large;"><v:shape id="_x0000_i1030" style="height: 311pt; width: 414.5pt;" type="#_x0000_t75">
<v:imagedata o:title="LINE_ALBUM_西風之神_211201_25" src="file:///C:/Users/hn280/AppData/Local/Temp/msohtmlclip1/01/clip_image007.jpg">
</v:imagedata></v:shape><o:p></o:p></span></span></p>
<p class="MsoNormal"><span lang="EN-US"><o:p><span style="font-size: large;"> </span></o:p></span></p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiVQSKyWhOiPa7wbI146E5GZ7XdpuVsnb-kQ_z8OYmw7jmN1XzluD5qA3IM6kwr7g06A72_8nKSuMe094ustBVjkrc-j5Fs_1wNHeZspDupxMOzPR-mUqRIs4sIqiiIpt6J_LIJBy4MFVc/" style="margin-left: 1em; margin-right: 1em;"><span style="font-size: large;"><img alt="" data-original-height="416" data-original-width="554" height="480" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiVQSKyWhOiPa7wbI146E5GZ7XdpuVsnb-kQ_z8OYmw7jmN1XzluD5qA3IM6kwr7g06A72_8nKSuMe094ustBVjkrc-j5Fs_1wNHeZspDupxMOzPR-mUqRIs4sIqiiIpt6J_LIJBy4MFVc/w640-h480/image.png" width="640" /></span></a></div><span style="font-size: large;"><br /></span><p></p>
<p class="MsoNormal"><span lang="EN-US"><o:p><span style="font-size: large;"> </span></o:p></span></p>
<p class="MsoNormal"><span style="font-size: large;"><a style="mso-comment-date: 20211201T1858; mso-comment-reference: AC_3;"><span style="font-family: "新細明體",serif; mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 新細明體; mso-fareast-theme-font: minor-fareast; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin;">總結來說,</span><span lang="EN-US">ROG Zephyrus G15</span></a><span style="mso-comment-continuation: 3;"><span style="font-family: "新細明體",serif; mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 新細明體; mso-fareast-theme-font: minor-fareast; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin;">這台筆電我覺得非常出色,在強大的效能下仍然兼顧了重量與厚度中間的平衡,在平常的輕量化工作下,續航力的表現也不錯,加上</span><span lang="EN-US">USB-c</span></span><span style="mso-comment-continuation: 3;"><span style="font-family: "新細明體",serif; mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 新細明體; mso-fareast-theme-font: minor-fareast; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin;">也可供電的優勢,不管是打</span><span lang="EN-US">GAME</span></span><span style="mso-comment-continuation: 3;"><span style="font-family: "新細明體",serif; mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 新細明體; mso-fareast-theme-font: minor-fareast; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin;">或者是移動工作,皆可順利達成,算是一台優異的筆電。</span></span></span></p>
<p class="MsoNormal"><span lang="EN-US"><o:p><span style="font-size: large;"> </span></o:p></span></p>
<p class="MsoNormal"><span style="font-size: large;"><span lang="EN-US">PS.</span><span style="font-family: "新細明體",serif; mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 新細明體; mso-fareast-theme-font: minor-fareast; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin;">內附的背包也很好看</span><span lang="EN-US"><o:p></o:p></span></span></p>
<p class="MsoNormal"><span lang="EN-US"><span style="font-size: large;"><v:shape id="_x0000_i1031" style="height: 450pt; width: 337.5pt;" type="#_x0000_t75">
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</v:imagedata></v:shape><o:p></o:p></span></span></p>
<p class="MsoNormal"><span lang="EN-US"><o:p><span style="font-size: large;"> </span></o:p></span></p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgAJfhN_Q5ebOhBGx5SXGSIO_RStqlvLNF6rvnRhWUHpb59fYEJpShHsv9Np6Py2D-wY3ujkmdRJhSqQPqs3umlprsAQmtQK_3jx-RPmzSDR6P8QZEU23_quVWkVZa0P4tba6NvZRYZWv4/" style="margin-left: 1em; margin-right: 1em;"><span style="font-size: large;"><img alt="" data-original-height="601" data-original-width="451" height="640" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgAJfhN_Q5ebOhBGx5SXGSIO_RStqlvLNF6rvnRhWUHpb59fYEJpShHsv9Np6Py2D-wY3ujkmdRJhSqQPqs3umlprsAQmtQK_3jx-RPmzSDR6P8QZEU23_quVWkVZa0P4tba6NvZRYZWv4/w480-h640/image.png" width="480" /></span></a></div><span style="font-size: large;"><br /></span><p></p>
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<p class="MsoNormal"><b><span style="font-size: large;"><span lang="EN-US">12/1~12/31</span><span style="font-family: "新細明體",serif; mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 新細明體; mso-fareast-theme-font: minor-fareast; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin;">期間購買即享官網登錄抽三大神級好禮,登錄再送「</span><span lang="EN-US">Cerberus </span><span style="font-family: "新細明體",serif; mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 新細明體; mso-fareast-theme-font: minor-fareast; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin;">耳機</span><span lang="EN-US"> + ROG x C.A.CHOU</span><span style="font-family: "新細明體",serif; mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 新細明體; mso-fareast-theme-font: minor-fareast; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin;">滑鼠墊」。</span><span lang="EN-US"><o:p></o:p></span></span></b></p>
<p class="MsoNormal"><b><span style="font-size: large;"><span style="font-family: "新細明體",serif; mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 新細明體; mso-fareast-theme-font: minor-fareast; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin;">購買連結如下</span><span lang="EN-US">(</span><span style="color: red;"><span style="font-family: "新細明體",serif; mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 新細明體; mso-fareast-theme-font: minor-fareast; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin;">目前</span><span lang="EN-US">RTX3070</span><span style="font-family: "新細明體",serif; mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 新細明體; mso-fareast-theme-font: minor-fareast; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin;">版缺貨,連結為</span><span lang="EN-US">RTX3060</span><span style="font-family: "新細明體",serif; mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 新細明體; mso-fareast-theme-font: minor-fareast; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin;">版本</span></span><span lang="EN-US">)<o:p></o:p></span></span></b></p>
<p class="MsoNormal"><span lang="EN-US"><span style="font-size: large;"><a href="https://store.asus.com/tw/item/202107DM080000017/D5674"><b>https://store.asus.com/tw/item/202107DM080000017/D5674</b></a><o:p></o:p></span></span></p><div style="mso-element: comment;"><div class="msocomtxt" id="_com_3" language="JavaScript">
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</div><div style="mso-element: comment-list;"><span style="font-size: large;"><br /></span></div><div style="mso-element: comment-list;"><span style="font-size: large;"><br /></span></div><div style="mso-element: comment-list;"><span style="font-size: large;"><br /></span></div><div style="mso-element: comment-list;"><span style="font-size: large;"><br /></span></div><div style="mso-element: comment-list;"><br /></div>資工心理人http://www.blogger.com/profile/01994326933121768548noreply@blogger.com0tag:blogger.com,1999:blog-1093058181876322870.post-24417712819578640442021-10-11T20:11:00.003+08:002021-10-11T20:11:47.768+08:00Backbone人體工學傢俱開箱實測<p><span style="font-size: medium;"> </span></p><p class="MsoNormal" style="mso-pagination: widow-orphan;"><span style="font-family: "新細明體",serif; mso-bidi-font-family: 新細明體; mso-font-kerning: 0pt;"><span style="font-size: medium;">先簡介一下<span lang="EN-US"><o:p></o:p></span></span></span></p>
<p class="MsoNormal" style="mso-pagination: widow-orphan;"><span style="font-size: medium;"><span lang="EN-US" style="background: white; color: #222222; font-family: "Helvetica",sans-serif; mso-bidi-font-family: 新細明體; mso-fareast-font-family: 新細明體; mso-font-kerning: 0pt;">Backbone
</span><span style="background: white; color: #222222; font-family: "新細明體",serif; mso-ascii-font-family: Helvetica; mso-bidi-font-family: 新細明體; mso-font-kerning: 0pt; mso-hansi-font-family: Helvetica;">是台灣人體工學傢俱設計品牌,也是一間三十年的人體工學傢俱代工經驗的工廠,為世界各大知名辦公傢俱品牌</span><span lang="EN-US" style="background: white; color: #222222; font-family: "Helvetica",sans-serif; mso-bidi-font-family: 新細明體; mso-fareast-font-family: 新細明體; mso-font-kerning: 0pt;"> OEM/ODM </span><span style="background: white; color: #222222; font-family: "新細明體",serif; mso-ascii-font-family: Helvetica; mso-bidi-font-family: 新細明體; mso-font-kerning: 0pt; mso-hansi-font-family: Helvetica;">,擁有豐富的設計與製造經驗。</span><span lang="EN-US" style="background: white; color: #222222; font-family: "Helvetica",sans-serif; mso-bidi-font-family: 新細明體; mso-fareast-font-family: 新細明體; mso-font-kerning: 0pt;">2016</span><span style="background: white; color: #222222; font-family: "新細明體",serif; mso-ascii-font-family: Helvetica; mso-bidi-font-family: 新細明體; mso-font-kerning: 0pt; mso-hansi-font-family: Helvetica;">年成立自品牌</span><span lang="EN-US" style="background: white; color: #222222; font-family: "Helvetica",sans-serif; mso-bidi-font-family: 新細明體; mso-fareast-font-family: 新細明體; mso-font-kerning: 0pt;"> Backbone </span><span style="background: white; color: #222222; font-family: "新細明體",serif; mso-ascii-font-family: Helvetica; mso-bidi-font-family: 新細明體; mso-font-kerning: 0pt; mso-hansi-font-family: Helvetica;">,並且不斷開發新產品,如今已成為企業及市場愛用品牌!</span><span lang="EN-US" style="font-family: "新細明體",serif; mso-bidi-font-family: 新細明體; mso-font-kerning: 0pt;"><o:p></o:p></span></span></p>
<p class="MsoNormal"><span lang="EN-US"><o:p><span style="font-size: medium;"> </span></o:p></span></p>
<p class="MsoNormal" style="mso-pagination: widow-orphan;"><span style="font-size: medium;"><span style="font-family: "新細明體",serif; mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 新細明體; mso-fareast-theme-font: minor-fareast; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin;">本次我實際體驗的主要是</span><span lang="EN-US" style="background: white; color: #222222; font-family: "Helvetica",sans-serif; mso-bidi-font-family: 新細明體; mso-fareast-font-family: 新細明體; mso-font-kerning: 0pt;">Kabuto
</span><span style="background: white; color: #222222; font-family: "新細明體",serif; mso-ascii-font-family: Helvetica; mso-bidi-font-family: 新細明體; mso-font-kerning: 0pt; mso-hansi-font-family: Helvetica;">人體工學椅</span><span style="font-family: "新細明體",serif; mso-bidi-font-family: 新細明體; mso-font-kerning: 0pt;">與升降桌<span lang="EN-US"><o:p></o:p></span></span></span></p>
<p class="MsoNormal"><span lang="EN-US"><o:p><span style="font-size: medium;"> </span></o:p></span></p>
<p class="MsoNormal"><span style="font-size: medium;"><span style="font-family: "新細明體",serif; mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 新細明體; mso-fareast-theme-font: minor-fareast; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin;">先說結論吧!對一個長時間重度電腦的工作者來說,這個椅子我很滿意,升降桌也列入了購買的清單,會在不久的未來進行更換。</span><span lang="EN-US"><o:p></o:p></span></span></p>
<p class="MsoNormal"><span lang="EN-US"><o:p><span style="font-size: medium;"> </span></o:p></span></p>
<p class="MsoNormal"><span style="font-size: medium;"><span style="font-family: "新細明體",serif; mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 新細明體; mso-fareast-theme-font: minor-fareast; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin;">來簡單介紹一下實測的一些心得,以及我看中的地方</span><span lang="EN-US"><o:p></o:p></span></span></p>
<p class="MsoNormal"><span lang="EN-US"><o:p><span style="font-size: medium;"> </span></o:p></span></p>
<p class="MsoNormal"><span style="font-size: medium;"><span lang="EN-US">1.</span><span style="font-family: "新細明體",serif; mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 新細明體; mso-fareast-theme-font: minor-fareast; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin;">腰靠,可調整深淺與上下,對於長時間坐在電腦前面的我來說非常重要</span><span lang="EN-US"><o:p></o:p></span></span></p>
<p class="MsoNormal"></p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjGOO9C1MH6L8IK0yvTwLjHbljgpqdLskLgZwYqka6HAKxilVyyLdLTtnSZukrie1Te1ZkYqGjtxpvX87gKkpvp5giy5TtKCKQFDkP-5YohCe_5z2psTNL4Wc6_yWq_TBiE8NkI3DgYkQI/" style="margin-left: 1em; margin-right: 1em;"><img alt="" data-original-height="368" data-original-width="490" height="480" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjGOO9C1MH6L8IK0yvTwLjHbljgpqdLskLgZwYqka6HAKxilVyyLdLTtnSZukrie1Te1ZkYqGjtxpvX87gKkpvp5giy5TtKCKQFDkP-5YohCe_5z2psTNL4Wc6_yWq_TBiE8NkI3DgYkQI/w640-h480/image.png" width="640" /></a></div><br /><br /><p></p>
<p class="MsoNormal"><span lang="EN-US"><o:p><span style="font-size: medium;"> </span></o:p></span></p>
<p class="MsoNormal"><span style="font-size: medium;"><span lang="EN-US">2.</span><span lang="EN-US" style="color: black; font-family: 微軟正黑體, sans-serif;"> </span><span style="color: black; font-family: 微軟正黑體, sans-serif;">調節升降頭枕,依身型調整可以調節至最舒適角度<span lang="EN-US">(</span>可調整上下<span lang="EN-US">)</span></span><span lang="EN-US"><o:p></o:p></span></span></p>
<p class="MsoNormal" style="background: white; mso-margin-bottom-alt: auto; mso-margin-top-alt: auto; mso-pagination: widow-orphan; word-break: break-all;"></p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiKkQqcMRYGBT00IyVROJcVVF2cefECk4FPHyBcEjBBB4EIHjDMrdJjJbn1pAZXd1wXXV4uoQ_Intn5WooKCxM4WvmxfPuNTkrM_4dsJzZJ0ylKbEOZCevMzoeqa3UzdsrbqKxyWaRBBKE/" style="margin-left: 1em; margin-right: 1em;"><img alt="" data-original-height="360" data-original-width="481" height="480" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiKkQqcMRYGBT00IyVROJcVVF2cefECk4FPHyBcEjBBB4EIHjDMrdJjJbn1pAZXd1wXXV4uoQ_Intn5WooKCxM4WvmxfPuNTkrM_4dsJzZJ0ylKbEOZCevMzoeqa3UzdsrbqKxyWaRBBKE/w640-h480/image.png" width="640" /></a></div><br /><br /><p></p>
<p class="MsoNormal" style="background: white; mso-margin-bottom-alt: auto; mso-margin-top-alt: auto; mso-pagination: widow-orphan; word-break: break-all;"><span style="font-size: medium;"><span lang="EN-US" style="color: black; font-family: 微軟正黑體, sans-serif;">3.</span><span lang="EN-US" style="color: black; font-family: 微軟正黑體, sans-serif;"> </span><span style="color: black; font-family: 微軟正黑體, sans-serif;">椅背傾仰調整,工作、休憩、伸展,一張滿足</span><span lang="EN-US" style="color: #212529; font-family: "微軟正黑體",sans-serif; mso-bidi-font-family: 新細明體; mso-font-kerning: 0pt;"><o:p></o:p></span></span></p>
<p class="MsoNormal"></p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiCeFy8K8gPFz8DC7eHXCbv3h1tnSMlMeBrhyphenhyphenUNiCFkmpvzgTZSI-0Riw7ZE05fXGU0BRmGWdA8SUzIrxH0uf8E6egwoS7Ly_VXcElPFt0_QJ6LcYijx3ZTPObxLRTzrGfMolyKvyvJWHo/" style="margin-left: 1em; margin-right: 1em;"><img alt="" data-original-height="360" data-original-width="481" height="479" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiCeFy8K8gPFz8DC7eHXCbv3h1tnSMlMeBrhyphenhyphenUNiCFkmpvzgTZSI-0Riw7ZE05fXGU0BRmGWdA8SUzIrxH0uf8E6egwoS7Ly_VXcElPFt0_QJ6LcYijx3ZTPObxLRTzrGfMolyKvyvJWHo/" width="640" /></a></div><br /><br /><p></p>
<p class="MsoNormal"><span style="font-size: medium;"><span lang="EN-US" style="color: black; font-family: 微軟正黑體, sans-serif;">4.</span><span style="color: black; font-family: 微軟正黑體, sans-serif;">三維度調節扶手,針對桌型微調高度,長時間使用電腦能夠有足夠的支撐</span><span lang="EN-US"><o:p></o:p></span></span></p>
<p class="MsoNormal"></p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEibCwSv5SDDqbkM1R4Eluw6Kd1gO3vTM_J0kgisXTQMq3DFQOSsmWmFQSKmM55S6ePOiEg0lZJdw7clmTz5taQPKUL0zpEAeTtnQws_fp-kZhOnlzkwUXQydI4yhltHeQ6jdW6wPwIY3wk/" style="margin-left: 1em; margin-right: 1em;"><img alt="" data-original-height="367" data-original-width="489" height="480" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEibCwSv5SDDqbkM1R4Eluw6Kd1gO3vTM_J0kgisXTQMq3DFQOSsmWmFQSKmM55S6ePOiEg0lZJdw7clmTz5taQPKUL0zpEAeTtnQws_fp-kZhOnlzkwUXQydI4yhltHeQ6jdW6wPwIY3wk/w640-h480/image.png" width="640" /></a></div><br /><br /><p></p>
<p class="MsoNormal"><span style="font-size: medium;"><span style="font-family: "新細明體",serif; mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 新細明體; mso-fareast-theme-font: minor-fareast; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin;">接下來說說升降桌,可以設定三段自訂高度,不用每次使用都要調整到自己需要的位置,比如說我固定站著使用需要多高,直接設定好,起身按下設定的號碼,就可以一次調整到定位</span><span lang="EN-US"><o:p></o:p></span></span></p>
<p class="MsoNormal"><span lang="EN-US"><o:p><span style="font-size: medium;"> </span></o:p></span></p>
<p class="MsoNormal"></p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgwS66AXDX17PTFO62oLCg73vzHYMVJj-cJzEg7dmHq9i7LofcpQjtIMuhyphenhyphenchhmqp33VZMVTNTt_POd00BygC5-aG9Zs_DFOD35XrGxd85GGCLLiTkxoHefRiZMfjhuZWxW8eMp_shV_OU/" style="margin-left: 1em; margin-right: 1em;"><img alt="" data-original-height="434" data-original-width="579" height="480" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgwS66AXDX17PTFO62oLCg73vzHYMVJj-cJzEg7dmHq9i7LofcpQjtIMuhyphenhyphenchhmqp33VZMVTNTt_POd00BygC5-aG9Zs_DFOD35XrGxd85GGCLLiTkxoHefRiZMfjhuZWxW8eMp_shV_OU/" width="640" /></a></div><br /><br /><p></p>
<p class="MsoNormal"><span style="font-size: medium;"><span style="font-family: "新細明體",serif; mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 新細明體; mso-fareast-theme-font: minor-fareast; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin;">站著寫</span><span lang="EN-US">code</span><span style="font-family: "新細明體",serif; mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 新細明體; mso-fareast-theme-font: minor-fareast; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin;">也是很順</span><span lang="EN-US"><o:p></o:p></span></span></p>
<p class="MsoNormal"></p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhUF_VvGY_wFRHSzDWOeNPIonD2UiruM9KqR_H1MBX3OJa6vkJTzEvssgKlR5CzAep6XIO8nvB8DRsOFgo555sUKJU2QXtAuWY-G0r6WOwLBB14e6HDRtNgVn32QSCHBcb5BepQUkKcFcc/" style="margin-left: 1em; margin-right: 1em;"><img alt="" data-original-height="415" data-original-width="553" height="480" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhUF_VvGY_wFRHSzDWOeNPIonD2UiruM9KqR_H1MBX3OJa6vkJTzEvssgKlR5CzAep6XIO8nvB8DRsOFgo555sUKJU2QXtAuWY-G0r6WOwLBB14e6HDRtNgVn32QSCHBcb5BepQUkKcFcc/w640-h480/image.png" width="640" /></a></div><br /><br /><p></p>
<p class="MsoNormal"><span style="font-size: medium;"><span style="font-family: "新細明體",serif; mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 新細明體; mso-fareast-theme-font: minor-fareast; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin;">桌子也可選配多種插座,幫你的每個電子產品接上源源不絕的電力</span><span lang="EN-US"><o:p></o:p></span></span></p>
<p class="MsoNormal"></p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgD2N4ffYCF8PNWX7a8q2jiebz4PiffGKTzq4immeVhQibfIWAv5P6Hr1CuR7r6xWQRsoDGNV8vOGiV7lcephc7-_EiI-AvbV_Sg-jno0OFverdZhu6NArrvMC4uJ5WmD9MD1z6Dp2kUWU/" style="margin-left: 1em; margin-right: 1em;"><img alt="" data-original-height="415" data-original-width="553" height="480" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgD2N4ffYCF8PNWX7a8q2jiebz4PiffGKTzq4immeVhQibfIWAv5P6Hr1CuR7r6xWQRsoDGNV8vOGiV7lcephc7-_EiI-AvbV_Sg-jno0OFverdZhu6NArrvMC4uJ5WmD9MD1z6Dp2kUWU/" width="640" /></a></div><br /><br /><p></p>
<p class="MsoNormal"><span lang="EN-US"><o:p><span style="font-size: medium;"> </span></o:p></span></p>
<p class="MsoNormal"><span style="font-size: medium;"><span style="font-family: "新細明體",serif; mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 新細明體; mso-fareast-theme-font: minor-fareast; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin;">另外附上個人實際組裝過程</span><span lang="EN-US"><o:p></o:p></span></span></p>
<p class="MsoNormal"><span style="font-size: medium;"><span style="font-family: "新細明體",serif; mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 新細明體; mso-fareast-theme-font: minor-fareast; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin;">建議要搭配紙箱放在上面安裝會比較有施力點</span><span lang="EN-US"><o:p></o:p></span></span></p>
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<p class="MsoNormal"><span style="font-size: medium;"><span style="font-family: "新細明體",serif; mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 新細明體; mso-fareast-theme-font: minor-fareast; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin;">首先收到包裹,真的很重,超級重</span><span lang="EN-US"><o:p></o:p></span></span></p>
<p class="MsoNormal"></p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEixC8TVqiFoq6CIndLNcKCmtZbnQOEXk9ICSR6OctK7HA1VOAg452516MSb_NHOa8SGr0_39qO1owh9LHftb2GPnjJJ-Oi19CHknmtkVPAQqBKwB7plD7F9K0E9n8RXW68WRxF0y4uN6VI/" style="margin-left: 1em; margin-right: 1em;"><img alt="" data-original-height="738" data-original-width="553" height="480" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEixC8TVqiFoq6CIndLNcKCmtZbnQOEXk9ICSR6OctK7HA1VOAg452516MSb_NHOa8SGr0_39qO1owh9LHftb2GPnjJJ-Oi19CHknmtkVPAQqBKwB7plD7F9K0E9n8RXW68WRxF0y4uN6VI/" width="360" /></a></div><br /><br /><p></p>
<p class="MsoNormal" style="background: white; line-height: 24.0pt; mso-margin-bottom-alt: auto; mso-margin-top-alt: auto; mso-outline-level: 2; mso-pagination: widow-orphan; vertical-align: baseline;"><span lang="EN-US" style="color: #262626; font-family: Helvetica, sans-serif;"><o:p><span style="font-size: medium;"> </span></o:p></span></p>
<p class="MsoNormal" style="background: white; line-height: 24.0pt; mso-margin-bottom-alt: auto; mso-margin-top-alt: auto; mso-outline-level: 2; mso-pagination: widow-orphan; vertical-align: baseline;"><span lang="EN-US" style="color: #262626; font-family: Helvetica, sans-serif;"><o:p><span style="font-size: medium;"> </span></o:p></span></p>
<p class="MsoNormal" style="background: white; line-height: 24.0pt; mso-margin-bottom-alt: auto; mso-margin-top-alt: auto; mso-outline-level: 2; mso-pagination: widow-orphan; vertical-align: baseline;"><span style="font-size: medium;"><span style="color: #262626; font-family: 新細明體, serif;">椅子下身結構,要鎖的螺絲不多,但放在箱子上比較好鎖</span><span lang="EN-US" style="color: #262626; font-family: Helvetica, sans-serif;"><o:p></o:p></span></span></p>
<p class="MsoNormal" style="background: white; line-height: 24.0pt; mso-margin-bottom-alt: auto; mso-margin-top-alt: auto; mso-outline-level: 2; mso-pagination: widow-orphan; vertical-align: baseline;"></p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEg-7vqajyYZb7TYr3B8Pw__qYVNlsxeN5hfpIptsM8zukGNHAgEYLQvz43w67zoS-4AwKacaLcfO2snMvegMjxKqTF5VagcNRuejj84hvVrbn72b_tkXa-m9XoNhY28yQpKRhZJBU2aYgY/" style="margin-left: 1em; margin-right: 1em;"><img alt="" data-original-height="738" data-original-width="553" height="640" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEg-7vqajyYZb7TYr3B8Pw__qYVNlsxeN5hfpIptsM8zukGNHAgEYLQvz43w67zoS-4AwKacaLcfO2snMvegMjxKqTF5VagcNRuejj84hvVrbn72b_tkXa-m9XoNhY28yQpKRhZJBU2aYgY/w480-h640/image.png" width="480" /></a></div><br /><br /><p></p>
<p class="MsoNormal" style="background: white; line-height: 24.0pt; mso-margin-bottom-alt: auto; mso-margin-top-alt: auto; mso-outline-level: 2; mso-pagination: widow-orphan; vertical-align: baseline;"><span lang="EN-US" style="color: #262626; font-family: Helvetica, sans-serif;"><o:p><span style="font-size: medium;"> </span></o:p></span></p>
<p class="MsoNormal" style="background: white; line-height: 24.0pt; mso-margin-bottom-alt: auto; mso-margin-top-alt: auto; mso-outline-level: 2; mso-pagination: widow-orphan; vertical-align: baseline;"><span style="font-size: medium;"><span style="color: #262626; font-family: 新細明體, serif;">滑輪部分</span><span lang="EN-US" style="color: #262626; font-family: Helvetica, sans-serif;"><o:p></o:p></span></span></p>
<p class="MsoNormal" style="background: white; line-height: 24.0pt; mso-margin-bottom-alt: auto; mso-margin-top-alt: auto; mso-outline-level: 2; mso-pagination: widow-orphan; vertical-align: baseline;"></p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjEJRW3XZ89r5lxL4ZnzBkHfFwaa3PRY6woNRSBjoiE7swatx9cPZUJTglh45XaW5ZISv050cvPQLDI8iA2mAcjlaSoisxLUIj1Mdv93BpxB5xcmysjud0CycEYMH1PBKYVOtmSH3kbePE/" style="margin-left: 1em; margin-right: 1em;"><img alt="" data-original-height="738" data-original-width="553" height="640" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjEJRW3XZ89r5lxL4ZnzBkHfFwaa3PRY6woNRSBjoiE7swatx9cPZUJTglh45XaW5ZISv050cvPQLDI8iA2mAcjlaSoisxLUIj1Mdv93BpxB5xcmysjud0CycEYMH1PBKYVOtmSH3kbePE/w480-h640/image.png" width="480" /></a></div><br /><br /><p></p>
<p class="MsoNormal" style="background: white; line-height: 24.0pt; mso-margin-bottom-alt: auto; mso-margin-top-alt: auto; mso-outline-level: 2; mso-pagination: widow-orphan; vertical-align: baseline;"><span lang="EN-US" style="color: #262626; font-family: Helvetica, sans-serif;"><o:p><span style="font-size: medium;"> </span></o:p></span></p>
<p class="MsoNormal" style="background: white; line-height: 24.0pt; mso-margin-bottom-alt: auto; mso-margin-top-alt: auto; mso-outline-level: 2; mso-pagination: widow-orphan; vertical-align: baseline;"><span style="font-size: medium;"><span style="color: #262626; font-family: 新細明體, serif;">組裝完成照,坐上去就是爽</span><span lang="EN-US" style="color: #262626; font-family: Helvetica, sans-serif;"><o:p></o:p></span></span></p>
<p class="MsoNormal" style="background: white; line-height: 24.0pt; mso-margin-bottom-alt: auto; mso-margin-top-alt: auto; mso-outline-level: 2; mso-pagination: widow-orphan; vertical-align: baseline;"></p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjgUKEiEDWpWRwi5QjaKbNpAB5axt3dX8nLiaIUfMRzMXl9OeO_h61lnfwE-La3XXQH44YsZlHTchM4wIk8pJRNgNA3wzR_cxYOaZSerqivbofk2wKqYP3vBp6EPGU38RZuIMmlY6Gw7Vc/" style="margin-left: 1em; margin-right: 1em;"><img alt="" data-original-height="738" data-original-width="553" height="640" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjgUKEiEDWpWRwi5QjaKbNpAB5axt3dX8nLiaIUfMRzMXl9OeO_h61lnfwE-La3XXQH44YsZlHTchM4wIk8pJRNgNA3wzR_cxYOaZSerqivbofk2wKqYP3vBp6EPGU38RZuIMmlY6Gw7Vc/w480-h640/image.png" width="480" /></a></div><br /><br /><p></p>
<p class="MsoNormal" style="background: white; line-height: 24.0pt; mso-margin-bottom-alt: auto; mso-margin-top-alt: auto; mso-outline-level: 2; mso-pagination: widow-orphan; vertical-align: baseline;"><span lang="EN-US" style="color: #262626; font-family: Helvetica, sans-serif;"><o:p><span style="font-size: medium;"> </span></o:p></span></p>
<p class="MsoNormal" style="background: white; line-height: 24.0pt; mso-margin-bottom-alt: auto; mso-margin-top-alt: auto; mso-outline-level: 2; mso-pagination: widow-orphan; vertical-align: baseline;"><span lang="EN-US" style="color: #262626; font-family: Helvetica, sans-serif;"><o:p><span style="font-size: medium;"> </span></o:p></span></p>
<p class="MsoNormal" style="background: white; line-height: 24.0pt; mso-margin-bottom-alt: auto; mso-margin-top-alt: auto; mso-outline-level: 2; mso-pagination: widow-orphan; vertical-align: baseline;"><span style="font-size: large;"><span style="color: #262626; font-family: 新細明體, serif;">輸入折扣碼:「</span><span lang="EN-US" style="color: #262626; font-family: Helvetica, sans-serif;">iepsyfinance2021</span><span style="color: #262626; font-family: 新細明體, serif;">」</span><span lang="EN-US" style="color: #262626; font-family: Helvetica, sans-serif;"><o:p></o:p></span></span></p>
<p class="MsoNormal" style="background: white; mso-pagination: widow-orphan;"><span style="font-size: large;"><span style="color: #222222; font-family: 新細明體, serif;">享</span><span lang="EN-US" style="color: #222222; font-family: Helvetica, sans-serif;">92</span><span style="color: #222222; font-family: 新細明體, serif;">折專屬優惠</span><span lang="EN-US" style="color: #222222; font-family: Helvetica, sans-serif;"><o:p></o:p></span></span></p>
<p class="MsoNormal" style="background: white; mso-pagination: widow-orphan;"><span style="font-size: large;"><span style="color: #222222; font-family: 新細明體, serif;">期間從</span><span style="color: #222222; font-family: Helvetica, sans-serif;"> </span><span style="color: #222222; font-family: 新細明體, serif;">即日起至</span><span lang="EN-US" style="color: #222222; font-family: Helvetica, sans-serif;">10</span><span style="color: #222222; font-family: 新細明體, serif;">月底</span><span lang="EN-US" style="color: #222222; font-family: Helvetica, sans-serif;"><o:p></o:p></span></span></p>
<p class="MsoNormal" style="mso-pagination: widow-orphan;"><span style="font-size: large;"><span style="background: white; color: #222222; font-family: 新細明體, serif;">活動僅限線上商城:</span><span lang="EN-US" style="font-family: 新細明體, serif;"><o:p></o:p></span></span></p>
<p class="MsoNormal" style="background: white; mso-pagination: widow-orphan;"><span lang="EN-US"><a href="https://lihi1.com/w4O5T" target="_blank"><span style="color: #1155cc; font-family: Helvetica, sans-serif;"><span style="font-size: large;">https://lihi1.com/w4O5T</span></span></a></span><span lang="EN-US" style="color: #222222; font-family: Helvetica, sans-serif; font-size: large;"><o:p></o:p></span></p>
<p class="MsoNormal"><span lang="EN-US"><o:p><span style="font-size: medium;"> </span></o:p></span></p>資工心理人http://www.blogger.com/profile/01994326933121768548noreply@blogger.com2tag:blogger.com,1999:blog-1093058181876322870.post-76596590876677269982021-10-04T21:17:00.004+08:002021-10-04T21:17:26.829+08:002021 Q3投資狀況回顧<p> 平常每週在Pressplay都有寫重要大事回顧了,這裡就不再額外放上來</p><p>每週都會將交易紀錄與當週經濟數據觀察整理發布</p><p>每個標的買進的理由及過程都有記錄在每週文章內</p><p><br /></p><p><br /></p><p><span style="font-size: x-large;">接下來就看看第三季的回顧吧</span></p><p><span style="font-size: large;">1.世界指數(ALL-WORLD),經哆啦王建議,改用這個數據<a href="https://www.investing.com/indices/msci-acwi-investable-net-usd">MSCI ACWI Investable Net USD</a>,</span></p><p><span style="font-size: large;"><a href="https://www.investing.com/indices/msci-acwi-investable-net-usd">https://www.investing.com/indices/msci-acwi-investable-net-usd</a></span></p><p><span style="font-size: large;">較適合來做比較(含息),且investable 版本是有包括小型股,net是有扣稅的,較接近我們投資美股的實際情況,是最接近的合理指標。</span></p><p><span style="font-size: large;">之後預計會改成與VTI進行對照,因為已經沒有中概股以及EWT、TSM的部位了</span></p><p><br /></p><p><span style="font-size: large;"><br /></span></p><p><span style="font-size: large;">2021/7/1全球指數為2,438.54 </span></p><p><span style="font-size: large;"></span></p><p><span style="font-size: large;">2021/9/30 全球指數為2,404.48<span style="white-space: pre;"> </span></span></p><p><span style="font-size: large;">第三季全球指數為漲跌幅為-1.41%,</span><span style="font-size: large;">年度至今上漲11.4%</span></p><p><span style="font-size: x-large;">本人第三季報酬率為-1.95%,落後全球指數0.54%</span></p><p><span style="font-size: large;"><span>YTD年初至今報酬率為28.51%,</span><span>領先全球指數17.11%</span></span></p><p><span style="font-size: large;">(下圖計算報酬率為美金計算)</span></p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgFcM8wDpzzpvqNFXpqTjwS3ZeBvMXvzcHK4PTqSRd_U1KVJ-vR6WLzNaKVap6u32hqRpf-S-ZDU1_8f6wiX4gexoA8asuRTfkZYp9ubPxxsxAxZot6ZOzucKL91UGDkpiErpsX1n7vjKo/s1064/%25E7%25AC%25AC%25E4%25B8%2589%25E5%25AD%25A3%25E5%25A0%25B1%25E9%2585%25AC%25E7%258E%2587%25E6%2594%25B9.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="684" data-original-width="1064" height="412" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgFcM8wDpzzpvqNFXpqTjwS3ZeBvMXvzcHK4PTqSRd_U1KVJ-vR6WLzNaKVap6u32hqRpf-S-ZDU1_8f6wiX4gexoA8asuRTfkZYp9ubPxxsxAxZot6ZOzucKL91UGDkpiErpsX1n7vjKo/w640-h412/%25E7%25AC%25AC%25E4%25B8%2589%25E5%25AD%25A3%25E5%25A0%25B1%25E9%2585%25AC%25E7%258E%2587%25E6%2594%25B9.png" width="640" /></a></div><br /><div class="separator" style="clear: both; text-align: center;"><br /></div><br /><p><span style="font-size: large;">VTI年度至今漲幅為15.73%</span></p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhSOkpU4QKooCQqg_v4W9XGYB_X52vi0A3N6Y10chJXXd6EHSrN0qynQzqCZh4vwwzgkWWG4yx2Wxm6Q6QL1jH2dfwrzlc6KUy3x_abBv2dN3EKph2Bk0Rtv8qt78_QOuONKLAzHXUIOjc/s1370/%25E8%259E%25A2%25E5%25B9%2595%25E5%25BF%25AB%25E7%2585%25A7+2021-10-01+15.04.39.png" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="1034" data-original-width="1370" height="303" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhSOkpU4QKooCQqg_v4W9XGYB_X52vi0A3N6Y10chJXXd6EHSrN0qynQzqCZh4vwwzgkWWG4yx2Wxm6Q6QL1jH2dfwrzlc6KUy3x_abBv2dN3EKph2Bk0Rtv8qt78_QOuONKLAzHXUIOjc/w400-h303/%25E8%259E%25A2%25E5%25B9%2595%25E5%25BF%25AB%25E7%2585%25A7+2021-10-01+15.04.39.png" width="400" /></a></div><br /><p><span style="font-size: large;">2.以下為這三個月的主要交易紀錄</span></p><p><span style="font-size: large;">7,8月認錯砍掉的股票有</span></p><p><span style="font-size: large;">BABA(7/27砍),該部位虧損約20%時出掉,虧損4400美金,中概股不可預測風險上升,我也看不懂黨接下來還要幹麻,選擇不玩了</span></p><p><span style="font-size: large;">PSTH(7/27砍),該部位虧損約11%時出掉,虧損1800美金,預期的收購失敗+Bill Ackman看來沒什麼後續作為所以砍了</span></p><p><span style="font-size: large;">目前較大部位虧損的股票有CRSR,買進至今下跌約15%,看法不變所以只有依投資部位的比例做小部位調節。</span></p><p><span style="font-size: large;">在以上部位下跌的情況下仍然能夠貼近大盤報酬率</span></p><div dir="auto" style="background-color: white; color: #050505; font-family: system-ui, -apple-system, system-ui, ".SFNSText-Regular", sans-serif; white-space: pre-wrap;"><span style="font-size: large;">原因在於</span><span style="font-size: x-large;">PLTR、MSFT、U的部位上漲,上漲較多的部位有開始調節</span></div><div dir="auto" style="background-color: white; color: #050505; font-family: system-ui, -apple-system, system-ui, ".SFNSText-Regular", sans-serif; white-space: pre-wrap;"><span style="font-size: x-large;"><br /></span></div><div dir="auto" style="background-color: white; color: #050505; font-family: system-ui, -apple-system, system-ui, ".SFNSText-Regular", sans-serif; white-space: pre-wrap;"><span style="font-size: large;">並開始轉向愛大分享會提到的防禦價值股</span></div><p><span style="font-size: x-large;">下圖為目前投資組合狀況</span></p><p><span style="font-size: x-large;"></span></p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEh5HfdETAoe0HNzRLPS29NfCR18VlpKjWGu3vwgvvseEUXNu5rLce7ea_jXoYQhanOSzPYvTJkyvTLvGPno0L82_XE1iC0rJFD9qE3UmAHSxbHBsj29OdkDvavTXrlXnWFXfRI9yx2rgkM/" style="margin-left: 1em; margin-right: 1em;"><img alt="" data-original-height="582" data-original-width="867" height="430" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEh5HfdETAoe0HNzRLPS29NfCR18VlpKjWGu3vwgvvseEUXNu5rLce7ea_jXoYQhanOSzPYvTJkyvTLvGPno0L82_XE1iC0rJFD9qE3UmAHSxbHBsj29OdkDvavTXrlXnWFXfRI9yx2rgkM/w640-h430/image.png" width="640" /></a></div><br /><br /><p></p><p><span style="font-size: x-large;"><br /></span></p><p><span style="font-size: x-large;">3.ETORO帳戶年度至今報酬率</span><span style="font-size: x-large;">報酬率為17.39%</span><span style="font-size: x-large;">,</span><span style="font-size: x-large;">領先全球指數5.99%</span><span style="font-size: x-large;">,又尻了點銀彈進去,分散買一些標的,風險值已經降下來了</span></p><p></p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjTto_Fuu9MpgZvcfLGc5piTsbqpPaSgzvy3ESTtqo7GmdqF8t8jdiYqnm51Q6JlUhedtIGbfTYnfD3B-Q9KhQKW3Zw8rYNtNgM9ztuwkgYdz3QmMaE6nIuEVPKJpf24nXcQEXaGXwca-8/s1916/%25E8%259E%25A2%25E5%25B9%2595%25E5%25BF%25AB%25E7%2585%25A7+2021-10-01+15.04.20.png" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="1168" data-original-width="1916" height="390" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjTto_Fuu9MpgZvcfLGc5piTsbqpPaSgzvy3ESTtqo7GmdqF8t8jdiYqnm51Q6JlUhedtIGbfTYnfD3B-Q9KhQKW3Zw8rYNtNgM9ztuwkgYdz3QmMaE6nIuEVPKJpf24nXcQEXaGXwca-8/w640-h390/%25E8%259E%25A2%25E5%25B9%2595%25E5%25BF%25AB%25E7%2585%25A7+2021-10-01+15.04.20.png" width="640" /></a></div><br /><span style="font-size: x-large;"><br /></span><p></p><p style="background-color: white; box-sizing: border-box; margin-bottom: 16px; margin-top: 0px;"><span style="font-size: large;">以上為個人整理,僅供各位參考</span></p><p style="background-color: white; box-sizing: border-box; margin-bottom: 16px; margin-top: 0px;"><span style="font-size: large;">也鼓勵大家定期做投資紀錄,能夠有效幫助自己成長</span></p><p style="background-color: white; box-sizing: border-box; margin-bottom: 16px; margin-top: 0px;"><span style="font-size: large;"><span><br /></span><br /><span><br /></span><span>以上的圖表製圖教學在此</span><br /></span></p><h3 class="post-title entry-title" itemprop="name" style="background-color: white; font-family: Arial, Tahoma, Helvetica, FreeSans, sans-serif; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal; margin: 0px; position: relative;"><a href="https://hn28082251.blogspot.com/2019/04/google-spreadsheets-stock.html"><span style="font-size: large;">用 Google 試算表製做簡易股票報價表及理財表(更新版) 教學</span></a></h3><p style="background-color: white; box-sizing: border-box; margin-bottom: 16px; margin-top: 0px;"><span style="font-size: large;"><br /></span></p><p style="background-color: white; box-sizing: border-box; margin-bottom: 16px; margin-top: 0px;"><span style="background-color: transparent; font-size: large;"><br /></span></p><p style="background-color: white; box-sizing: border-box; margin-bottom: 16px; margin-top: 0px;"><span style="font-size: large;">本文章並沒有推薦任何投資標的,單純是個人的一些觀察與見解,為作者自行查看相關資料後整理而成,資料之正確性以各官方公告為主,任何人觀看本文之後,而有投資該基金或ETF之行為,自行對所有後果負責。 </span></p><p style="background-color: white; box-sizing: border-box; margin-bottom: 16px; margin-top: 0px;"><span style="font-size: large;"><br /></span></p><p style="background-color: white; box-sizing: border-box; margin-bottom: 16px; margin-top: 0px;"><br /></p><p style="background-color: white; box-sizing: border-box; margin-bottom: 16px; margin-top: 0px;"><span style="font-size: large;"><span></span><br /><br /></span></p><div></div><p style="background-color: white; box-sizing: border-box; margin-bottom: 16px; margin-top: 0px;"><span style="font-size: large;"><br /></span></p><div style="font-family: "pingfang tc"; margin: 0px;"><span style="font-size: large;"><span face=""arial" , "tahoma" , "helvetica" , "freesans" , sans-serif" style="background-color: white;"><br /></span><span face=""arial" , "tahoma" , "helvetica" , "freesans" , sans-serif" style="background-color: white;"></span><i style="background-color: white; font-family: Arial, Tahoma, Helvetica, FreeSans, sans-serif;"><span>我將思想傳授他人,他人之所得,亦無損於我之所有;猶如一人以我的燭火點燭,光亮與他同在,我卻不因此身處黑暗。湯瑪斯‧傑弗遜(Thomas Jefferson)</span></i></span></div><div><i style="background-color: white; font-family: Arial, Tahoma, Helvetica, FreeSans, sans-serif;"><span style="font-size: large;"><br /></span></i></div><div><span style="font-size: large;"><br /></span></div><p><span style="font-size: large;"><br /></span></p><p><span style="font-size: large;"><br /></span></p><p><span style="font-size: large;"><br /></span></p><p><span style="font-size: large;"><br /></span></p><p><span style="font-size: large;">警語</span></p><p><span style="font-size: large;">本文為個人的交易筆記整理,僅供朋友粉絲討論運用,不構成任何投資建議</span></p><p><span style="font-size: large;"><br /></span></p><p><span style="font-size: large;">補充說明</span></p><p><span style="font-size: large;"><br /></span></p><p><span style="font-size: large;">etoro雖然有取得美國FINRA及SIPC的資格</span></p><p><span style="font-size: large;">但也與IB、嘉信、TD、firstrade等等一樣沒有台灣的牌照</span></p><p><span style="font-size: large;">以金管會的角度來看也都是非法的平台</span></p><p><span style="font-size: large;">投資人使用海外券商須自行評估風險</span></p><p><span style="font-size: large;"><br /></span></p><p><span style="font-size: large;">金管會新聞稿</span></p><p><span style="font-size: large;"><br /></span></p><p><span style="font-size: large;">金管會呼籲投資人勿透過未經金管會核准之交易平台投資外國有價證券等金融商品</span></p><p><span style="font-size: large;"></span></p><p><span style="font-size: large;">非我國合法之證券期貨業者,依法不得在我國境內從事證券期貨相關業務,鑒於國際跨境詐騙手法多元,境外交易平台透過網路社群媒體頻繁行銷,金融監督管理委員會(下稱金管會)提醒投資人,如要從事外國有價證券等金融商品之投資,應透過合法之金融機構進行交易以確保權益,以免發生交易糾紛時,無法獲得保障。</span></p><div><span style="font-size: large;"><br /></span></div><p><br /></p><p><br /></p>資工心理人http://www.blogger.com/profile/01994326933121768548noreply@blogger.com0tag:blogger.com,1999:blog-1093058181876322870.post-71490018370230590162021-10-01T14:40:00.003+08:002021-10-01T14:40:33.874+08:00[訪談系列]1001竹春的不敗的華爾街投資法<p><span style="font-family: ".PingFang TC"; font-size: x-large;"></span></p><div class="separator" style="clear: both; text-align: center;"><span style="font-family: ".PingFang TC"; font-size: x-large;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEj66F9E0tLnjcgDePPSkgN1RUFb18qtrDyBCfiPKBdyikxnqtQ-ydjMpDxCFb-P1_1BZWqqvSPxKm835I-djQ3Q39LD33C_0kriuNgT5-9E4RErc0Gd-nnYIIXODLeskSKeIhrc5mc4xz8/" style="margin-left: 1em; margin-right: 1em;"><img alt="" data-original-height="1478" data-original-width="1108" height="400" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEj66F9E0tLnjcgDePPSkgN1RUFb18qtrDyBCfiPKBdyikxnqtQ-ydjMpDxCFb-P1_1BZWqqvSPxKm835I-djQ3Q39LD33C_0kriuNgT5-9E4RErc0Gd-nnYIIXODLeskSKeIhrc5mc4xz8/w300-h400/image.png" width="300" /></a></span></div><p></p><p><span style="font-family: ".PingFang TC"; font-size: x-large;">本次訪談的是竹春老師</span><span style="font-family: ".PingFang TC"; font-size: x-large;">,不敗的華爾街投資法作者,竹春老師擁有近30年的華爾街經歷,有多方面金融經歷,包括外匯交易、公債交易、信用投資分析、電子交易科技、公債風險與價位計算等相關工作,近兩年在美國大型金融集團擔任科技部總監,以下整理本次的訪談內容。</span></p><p><span style="font-family: ".PingFang TC"; font-size: x-large;"><br /></span></p><p><span style="font-family: ".PingFang TC"; font-size: x-large;"><br /></span></p><div><span style="font-family: .PingFang TC; font-size: large;">1.在台灣清華大學讀動力機械系,出國留學後從機械改讀金融,1992年到華爾街工作,至今約29年,有當過交易員,也當過研究員,也有在科技部門的工作。 </span></div><div><span style="font-family: .PingFang TC; font-size: large;"><br /></span></div><div><span style="font-family: .PingFang TC; font-size: large;">2.看起來很像是跨領域,但事實上在華爾街,很多人都有科技的背景,科技的訓練重視數據跟事實,這些訓練用在華爾街方面還滿適合的,近年來很多大陸的學生都擠進華爾街,背景是物理及數學。 </span></div><div><span style="font-family: .PingFang TC; font-size: large;"><br /></span></div><div><span style="font-family: .PingFang TC; font-size: large;">3.投資的心路歷程: 我對投資雖然從小就有興趣,但過去讀書期間的資訊比較缺乏,並且沒有資金可以投資,所以一直到了華爾街工作後,才能真正的開始投資股票。我個人覺得,投資股票不僅是金錢上的收穫,也是一種樂趣,可以藉此暸解這個世界上發生了什麼大事。也可以藉此訓練自己的判斷力,判斷錯誤會造成損失,判斷正確會得到報酬。 </span></div><div><span style="font-family: .PingFang TC; font-size: large;"><br /></span></div><div><span style="font-family: .PingFang TC; font-size: large;">4.關於如何收集整理投資所需資料:每天讀華爾街日報,每週都看經濟學人雜誌,這兩個是非常良好的閱讀資料,可以讓你了解當前的經濟情況,霸榮周刊也不錯,但有時候霸榮太快下結論,分析的深度稍微差一點,資訊比華爾街日報又慢一點,但可以從中學習到分析師是如何去分析一檔股票,一份研究報告最重要的是分析的過程而非結果(買進與否及目標價),個股的部分用bloomberg,如果沒有bloomberg可以用google搜尋,把股票代號加上investor relations,就可以找到各公司的財務報表網站,就可以查找裡面的資訊(例如:營利成長率)。 </span></div><div><span style="font-family: .PingFang TC; font-size: large;"><br /></span></div><div><span style="font-family: .PingFang TC; font-size: large;">5.標普五百的公司中,基本上每家都會在其他分析師的推薦購買名單上,基本上被分析師推薦並沒有太多的參考價值,如果你想買別人的推薦,那不如直接買標普五百ETF就好。 </span></div><div><span style="font-family: .PingFang TC; font-size: large;"><br /></span></div><div><span style="font-family: .PingFang TC; font-size: large;">6.覺得投資上認錯是一件很重要的事情,多數人喜歡講成功的經驗,但事實上失敗的經驗更值得關注,不要再犯同樣的錯,對我們才有更大的幫助,錯誤常常會有一些固定的pattern(模式),認識自己的錯誤,然後改進自己的錯誤,認識自己的缺點,改進自己的缺點,這樣下去,漸漸的投資的結果會越來越好。 </span></div><div><span style="font-family: .PingFang TC; font-size: large;"><br /></span></div><div><span style="font-family: .PingFang TC; font-size: large;">7.要用功研究讀書,發現自己過去賺錢的標的,通常是有認真下苦功研究的公司。 </span></div><div><span style="font-family: .PingFang TC; font-size: large;"><br /></span></div><div><span style="font-family: .PingFang TC; font-size: large;">8.過去有個成功的經驗,即使是同一家公司的債券或證券,會有不同的優先支付順位,在2008/2009金融危機時,許多銀行優先股的價格比該公司的股票便宜不少,當時就大量買進並且獲利。 </span></div><div><span style="font-family: .PingFang TC; font-size: large;"><br /></span></div><div><span style="font-family: .PingFang TC; font-size: large;">9.股票賠錢的時候要知道為什麼賠錢,投資是一個滿好的訓練,買進股票就像考試,市場會給你一個分數(賺賠),雖然說短期可能會有不理性的波動,但長期來看給的答案會是公允的,從賠錢的標的中找出賠錢的原因,就可以學到很多的經驗。 </span></div><div><span style="font-family: .PingFang TC; font-size: large;"><br /></span></div><div><span style="font-family: .PingFang TC; font-size: large;">10.推薦讀巴菲特寫給投資者的信(可以搜尋Buffett annual report),信中就有闡述他自身的投資理念,如何分析股票,為何買進某公司的股票,會有很多值得參考的資訊,而且這是巴菲特的第一手資料。 </span></div><div><span style="font-family: .PingFang TC; font-size: large;"><br /></span></div><div><span style="font-family: .PingFang TC; font-size: large;">11.推薦一本巴菲特推薦的書,智慧型股票投資人,但這本書有一些困難度,且書中舉的例子比較舊一些。 </span></div><div><span style="font-family: .PingFang TC; font-size: large;"><br /></span></div><div><span style="font-family: .PingFang TC; font-size: large;">12.短線操作的書推薦Reminiscences of a Stock Operator(股票作手回憶錄),這本書有滿多自我訓練的東西,傑西李佛摩的自身故事。 </span></div><div><span style="font-family: .PingFang TC; font-size: large;"><br /></span></div><div><span style="font-family: .PingFang TC; font-size: large;">13.給新手投資人的建議:要慢慢來,不能急,股市中每天都有的賺錢的機會,錯過了今天,還有明天。錢賠光了,就沒有機會了。所以首先要達到的是不要賠錢,在不要賠錢的前提下再去賺錢,書與資料讀的越多,你就可以找到越多的機會,新手在經驗還不足的情況下,貿然投入所有資金是滿危險的,步步為營比較好。 新手可以從買標普五百指數的ETF開始,也可以從買進的過程之中開始學習觀察股票市場。 假設你有一百萬,你可以分數次分批進場,每個人的投入速度也要看自身狀況,如果你是賺錢能力比較強的人,表示你將來還會有更多的錢需要投資,於是現在你可以投入的較高比例的現有資金。 大家可以找到一個平衡點,股票漲也高興,股票跌也高興,因為有資金在股市,所以可以享受股市漲的好處。但如果股市下跌,還有現金可以持續買在低點,也很好。這個比例每個人都不同,讓自己睡得安穩,不會焦慮不安,就是適合自己的比例。 </span></div><div><span style="font-family: .PingFang TC; font-size: large;"><br /></span></div><div><span style="font-family: .PingFang TC; font-size: large;">14.現在的債券殖利率非常低,個人的看法是現在不一定要持有債券,建議改持有現金即可,現在債券的風險可能滿高的,利率接近歷史的低點,加上美國央行每月持續購買1200億美金債券,等央行不買的時候殖利率可能會升高,債券投資人可能就會受到損失。 </span></div><div><span style="font-family: .PingFang TC; font-size: large;"><br /></span></div><div><span style="font-family: .PingFang TC; font-size: large;">15.目前美國有1兆的擴大基礎建設,與3.5兆的財政預算案(改善教育及醫療體系等等),就算3.5兆被刪減到1.5兆,那也有1+1.5兆的資金會進入市場,這也有可能是目前股是能夠持續上行的原因。 </span></div><div><span style="font-family: .PingFang TC; font-size: large;"><br /></span></div><div><span style="font-family: .PingFang TC; font-size: large;">16.股票市場往往反映的是3~6個月後的市場實際狀況,投資者在做投資時不只是考慮當下情況,還要思考未來3~6個月的市場會是甚麼樣的狀況,在股票市場持續預測並答對的人會有越來越多的錢,答錯的人錢會越來越少,越會做答的人會越來越有影響力,這也是為甚麼市場的前瞻性一直存在。 </span></div><div><span style="font-family: .PingFang TC; font-size: large;"><br /></span></div><div><span style="font-family: .PingFang TC; font-size: large;">17.在任何一個時間都會有正面的消息與負面的消息,就像一個硬幣會有兩面一樣,正反兩面的資訊都要看,現在雖然有縮減購債的負面影響,但也要看到還有兩個大的財政預算案,這在未來對市場的正面影響應該會大於縮減購債的負面影響。</span></div><div><span style="font-family: .PingFang TC; font-size: large;"><br /></span></div><div><span style="font-family: .PingFang TC; font-size: large;">18.關於控管風險: 分享一句話「當大家都恐慌的時候,要貪婪,當大家都貪婪的時候,要恐懼。」--巴菲特 在買進後股票價格下跌時,如果對該間公司有信心,那下跌可能是個機會。 要分辨兩種情形,一種是大市場的下跌,那會是個投資的好機會,這時保有現金的重要性就會顯現,你會有足夠的彈性去買進股票。 另一種情形就不同,分別是混水摸魚與金融狂熱,金融狂熱(例如:比特幣暴漲暴跌),這種時候就難以估計是否該進場。混水摸魚指的是公司造假,財務報表不實或者是有生產上的問題,這種情況發生時,越快跑越好,不要抱有希望。 </span></div><div><span style="font-family: .PingFang TC; font-size: large;"><br /></span></div><div><span style="font-family: .PingFang TC; font-size: large;">19.關於停損:要知道股票為何會跌,例如JP摩根,去年疫情從140跌到70,如果認知到是因為全市場的下跌,那就是個買進時機。 但如果是像瑞幸咖啡,這間公司有誠信問題或假帳問題,不管當下是賺是賠都要立刻跑,自己不會設定多少%停損,而是關注公司的本質,如果公司本質不變,通常不會出場。 如果某股票大跌,同時市場沒有大跌,你也不知道該股票為何大跌,你也應該考慮減少持股或者走,因為如果你不了解這支股票,可能是走的時機。 </span></div><div><span style="font-family: .PingFang TC; font-size: large;"><br /></span></div><div><span style="font-family: .PingFang TC; font-size: large;">20.成功與失敗的交易經驗: 最成功的經驗應該是2008~2009買進優先股,當時花旗銀行優先股的股票價格跌到比普通股還便宜,加上花旗銀行給優先股很好的轉換優惠(轉換為普通股),記憶中自己很成功的交易都發生在2008~2009年時,市場的危機,對準備好的人來說都是大好的機會。 </span></div><div><span style="font-family: .PingFang TC; font-size: large;"><br /></span></div><div><span style="font-family: .PingFang TC; font-size: large;">錯誤的經驗有兩個: 一次是1992年買進高通的股票,當時是因為有個同事的弟弟對無線電這方面有研究,分享高通是當時最好的技術,因為當時錢少,所以動用了大量的融資買股票(做到三倍槓桿),結果當時高通與歐洲其他同行進行競爭,股價受到了不少影響,因為是用融資買進,當股價下跌時就收到(追繳保證金)margin call,只好賣出股票,本來是一個賺錢的好機會,結果反而在低點賣了不少股票,如果當初沒有使用融資,持續抱住股票,財富應該會高過現在不少,此次的經驗就是融資要非常的小心,當市場不理性的時候,會把你的投資組合弄爆,就算你是對的。 </span></div><div><span style="font-family: .PingFang TC; font-size: large;"><br /></span></div><div><span style="font-family: .PingFang TC; font-size: large;">另一次是買進中國某間化學原料的公司,當時股價4~5塊,PE值5~6左右,後來漲到十幾塊左右,在十二塊脫手,雖然賺錢但事後回頭去看,買進這間公司是個錯誤,因為他的很多營利並不實在,很多存貨賣不掉,帳面有盈利,現金流都是負的。後來這間公司股價也跌到剩1塊錢,此次並不是因為自己投資眼光好,只是運氣好跑得比較早而已。 </span></div><div><span style="font-family: .PingFang TC; font-size: large;"><br /></span></div><div><span style="font-family: .PingFang TC; font-size: large;">如果真的要做融資,建議大家要考量利率,例如IB的利率就很低,就可以考慮使用,但也要知道自己未來的現金流有多少,知道自己未來能夠補進帳戶多少錢,當未來市場可能大跌的時候,有辦法hold住不會被斷頭,被強制平倉在最低點。</span></div><div><span style="font-family: .PingFang TC; font-size: large;"><br /></span></div><div><span style="font-family: .PingFang TC; font-size: large;">任何融資都不安全,新手小投資者最好不要使用。 股市崩盤的時候為什麼還有人在賣股票,賣在很難看的位置,因為很多是融資者在高點買進的,在股票崩盤就必須賣股票,以避免爆倉。 </span></div><div><span style="font-family: .PingFang TC; font-size: large;"><br /></span></div><div><span style="font-family: .PingFang TC; font-size: large;">21.給投資人的建議</span></div><div><span style="font-family: .PingFang TC; font-size: large;"><br /></span></div><div><span style="font-family: .PingFang TC; font-size: large;">(1)首先是認清自己,認識自己的長短處</span></div><div><span style="font-family: .PingFang TC; font-size: large;"><br /></span></div><div><span style="font-family: .PingFang TC; font-size: large;">(2)接著是保持好奇心,好奇心是重要的原動力,好奇世界上會發生什麼事情,加上一些想像力,才會找到一些有趣的新興股票,可能會改變未來世界的黑馬 。</span></div><div><span style="font-family: .PingFang TC; font-size: large;"><br /></span></div><div><span style="font-family: .PingFang TC; font-size: large;">(3)最後是要認識數字,做什麼事情都要用事實數字來驗證自己的想法是否是正確的,</span></div><div><span style="font-family: .PingFang TC; font-size: large;"><br /></span></div><div><span style="font-family: .PingFang TC; font-size: large;">(4)投資不是一件簡單的事情,沒有輕鬆錢,都是要經過苦工,投入時間才可以得到好結果,不勞而獲是不可能發生的事情。 </span></div><div><span style="font-family: .PingFang TC; font-size: large;"><br /></span></div><div><span style="font-family: .PingFang TC; font-size: large;">(5)一般新手入門買SPY(標普五百指數ETF)即可,認為將來二十年美國還會是最好的。美國過去二三十年的科技發展,比歐洲、日本都好,大的科技發展如谷歌、臉書、微軟都成立於美國,這樣的環境沒有改變,所以未來美國的發展應會持續。股市是反應好的公司的成長,當有好的公司的成長,股市就會越來越高,投資是投資將來的事業,認為美國的這些科技巨頭還是會繼續強下去。 關於投資中國的看法,中國的投資資訊較不透明,美國的資訊相較之下透明很多,認為小投資者投資中國的困難度會高不少,要小心謹慎,也許可以利用ETF比如MCHI或是FXI,但佔整體投資的比例不宜太高。</span></div><div><span style="font-family: .PingFang TC; font-size: large;"><br /></span></div><div><span style="font-family: .PingFang TC; font-size: large;"><br /></span></div><div><span style="font-family: .PingFang TC; font-size: large;"><br /></span></div><div><span style="font-family: .PingFang TC; font-size: large;"><br /></span></div><div><span style="font-family: .PingFang TC; font-size: large;"><table align="center" cellpadding="0" cellspacing="0" class="tr-caption-container" style="margin-left: auto; margin-right: auto;"><tbody><tr><td style="text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEg1S_iot6XcIx-Vkfst6rKlmUrgFNTyjhnb4fzp2mt341TWHbdRWF7UMLDDlQwc8Zu6yAbTLhipGnEJu43OEYsK7gSaeVyAKetlI__xGIBESWbdMDUDXVZ6IIjieiEjY8mGW7zMBpcY5QE/" style="margin-left: auto; margin-right: auto;"><img alt="" data-original-height="1108" data-original-width="1478" height="480" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEg1S_iot6XcIx-Vkfst6rKlmUrgFNTyjhnb4fzp2mt341TWHbdRWF7UMLDDlQwc8Zu6yAbTLhipGnEJu43OEYsK7gSaeVyAKetlI__xGIBESWbdMDUDXVZ6IIjieiEjY8mGW7zMBpcY5QE/w640-h480/image.png" width="640" /></a></td></tr><tr><td class="tr-caption" style="text-align: center;">竹春老師攝於電影阿甘正傳的電影場景</td></tr></tbody></table><br /><br /></span></div><div><span style="font-family: .PingFang TC; font-size: large;"><br /></span></div><div><span style="font-family: .PingFang TC; font-size: large;"><br /></span></div><div><span style="font-family: .PingFang TC; font-size: large;"><br /></span></div>資工心理人http://www.blogger.com/profile/01994326933121768548noreply@blogger.com0tag:blogger.com,1999:blog-1093058181876322870.post-67052011813094419602021-07-29T13:12:00.011+08:002021-11-01T23:37:25.473+08:002021年中izaax總經分享會筆記摘要<p><span style="font-size: large;"> </span></p><p class="MsoNormal"><span style="font-size: large;"><span lang="EN-US">2021</span><span face="新細明體, serif">年中</span><span lang="EN-US">izaax</span><span face="新細明體, serif">總經分享會筆記摘要</span><span lang="EN-US">by</span><span face="新細明體, serif">資工心理人</span><span lang="EN-US"><o:p></o:p></span></span></p>
<p class="MsoNormal"><span lang="EN-US"><o:p><span style="font-size: large;"> </span></o:p></span></p>
<p class="MsoListParagraph" style="margin-left: 18pt; mso-list: l0 level1 lfo1; mso-para-margin-left: 0gd; text-indent: -18pt;"><!--[if !supportLists]--><span style="font-size: large;"><span lang="EN-US" style="mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin; mso-fareast-font-family: Calibri; mso-fareast-theme-font: minor-latin;"><span style="mso-list: Ignore;">1.<span style="font-family: "Times New Roman"; font-stretch: normal; font-style: normal; font-variant: normal; font-weight: normal; line-height: normal;"> </span></span></span><!--[endif]--><span face=""新細明體",serif" style="mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 新細明體; mso-fareast-theme-font: minor-fareast; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin;">接下來的重點在於景氣復甦期的後半段,新生產力循環找到正確的方向,思維要扭轉,作多與拉回做多。</span><span lang="EN-US"><o:p></o:p></span></span></p>
<p class="MsoListParagraph" style="margin-left: 18pt; mso-list: l0 level1 lfo1; mso-para-margin-left: 0gd; text-indent: -18pt;"><!--[if !supportLists]--><span style="font-size: large;"><span lang="EN-US" style="mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin; mso-fareast-font-family: Calibri; mso-fareast-theme-font: minor-latin;"><span style="mso-list: Ignore;">2.<span style="font-family: "Times New Roman"; font-stretch: normal; font-style: normal; font-variant: normal; font-weight: normal; line-height: normal;"> </span></span></span><span face=""新細明體",serif" style="mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 新細明體; mso-fareast-theme-font: minor-fareast; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin;">景氣復甦期是這個多頭的開端,但很多人會在這裡陣亡,那是因為景氣復甦期的前半場與後半場完全不同,要當心在每次的拉回改變了你對長期做多的信心,這時你就有可能錯過後面更長的多頭</span><span lang="EN-US">(</span><span face=""新細明體",serif" style="mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 新細明體; mso-fareast-theme-font: minor-fareast; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin;">成長期與榮景期</span><span lang="EN-US">)</span><span face=""新細明體",serif" style="mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 新細明體; mso-fareast-theme-font: minor-fareast; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin;">。</span><span lang="EN-US"><o:p></o:p></span></span></p>
<p class="MsoListParagraph" style="margin-left: 18pt; mso-list: l0 level1 lfo1; mso-para-margin-left: 0gd; text-indent: -18pt;"><!--[if !supportLists]--><span style="font-size: large;"><span lang="EN-US" style="mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin; mso-fareast-font-family: Calibri; mso-fareast-theme-font: minor-latin;"><span style="mso-list: Ignore;">3.</span></span><span face=""新細明體",serif" style="mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 新細明體; mso-fareast-theme-font: minor-fareast; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin;">未來各種資產還是有可能會有同時都下跌的狀況</span><span lang="EN-US">(</span><span face=""新細明體",serif" style="mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 新細明體; mso-fareast-theme-font: minor-fareast; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin;">股債金原物料什麼都跌</span><span lang="EN-US">)</span><span face=""新細明體",serif" style="mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 新細明體; mso-fareast-theme-font: minor-fareast; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin;">,大家又開始只想持有現金的時候,這種狀況會是絕佳的買點,擔心通膨揚升把所有股票賣掉是不對的</span><span lang="EN-US">(</span><span face=""新細明體",serif" style="mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 新細明體; mso-fareast-theme-font: minor-fareast; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin;">難道現金會最抗通膨嗎</span><span lang="EN-US">?)</span><span face=""新細明體",serif" style="mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 新細明體; mso-fareast-theme-font: minor-fareast; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin;">。</span><span lang="EN-US"><o:p></o:p></span></span></p>
<p class="MsoListParagraph" style="margin-left: 18pt; mso-list: l0 level1 lfo1; mso-para-margin-left: 0gd; text-indent: -18pt;"><!--[if !supportLists]--><span style="font-size: large;"><span lang="EN-US" style="mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin; mso-fareast-font-family: Calibri; mso-fareast-theme-font: minor-latin;"><span style="mso-list: Ignore;">4.<span style="font-family: "Times New Roman"; font-stretch: normal; font-style: normal; font-variant: normal; font-weight: normal; line-height: normal;"> </span></span></span><span face=""新細明體",serif" style="mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 新細明體; mso-fareast-theme-font: minor-fareast; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin;">只要經濟能夠維持</span><span lang="EN-US">3%</span><span face=""新細明體",serif" style="mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 新細明體; mso-fareast-theme-font: minor-fareast; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin;">的增長,過程中的紛擾</span><span lang="EN-US">(</span><span face=""新細明體",serif" style="mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 新細明體; mso-fareast-theme-font: minor-fareast; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin;">暫時性的通膨</span><span lang="EN-US">)</span><span face=""新細明體",serif" style="mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 新細明體; mso-fareast-theme-font: minor-fareast; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin;">不用擔心。</span><span lang="EN-US"><o:p></o:p></span></span></p>
<p class="MsoListParagraph" style="margin-left: 18pt; mso-list: l0 level1 lfo1; mso-para-margin-left: 0gd; text-indent: -18pt;"><!--[if !supportLists]--><span style="font-size: large;"><span lang="EN-US" style="mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin; mso-fareast-font-family: Calibri; mso-fareast-theme-font: minor-latin;"><span style="mso-list: Ignore;">5.<span style="font-family: "Times New Roman"; font-stretch: normal; font-style: normal; font-variant: normal; font-weight: normal; line-height: normal;"> </span></span></span><span face=""新細明體",serif" style="mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 新細明體; mso-fareast-theme-font: minor-fareast; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin;">總經的價值可以讓你不會被市場影響而做蠢事,經濟數據的強勁表現,是長期資本市場發展的純粹利多</span><span lang="EN-US"><o:p></o:p></span></span></p>
<p class="MsoListParagraph" style="margin-left: 18pt; mso-list: l0 level1 lfo1; mso-para-margin-left: 0gd; text-indent: -18pt;"><!--[if !supportLists]--><span style="font-size: large;"><span lang="EN-US" style="mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin; mso-fareast-font-family: Calibri; mso-fareast-theme-font: minor-latin;"><span style="mso-list: Ignore;">6.<span style="font-family: "Times New Roman"; font-stretch: normal; font-style: normal; font-variant: normal; font-weight: normal; line-height: normal;"> </span></span></span><span face=""新細明體",serif" style="mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 新細明體; mso-fareast-theme-font: minor-fareast; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin;">愛大部落格文章中的中期通常是指</span><span lang="EN-US">3~6</span><span face=""新細明體",serif" style="mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 新細明體; mso-fareast-theme-font: minor-fareast; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin;">個月,景氣循環投資法是一個在找尋魚頭跟魚身的過程,過去一年魚尾很長的時候,魚尾都沒辦法賺到,然後會看著別人賺很多的錢,但投資賺好自己熟悉的錢就好,下檔風險控管與上漲的獲利都是投資上是一樣重要的,當魚尾不再那麼長時,還在追求魚尾就會勝少敗多。</span><span lang="EN-US"><o:p></o:p></span></span></p>
<p class="MsoListParagraph" style="margin-left: 18pt; mso-list: l0 level1 lfo1; mso-para-margin-left: 0gd; text-indent: -18pt;"><!--[if !supportLists]--><span style="font-size: large;"><span lang="EN-US" style="mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin; mso-fareast-font-family: Calibri; mso-fareast-theme-font: minor-latin;"><span style="mso-list: Ignore;">7.<span style="font-family: "Times New Roman"; font-stretch: normal; font-style: normal; font-variant: normal; font-weight: normal; line-height: normal;"> </span></span></span><span face=""新細明體",serif" style="mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 新細明體; mso-fareast-theme-font: minor-fareast; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin;">接下來是新循環的開始,復甦期所指的低點是相較於未來比,而不是回頭跟過去的價位比。</span><span lang="EN-US"><o:p></o:p></span></span></p>
<p class="MsoListParagraph" style="margin-left: 18pt; mso-list: l0 level1 lfo1; mso-para-margin-left: 0gd; text-indent: -18pt;"><!--[if !supportLists]--><span style="font-size: large;"><span lang="EN-US" style="mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin; mso-fareast-font-family: Calibri; mso-fareast-theme-font: minor-latin;"><span style="mso-list: Ignore;">8.<span style="font-family: "Times New Roman"; font-stretch: normal; font-style: normal; font-variant: normal; font-weight: normal; line-height: normal;"> </span></span></span><span face=""新細明體",serif" style="mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 新細明體; mso-fareast-theme-font: minor-fareast; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin;">近代擴張時期越來越長,收縮越來越短,目前進入的是生產力循環,美股續攻新高路徑不變。</span><span lang="EN-US"><o:p></o:p></span></span></p>
<p class="MsoListParagraph" style="margin-left: 18pt; mso-list: l0 level1 lfo1; mso-para-margin-left: 0gd; text-indent: -18pt;"><!--[if !supportLists]--><span style="font-size: large;"><span lang="EN-US" style="mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin; mso-fareast-font-family: Calibri; mso-fareast-theme-font: minor-latin;"><span style="mso-list: Ignore;">9.<span style="font-family: "Times New Roman"; font-stretch: normal; font-style: normal; font-variant: normal; font-weight: normal; line-height: normal;"> </span></span></span><span face=""新細明體",serif" style="mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 新細明體; mso-fareast-theme-font: minor-fareast; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin;">本次分享會有兩個重點,一個是如何去正確判讀這是一個生產力循環還是通膨循環,另一個是要留意商品與服務消費循環的遞嬗</span><span lang="EN-US">(</span><span face=""新細明體",serif" style="mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 新細明體; mso-fareast-theme-font: minor-fareast; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin;">轉換</span><span lang="EN-US">)</span><span face=""新細明體",serif" style="mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 新細明體; mso-fareast-theme-font: minor-fareast; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin;">。</span><span lang="EN-US"><o:p></o:p></span></span></p>
<p class="MsoListParagraph" style="margin-left: 18pt; mso-list: l0 level1 lfo1; mso-para-margin-left: 0gd; text-indent: -18pt;"><!--[if !supportLists]--><span style="font-size: large;"><span lang="EN-US" style="mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin; mso-fareast-font-family: Calibri; mso-fareast-theme-font: minor-latin;"><span style="mso-list: Ignore;">10.<span style="font-family: "Times New Roman"; font-stretch: normal; font-style: normal; font-variant: normal; font-weight: normal; line-height: normal;"> </span></span></span><!--[endif]--><span face=""新細明體",serif" style="mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 新細明體; mso-fareast-theme-font: minor-fareast; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin;">愛大預判這一次經濟衰退的開始是</span><span lang="EN-US">2020</span><span face=""新細明體",serif" style="mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 新細明體; mso-fareast-theme-font: minor-fareast; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin;">年</span><span lang="EN-US">2</span><span face=""新細明體",serif" style="mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 新細明體; mso-fareast-theme-font: minor-fareast; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin;">月,</span><span lang="EN-US">2020</span><span face=""新細明體",serif" style="mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 新細明體; mso-fareast-theme-font: minor-fareast; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin;">年</span><span lang="EN-US">4~5</span><span face=""新細明體",serif" style="mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 新細明體; mso-fareast-theme-font: minor-fareast; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin;">月是前一波衰退期的結束,史上最短的一次衰退,</span><span lang="EN-US">2021</span><span face=""新細明體",serif" style="mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 新細明體; mso-fareast-theme-font: minor-fareast; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin;">年底美國的</span><span lang="EN-US">GDP</span><span face=""新細明體",serif" style="mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 新細明體; mso-fareast-theme-font: minor-fareast; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin;">會達到</span><span lang="EN-US">7%</span><span face=""新細明體",serif" style="mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 新細明體; mso-fareast-theme-font: minor-fareast; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin;">以上。</span><span lang="EN-US"><o:p></o:p></span></span></p>
<p class="MsoListParagraph" style="margin-left: 18pt; mso-list: l0 level1 lfo1; mso-para-margin-left: 0gd; text-indent: -18pt;"><!--[if !supportLists]--><span style="font-size: large;"><span lang="EN-US" style="mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin; mso-fareast-font-family: Calibri; mso-fareast-theme-font: minor-latin;"><span style="mso-list: Ignore;">11.</span></span><span lang="EN-US">1951</span><span face=""新細明體",serif" style="mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 新細明體; mso-fareast-theme-font: minor-fareast; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin;">年韓戰造成通膨大躍升</span><span lang="EN-US">(</span><span face=""新細明體",serif" style="mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 新細明體; mso-fareast-theme-font: minor-fareast; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin;">但之後也是生產力循環的開端</span><span lang="EN-US">)</span><span face=""新細明體",serif" style="mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 新細明體; mso-fareast-theme-font: minor-fareast; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin;">,當時通膨的情境是大家擔憂戰爭,大量的囤物資,之後降溫的原因是工業生產能力上升,以及商品的購買終究有極限,消費者的行為改變加上產能回穩,最終降溫,這個狀況與去年疫情爆發類似,最終應也會相同方式結束。</span><span lang="EN-US"><o:p></o:p></span></span></p>
<p class="MsoListParagraph" style="margin-left: 18pt; mso-list: l0 level1 lfo1; mso-para-margin-left: 0gd; text-indent: -18pt;"><!--[if !supportLists]--><span style="font-size: large;"><span lang="EN-US" style="mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin; mso-fareast-font-family: Calibri; mso-fareast-theme-font: minor-latin;"><span style="mso-list: Ignore;">12.</span></span><span face=""新細明體",serif" style="mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 新細明體; mso-fareast-theme-font: minor-fareast; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin;">現在要改用住院人數來看疫情,從疫苗施打覆蓋率超過五成的國家來看,疫苗的施打讓重症</span><span lang="EN-US">(</span><span face=""新細明體",serif" style="mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 新細明體; mso-fareast-theme-font: minor-fareast; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin;">需住院</span><span lang="EN-US">)</span><span face=""新細明體",serif" style="mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 新細明體; mso-fareast-theme-font: minor-fareast; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin;">的患者以指數型下降,可以見得疫苗非常有效。</span><span lang="EN-US"><o:p></o:p></span></span></p>
<p class="MsoListParagraph" style="margin-left: 18pt; mso-list: l0 level1 lfo1; mso-para-margin-left: 0gd; text-indent: -18pt;"><!--[if !supportLists]--><span style="font-size: large;"><span lang="EN-US" style="mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin; mso-fareast-font-family: Calibri; mso-fareast-theme-font: minor-latin;"><span style="mso-list: Ignore;">13.</span></span><span face=""新細明體",serif" style="mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 新細明體; mso-fareast-theme-font: minor-fareast; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin;">全世界重要的原物料生產國,疫情大爆發,未來原物料可能還會有一個高點,疫情發展加劇了供需的失衡,需求國家疫情好轉需求上升,供給國家疫情爆發供給能量降低。</span><span lang="EN-US"><o:p></o:p></span></span></p>
<p class="MsoListParagraph" style="margin-left: 18pt; mso-list: l0 level1 lfo1; mso-para-margin-left: 0gd; text-indent: -18pt;"><!--[if !supportLists]--><span style="font-size: large;"><span lang="EN-US" style="mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin; mso-fareast-font-family: Calibri; mso-fareast-theme-font: minor-latin;"><span style="mso-list: Ignore;">14.</span></span><span face=""新細明體",serif" style="mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 新細明體; mso-fareast-theme-font: minor-fareast; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin;">隨著疫苗施打,受到疫情肆虐的國家也終將解除疫情危機。</span><span lang="EN-US"><o:p></o:p></span></span></p>
<p class="MsoListParagraph" style="margin-left: 18pt; mso-list: l0 level1 lfo1; mso-para-margin-left: 0gd; text-indent: -18pt;"><!--[if !supportLists]--><span style="font-size: large;"><span lang="EN-US" style="mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin; mso-fareast-font-family: Calibri; mso-fareast-theme-font: minor-latin;"><span style="mso-list: Ignore;">15.</span></span><span face=""新細明體",serif" style="mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 新細明體; mso-fareast-theme-font: minor-fareast; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin;">今年股市高點應該會落在第三季,過去一年民眾累積了超額的儲蓄,累積的消費力還沒有得到妥善的釋放,個人實質消費支出才剛過歷史新高,服務類的消費還沒恢復常態,當服務業全面解封後,實質個人消費支出數據會繼續往上。</span><span lang="EN-US"><o:p></o:p></span></span></p>
<p class="MsoListParagraph" style="margin-left: 18pt; mso-list: l0 level1 lfo1; mso-para-margin-left: 0gd; text-indent: -18pt;"><!--[if !supportLists]--><span style="font-size: large;"><span lang="EN-US" style="mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin; mso-fareast-font-family: Calibri; mso-fareast-theme-font: minor-latin;"><span style="mso-list: Ignore;">16.</span></span><span face=""新細明體",serif" style="mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 新細明體; mso-fareast-theme-font: minor-fareast; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin;">商品和服務消費循環將易位,服務消費支出距離疫情前還差了一截,六月中開始美國各州要解封,老百姓的錢只有一套,要去旅遊觀光醫療美容之類的,勢必就會排擠到商品消費支出,但也不用過度擔心商品消費支出會驟降,不過商品部份最好的時光已逐漸過去,會進入一個比較停滯的高原期,而尚未滿足的需求,在服務消費支出這塊。</span><span lang="EN-US"><o:p></o:p></span></span></p>
<p class="MsoListParagraph" style="margin-left: 18pt; mso-list: l0 level1 lfo1; mso-para-margin-left: 0gd; text-indent: -18pt;"><!--[if !supportLists]--><span style="font-size: large;"><span lang="EN-US" style="mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin; mso-fareast-font-family: Calibri; mso-fareast-theme-font: minor-latin;"><span style="mso-list: Ignore;">17.<span style="font-family: "Times New Roman"; font-stretch: normal; font-style: normal; font-variant: normal; font-weight: normal; line-height: normal;"> </span></span></span><span face=""新細明體",serif" style="mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 新細明體; mso-fareast-theme-font: minor-fareast; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin;">美國的第三季,商品與消費會進入同強的重疊期,共同譜出夏日盛宴</span><span lang="EN-US"><o:p></o:p></span></span></p>
<p class="MsoNormal" style="margin-left: 18pt;"><span style="font-size: large;"><span face=""新細明體",serif" style="mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 新細明體; mso-fareast-theme-font: minor-fareast; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin;">基本面因素</span><span lang="EN-US"><o:p></o:p></span></span></p>
<p class="MsoNormal" style="text-indent: 18pt;"><span style="font-size: large;"><span face=""新細明體",serif" style="mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 新細明體; mso-fareast-theme-font: minor-fareast; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin;">商品消費會集中在</span><span lang="EN-US"><o:p></o:p></span></span></p>
<p class="MsoListParagraph" style="margin-left: 36pt; mso-list: l3 level1 lfo2; mso-para-margin-left: 0gd; text-indent: -18pt;"><!--[if !supportLists]--><span style="font-size: large;"><span lang="EN-US" style="mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin; mso-fareast-font-family: Calibri; mso-fareast-theme-font: minor-latin;"><span style="mso-list: Ignore;">(1)<span style="font-family: "Times New Roman"; font-stretch: normal; font-style: normal; font-variant: normal; font-weight: normal; line-height: normal;">
</span></span></span><!--[endif]--><span face=""新細明體",serif" style="mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 新細明體; mso-fareast-theme-font: minor-fareast; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin;">娛樂商品消費</span><span lang="EN-US"><o:p></o:p></span></span></p>
<p class="MsoListParagraph" style="margin-left: 36pt; mso-list: l3 level1 lfo2; mso-para-margin-left: 0gd; text-indent: -18pt;"><!--[if !supportLists]--><span style="font-size: large;"><span lang="EN-US" style="mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin; mso-fareast-font-family: Calibri; mso-fareast-theme-font: minor-latin;"><span style="mso-list: Ignore;">(2)<span style="font-family: "Times New Roman"; font-stretch: normal; font-style: normal; font-variant: normal; font-weight: normal; line-height: normal;">
</span></span></span><!--[endif]--><span face=""新細明體",serif" style="mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 新細明體; mso-fareast-theme-font: minor-fareast; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin;">汽車汽油消費</span><span lang="EN-US">(</span><span face=""新細明體",serif" style="mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 新細明體; mso-fareast-theme-font: minor-fareast; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin;">旅遊</span><span lang="EN-US">)<o:p></o:p></span></span></p>
<p class="MsoListParagraph" style="margin-left: 36pt; mso-list: l3 level1 lfo2; mso-para-margin-left: 0gd; text-indent: -18pt;"><!--[if !supportLists]--><span style="font-size: large;"><span lang="EN-US" style="mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin; mso-fareast-font-family: Calibri; mso-fareast-theme-font: minor-latin;"><span style="mso-list: Ignore;">(3)<span style="font-family: "Times New Roman"; font-stretch: normal; font-style: normal; font-variant: normal; font-weight: normal; line-height: normal;">
</span></span></span><!--[endif]--><span face=""新細明體",serif" style="mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 新細明體; mso-fareast-theme-font: minor-fareast; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin;">返校消費潮</span><span lang="EN-US"><o:p></o:p></span></span></p>
<p class="MsoListParagraph" style="margin-left: 36pt; mso-list: l3 level1 lfo2; mso-para-margin-left: 0gd; text-indent: -18pt;"><!--[if !supportLists]--><span style="font-size: large;"><span lang="EN-US" style="mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin; mso-fareast-font-family: Calibri; mso-fareast-theme-font: minor-latin;"><span style="mso-list: Ignore;">(4)<span style="font-family: "Times New Roman"; font-stretch: normal; font-style: normal; font-variant: normal; font-weight: normal; line-height: normal;">
</span></span></span><!--[endif]--><span face=""新細明體",serif" style="mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 新細明體; mso-fareast-theme-font: minor-fareast; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin;">醫療用品消費潮</span><span lang="EN-US"><o:p></o:p></span></span></p>
<p class="MsoListParagraph" style="margin-left: 36pt; mso-list: l3 level1 lfo2; mso-para-margin-left: 0gd; text-indent: -18pt;"><!--[if !supportLists]--><span style="font-size: large;"><span lang="EN-US" style="mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin; mso-fareast-font-family: Calibri; mso-fareast-theme-font: minor-latin;"><span style="mso-list: Ignore;">(5)<span style="font-family: "Times New Roman"; font-stretch: normal; font-style: normal; font-variant: normal; font-weight: normal; line-height: normal;">
</span></span></span><!--[endif]--><span face=""新細明體",serif" style="mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 新細明體; mso-fareast-theme-font: minor-fareast; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin;">年底拜訪送禮潮</span><span lang="EN-US"><o:p></o:p></span></span></p>
<p class="MsoNormal"><span lang="EN-US"><o:p><span style="font-size: large;"> </span></o:p></span></p>
<p class="MsoNormal" style="margin-left: 18pt;"><span style="font-size: large;"><span face=""新細明體",serif" style="mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 新細明體; mso-fareast-theme-font: minor-fareast; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin;">服務消費;全面復工的報復性消費</span><span lang="EN-US"><o:p></o:p></span></span></p>
<p class="MsoNormal" style="margin-left: 18pt;"><span lang="EN-US"><o:p><span style="font-size: large;"> </span></o:p></span></p>
<p class="MsoNormal" style="margin-left: 18pt;"><span style="font-size: large;"><span face=""新細明體",serif" style="mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 新細明體; mso-fareast-theme-font: minor-fareast; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin;">外部因素</span><span lang="EN-US"><o:p></o:p></span></span></p>
<p class="MsoListParagraph" style="margin-left: 36pt; mso-list: l2 level1 lfo3; mso-para-margin-left: 0gd; text-indent: -18pt;"><!--[if !supportLists]--><span style="font-size: large;"><span lang="EN-US" style="mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin; mso-fareast-font-family: Calibri; mso-fareast-theme-font: minor-latin;"><span style="mso-list: Ignore;">(1)<span style="font-family: "Times New Roman"; font-stretch: normal; font-style: normal; font-variant: normal; font-weight: normal; line-height: normal;">
</span></span></span><!--[endif]--><span face=""新細明體",serif" style="mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 新細明體; mso-fareast-theme-font: minor-fareast; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin;">庫存水位極低</span><span lang="EN-US"><o:p></o:p></span></span></p>
<p class="MsoListParagraph" style="margin-left: 36pt; mso-list: l2 level1 lfo3; mso-para-margin-left: 0gd; text-indent: -18pt;"><!--[if !supportLists]--><span style="font-size: large;"><span lang="EN-US" style="mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin; mso-fareast-font-family: Calibri; mso-fareast-theme-font: minor-latin;"><span style="mso-list: Ignore;">(2)<span style="font-family: "Times New Roman"; font-stretch: normal; font-style: normal; font-variant: normal; font-weight: normal; line-height: normal;">
</span></span></span><!--[endif]--><span face=""新細明體",serif" style="mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 新細明體; mso-fareast-theme-font: minor-fareast; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin;">塞港</span><span lang="EN-US"><o:p></o:p></span></span></p>
<p class="MsoListParagraph" style="margin-left: 36pt; mso-list: l2 level1 lfo3; mso-para-margin-left: 0gd; text-indent: -18pt;"><!--[if !supportLists]--><span style="font-size: large;"><span lang="EN-US" style="mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin; mso-fareast-font-family: Calibri; mso-fareast-theme-font: minor-latin;"><span style="mso-list: Ignore;">(3)<span style="font-family: "Times New Roman"; font-stretch: normal; font-style: normal; font-variant: normal; font-weight: normal; line-height: normal;">
</span></span></span><!--[endif]--><span face=""新細明體",serif" style="mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 新細明體; mso-fareast-theme-font: minor-fareast; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin;">美中貿易爭端導致提前拉貨</span><span lang="EN-US"><o:p></o:p></span></span></p>
<p class="MsoListParagraph" style="margin-left: 36pt; mso-list: l2 level1 lfo3; mso-para-margin-left: 0gd; text-indent: -18pt;"><!--[if !supportLists]--><span style="font-size: large;"><span lang="EN-US" style="mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin; mso-fareast-font-family: Calibri; mso-fareast-theme-font: minor-latin;"><span style="mso-list: Ignore;">(4)<span style="font-family: "Times New Roman"; font-stretch: normal; font-style: normal; font-variant: normal; font-weight: normal; line-height: normal;">
</span></span></span><!--[endif]--><span face=""新細明體",serif" style="mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 新細明體; mso-fareast-theme-font: minor-fareast; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin;">其他經濟體</span><span lang="EN-US">(</span><span face=""新細明體",serif" style="mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 新細明體; mso-fareast-theme-font: minor-fareast; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin;">歐英日印</span><span lang="EN-US">)</span><span face=""新細明體",serif" style="mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 新細明體; mso-fareast-theme-font: minor-fareast; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin;">解封後的報復性消費潮</span><span lang="EN-US"><o:p></o:p></span></span></p>
<p class="MsoListParagraph" style="margin-left: 36pt; mso-list: l2 level1 lfo3; mso-para-margin-left: 0gd; text-indent: -18pt;"><!--[if !supportLists]--><span style="font-size: large;"><span lang="EN-US" style="mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin; mso-fareast-font-family: Calibri; mso-fareast-theme-font: minor-latin;"><span style="mso-list: Ignore;">(5)<span style="font-family: "Times New Roman"; font-stretch: normal; font-style: normal; font-variant: normal; font-weight: normal; line-height: normal;">
</span></span></span><!--[endif]--><span face=""新細明體",serif" style="mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 新細明體; mso-fareast-theme-font: minor-fareast; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin;">廠商樂觀心態</span><span lang="EN-US"><o:p></o:p></span></span></p>
<p class="MsoNormal" style="margin-left: 18pt;"><span lang="EN-US"><o:p><span style="font-size: large;"> </span></o:p></span></p>
<p class="MsoListParagraph" style="margin-left: 18pt; mso-list: l0 level1 lfo1; mso-para-margin-left: 0gd; text-indent: -18pt;"><!--[if !supportLists]--><span style="font-size: large;"><span lang="EN-US" style="mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin; mso-fareast-font-family: Calibri; mso-fareast-theme-font: minor-latin;"><span style="mso-list: Ignore;">18.<span style="font-family: "Times New Roman"; font-stretch: normal; font-style: normal; font-variant: normal; font-weight: normal; line-height: normal;"> </span></span></span><span face=""新細明體",serif" style="mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 新細明體; mso-fareast-theme-font: minor-fareast; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin;">盛宴結束之後會進入一個稍微痛苦的調整期,商品過度銷售後會進入調整,庫存銷售比極低的狀況下,企業的信心度會很高,當庫存銷售比不再下降甚至上升,企業信心就會開始下降,資本市場的修正也不遠了</span><span lang="EN-US"><o:p></o:p></span></span></p>
<p class="MsoNormal" style="margin-left: 18pt;"><span style="font-size: large;"><span face=""新細明體",serif" style="mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 新細明體; mso-fareast-theme-font: minor-fareast; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin;">觀察</span><span lang="EN-US">OECD</span><span face=""新細明體",serif" style="mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 新細明體; mso-fareast-theme-font: minor-fareast; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin;">企業信心指數、美國整體商業庫存銷售比、美國整體商業庫存</span><span lang="EN-US"><o:p></o:p></span></span></p>
<p class="MsoListParagraph" style="margin-left: 18pt; mso-para-margin-left: 0gd;"><span lang="EN-US"><span style="font-size: large;"><a href="https://fred.stlouisfed.org/series/ISRATIO" target="_blank"><span face=""Segoe UI",sans-serif" style="background: white; color: #007bff; text-decoration: none; text-underline: none;">https://fred.stlouisfed.org/series/ISRATIO</span></a><o:p></o:p></span></span></p><p class="MsoListParagraph" style="margin-left: 18pt; mso-para-margin-left: 0gd;"><span lang="EN-US"></span></p><div class="separator" style="clear: both; text-align: center;"><span lang="EN-US"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEi_HcVVQDzTwM2xReMipfT07Gqcac-DYX-Go1G8psmEya4LV-MTe47jETaeqE_vz-ovHdZhSKyNgPuKYgpz_Uq_AH9TKuBz1jgXhSMlkgwKV78iUb4nRuDq2FQjEtaG18ycwDSHqxP8rIg/" style="margin-left: 1em; margin-right: 1em;"><img alt="" data-original-height="557" data-original-width="1157" height="154" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEi_HcVVQDzTwM2xReMipfT07Gqcac-DYX-Go1G8psmEya4LV-MTe47jETaeqE_vz-ovHdZhSKyNgPuKYgpz_Uq_AH9TKuBz1jgXhSMlkgwKV78iUb4nRuDq2FQjEtaG18ycwDSHqxP8rIg/" width="320" /></a></span></div><span lang="EN-US"><br /><br /></span><p></p>
<p class="MsoListParagraph" style="margin-left: 18pt; mso-list: l0 level1 lfo1; mso-para-margin-left: 0gd; text-indent: -18pt;"><!--[if !supportLists]--><span style="font-size: large;"><span lang="EN-US" style="mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin; mso-fareast-font-family: Calibri; mso-fareast-theme-font: minor-latin;"><span style="mso-list: Ignore;">19.<span style="font-family: "Times New Roman"; font-stretch: normal; font-style: normal; font-variant: normal; font-weight: normal; line-height: normal;"> </span></span></span><span face=""新細明體",serif" style="mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 新細明體; mso-fareast-theme-font: minor-fareast; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin;">目前的經濟擴張很穩固,復甦期到成長期,耐久財的穩定成長很重要,也是穩固民間消費信心與廠商投資心態最好的證明。</span><span lang="EN-US"><o:p></o:p></span></span></p>
<p class="MsoListParagraph" style="margin-left: 18pt; mso-list: l0 level1 lfo1; mso-para-margin-left: 0gd; text-indent: -18pt;"><!--[if !supportLists]--><span style="font-size: large;"><span lang="EN-US" style="mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin; mso-fareast-font-family: Calibri; mso-fareast-theme-font: minor-latin;"><span style="mso-list: Ignore;">20.</span></span><span face=""新細明體",serif" style="mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 新細明體; mso-fareast-theme-font: minor-fareast; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin;">美國房地產數據走疲,但目前的美國房地產不是泡沫,新屋庫存往上是因為新屋開工部分完工了進入市場,緩解庫存不足的問題,回升到可持續發展的庫存水平。</span><span lang="EN-US"><o:p></o:p></span></span></p>
<p class="MsoListParagraph" style="margin-left: 18pt; mso-list: l0 level1 lfo1; mso-para-margin-left: 0gd; text-indent: -18pt;"><!--[if !supportLists]--><span style="font-size: large;"><span lang="EN-US" style="mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin; mso-fareast-font-family: Calibri; mso-fareast-theme-font: minor-latin;"><span style="mso-list: Ignore;">21.</span></span><span face=""新細明體",serif" style="mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 新細明體; mso-fareast-theme-font: minor-fareast; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin;">房屋的空租率與空置率仍然很低,房屋自住率持續提升,房地產多頭的路還長,未到終點。</span><span lang="EN-US"><o:p></o:p></span></span></p>
<p class="MsoListParagraph" style="margin-left: 18pt; mso-list: l0 level1 lfo1; mso-para-margin-left: 0gd; text-indent: -18pt;"><!--[if !supportLists]--><span style="font-size: large;"><span lang="EN-US" style="mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin; mso-fareast-font-family: Calibri; mso-fareast-theme-font: minor-latin;"><span style="mso-list: Ignore;">22.</span></span><span face=""新細明體",serif" style="mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 新細明體; mso-fareast-theme-font: minor-fareast; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin;">房租和房價是否會影響聯準會政策</span><span lang="EN-US">?</span><span face=""新細明體",serif" style="mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 新細明體; mso-fareast-theme-font: minor-fareast; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin;">愛大認為房價目前看來不會,租金增長回</span><span lang="EN-US">2.5%</span><span face=""新細明體",serif" style="mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 新細明體; mso-fareast-theme-font: minor-fareast; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin;">以上聯準會才會調整貨幣政策</span><span lang="EN-US">(</span><span face=""新細明體",serif" style="mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 新細明體; mso-fareast-theme-font: minor-fareast; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin;">房租佔了</span><span lang="EN-US">CPI</span><span face=""新細明體",serif" style="mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 新細明體; mso-fareast-theme-font: minor-fareast; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin;">三成的組成</span><span lang="EN-US">)</span><span face=""新細明體",serif" style="mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 新細明體; mso-fareast-theme-font: minor-fareast; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin;">,然後通常會有一年的觀察期,升息與縮表還很遠。</span><span lang="EN-US"><o:p></o:p></span></span></p>
<p class="MsoListParagraph" style="margin-left: 18pt; mso-list: l0 level1 lfo1; mso-para-margin-left: 0gd; text-indent: -18pt;"><!--[if !supportLists]--><span style="font-size: large;"><span lang="EN-US" style="mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin; mso-fareast-font-family: Calibri; mso-fareast-theme-font: minor-latin;"><span style="mso-list: Ignore;">23.</span></span><span face=""新細明體",serif" style="mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 新細明體; mso-fareast-theme-font: minor-fareast; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin;">就業才是聯準會關注的重點,目前失業率上升是因為有更多人出來找工作,多州已經逐步結束聯邦失業救濟,迫使人有動力出來找工作。</span><span lang="EN-US"><o:p></o:p></span></span></p>
<p class="MsoListParagraph" style="margin-left: 18pt; mso-list: l0 level1 lfo1; mso-para-margin-left: 0gd; text-indent: -18pt;"><!--[if !supportLists]--><span style="font-size: large;"><span lang="EN-US" style="mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin; mso-fareast-font-family: Calibri; mso-fareast-theme-font: minor-latin;"><span style="mso-list: Ignore;">24.</span></span><span face=""新細明體",serif" style="mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 新細明體; mso-fareast-theme-font: minor-fareast; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin;">長期失業</span><span lang="EN-US">(27weeks and over)</span><span face=""新細明體",serif" style="mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 新細明體; mso-fareast-theme-font: minor-fareast; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin;">解決才能夠進入成長期</span><span lang="EN-US">(</span><span face=""新細明體",serif" style="mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 新細明體; mso-fareast-theme-font: minor-fareast; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin;">請見景氣循環投資一書</span><span lang="EN-US">)</span><span face=""新細明體",serif" style="mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 新細明體; mso-fareast-theme-font: minor-fareast; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin;">。</span><span lang="EN-US"><o:p></o:p></span></span></p>
<p class="MsoListParagraph" style="margin-left: 18pt; mso-list: l0 level1 lfo1; mso-para-margin-left: 0gd; text-indent: -18pt;"><!--[if !supportLists]--><span style="font-size: large;"><span lang="EN-US" style="color: red; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin; mso-fareast-font-family: Calibri; mso-fareast-theme-font: minor-latin;"><span style="mso-list: Ignore;">25.</span></span><span face=""新細明體",serif" style="color: red; mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 新細明體; mso-fareast-theme-font: minor-fareast; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin;">美國貿易逆差的收斂會影響到美元的走勢,貿易逆差惡化美元就會跌,服務業也與之息息相關,當美國服務業轉弱的時候美元也會弱,美元漲,原物料會下跌,當原物料開始下跌時,對通膨的影響也會降低,也符合聯準會對通膨是暫時性的預期。</span><span lang="EN-US" style="color: red;"><o:p></o:p></span></span></p>
<p class="MsoListParagraph" style="margin-left: 18pt; mso-list: l0 level1 lfo1; mso-para-margin-left: 0gd; text-indent: -18pt;"><!--[if !supportLists]--><span style="font-size: large;"><span lang="EN-US" style="mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin; mso-fareast-font-family: Calibri; mso-fareast-theme-font: minor-latin;"><span style="mso-list: Ignore;">26.<span style="font-family: "Times New Roman"; font-stretch: normal; font-style: normal; font-variant: normal; font-weight: normal; line-height: normal;"> </span></span></span><!--[endif]--><span face=""新細明體",serif" style="mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 新細明體; mso-fareast-theme-font: minor-fareast; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin;">美國採購經理人指數還是很好,製造業指數也在新高,服務業仍在持續往上,會逐漸變成經濟發展的主軸。</span><span lang="EN-US"><o:p></o:p></span></span></p>
<p class="MsoListParagraph" style="margin-left: 18pt; mso-list: l0 level1 lfo1; mso-para-margin-left: 0gd; text-indent: -18pt;"><!--[if !supportLists]--><span style="font-size: large;"><span lang="EN-US" style="mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin; mso-fareast-font-family: Calibri; mso-fareast-theme-font: minor-latin;"><span style="mso-list: Ignore;">27.<span style="font-family: "Times New Roman"; font-stretch: normal; font-style: normal; font-variant: normal; font-weight: normal; line-height: normal;"> </span></span></span><span face=""新細明體",serif" style="mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 新細明體; mso-fareast-theme-font: minor-fareast; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin;">拜登新的跨黨派基建案去化了負面影響,強化了正面影響</span>
<span face=""新細明體",serif" style="mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 新細明體; mso-fareast-theme-font: minor-fareast; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin;">,達到了財政與成長的平衡</span><span lang="EN-US">(</span><span face=""新細明體",serif" style="mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 新細明體; mso-fareast-theme-font: minor-fareast; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin;">增加</span><span lang="EN-US">0.1</span><span face=""新細明體",serif" style="mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 新細明體; mso-fareast-theme-font: minor-fareast; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin;">的</span><span lang="EN-US">GDP</span><span face=""新細明體",serif" style="mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 新細明體; mso-fareast-theme-font: minor-fareast; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin;">,降低了</span><span lang="EN-US">0.9%</span><span face=""新細明體",serif" style="mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 新細明體; mso-fareast-theme-font: minor-fareast; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin;">的聯邦負債</span><span lang="EN-US">)</span><span face=""新細明體",serif" style="mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 新細明體; mso-fareast-theme-font: minor-fareast; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin;">,且不需要加稅。</span><span lang="EN-US"><o:p></o:p></span></span></p>
<p class="MsoListParagraph" style="margin-left: 18pt; mso-list: l0 level1 lfo1; mso-para-margin-left: 0gd; text-indent: -18pt;"><!--[if !supportLists]--><span style="font-size: large;"><span lang="EN-US" style="mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin; mso-fareast-font-family: Calibri; mso-fareast-theme-font: minor-latin;"><span style="mso-list: Ignore;">28.</span></span><span face=""新細明體",serif" style="mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 新細明體; mso-fareast-theme-font: minor-fareast; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin;">拜登新政有機會創造</span><span lang="EN-US">90</span><span face=""新細明體",serif" style="mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 新細明體; mso-fareast-theme-font: minor-fareast; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin;">年代「生產力」和「薪資」同步躍升。</span><span lang="EN-US"><o:p></o:p></span></span></p>
<p class="MsoListParagraph" style="margin-left: 18pt; mso-list: l0 level1 lfo1; mso-para-margin-left: 0gd; text-indent: -18pt;"><!--[if !supportLists]--><span style="font-size: large;"><span lang="EN-US" style="mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin; mso-fareast-font-family: Calibri; mso-fareast-theme-font: minor-latin;"><span style="mso-list: Ignore;">29.</span></span><span face=""新細明體",serif" style="mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 新細明體; mso-fareast-theme-font: minor-fareast; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin;">反壟斷法通過機率很低,共和黨反對,民主黨不會完全支持。</span><span lang="EN-US"><o:p></o:p></span></span></p>
<p class="MsoListParagraph" style="margin-left: 18pt; mso-list: l0 level1 lfo1; mso-para-margin-left: 0gd; text-indent: -18pt;"><!--[if !supportLists]--><span style="font-size: large;"><span lang="EN-US" style="mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin; mso-fareast-font-family: Calibri; mso-fareast-theme-font: minor-latin;"><span style="mso-list: Ignore;">30.</span></span><span face=""新細明體",serif" style="mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 新細明體; mso-fareast-theme-font: minor-fareast; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin;">復甦期的每一個回落都會有主流</span><span lang="EN-US">(</span><span face=""新細明體",serif" style="mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 新細明體; mso-fareast-theme-font: minor-fareast; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin;">某產業股票</span><span lang="EN-US">)</span><span face=""新細明體",serif" style="mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 新細明體; mso-fareast-theme-font: minor-fareast; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin;">的崩盤,而且這個崩盤是到後面的成長期也漲不回來,要到榮景期才有機會漲回來,</span><span lang="EN-US">2021</span><span face=""新細明體",serif" style="mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 新細明體; mso-fareast-theme-font: minor-fareast; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin;">下半年至</span><span lang="EN-US">2022</span><span face=""新細明體",serif" style="mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 新細明體; mso-fareast-theme-font: minor-fareast; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin;">年進入中後期,準備進入成長期。</span><span lang="EN-US"><o:p></o:p></span></span></p>
<p class="MsoListParagraph" style="margin-left: 18pt; mso-list: l0 level1 lfo1; mso-para-margin-left: 0gd; text-indent: -18pt;"><!--[if !supportLists]--><span style="font-size: large;"><span lang="EN-US" style="mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin; mso-fareast-font-family: Calibri; mso-fareast-theme-font: minor-latin;"><span style="mso-list: Ignore;">31.</span></span><span face=""新細明體",serif" style="mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 新細明體; mso-fareast-theme-font: minor-fareast; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin;">要注意下半半年美中經濟數據,美中歐央行動向,歐日央行縮減購債的時間應該會更晚於美國,在這樣的情況下市場還是會持續走高,回落的時候要買進。</span><span lang="EN-US"><o:p></o:p></span></span></p>
<p class="MsoListParagraph" style="margin-left: 18pt; mso-list: l0 level1 lfo1; mso-para-margin-left: 0gd; text-indent: -18pt;"><!--[if !supportLists]--><span style="font-size: large;"><span lang="EN-US" style="mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin; mso-fareast-font-family: Calibri; mso-fareast-theme-font: minor-latin;"><span style="mso-list: Ignore;">32.<span style="font-family: "Times New Roman"; font-stretch: normal; font-style: normal; font-variant: normal; font-weight: normal; line-height: normal;"> </span></span></span><span face=""新細明體",serif" style="mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 新細明體; mso-fareast-theme-font: minor-fareast; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin;">下半年要關注美中的經濟數據變化,這兩個市場會是復甦期下半場樣貌的主要原因。</span><span lang="EN-US"><o:p></o:p></span></span></p>
<p class="MsoListParagraph" style="margin-left: 18pt; mso-list: l0 level1 lfo1; mso-para-margin-left: 0gd; text-indent: -18pt;"><!--[if !supportLists]--><span style="font-size: large;"><span lang="EN-US" style="mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin; mso-fareast-font-family: Calibri; mso-fareast-theme-font: minor-latin;"><span style="mso-list: Ignore;">33<span style="font-family: "Times New Roman"; font-stretch: normal; font-style: normal; font-variant: normal; font-weight: normal; line-height: normal;">.</span></span></span><!--[endif]--><span face=""新細明體",serif" style="mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 新細明體; mso-fareast-theme-font: minor-fareast; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin;">歐洲已擺脫二次衰退困境,即將迎來報復性消費,第三季會有不錯的表現,同時歐洲央行應該會記取過去過早收回貨幣政策的教訓,預估到</span><span lang="EN-US">2023</span><span face=""新細明體",serif" style="mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 新細明體; mso-fareast-theme-font: minor-fareast; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin;">年前不會縮表。</span><span lang="EN-US"><o:p></o:p></span></span></p>
<p class="MsoListParagraph" style="margin-left: 18pt; mso-list: l0 level1 lfo1; mso-para-margin-left: 0gd; text-indent: -18pt;"><!--[if !supportLists]--><span style="font-size: large;"><span lang="EN-US" style="color: red; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin; mso-fareast-font-family: Calibri; mso-fareast-theme-font: minor-latin;"><span style="mso-list: Ignore;">34.</span></span><span face=""新細明體",serif" style="color: red; mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 新細明體; mso-fareast-theme-font: minor-fareast; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin;">中國是下半年的重點,經濟存在變數,新訂單與從業人員數據皆不佳,就業市場仍無法改善。</span><span lang="EN-US" style="color: red;"><o:p></o:p></span></span></p>
<p class="MsoListParagraph" style="margin-left: 18pt; mso-list: l0 level1 lfo1; mso-para-margin-left: 0gd; text-indent: -18pt;"><!--[if !supportLists]--><span style="font-size: large;"><span lang="EN-US" style="color: red; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin; mso-fareast-font-family: Calibri; mso-fareast-theme-font: minor-latin;"><span style="mso-list: Ignore;">35.</span></span><span face=""新細明體",serif" style="color: red; mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 新細明體; mso-fareast-theme-font: minor-fareast; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin;">做</span><span lang="EN-US" style="color: red;">PMI</span><span face=""新細明體",serif" style="color: red; mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 新細明體; mso-fareast-theme-font: minor-fareast; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin;">的比較不能把不同國家的放在一起比,中國的</span><span lang="EN-US" style="color: red;">PMI</span><span face=""新細明體",serif" style="color: red; mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 新細明體; mso-fareast-theme-font: minor-fareast; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin;">數據經常偏低</span><span lang="EN-US" style="color: red;">(</span><span face=""新細明體",serif" style="color: red; mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 新細明體; mso-fareast-theme-font: minor-fareast; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin;">問卷調查偏向保守</span><span lang="EN-US" style="color: red;">)</span><span face=""新細明體",serif" style="color: red; mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 新細明體; mso-fareast-theme-font: minor-fareast; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin;">,所以要跟過去的自己比較</span><span lang="EN-US" style="color: red;">(</span><span face=""新細明體",serif" style="color: red; mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 新細明體; mso-fareast-theme-font: minor-fareast; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin;">中國</span><span lang="EN-US" style="color: red;">)</span><span face=""新細明體",serif" style="color: red; mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 新細明體; mso-fareast-theme-font: minor-fareast; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin;">。</span><span lang="EN-US" style="color: red;"><o:p></o:p></span></span></p>
<p class="MsoListParagraph" style="margin-left: 18pt; mso-list: l0 level1 lfo1; mso-para-margin-left: 0gd; text-indent: -18pt;"><!--[if !supportLists]--><span style="font-size: large;"><span lang="EN-US" style="color: red; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin; mso-fareast-font-family: Calibri; mso-fareast-theme-font: minor-latin;"><span style="mso-list: Ignore;">36.</span></span><span face=""新細明體",serif" style="color: red; mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 新細明體; mso-fareast-theme-font: minor-fareast; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin;">中國的服務業數據疲軟,理論上中國的服務業應該是不受疫情影響,但服務業數據還是往下走,實體經濟動能可能不足。</span><span lang="EN-US" style="color: red;"><o:p></o:p></span></span></p>
<p class="MsoListParagraph" style="margin-left: 18pt; mso-list: l0 level1 lfo1; mso-para-margin-left: 0gd; text-indent: -18pt;"><!--[if !supportLists]--><span style="font-size: large;"><span lang="EN-US" style="color: red; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin; mso-fareast-font-family: Calibri; mso-fareast-theme-font: minor-latin;"><span style="mso-list: Ignore;">37.<span style="font-family: "Times New Roman"; font-stretch: normal; font-style: normal; font-variant: normal; font-weight: normal; line-height: normal;"> </span></span></span><span face=""新細明體",serif" style="color: red; mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 新細明體; mso-fareast-theme-font: minor-fareast; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin;">中國核心的問題在於債務,本波疫情過後地方政府融資工具暴增,企業債也惡化,中國政府是否會出手去救</span><span lang="EN-US" style="color: red;">?</span><span face=""新細明體",serif" style="color: red; mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 新細明體; mso-fareast-theme-font: minor-fareast; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin;">且中國政府的融資成本是相對高的</span><span lang="EN-US" style="color: red;">(</span><span face=""新細明體",serif" style="color: red; mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 新細明體; mso-fareast-theme-font: minor-fareast; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin;">較高的基準利率</span><span lang="EN-US" style="color: red;">)</span><span face=""新細明體",serif" style="color: red; mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 新細明體; mso-fareast-theme-font: minor-fareast; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin;">,如果舉大量的債去救,那人民幣是否還能夠維持穩定?這是一個很兩難的狀況。</span><span lang="EN-US" style="color: red;"><o:p></o:p></span></span></p>
<p class="MsoListParagraph" style="margin-left: 18pt; mso-list: l0 level1 lfo1; mso-para-margin-left: 0gd; text-indent: -18pt;"><!--[if !supportLists]--><span style="font-size: large;"><span lang="EN-US" style="color: red; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin; mso-fareast-font-family: Calibri; mso-fareast-theme-font: minor-latin;"><span style="mso-list: Ignore;">38.<span style="font-family: "Times New Roman"; font-stretch: normal; font-style: normal; font-variant: normal; font-weight: normal; line-height: normal;"> </span></span></span><span face=""新細明體",serif" style="color: red; mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 新細明體; mso-fareast-theme-font: minor-fareast; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin;">依照中國過去歷史經驗,當企業營利增長開始走疲的時候,股市會開始走下坡,明年上半年的基期很高,接下來的增長率很有可能繼續往下探。</span><span lang="EN-US" style="color: red;"><o:p></o:p></span></span></p>
<p class="MsoListParagraph" style="margin-left: 18pt; mso-list: l0 level1 lfo1; mso-para-margin-left: 0gd; text-indent: -18pt;"><!--[if !supportLists]--><span style="font-size: large;"><span lang="EN-US" style="color: red; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin; mso-fareast-font-family: Calibri; mso-fareast-theme-font: minor-latin;"><span style="mso-list: Ignore;">39.<span style="font-family: "Times New Roman"; font-stretch: normal; font-style: normal; font-variant: normal; font-weight: normal; line-height: normal;"> </span></span></span><!--[endif]--><span face=""新細明體",serif" style="color: red; mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 新細明體; mso-fareast-theme-font: minor-fareast; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin;">中國也有出現一些好的消息,內需有復甦的跡象,通膨也受到很好的控制。</span><span lang="EN-US" style="color: red;"><o:p></o:p></span></span></p>
<p class="MsoListParagraph" style="margin-left: 18pt; mso-list: l0 level1 lfo1; mso-para-margin-left: 0gd; text-indent: -18pt;"><!--[if !supportLists]--><span style="font-size: large;"><span lang="EN-US" style="color: red; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin; mso-fareast-font-family: Calibri; mso-fareast-theme-font: minor-latin;"><span style="mso-list: Ignore;">40.<span style="font-family: "Times New Roman"; font-stretch: normal; font-style: normal; font-variant: normal; font-weight: normal; line-height: normal;"> </span></span></span><!--[endif]--><span face=""新細明體",serif" style="color: red; mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 新細明體; mso-fareast-theme-font: minor-fareast; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin;">中國製造業很常受到原物料上漲之苦,購進價格高,出廠價格卻不易拉升,獲利就會受到影響。</span><span lang="EN-US" style="color: red;"><o:p></o:p></span></span></p>
<p class="MsoListParagraph" style="margin-left: 18pt; mso-list: l0 level1 lfo1; mso-para-margin-left: 0gd; text-indent: -18pt;"><!--[if !supportLists]--><span style="font-size: large;"><span lang="EN-US" style="mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin; mso-fareast-font-family: Calibri; mso-fareast-theme-font: minor-latin;"><span style="mso-list: Ignore;">41.<span style="font-family: "Times New Roman"; font-stretch: normal; font-style: normal; font-variant: normal; font-weight: normal; line-height: normal;"> </span></span></span><!--[endif]--><span lang="EN-US">4</span><span face=""新細明體",serif" style="mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 新細明體; mso-fareast-theme-font: minor-fareast; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin;">個優於預期,推升美國經濟和股市於今年再創高峰</span><span lang="EN-US"><o:p></o:p></span></span></p>
<p class="MsoListParagraph" style="margin-left: 36pt; mso-list: l1 level1 lfo4; mso-para-margin-left: 0gd; text-indent: -18pt;"><!--[if !supportLists]--><span style="font-size: large;"><span lang="EN-US" style="mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin; mso-fareast-font-family: Calibri; mso-fareast-theme-font: minor-latin;"><span style="mso-list: Ignore;">(1)<span style="font-family: "Times New Roman"; font-stretch: normal; font-style: normal; font-variant: normal; font-weight: normal; line-height: normal;">
</span></span></span><!--[endif]--><span face=""新細明體",serif" style="mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 新細明體; mso-fareast-theme-font: minor-fareast; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin;">總體經濟增長優於預期</span><span lang="EN-US"><o:p></o:p></span></span></p>
<p class="MsoListParagraph" style="margin-left: 36pt; mso-list: l1 level1 lfo4; mso-para-margin-left: 0gd; text-indent: -18pt;"><!--[if !supportLists]--><span style="font-size: large;"><span lang="EN-US" style="mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin; mso-fareast-font-family: Calibri; mso-fareast-theme-font: minor-latin;"><span style="mso-list: Ignore;">(2)<span style="font-family: "Times New Roman"; font-stretch: normal; font-style: normal; font-variant: normal; font-weight: normal; line-height: normal;">
</span></span></span><!--[endif]--><span face=""新細明體",serif" style="mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 新細明體; mso-fareast-theme-font: minor-fareast; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin;">企業營利優於預期</span><span lang="EN-US"><o:p></o:p></span></span></p>
<p class="MsoListParagraph" style="margin-left: 36pt; mso-list: l1 level1 lfo4; mso-para-margin-left: 0gd; text-indent: -18pt;"><!--[if !supportLists]--><span style="font-size: large;"><span lang="EN-US" style="mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin; mso-fareast-font-family: Calibri; mso-fareast-theme-font: minor-latin;"><span style="mso-list: Ignore;">(3)<span style="font-family: "Times New Roman"; font-stretch: normal; font-style: normal; font-variant: normal; font-weight: normal; line-height: normal;">
</span></span></span><!--[endif]--><span face=""新細明體",serif" style="mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 新細明體; mso-fareast-theme-font: minor-fareast; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin;">財政寬鬆優於預期</span><span lang="EN-US"><o:p></o:p></span></span></p>
<p class="MsoListParagraph" style="margin-left: 36pt; mso-list: l1 level1 lfo4; mso-para-margin-left: 0gd; text-indent: -18pt;"><!--[if !supportLists]--><span style="font-size: large;"><span lang="EN-US" style="mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin; mso-fareast-font-family: Calibri; mso-fareast-theme-font: minor-latin;"><span style="mso-list: Ignore;">(4)<span style="font-family: "Times New Roman"; font-stretch: normal; font-style: normal; font-variant: normal; font-weight: normal; line-height: normal;">
</span></span></span><!--[endif]--><span face=""新細明體",serif" style="mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 新細明體; mso-fareast-theme-font: minor-fareast; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin;">貨幣寬鬆優於預期</span><span lang="EN-US"><o:p></o:p></span></span></p>
<p class="MsoListParagraph" style="margin-left: 18pt; mso-list: l0 level1 lfo1; mso-para-margin-left: 0gd; text-indent: -18pt;"><!--[if !supportLists]--><span style="font-size: large;"><span lang="EN-US" style="mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin; mso-fareast-font-family: Calibri; mso-fareast-theme-font: minor-latin;"><span style="mso-list: Ignore;">42.<span style="font-family: "Times New Roman"; font-stretch: normal; font-style: normal; font-variant: normal; font-weight: normal; line-height: normal;"> </span></span></span><!--[endif]--><span face=""新細明體",serif" style="mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 新細明體; mso-fareast-theme-font: minor-fareast; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin;">台灣關注外銷訂單,</span><span lang="EN-US">Q3</span><span face=""新細明體",serif" style="mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 新細明體; mso-fareast-theme-font: minor-fareast; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin;">四大利多,今年抵達波段高點。</span><span lang="EN-US"><o:p></o:p></span></span></p>
<p class="MsoNormal" style="margin-left: 18pt;"><span style="font-size: large;"><span lang="EN-US">(1)</span><span face=""新細明體",serif" style="mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 新細明體; mso-fareast-theme-font: minor-fareast; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin;">美國火熱。</span><span lang="EN-US"><o:p></o:p></span></span></p>
<p class="MsoNormal" style="margin-left: 18pt;"><span style="font-size: large;"><span lang="EN-US">(2)</span><span face=""新細明體",serif" style="mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 新細明體; mso-fareast-theme-font: minor-fareast; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin;">日歐復甦。</span><span lang="EN-US"><o:p></o:p></span></span></p>
<p class="MsoNormal" style="margin-left: 18pt;"><span style="font-size: large;"><span lang="EN-US">(3)</span><span face=""新細明體",serif" style="mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 新細明體; mso-fareast-theme-font: minor-fareast; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin;">中國建構庫存。</span><span lang="EN-US"><o:p></o:p></span></span></p>
<p class="MsoNormal" style="margin-left: 18pt;"><span style="font-size: large;"><span lang="EN-US">(4)</span><span face=""新細明體",serif" style="mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 新細明體; mso-fareast-theme-font: minor-fareast; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin;">東南亞超低基期。</span><span lang="EN-US"><o:p></o:p></span></span></p>
<p class="MsoNormal" style="margin-left: 18pt;"><span style="font-size: large;"><span lang="EN-US">Q4</span><span face=""新細明體",serif" style="mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 新細明體; mso-fareast-theme-font: minor-fareast; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin;">之後</span><span lang="EN-US">, </span><span face=""新細明體",serif" style="mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 新細明體; mso-fareast-theme-font: minor-fareast; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin;">台灣的外銷訂單在這麼高的基期之下</span><span lang="EN-US">, </span><span face=""新細明體",serif" style="mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 新細明體; mso-fareast-theme-font: minor-fareast; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin;">要維持正增長不易,屆時可能會有一個比較大的修正。</span><span lang="EN-US"><o:p></o:p></span></span></p>
<p class="MsoListParagraph" style="margin-left: 18pt; mso-list: l0 level1 lfo1; mso-para-margin-left: 0gd; text-indent: -18pt;"><!--[if !supportLists]--><span style="font-size: large;"><span lang="EN-US" style="color: red; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin; mso-fareast-font-family: Calibri; mso-fareast-theme-font: minor-latin;"><span style="mso-list: Ignore;">43.<span style="font-family: "Times New Roman"; font-stretch: normal; font-style: normal; font-variant: normal; font-weight: normal; line-height: normal;"> </span></span></span><!--[endif]--><span face=""新細明體",serif" style="color: red; mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 新細明體; mso-fareast-theme-font: minor-fareast; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin;">原物料:影響油價的是</span><span lang="EN-US" style="color: red;">OPEC</span><span face=""新細明體",serif" style="color: red; mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 新細明體; mso-fareast-theme-font: minor-fareast; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin;">與頁岩油,高油價刺激了頁岩油的技術革新,也讓市場被頁岩油瓜分,未來一年內第三次油價大戰可能會開打。</span><span lang="EN-US" style="color: red;"><o:p></o:p></span></span></p>
<p class="MsoListParagraph" style="margin-left: 18pt; mso-list: l0 level1 lfo1; mso-para-margin-left: 0gd; text-indent: -18pt;"><!--[if !supportLists]--><span style="font-size: large;"><span lang="EN-US" style="color: red; mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin; mso-fareast-font-family: Calibri; mso-fareast-theme-font: minor-latin;"><span style="mso-list: Ignore;">44.<span style="font-family: "Times New Roman"; font-stretch: normal; font-style: normal; font-variant: normal; font-weight: normal; line-height: normal;"> </span></span></span><!--[endif]--><span face=""新細明體",serif" style="color: red; mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 新細明體; mso-fareast-theme-font: minor-fareast; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin;">原物料在</span><span lang="EN-US" style="color: red;">Q3</span><span face=""新細明體",serif" style="color: red; mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 新細明體; mso-fareast-theme-font: minor-fareast; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin;">與</span><span lang="EN-US" style="color: red;">Q4</span><span face=""新細明體",serif" style="color: red; mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 新細明體; mso-fareast-theme-font: minor-fareast; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin;">會有很大的差異,</span><span lang="EN-US" style="color: red;">Q3</span><span face=""新細明體",serif" style="color: red; mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 新細明體; mso-fareast-theme-font: minor-fareast; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin;">認為還是會很熱,因為供給不足、需求強勁、美元築底、運輸不順、資金充裕</span><span lang="EN-US" style="color: red;"><o:p></o:p></span></span></p>
<p class="MsoNormal" style="margin-left: 18pt;"><span style="font-size: large;"><span lang="EN-US" style="color: red;">Q4</span><span face=""新細明體",serif" style="color: red; mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 新細明體; mso-fareast-theme-font: minor-fareast; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin;">會開始改變,商品銷售趨緩:供給增加、需求走緩、美元回升、運輸緩解、</span><span lang="EN-US" style="color: red;">QE</span><span face=""新細明體",serif" style="color: red; mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 新細明體; mso-fareast-theme-font: minor-fareast; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin;">減少購債</span><span lang="EN-US" style="color: red;"><o:p></o:p></span></span></p>
<p class="MsoListParagraph" style="margin-left: 18pt; mso-list: l0 level1 lfo1; mso-para-margin-left: 0gd; text-indent: -18pt;"><!--[if !supportLists]--><span style="font-size: large;"><span lang="EN-US" style="mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin; mso-fareast-font-family: Calibri; mso-fareast-theme-font: minor-latin;"><span style="mso-list: Ignore;">45.<span style="font-family: "Times New Roman"; font-stretch: normal; font-style: normal; font-variant: normal; font-weight: normal; line-height: normal;"> </span></span></span><!--[endif]--><span face=""新細明體",serif" style="color: red; mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 新細明體; mso-fareast-theme-font: minor-fareast; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin;">原物料都不是同時下跌,每個時間都還是會有一個主軸,過去的歷史經驗是復甦期原物料常出現大幅反轉,未來一年的風險不在通膨,可能會在通縮。</span><span lang="EN-US"><o:p></o:p></span></span></p>
<p class="MsoListParagraph" style="margin-left: 18pt; mso-list: l0 level1 lfo1; mso-para-margin-left: 0gd; text-indent: -18pt;"><!--[if !supportLists]--><span style="font-size: large;"><span lang="EN-US" style="mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin; mso-fareast-font-family: Calibri; mso-fareast-theme-font: minor-latin;"><span style="mso-list: Ignore;">46.<span style="font-family: "Times New Roman"; font-stretch: normal; font-style: normal; font-variant: normal; font-weight: normal; line-height: normal;"> </span></span></span><!--[endif]--><span face=""新細明體",serif" style="mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 新細明體; mso-fareast-theme-font: minor-fareast; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin;">在回到生產力循環時,黃金與債券都會失去投資人的青睞,資金應該做更好的運用。</span><span lang="EN-US"><o:p></o:p></span></span></p>
<p class="MsoListParagraph" style="margin-left: 18pt; mso-list: l0 level1 lfo1; mso-para-margin-left: 0gd; text-indent: -18pt;"><!--[if !supportLists]--><span style="font-size: large;"><span lang="EN-US" style="mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin; mso-fareast-font-family: Calibri; mso-fareast-theme-font: minor-latin;"><span style="mso-list: Ignore;">47.<span style="font-family: "Times New Roman"; font-stretch: normal; font-style: normal; font-variant: normal; font-weight: normal; line-height: normal;"> </span></span></span><!--[endif]--><span face=""新細明體",serif" style="mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 新細明體; mso-fareast-theme-font: minor-fareast; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin;">不要想在下跌前把股票賣光,這樣很有可能在上漲的過程之中你股票買不回來,反而錯過了之後的多頭。</span><span lang="EN-US"><o:p></o:p></span></span></p>
<p class="MsoListParagraph" style="margin-left: 18pt; mso-list: l0 level1 lfo1; mso-para-margin-left: 0gd; text-indent: -18pt;"><!--[if !supportLists]--><span style="font-size: large;"><span lang="EN-US" style="mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin; mso-fareast-font-family: Calibri; mso-fareast-theme-font: minor-latin;"><span style="mso-list: Ignore;">48.<span style="font-family: "Times New Roman"; font-stretch: normal; font-style: normal; font-variant: normal; font-weight: normal; line-height: normal;"> </span></span></span><!--[endif]--><span face=""新細明體",serif" style="mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 新細明體; mso-fareast-theme-font: minor-fareast; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin;">接下來要留意市場資金轉換</span><span lang="EN-US"><o:p></o:p></span></span></p>
<p class="MsoListParagraph" style="margin-left: 18pt; mso-para-margin-left: 0gd;"><span style="font-size: large;"><span lang="EN-US">2021</span><span face=""新細明體",serif" style="mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 新細明體; mso-fareast-theme-font: minor-fareast; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin;">下半年:公用事業、電信、必需品、科技、房地產</span><span lang="EN-US"><o:p></o:p></span></span></p>
<p class="MsoNormal" style="margin-left: 18pt;"><span style="font-size: large;"><span lang="EN-US">2022</span><span face=""新細明體",serif" style="mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 新細明體; mso-fareast-theme-font: minor-fareast; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin;">上半年;科技、生技醫療、公用事業、房地產</span><span lang="EN-US"><o:p></o:p></span></span></p>
<p class="MsoListParagraph" style="margin-left: 18pt; mso-list: l0 level1 lfo1; mso-para-margin-left: 0gd; text-indent: -18pt;"><!--[if !supportLists]--><span style="font-size: large;"><span lang="EN-US" style="mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin; mso-fareast-font-family: Calibri; mso-fareast-theme-font: minor-latin;"><span style="mso-list: Ignore;">49.<span style="font-family: "Times New Roman"; font-stretch: normal; font-style: normal; font-variant: normal; font-weight: normal; line-height: normal;"> </span></span></span><!--[endif]--><span face=""新細明體",serif" style="mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 新細明體; mso-fareast-theme-font: minor-fareast; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin;">三個劇本</span><span lang="EN-US"><o:p></o:p></span></span></p>
<p class="MsoNormal" style="margin-left: 18pt;"><span style="font-size: large;"><span face=""新細明體",serif" style="mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 新細明體; mso-fareast-theme-font: minor-fareast; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin;">疫情好轉</span><span lang="EN-US">A</span><span face=""新細明體",serif" style="mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 新細明體; mso-fareast-theme-font: minor-fareast; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin;">;無貿易戰</span><span lang="EN-US"><o:p></o:p></span></span></p>
<p class="MsoNormal" style="margin-left: 18pt;"><span style="font-size: large;"><span lang="EN-US">(1)</span><span face=""新細明體",serif" style="mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 新細明體; mso-fareast-theme-font: minor-fareast; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin;">短多:美股短期漲勢延伸至第三季中後期,等待國會通過基建案通過,財報優異利多。</span><span lang="EN-US"><o:p></o:p></span></span></p>
<p class="MsoNormal" style="margin-left: 18pt;"><span style="font-size: large;"><span lang="EN-US">(2)</span><span face=""新細明體",serif" style="mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 新細明體; mso-fareast-theme-font: minor-fareast; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin;">中空:基建案通過,海外若無事,民主黨可能強推加稅法案,造成市場波動,聯準會轉趨鷹派,財報利多出盡,經濟和企業營利逐漸走入高基期。</span><span lang="EN-US"><o:p></o:p></span></span></p>
<p class="MsoNormal" style="margin-left: 18pt;"><span style="font-size: large;"><span lang="EN-US">(3)</span><span face=""新細明體",serif" style="mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 新細明體; mso-fareast-theme-font: minor-fareast; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin;">長多:股市適當回落,化解通膨危機,確立聯準會緊縮步調,加稅法案通過不易,理想的財報和經濟數據,讓股市第四季修正打底,</span><span lang="EN-US">2022</span><span face=""新細明體",serif" style="mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 新細明體; mso-fareast-theme-font: minor-fareast; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin;">蓄勢上攻。</span><span lang="EN-US"><o:p></o:p></span></span></p>
<p class="MsoNormal" style="margin-left: 18pt;"><span style="font-size: large;"><span face=""新細明體",serif" style="mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 新細明體; mso-fareast-theme-font: minor-fareast; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin;">疫情好轉</span><span lang="EN-US">B</span><span face=""新細明體",serif" style="mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 新細明體; mso-fareast-theme-font: minor-fareast; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin;">;有貿易戰</span><span lang="EN-US"><o:p></o:p></span></span></p>
<p class="MsoNormal" style="margin-left: 18pt;"><span style="font-size: large;"><span lang="EN-US">(1)</span><span face=""新細明體",serif" style="mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 新細明體; mso-fareast-theme-font: minor-fareast; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin;">短多:美股短期漲勢延伸至第三季中後期,等待國會通過基建案通過,財報優異利多。</span><span lang="EN-US"><o:p></o:p></span></span></p>
<p class="MsoNormal" style="margin-left: 18pt;"><span style="font-size: large;"><span lang="EN-US">(2)</span><span face=""新細明體",serif" style="mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 新細明體; mso-fareast-theme-font: minor-fareast; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin;">中空:美中</span><span lang="EN-US">G20</span><span face=""新細明體",serif" style="mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 新細明體; mso-fareast-theme-font: minor-fareast; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin;">會面不順,貿易戰升溫,衝擊市場信心,聯準會轉趨鷹派,財報利多出盡,經濟和企業營利逐漸走入高基期。</span><span lang="EN-US"><o:p></o:p></span></span></p>
<p class="MsoNormal" style="margin-left: 18pt;"><span style="font-size: large;"><span lang="EN-US">(3)</span><span face=""新細明體",serif" style="mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 新細明體; mso-fareast-theme-font: minor-fareast; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin;">長多:股市適當回落,化解通膨危機,確立聯準會緊縮步調,加稅法案擱置至期中大選後,美中開戰就是最糟局面,後續仍要回到談判桌,理想的財報和經濟數據,讓股市第四季修正打底,</span><span lang="EN-US">2022</span><span face=""新細明體",serif" style="mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 新細明體; mso-fareast-theme-font: minor-fareast; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin;">蓄勢上攻。</span><span lang="EN-US"><o:p></o:p></span></span></p>
<p class="MsoNormal" style="margin-left: 18pt;"><span lang="EN-US"><o:p><span style="font-size: large;"> </span></o:p></span></p>
<p class="MsoNormal" style="margin-left: 18pt;"><span style="font-size: large;"><span face=""新細明體",serif" style="mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 新細明體; mso-fareast-theme-font: minor-fareast; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin;">疫情惡化</span><span lang="EN-US">C</span><span face=""新細明體",serif" style="mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 新細明體; mso-fareast-theme-font: minor-fareast; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin;">:出現疫苗逃逸</span><span lang="EN-US"><o:p></o:p></span></span></p>
<p class="MsoNormal" style="margin-left: 18pt;"><span style="font-size: large;"><span lang="EN-US">(1)</span><span face=""新細明體",serif" style="mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 新細明體; mso-fareast-theme-font: minor-fareast; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin;">短多:疫情惡化仍需要時間,最快</span><span lang="EN-US">8</span><span face=""新細明體",serif" style="mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 新細明體; mso-fareast-theme-font: minor-fareast; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin;">月之後才會顯現威力,美股漲勢將延伸至第三季中,等待國會通過基建案、財報優異利多,推升市場加速攻頂。</span><span lang="EN-US"><o:p></o:p></span></span></p>
<p class="MsoNormal" style="margin-left: 18pt;"><span style="font-size: large;"><span lang="EN-US">(2)</span><span face=""新細明體",serif" style="mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 新細明體; mso-fareast-theme-font: minor-fareast; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin;">中空:市場無預期疫情會再次失控,回挫修正。</span><span lang="EN-US"><o:p></o:p></span></span></p>
<p class="MsoNormal" style="margin-left: 18pt;"><span style="font-size: large;"><span lang="EN-US">(3)</span><span face=""新細明體",serif" style="mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 新細明體; mso-fareast-theme-font: minor-fareast; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin;">長多:疫苗逃逸問題,仍可利用改良疫苗解決,疫情再次惡化將讓各國央行徹底壓後緊縮時程,股市落底後將於</span><span lang="EN-US">2022</span><span face=""新細明體",serif" style="mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 新細明體; mso-fareast-theme-font: minor-fareast; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin;">重新再起二次復甦的路線。</span><span lang="EN-US"><o:p></o:p></span></span></p>
<p class="MsoNormal" style="margin-left: 18pt;"><span lang="EN-US"><o:p><span style="font-size: large;"> </span></o:p></span></p>
<p class="MsoNormal" style="margin-left: 18pt;"><span lang="EN-US"><o:p><span style="font-size: large;"> </span></o:p></span></p>
<p class="MsoListParagraph" style="margin-left: 18pt; mso-list: l0 level1 lfo1; mso-pagination: widow-orphan; mso-para-margin-left: 0gd; text-indent: -18pt;"><!--[if !supportLists]--><span style="font-size: large;"><span lang="EN-US" style="mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin; mso-fareast-font-family: Calibri; mso-fareast-theme-font: minor-latin;"><span style="mso-list: Ignore;">50.<span style="font-family: "Times New Roman"; font-stretch: normal; font-style: normal; font-variant: normal; font-weight: normal; line-height: normal;"> </span></span></span><!--[endif]--><span face=""新細明體",serif" style="mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 新細明體; mso-fareast-theme-font: minor-fareast; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin;">總體經濟面;拜登紓困案已過,基建案也達成共識,今年美國經濟可望達到</span><span lang="EN-US">7~7.5%</span><span face=""新細明體",serif" style="mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 新細明體; mso-fareast-theme-font: minor-fareast; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin;">高增長水平,市場將在第三季達顛峰。</span><span lang="EN-US"><o:p></o:p></span></span></p>
<p class="MsoListParagraph" style="margin-left: 18pt; mso-list: l0 level1 lfo1; mso-pagination: widow-orphan; mso-para-margin-left: 0gd; text-indent: -18pt;"><!--[if !supportLists]--><span style="font-size: large;"><span lang="EN-US" style="mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin; mso-fareast-font-family: Calibri; mso-fareast-theme-font: minor-latin;"><span style="mso-list: Ignore;">51.<span style="font-family: "Times New Roman"; font-stretch: normal; font-style: normal; font-variant: normal; font-weight: normal; line-height: normal;"> </span></span></span><!--[endif]--><span face=""新細明體",serif" style="mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 新細明體; mso-fareast-theme-font: minor-fareast; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin;">美股市場正處在牛市循環,拉回仍要作多</span><span lang="EN-US"><o:p></o:p></span></span></p>
<p class="MsoListParagraph" style="margin-left: 18pt; mso-list: l0 level1 lfo1; mso-pagination: widow-orphan; mso-para-margin-left: 0gd; text-indent: -18pt;"><!--[if !supportLists]--><span style="font-size: large;"><span lang="EN-US" style="mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin; mso-fareast-font-family: Calibri; mso-fareast-theme-font: minor-latin;"><span style="mso-list: Ignore;">52.<span style="font-family: "Times New Roman"; font-stretch: normal; font-style: normal; font-variant: normal; font-weight: normal; line-height: normal;"> </span></span></span><!--[endif]--><span face=""新細明體",serif" style="mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 新細明體; mso-fareast-theme-font: minor-fareast; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin;">歐股日股趨勢和美國相仿。</span><span lang="EN-US"><o:p></o:p></span></span></p>
<p class="MsoListParagraph" style="margin-left: 18pt; mso-list: l0 level1 lfo1; mso-pagination: widow-orphan; mso-para-margin-left: 0gd; text-indent: -18pt;"><!--[if !supportLists]--><span style="font-size: large;"><span lang="EN-US" style="mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin; mso-fareast-font-family: Calibri; mso-fareast-theme-font: minor-latin;"><span style="mso-list: Ignore;">53.<span style="font-family: "Times New Roman"; font-stretch: normal; font-style: normal; font-variant: normal; font-weight: normal; line-height: normal;"> </span></span></span><!--[endif]--><span face=""新細明體",serif" style="mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 新細明體; mso-fareast-theme-font: minor-fareast; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin;">陸股商品和服務循環轉折受害概念、熱超熱、冷超冷。</span><span lang="EN-US"><o:p></o:p></span></span></p>
<p class="MsoListParagraph" style="margin-left: 18pt; mso-list: l0 level1 lfo1; mso-pagination: widow-orphan; mso-para-margin-left: 0gd; text-indent: -18pt;"><!--[if !supportLists]--><span style="font-size: large;"><span lang="EN-US" style="mso-bidi-font-family: Calibri; mso-bidi-theme-font: minor-latin; mso-fareast-font-family: Calibri; mso-fareast-theme-font: minor-latin;"><span style="mso-list: Ignore;">54.<span style="font-family: "Times New Roman"; font-stretch: normal; font-style: normal; font-variant: normal; font-weight: normal; line-height: normal;"> </span></span></span><!--[endif]--><span face=""新細明體",serif" style="mso-ascii-font-family: Calibri; mso-ascii-theme-font: minor-latin; mso-fareast-font-family: 新細明體; mso-fareast-theme-font: minor-fareast; mso-hansi-font-family: Calibri; mso-hansi-theme-font: minor-latin;">新興市場:落後補漲後來居上,同樣屬於商品和服務循環轉折受害概念,第三季後須特別留意。</span><span lang="EN-US"><o:p></o:p></span></span></p>
<p class="MsoListParagraph" style="margin-left: 18pt; mso-list: l0 level1 lfo1; mso-pagination: widow-orphan; mso-para-margin-left: 0gd; text-indent: -18pt;"><!--[if !supportLists]--><span style="font-size: large;"><span lang="EN-US"><span style="mso-list: Ignore;">55.<span style="font-family: "Times New Roman"; font-stretch: normal; font-style: normal; font-variant: normal; font-weight: normal; line-height: normal;"> </span></span></span><!--[endif]--><span face="新細明體, serif">台股:緊盯景氣對策信號轉折,商品和服務循環轉折須留意。</span></span><span lang="EN-US"><o:p></o:p></span></p><p class="MsoListParagraph" style="margin-left: 18pt; mso-list: l0 level1 lfo1; mso-pagination: widow-orphan; mso-para-margin-left: 0gd; text-indent: -18pt;"><span style="font-size: large;"><span face="新細明體, serif"><br /></span></span></p><p class="MsoListParagraph" style="margin-left: 18pt; mso-list: l0 level1 lfo1; mso-pagination: widow-orphan; mso-para-margin-left: 0gd; text-indent: -18pt;"><span style="font-size: large;"><span face="新細明體, serif"><br /></span></span></p><p class="MsoListParagraph" style="margin-left: 18pt; mso-list: l0 level1 lfo1; mso-pagination: widow-orphan; mso-para-margin-left: 0gd; text-indent: -18pt;"><span style="font-size: large;"><span face="新細明體, serif">本筆記經izaax同意公開發布</span></span></p>資工心理人http://www.blogger.com/profile/01994326933121768548noreply@blogger.com3tag:blogger.com,1999:blog-1093058181876322870.post-73691050133103967752021-07-26T14:30:00.000+08:002021-07-26T14:30:02.566+08:00韓國Aroma Sense除氯過濾蓮蓬頭開箱實測<p><span style="font-size: large;">韓國Aroma Sense除氯過濾蓮蓬頭開箱實測</span></p><p><span style="font-size: x-large;">這應該算是我第一次有生活用品的開箱文XD</span></p><p><span style="font-size: large;">先說結論,這支韓國蓮蓬頭真的屌</span></p><p><span style="font-size: large;">重新定義了我對蓮蓬頭的認知</span></p><p><span style="font-size: large;">才知道原來用好的蓮蓬頭洗澡,是一個很棒的享受</span></p><p><span style="font-size: large;">只有大推了!!!</span></p><p><span style="font-size: large;"><br /></span></p><p><span style="font-size: large;">團購表單 :<a href="https://gbf.tw/dkvov">https://gbf.tw/dkvov</a></span></p><p><span style="font-size: large;"><br /></span></p><p><span style="font-size: large;">最近回到高雄家中住了一段時間</span></p><p><span style="font-size: large;">家中的蓮蓬頭比較舊了覺得用起來不太順,正在網路上物色蓮蓬頭</span></p><p><span style="font-size: large;">這時好朋友阿達突然敲我,問我有個很厲害的蓮蓬頭廠商找,有沒有興趣</span></p><p></p><p><span style="font-size: large;">出於好奇心使然就答應了這件事,廠商也挺好的,就把清單給我,叫我挑挑有興趣的會寄來給我試用,而且超神速就寄到了</span></p><p></p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhik_DWN9QCCE0GgcpzdAc3YQQppqgx5AmWx4ohJEr5789qFaYOWFjQVCbzPXb85Yyi5I2Nr9ZmnVk9dc459xC9luI4NdWR_MDGYR33crt_ZSkWymbcNAW-CM7a-GQeouyrnbCc04wjaTU/" style="margin-left: 1em; margin-right: 1em;"><span style="font-size: large;"><img alt="" data-original-height="330" data-original-width="330" height="400" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhik_DWN9QCCE0GgcpzdAc3YQQppqgx5AmWx4ohJEr5789qFaYOWFjQVCbzPXb85Yyi5I2Nr9ZmnVk9dc459xC9luI4NdWR_MDGYR33crt_ZSkWymbcNAW-CM7a-GQeouyrnbCc04wjaTU/w400-h400/image.png" width="400" /></span></a></div><div><span style="font-size: large;"><br /></span></div><div><span style="font-size: large;">以下簡單分享一下開箱實測的心得</span></div><div><span style="font-size: large;">蓮蓬頭實測三種</span></div><div><span style="font-size: large;">1.最基本的的Pure Rain WHP蓮蓬頭</span></div><div><span style="font-size: large;">有高效的三道過濾功能,然後出水很細緻,水打在身上還滿舒服的</span></div><div><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhvQuxVgZuvahL3hfMJFxbVZmMvimYJge3YZ4qt9TfwGkmLg5QE7DMwPPa3vnpuAfKfSsvdB6qBzu3ua3V8FE0S7ChWola4TiMZcUPU4V8guQJO-toAXoVxFuM-4nE44qd963aekcsYars/" style="margin-left: 1em; margin-right: 1em;"><span style="font-size: large;"><img alt="" data-original-height="415" data-original-width="415" height="400" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhvQuxVgZuvahL3hfMJFxbVZmMvimYJge3YZ4qt9TfwGkmLg5QE7DMwPPa3vnpuAfKfSsvdB6qBzu3ua3V8FE0S7ChWola4TiMZcUPU4V8guQJO-toAXoVxFuM-4nE44qd963aekcsYars/w400-h400/image.png" width="400" /></span></a></div><div class="separator" style="clear: both; text-align: center;"><span style="font-size: large;"><br /></span></div><div class="separator" style="clear: both; text-align: center;"><span style="font-size: large;"><br /></span></div><span style="font-size: large;"><br /></span><div><span style="font-size: large;">2.有香氛功能的AS-9000 中大型香氛除氯過濾蓮蓬頭</span></div><div><span style="font-size: large;">這款應該算我最大推的一款,這個香氛洗起來真的令人心情愉悅,有一種在用擴香機的感覺,然後蓮蓬頭相較前一款更大了一些,洗澡時沖起來真的是一種享受,一整天的忙碌壓力直接一掃而空(香氛棒還有維他命c可以除氯)</span></div></div><div><span style="font-size: large;"><br /></span></div><div><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEi6mPXs9karqw-ZdJYGcXq7PCn9_hJCeis0tyiwxfvCb7U06WDJjdgkaHqtuAceixG4eo3WrbEoiaVnLisK-drgI5n1itokaHpLoiexgMCE508xbfzmtxuoa-b9f2StxEnqz4NJOwFmjTw/" style="margin-left: 1em; margin-right: 1em;"><span style="font-size: large;"><img alt="" data-original-height="401" data-original-width="415" height="387" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEi6mPXs9karqw-ZdJYGcXq7PCn9_hJCeis0tyiwxfvCb7U06WDJjdgkaHqtuAceixG4eo3WrbEoiaVnLisK-drgI5n1itokaHpLoiexgMCE508xbfzmtxuoa-b9f2StxEnqz4NJOwFmjTw/w400-h387/image.png" width="400" /></span></a></div><span style="font-size: large;"><br /><br /></span></div><div><div><span style="font-size: large;">3.有添加維他命C和護膚成分 的VITA-9000</span></div><div><span style="font-size: large;">這款我覺得算是上面兩款的綜合體,不過是沒有香氛味道的,且蓮蓬頭出水部分與第一支相同,這隻我也滿推的</span></div></div><div><span style="font-size: large;"><br /></span></div><div><span style="font-size: large;"><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhUDdlq6dT2HkJ5GYnLW997qSq_wN1cQPYXxbXo0AE5m0Y4eHrJbBo9cEbmCcMvWUYk9_-AMC7XpoE2cZbqLKofRhpe59U7-IlVWEHnZ4bnC7YXcd3MygBG-JoDYmjCCimFQXbdjGi7-qM/" style="margin-left: 1em; margin-right: 1em;"><img alt="" data-original-height="415" data-original-width="415" height="400" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhUDdlq6dT2HkJ5GYnLW997qSq_wN1cQPYXxbXo0AE5m0Y4eHrJbBo9cEbmCcMvWUYk9_-AMC7XpoE2cZbqLKofRhpe59U7-IlVWEHnZ4bnC7YXcd3MygBG-JoDYmjCCimFQXbdjGi7-qM/w400-h400/image.png" width="400" /></a></div><br /><div>另外還有實測「LED浴室水龍頭濾水器」</div><div>這我覺得是個酷東西</div><div>除了有過濾功能外,最酷的是有水流通過的時候會發光XD</div><div>這個功能個人認為是還算不錯,洗東西的時候可以有光照可以看得更清楚</div><div><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgBURsJ0l1HpJNot1okH7mntsdYlFlNDo30rTH-ixyCI9Krz5Pe2NwZypuOkpsAb8Z3iNLCmP1FC7jZMO_SDatYbm8z1v1Hg_vHlCUbp5cbqlHhCRyCuQ7IUlkYd01DQGn7R6QHkGltKPs/" style="margin-left: 1em; margin-right: 1em;"><img alt="" data-original-height="312" data-original-width="415" height="301" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgBURsJ0l1HpJNot1okH7mntsdYlFlNDo30rTH-ixyCI9Krz5Pe2NwZypuOkpsAb8Z3iNLCmP1FC7jZMO_SDatYbm8z1v1Hg_vHlCUbp5cbqlHhCRyCuQ7IUlkYd01DQGn7R6QHkGltKPs/w400-h301/image.png" width="400" /></a></div><br /><br /></div></span></div><div><span style="font-size: large;"><br /></span></div><div><span style="font-size: large;">另外附上蓮蓬頭使用一個月的濾心照片,果然有過濾功能還滿重要的啊!!!</span></div><div><span style="font-size: large;"><br /></span></div><div><span style="font-size: large;"><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiT0a23NDPkyLFhaYpzXgGVqPE6cXEb_3w-891nLdgIOttBo0NettpFhrmvHI0wioCb3yELFm4dwYQ3sLrRLQ8LhqWuu_OEkvIIemp_Pm_nHTzF1Q_wfWoH8zk2c5Vj2ZEI6TKv1LjykIA/" style="margin-left: 1em; margin-right: 1em;"><img alt="" data-original-height="415" data-original-width="415" height="640" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiT0a23NDPkyLFhaYpzXgGVqPE6cXEb_3w-891nLdgIOttBo0NettpFhrmvHI0wioCb3yELFm4dwYQ3sLrRLQ8LhqWuu_OEkvIIemp_Pm_nHTzF1Q_wfWoH8zk2c5Vj2ZEI6TKv1LjykIA/w640-h640/image.png" width="640" /></a></div><br /><div>總結來說這次的實測,算是讓我重新認知的,好的蓮蓬頭價值超過我的想像,我以前覺得就是個出水沖澡的工具,現在知道除了可以過濾一些髒東西外,更重要的是洗澡的舒適,以及放鬆身心的效果,尤其是在經過忙碌工作一整天的操勞後,好好的洗個澡,很重要。</div><div><br /></div><div>開團檔期7/26~8/1</div><div>團購表單 :<a href="https://gbf.tw/dkvov">https://gbf.tw/dkvov</a></div><div><br /></div></span></div><span style="font-size: large;"><br /></span><p></p><p><span style="font-size: large;"><br /></span></p><div><br /></div>資工心理人http://www.blogger.com/profile/01994326933121768548noreply@blogger.com0tag:blogger.com,1999:blog-1093058181876322870.post-23455619671551140392021-07-03T11:43:00.002+08:002021-07-03T12:19:39.477+08:002021上半年暨第二季投資狀況回顧<p> <span style="font-size: x-large;">2021第二季投資狀況回顧</span></p><p>平常每週都有寫重要大事回顧了<br />這裡就不再額外放上來</p><p>附上pressplay的筆記專欄連結供大家參考</p><p><a href="https://www.pressplay.cc/project/vipp/%E8%B3%87%E5%B7%A5%E5%BF%83%E7%90%86%E4%BA%BA%E7%9A%84%E6%94%B6%E7%B4%8D~/68144F90F7BCFC5BCC7548652704E725?oid=69C6EB15C8">https://www.pressplay.cc/project/vipp/%E8%B3%87%E5%B7%A5%E5%BF%83%E7%90%86%E4%BA%BA%E7%9A%84%E6%94%B6%E7%B4%8D~/68144F90F7BCFC5BCC7548652704E725?oid=69C6EB15C8</a></p><p><br />每週都會將交易紀錄與當週經濟數據觀察整理發布<br />每個標的買進的理由及過程都有記錄在每週文章內</p><p>另外固定週一晚上美股盤前會開clubhouse與大家簡單聊聊</p><p><br /></p><p><span style="font-size: x-large;">接下來就看看第一季的回顧吧</span></p><p><span style="font-size: large;">1.世界指數(ALL-WORLD),經哆啦王建議,改用這個數據<a href="https://www.investing.com/indices/msci-acwi-investable-net-usd">MSCI ACWI Investable Net USD</a>,</span></p><p><span style="font-size: large;"><a href="https://www.investing.com/indices/msci-acwi-investable-net-usd">https://www.investing.com/indices/msci-acwi-investable-net-usd</a></span></p><p><span style="font-size: large;">較適合來做比較(含息),且investable 版本是有包括小型股,net是有扣稅的,較接近我們投資美股的實際情況,是最接近的合理指標。</span></p><p><span style="font-size: large;">6/30收盤為2,431.56</span></p><p><span style="font-size: large;">3/31收盤為2,268.76</span></p><p><span style="font-size: large;">去年收盤為2,157.94</span></p><p><span style="font-size: large;">第二季全球指數上漲7.1%,</span><span style="font-size: large;">年度至今上漲12.6%</span></p><p><span style="font-size: large;">本人第二季報酬率為17.08%,領先全球指數9.98%</span></p><p><span style="font-size: large;"><span>YTD年初至今報酬率為31.47%,</span><span>領先全球指數18.87%</span></span></p><p><span style="font-size: large;">(下圖計算報酬率為美金計算)</span></p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEi1tiKH3zdEoPJVUlzZGAVq1QIQDYlU3flpd_VEnv0d0JYUTXQ1eBfPNlaV5M5nzAva6lM_KJyVH9IreGzVN3VPcAChYnsvzhljZPoqmweRKGP6Md84M2Lp6TIiev6ADLpPIN4WWeAEd5w/" style="margin-left: 1em; margin-right: 1em; text-align: center;"><span style="font-size: large;"><img alt="" data-original-height="838" data-original-width="1176" height="355" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEi1tiKH3zdEoPJVUlzZGAVq1QIQDYlU3flpd_VEnv0d0JYUTXQ1eBfPNlaV5M5nzAva6lM_KJyVH9IreGzVN3VPcAChYnsvzhljZPoqmweRKGP6Md84M2Lp6TIiev6ADLpPIN4WWeAEd5w/w498-h355/202998357_763988057606216_3900386650361142866_n.png" width="498" /></span></a></div><p></p><p><span style="font-size: large;"><br /></span></p><p><span style="font-size: large;"><span>本人上半年能夠領先指數,</span><span>主要原因為重倉的個股皆領先指數,以及在下跌至低點時,有使用融資買進加部位</span></span></p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgno5n5HEnE14zE1ngr2roqKBPMu4ATmBrN33ooq2zxWZjPotk5DH8E5ha8T4kyKtiB5Wkz8in7Ywt-fJdOuE-4v9PKFU8UMNfmL-HtZ9YGsFwnFJzKo9yV67fDekYHE-NGMtLUoKO5p4M/" style="margin-left: 1em; margin-right: 1em; text-align: center;"><span style="font-size: large;"><img alt="" data-original-height="568" data-original-width="779" height="291" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgno5n5HEnE14zE1ngr2roqKBPMu4ATmBrN33ooq2zxWZjPotk5DH8E5ha8T4kyKtiB5Wkz8in7Ywt-fJdOuE-4v9PKFU8UMNfmL-HtZ9YGsFwnFJzKo9yV67fDekYHE-NGMtLUoKO5p4M/w400-h291/image.png" width="400" /></span></a></div><p></p><p><span style="font-size: large;">分享一下資產狀況的走勢圖(數字我就切掉了),可以看得出來4月到6月那段下跌很考驗人心,尤其是我重倉科技股,那陣子每週報酬率都很悲劇</span></p><p><span style="font-size: large;"><br /></span></p><p><span style="font-size: large;">另外也簡單臚列一些重倉的個股與指數的對比</span></p><p><span style="font-size: large;"><span>第二季世界指數漲幅為</span><span>7.1%<br /></span><span>PLTR買進至6/30時報酬率約為26%<br /></span><span>U</span><span>買進至6/30</span><span>時報酬率約為13%</span></span></p><p><span style="font-size: large;"><br /></span></p><p><span style="font-size: large;"><span>第一季</span><span>世界指數漲幅為</span><span>5.14%<br /></span><span>GPRO</span><span>買進至清倉報酬率約為35%</span></span></p><p><span style="font-size: large;"><br /></span></p><p><span style="font-size: large;"><span>上半年</span><span>世界指數</span><span>12.6%<br /></span><span>MSFT上半年報酬率為24%<br /></span><span>VTI</span><span>上半年報酬率為16.23</span><span>%</span></span></p><p><span style="font-size: large;"><br /></span></p><p><span style="font-size: large;"><span>同樣也有烙賽的股票,例如BABA,BABA年初至今報酬率-4.4%,個人的持有部位目前-6%,</span><span>但我目前對他的看法不變,所以繼續持有,另外也可以看看</span><span>Pabrai 近期發表的看法(可見下方連結影片45分處開始) </span></span></p><p><span style="font-size: large;">完整訪問:<a href="https://youtu.be/n6cX8l8iQKE">https://youtu.be/n6cX8l8iQKE</a></span></p><p><span style="font-size: large;"><span>AMD在結算的時候也是烙賽的狀況,該股票年度</span><span>至今報酬率1.7%,不過也開始回神了,持續觀察,而且我在今年下跌時也加碼不少,現在回頭去看也是不錯(加倉部位報酬率20%左右)</span></span></p><p></p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjtsIZ_xnu8J-oNq87lWqpFlXOo1DsSmnMpqpKL6dJy8svEzl47wxqorgcUFEuy1WDcREWM9-HKmRsURhkMlcYqbaZdCfH-vk6Stu0Y89KhPCVAtNedZlvgxuMeCgvW0R0QlGVD9HFcZf4/s1710/%25E8%259E%25A2%25E5%25B9%2595%25E5%25BF%25AB%25E7%2585%25A7+2021-07-03+11.30.41.png" style="margin-left: 1em; margin-right: 1em;"><span style="font-size: large;"><img border="0" data-original-height="1204" data-original-width="1710" height="450" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjtsIZ_xnu8J-oNq87lWqpFlXOo1DsSmnMpqpKL6dJy8svEzl47wxqorgcUFEuy1WDcREWM9-HKmRsURhkMlcYqbaZdCfH-vk6Stu0Y89KhPCVAtNedZlvgxuMeCgvW0R0QlGVD9HFcZf4/w640-h450/%25E8%259E%25A2%25E5%25B9%2595%25E5%25BF%25AB%25E7%2585%25A7+2021-07-03+11.30.41.png" width="640" /></span></a></div><span style="font-size: large;"><br /><span><br /></span></span><p></p><p><span style="font-size: large;"><br /></span></p><p><span style="font-size: large;"><br /></span></p><p><span style="font-size: large;"><br /></span></p><p><span style="font-size: large;">下圖為目前投資組合狀況</span></p><p><span style="font-size: large;"></span></p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjGYYaVNzsM-ke05TnSAspKFAlQjoDH0QcEjiTGKbBWfcorogaEemz2rvf0tt-0FvM1YVeC7lgZ6jkOnHKUCEAWM30alNVj0whbS6ivM-tjPmbyARQG8HwVjiE9CZwfhRnXGA2DylwLTns/" style="margin-left: 1em; margin-right: 1em;"><span style="font-size: large;"><img alt="" data-original-height="371" data-original-width="544" height="435" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjGYYaVNzsM-ke05TnSAspKFAlQjoDH0QcEjiTGKbBWfcorogaEemz2rvf0tt-0FvM1YVeC7lgZ6jkOnHKUCEAWM30alNVj0whbS6ivM-tjPmbyARQG8HwVjiE9CZwfhRnXGA2DylwLTns/w640-h435/201525535_318475439995010_129888939084275824_n.png" width="640" /></span></a></div><span style="font-size: large;"><br /><span>2.這一季增加了不少股票部位,尤其在4、5月回落的時候增持了不少股票。</span></span><p></p><p><span style="font-size: large;">甚至有動用到融資買進,目前已經在上漲的過程中開始去除掉融資部位。</span></p><p><span style="font-size: large;"><br /></span></p><p><span style="font-size: large;"><span>3.ETORO帳戶上半年報酬率</span><span>報酬率為24.46%</span><span>,</span><span>領先全球指數11.86%</span><span>,又尻了點銀彈進去,分散買一些標的,風險值已經降下來了</span></span></p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhNtSDcHzGKNHfDqYmdoQnkuZ0IGYt5H8LJYZQQFbLpT_qzoERtKC3uXPIG3FgIX6rhWSR10oJhzNdZf_FnqbGLhsAT8wVsu7i3lTdullEExCoH5nzwtdS3k8ZJWYNI2YU95uyOdpdDsXk/s1198/%25E8%259E%25A2%25E5%25B9%2595%25E5%25BF%25AB%25E7%2585%25A7+2021-07-03+10.35.58.png" style="margin-left: 1em; margin-right: 1em; text-align: center;"><span style="font-size: large;"><img border="0" data-original-height="660" data-original-width="1198" height="352" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhNtSDcHzGKNHfDqYmdoQnkuZ0IGYt5H8LJYZQQFbLpT_qzoERtKC3uXPIG3FgIX6rhWSR10oJhzNdZf_FnqbGLhsAT8wVsu7i3lTdullEExCoH5nzwtdS3k8ZJWYNI2YU95uyOdpdDsXk/w640-h352/%25E8%259E%25A2%25E5%25B9%2595%25E5%25BF%25AB%25E7%2585%25A7+2021-07-03+10.35.58.png" width="640" /></span></a></div><p></p><p><span style="font-size: large;"><br /></span></p><p><span style="font-size: large;"><br /></span></p><p></p><p style="background-color: white; box-sizing: border-box; margin-bottom: 16px; margin-top: 0px;"><span style="font-size: large;">以上為個人整理,僅供各位參考</span></p><p style="background-color: white; box-sizing: border-box; margin-bottom: 16px; margin-top: 0px;"><span style="font-size: large;">也鼓勵大家定期做投資紀錄,能夠有效幫助自己成長</span></p><p style="background-color: white; box-sizing: border-box; margin-bottom: 16px; margin-top: 0px;"><span style="font-size: large;"><span><br /></span><br /><span><br /></span><span>以上的圖表製圖教學在此</span><br /></span></p><h3 class="post-title entry-title" itemprop="name" style="background-color: white; font-family: Arial, Tahoma, Helvetica, FreeSans, sans-serif; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal; margin: 0px; position: relative;"><a href="https://hn28082251.blogspot.com/2019/04/google-spreadsheets-stock.html"><span style="font-size: large;">用 Google 試算表製做簡易股票報價表及理財表(更新版) 教學</span></a></h3><p style="background-color: white; box-sizing: border-box; margin-bottom: 16px; margin-top: 0px;"><span style="font-size: large;"><br /></span></p><p style="background-color: white; box-sizing: border-box; margin-bottom: 16px; margin-top: 0px;"><span style="background-color: transparent; font-size: large;"><br /></span></p><p style="background-color: white; box-sizing: border-box; margin-bottom: 16px; margin-top: 0px;"><span style="font-size: large;">本文章並沒有推薦任何投資標的,單純是個人的一些觀察與見解,為作者自行查看相關資料後整理而成,資料之正確性以各官方公告為主,任何人觀看本文之後,而有投資該基金或ETF之行為,自行對所有後果負責。 </span></p><p style="background-color: white; box-sizing: border-box; margin-bottom: 16px; margin-top: 0px;"><span style="font-size: large;"><br /></span></p><p style="background-color: white; box-sizing: border-box; margin-bottom: 16px; margin-top: 0px;"><span style="font-size: large;">歡迎分享轉載文章,願每一個人都能夠衣食無虞。</span></p><p style="background-color: white; box-sizing: border-box; margin-bottom: 16px; margin-top: 0px;"><span style="font-size: large;"><span></span><br /><br /></span></p><div></div><p style="background-color: white; box-sizing: border-box; margin-bottom: 16px; margin-top: 0px;"><span style="font-size: large;"><br /></span></p><div style="font-family: "pingfang tc"; margin: 0px;"><span style="font-size: large;"><span face=""arial" , "tahoma" , "helvetica" , "freesans" , sans-serif" style="background-color: white;"><br /></span><span face=""arial" , "tahoma" , "helvetica" , "freesans" , sans-serif" style="background-color: white;"></span><i style="background-color: white; font-family: Arial, Tahoma, Helvetica, FreeSans, sans-serif;"><span>我將思想傳授他人,他人之所得,亦無損於我之所有;猶如一人以我的燭火點燭,光亮與他同在,我卻不因此身處黑暗。湯瑪斯‧傑弗遜(Thomas Jefferson)</span></i></span></div><div><i style="background-color: white; font-family: Arial, Tahoma, Helvetica, FreeSans, sans-serif;"><span style="font-size: large;"><br /></span></i></div><div><span style="font-size: large;"><br /></span></div><p><span style="font-size: large;"><br /></span></p><p><span style="font-size: large;"><br /></span></p><p><span style="font-size: large;"><br /></span></p><p><span style="font-size: large;"><br /></span></p><p><span style="font-size: large;">警語</span></p><p><span style="font-size: large;">本文為個人的交易筆記整理,僅供朋友粉絲討論運用,不構成任何投資建議</span></p><p><span style="font-size: large;"><br /></span></p><p><span style="font-size: large;">補充說明</span></p><p><span style="font-size: large;"><br /></span></p><p><span style="font-size: large;">etoro雖然有取得美國FINRA及SIPC的資格</span></p><p><span style="font-size: large;">但也與IB、嘉信、TD、firstrade等等一樣沒有台灣的牌照</span></p><p><span style="font-size: large;">以金管會的角度來看也都是非法的平台</span></p><p><span style="font-size: large;">投資人使用海外券商須自行評估風險</span></p><p><span style="font-size: large;"><br /></span></p><p><span style="font-size: large;">金管會新聞稿</span></p><p><span style="font-size: large;"><br /></span></p><p><span style="font-size: large;">金管會呼籲投資人勿透過未經金管會核准之交易平台投資外國有價證券等金融商品</span></p><p><span style="font-size: large;"></span></p><p><span style="font-size: large;">非我國合法之證券期貨業者,依法不得在我國境內從事證券期貨相關業務,鑒於國際跨境詐騙手法多元,境外交易平台透過網路社群媒體頻繁行銷,金融監督管理委員會(下稱金管會)提醒投資人,如要從事外國有價證券等金融商品之投資,應透過合法之金融機構進行交易以確保權益,以免發生交易糾紛時,無法獲得保障。</span></p><p><span style="font-size: large;"><br /></span></p><p><span style="font-size: large;"><br /></span></p><p><span style="font-size: large;"><br /></span></p><p><span style="font-size: large;"><br /></span></p>資工心理人http://www.blogger.com/profile/01994326933121768548noreply@blogger.com4tag:blogger.com,1999:blog-1093058181876322870.post-46627894723665226942021-06-12T15:26:00.003+08:002021-06-12T15:26:20.532+08:00台新雙狗卡近期優惠資訊整理分享(2021)<p><span style="font-size: large;">先說結論吧!</span></p><p><span style="font-size: large;">近期雙狗卡的優惠非常適合宅在家防疫,常使用網購訂購各式用品的朋友</span></p><p><span style="font-size: large;">粉絲應該有不少人跟我一樣是台新狗狗卡的資深用戶<br />我從106年使用至今,手上還有現在已經沒有的紫狗卡<br />當時悠遊聯名卡是紫狗,icash聯名卡是黑狗,但我搭捷運都拿黑狗,因為領結會發光就是潮,過閘門看到亮起來就是爽XD</span></p><p><span style="font-size: large;"><br /></span></p><p><span style="font-size: large;">灰狗卡則是後來推出專門用來刷機票的,且刷海外的回饋也是很高(結果因為疫情的關係,灰狗我幾乎都拿來刷海外網購了)</span></p><p><span style="font-size: large;"></span></p><div class="separator" style="clear: both; text-align: center;"><span style="font-size: large;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEir3tkfB8IUuCRMYYbuy2qJR6f0_6OypD_d4vf6nhELqPoYd0O4R09aPE3qeaEufnp3XCu-27C-YqwlnowMV7f5S0LWAXKD4tbAaanXchRxRHDXK0pn-XGLlvEkakBFcCjg3xtj2NNLSY8/" style="margin-left: 1em; margin-right: 1em;"><img alt="" data-original-height="2048" data-original-width="2048" height="400" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEir3tkfB8IUuCRMYYbuy2qJR6f0_6OypD_d4vf6nhELqPoYd0O4R09aPE3qeaEufnp3XCu-27C-YqwlnowMV7f5S0LWAXKD4tbAaanXchRxRHDXK0pn-XGLlvEkakBFcCjg3xtj2NNLSY8/w400-h400/IMG_1073.heic" width="400" /></a></span></div><p><span style="font-size: large;"><span style="font-size: large;"><br /></span></span></p><span style="font-size: large;">近期台新雙狗卡,針對我這種阿宅宅家消費有一連串刷卡優惠</span><p></p><p><span style="font-size: large;">以下整理條列式分享給大家</span></p><p><span style="font-size: large;">詳細活動細節可見官方網站(下方連結)</span></p><p><span style="font-size: large;"><a href="https://www.taishinbank.com.tw/TSB/personal/credit/intro/overview/">https://www.taishinbank.com.tw/TSB/personal/credit/intro/overview/</a></span></p><p><span style="font-size: large;"><a href="https://mkp.taishinbank.com.tw/TsCms/marketing/expose/WM_20210602181915903/index.html">https://mkp.taishinbank.com.tw/TsCms/marketing/expose/WM_20210602181915903/index.html</a><br /></span></p><div class="separator" style="clear: both; text-align: center;"><span style="font-size: large;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEh4R9UPvwk9q8p4KfT939WfYC4fGHrBdhGvWSXU_pamILy1Et8fd6gsCnv8ESWIgoIfDaxA9RlHY5ikC-LUytZFg0BtfzVGOor4y-Nx30GmNb239Rk-SrwJaWsGD8FUuSpCmpl-rJlvQGU/" style="margin-left: 1em; margin-right: 1em;"><img alt="" data-original-height="284" data-original-width="415" height="274" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEh4R9UPvwk9q8p4KfT939WfYC4fGHrBdhGvWSXU_pamILy1Et8fd6gsCnv8ESWIgoIfDaxA9RlHY5ikC-LUytZFg0BtfzVGOor4y-Nx30GmNb239Rk-SrwJaWsGD8FUuSpCmpl-rJlvQGU/w400-h274/image.png" width="400" /></a></span></div><span style="font-size: large;"><br /><br /></span><p></p><p><span style="font-size: large;">GoGo卡部分(活動期間:2021/7/1~2022/1/31結帳帳單)</span></p><p><span style="font-size: large;">8大精選通路,週六最高6%(其他日最高3%):</span></p><p><span style="font-size: large;">行動支付(5):LINE Pay/OPEN錢包/My FamiPay/悠遊付/台新Pay</span></p><p><span style="font-size: large;">熱門網購(3):蝦皮/momo/Pchome</span></p><p><span style="font-size: large;">(基本0.2%+任務0.8%+指定2%+週六3%)</span></p><p><span style="font-size: large;">10大指定通路,天天最高3%!</span></p><p><span style="font-size: large;">超市(1): 全聯PX Pay(含儲值/消費)</span></p><p><span style="font-size: large;">網購(3): Amazon、Gmarket、迪卡儂線上購物</span></p><p><span style="font-size: large;">影音(3): Spotify、Netflix、CATCHPLAY+</span></p><p><span style="font-size: large;">遊戲(3): Nintendo、MyCard(智冠)、遊戲橘子(樂點)</span></p><p><span style="font-size: large;">(基本0.2%+任務0.8%+指定2%)</span></p><p><span style="font-size: large;"><br /></span></p><p><span style="font-size: large;"><br /></span></p><p><span style="font-size: large;">海外網購部分灰狗卡(FlyGo卡)主打海外(含網購)3%回饋無上限(活動期間:2021/7/1~2021/1/31結帳帳單)</span></p><p><span style="font-size: large;">6大精選通路最高5%:中油直營店、高鐵、GoShare、Wemo Scooter、立榮、台新Pay(基本0.2%+任務0.8%+精選4%)</span></p><p><span style="font-size: large;">海外(含網購) 3%無上限!(基本0.2%+任務0.8%+海外2%)</span></p><p><span style="font-size: large;"><br /></span></p><p><span style="font-size: large;">《期間限定》淘你所愛,FlyGo卡享最高9%!</span></p><p><span style="font-size: large;">[1] 6月淘寶刷FlyGo卡享最高6% </span></p><p><span style="font-size: large;"> *適用海外3%無上限+活動加碼3%(限量/需登錄/最高贈NT$500/詳活動網頁)</span></p><p><span style="font-size: large;">[2] 6月申辦FlyGo卡,核卡後首3筆淘寶消費享3%回饋無上限</span></p><p><span style="font-size: large;"><br /></span></p><p><span style="font-size: large;">如果是尚未辦卡的新戶</span></p><p><span style="font-size: large;">6月申辦FlyGo卡,消費達檻享NT$1,500+淘寶消費回饋無上限!</span></p><p><span style="font-size: large;">【新戶獨享】NT$1,300</span></p><p><span style="font-size: large;">[1]核卡30天內,於淘寶任刷1筆享NT$500</span></p><p><span style="font-size: large;">[2]前1,000名開立Richart帳戶且專屬代碼欄位輸入「TAX」者(期間:2021/5/3~6/30),刷FlyGo卡繳綜所稅享最高NT$800(刷綜所稅即贈NT$300+綜所稅享5%回饋,每人最高回饋NT$ 500,詳活動網頁說明)</span></p><p><span style="font-size: large;">【人人有獎】NT$200 +淘寶消費回饋無上限</span></p><p><span style="font-size: large;">[1]核卡後首3筆淘寶消費享3%回饋無上限</span></p><p><span style="font-size: large;">[2]一卡通自動加值享最高10%回饋,每卡最高回饋NT$200</span></p><p><span style="font-size: large;">(人人有獎: 不限通路、不限新戶,新申辦/加辦卡皆適用)</span></p><p><br /></p><p><span style="font-size: large;"></span></p><p><span style="font-size: large;">總結來說,不管是出門加油,到全聯採購民生用品,或者是在家防疫運用網購採買所需物資,休閒時候不出門宅在家追劇娛樂,本次的雙狗卡優惠都非常值得大家運用,在消費上運用回饋幫自己省下更多錢。</span></p><div><br /></div><p><span style="font-size: large;"><br /></span></p>資工心理人http://www.blogger.com/profile/01994326933121768548noreply@blogger.com0tag:blogger.com,1999:blog-1093058181876322870.post-84240395960218817842021-06-10T12:22:00.000+08:002021-06-10T12:22:05.654+08:002021軍人換匯優惠攻略,省超大!!!(外幣現鈔、外匯存款、國際匯款)台灣銀行、土地銀行、合作金庫銀行<p> </p><p><span style="font-size: x-large;">整理</span><span style="font-size: large;">2021年國軍同袍儲蓄會,軍人換匯相關資訊,美金、歐元、日幣,</span><b style="font-size: x-large;">外幣現鈔,</b><b style="font-size: x-large;">臨櫃兌換旅行支票,</b><b style="font-size: x-large;">外幣匯出匯款。</b></p><p><span style="font-size: x-large;">包含台灣銀行、土地銀行、合作金庫銀行的優惠訊息</span></p><p><span style="font-size: large;">更新一下今年的資訊與之前的辦理流程分享</span></p><p><br /></p><p><span style="font-size: large;">進入國軍同袍儲蓄會 金融理財服務網,金融理財>小額匯兌>台灣銀行</span></p><p><span style="font-size: large;"><br /></span></p><p><span style="font-size: large;">就可以找到台灣銀行110年最新的優惠了</span></p><p><span style="font-size: large;"><br /></span></p><p><b><span style="font-size: x-large;">台灣銀行部分優惠如下</span></b></p><p></p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgv6R4EujUGfLtvo2wKqerewQUIPFWWQ-06flcW5OOpEelP5pK4ZeXHHViyZFBMlj-ZzuKQsxubuDq9bO3BoCJhZSCGrqi7L9Y985BxrcVy2rD-_hsssfjx-lG25K_WM9wNFHX6uMjHHog/s1726/%25E8%259E%25A2%25E5%25B9%2595%25E5%25BF%25AB%25E7%2585%25A7+2021-06-10+12.07.58.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="1152" data-original-width="1726" height="372" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgv6R4EujUGfLtvo2wKqerewQUIPFWWQ-06flcW5OOpEelP5pK4ZeXHHViyZFBMlj-ZzuKQsxubuDq9bO3BoCJhZSCGrqi7L9Y985BxrcVy2rD-_hsssfjx-lG25K_WM9wNFHX6uMjHHog/w554-h372/%25E8%259E%25A2%25E5%25B9%2595%25E5%25BF%25AB%25E7%2585%25A7+2021-06-10+12.07.58.png" width="554" /></a></div><br /><p></p><p><span style="font-size: large;">列舉常用的優惠如下(以台灣銀行公告為例):</span></p><p><span style="font-size: large;">外幣現鈔,這個出國玩最常用到,美金按本行牌告現金匯率加減 5 分,其他幣别不限金額,按本行(台灣銀行)牌告現金匯率加減 0.1%。 </span></p><p><span style="font-size: x-large;">國外匯出匯款,這個有在進行國外投資或者購物會用到,電匯除郵電費外,匯費全免。(本人之前進行過匯款,郵電費部分只收300台幣,匯費全免,省超大)</span></p><p><span style="font-size: large;">然後結購外匯也有匯率優惠</span></p><p><span style="font-size: large;"><br /></span></p><p><span style="font-size: large;"><br /></span></p><p><span style="font-size: x-large;"><b>土地銀行部分優惠如下</b></span></p><p><span style="font-size: large;">一、美金:「現鈔」優惠0.06元。 </span></p><p><span style="font-size: large;">二、美金:「即期」優惠0.02元 雜幣:(牌告-中價)*40% 人民幣:(牌告-中價)*15% </span></p><p><span style="font-size: large;">前2項匯率優惠不得優於本行成本價 </span></p><p><span style="font-size: large;">三、外幣現鈔買賣免手續費</span></p><p><b><span style="font-size: x-large;"><br /></span></b></p><p><b><span style="font-size: x-large;"><br /></span></b></p><p><b><span style="font-size: x-large;">合作金庫商業銀行優惠如下</span></b></p><p><span style="font-size: large;">一、出國結匯:免手續費。結售部分,外幣現鈔為該行售出者,免收手續費,非該行售出者,等值美金1000元以下每筆以新臺幣100元計收;旅行支票為該行售出者,每筆記收200元,非該行售出者,等值美金1000元以下每筆以新臺幣200元計收(歐元另加收郵電費新臺幣200元)。</span></p><p><span style="font-size: large;"><b>外幣現鈔</b>: 掛牌匯率加減碼優惠 </span></p><p><span style="font-size: large;">美金 0.02<br />加幣 0.02<br />歐元 0.03<br />日圓 0.001<br />人民幣 0.01<br />港幣 0.01 <br />現鈔等值美金5000元以上,另優惠美金0.03、歐元0.05。 </span></p><p><span style="font-size: large;"><b>臨櫃兌換旅行支票</b>: 依掛牌匯率加減碼優惠 </span></p><p><span style="font-size: large;">美金 0.02<br />歐元 0.03 <br />現鈔等值美金5000元以上,另優惠: 美金 0.03歐元 0.05 <br />若優惠後匯率低於該行成本匯率,則該行將改以成本匯率承作。 </span></p><p><span style="font-size: large;"><b>外幣匯出匯款</b>: 金額等值美金3萬元以下,每筆手續費以新臺幣200元計收;匯款金額等值美金3萬元以上,每筆手續費按0.05%減半計收,最高新臺幣800元。 </span></p><p><span style="font-size: large;">依掛牌匯率減碼優惠 </span></p><p><span style="font-size: large;">美金 0.02<br />澳幣 0.02<br />加幣 0.02<br />歐元 0.03<br />英鎊 0.03<br />日圓 0.001<br />港幣 0.01<br />紐幣 0.02<br />人民幣 0.01 </span></p><p><span style="font-size: large;">買賣現鈔等值美金5000元以上,另優惠: 美金 0.03歐元 0.05英鎊 0.05 <br />全額費用每筆另加收國外費用;若優惠後匯率低於該行成本匯率,則該行將改以成本匯率承作。</span></p><p><span style="font-size: large;"><br /></span></p><p><span style="font-size: large;"><br /></span></p><p><b><span style="font-size: x-large;">辦理方法如下</span></b></p><p><span style="font-size: x-large;">首先填寫</span><a href="https://fs.mnd.gov.tw/tw/uFiles/FinanceHTML/%E5%9C%8B%E8%BB%8D%E9%87%91%E8%9E%8D%E7%90%86%E8%B2%A1%E6%9C%8D%E5%8B%99%E7%94%B3%E8%AB%8B%E8%A1%A8.pdf" style="font-size: x-large;">國軍金融理財服務申請表</a><span style="font-size: x-large;">,然後帶著軍人身分證到各地區財務單位去辦理,以下以電匯到國外為例。</span></p><p><span style="font-size: large;">承辦人會問你欲辦理金額,需登錄,然後就會拿到以下的單子(國軍個人申請外匯結匯登錄表),一定要有章戳,要記得帶著它去銀行辦理業務,才會有優惠,以下是之前辦理過的單子。</span></p><p><span style="font-size: large;"><br /></span></p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhcxYiHsO5VeF0WaTAM5NxNXo6wx0gvVHaHTRzGp6zOkWBy1wTJQHF7cvVxvowKKmmfvzQ6flUhTae0Vrky_F37mu3CoZQ0kWZgG_Gv2ZltB3TwZztGLNJH8bqfdjCZXSvk349MLz9rg9M/s1600/3.jpg" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="1132" data-original-width="1600" height="450" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhcxYiHsO5VeF0WaTAM5NxNXo6wx0gvVHaHTRzGp6zOkWBy1wTJQHF7cvVxvowKKmmfvzQ6flUhTae0Vrky_F37mu3CoZQ0kWZgG_Gv2ZltB3TwZztGLNJH8bqfdjCZXSvk349MLz9rg9M/s640/3.jpg" width="640" /></a></div><p><span style="font-size: large;"><br /></span><span style="font-size: large;">申請到之後就可以轉移陣地到台灣銀行外匯業務的櫃檯辦理電匯。</span><br /><span style="font-size: large;"><br /></span><span style="font-size: large;">我之前匯100萬台幣差不多三萬多美金,櫃台姐姐說換匯部分有優惠(PS.台灣銀行108年優惠:結購外匯,USD20,000以上,優惠 4 分)。 然後就拿到了水單。</span></p><p><span style="font-size: large;">2021的部分這方面優惠也沒有變</span></p><p><span style="font-size: large;"><br /></span><span style="font-size: large;"><br /></span><span style="font-size: large;"><br /></span><span style="font-size: large;">發MT103電文,在台灣部分,就只收一筆費用就是郵電費300台幣,匯款速度還滿快的,台灣時間下午一點匯款,晚上十點就入帳了,在國外的部分收了16美金的手續費,差不多480台幣,所以100萬台幣出去的手續費用差不多是780台幣,算是還滿不錯的。</span><br /></p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhQY0qRbjobemOWzz5Fv89IUcw-JboIdUYkuQNA-U9WirGM7647QNye-3xlzB1g58UX3xAZmI2VhFAfnqje5KWWl1BZqbfwIGR9EPnACFFIXMfj1fjgtaE88m88u39fHxt6kxQZFVVdijU/s1600/%25E6%2593%25B7%25E5%258F%2596104.PNG" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="378" data-original-width="926" height="260" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhQY0qRbjobemOWzz5Fv89IUcw-JboIdUYkuQNA-U9WirGM7647QNye-3xlzB1g58UX3xAZmI2VhFAfnqje5KWWl1BZqbfwIGR9EPnACFFIXMfj1fjgtaE88m88u39fHxt6kxQZFVVdijU/s640/%25E6%2593%25B7%25E5%258F%2596104.PNG" width="640" /></a></div><p><span style="font-size: large;"><br /></span><span style="font-size: large;"><br /></span><span style="font-size: large;"><br /></span><span style="font-size: large;">如果有換匯、電匯、或外匯存款需求的每一位為國辛勞大大們,可以參考運用。 </span><br /><span style="font-size: large;"><br /></span><span style="font-size: large;">文章歡迎分享轉載,讓各位同袍在低利率的時代能多存點錢。 </span><br /><span style="font-size: large;"><br /></span><span style="font-size: large;">本文供參考,若涉及正確資訊部分,請以資訊官網為準。</span></p><p><span style="font-size: large;"><br /></span></p><p><span style="font-size: large;"><br /></span></p><p><span style="font-size: large;"><br /></span></p><p><span style="font-size: large;">資料來源:</span></p><p><span style="font-size: large;"><a href="https://fs.mnd.gov.tw/tw/Finance/ugC_Finance.aspx?TID=1&ID=9">https://fs.mnd.gov.tw/tw/Finance/ugC_Finance.aspx?TID=1&ID=9</a></span></p>資工心理人http://www.blogger.com/profile/01994326933121768548noreply@blogger.com0tag:blogger.com,1999:blog-1093058181876322870.post-76548841289396925832021-06-05T16:37:00.002+08:002021-06-05T16:37:54.110+08:00[開箱推薦]工作、寫文、梗圖與娛樂BenQ D43-720 4K 桌上型護眼大螢幕<div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiQlco06LFSx8A2o3cBj5uU_5z1pyBHs4rkWsiEp6-8Ne1NamaNXA1R7sajcRrYyGgoC7T-Xo3bxiJE1dcbBIwnuwOTTFIIdUVH0fCmm1hvnmmX-BJI7_lA8GZuvcoYUN5N1y5vM5XoZVQ/s3024/IMG_0584.heic" imageanchor="1" style="font-family: ".PingFang TC"; font-size: 12px; margin-left: 1em; margin-right: 1em; text-align: center;"><img border="0" data-original-height="1942" data-original-width="3024" height="310" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiQlco06LFSx8A2o3cBj5uU_5z1pyBHs4rkWsiEp6-8Ne1NamaNXA1R7sajcRrYyGgoC7T-Xo3bxiJE1dcbBIwnuwOTTFIIdUVH0fCmm1hvnmmX-BJI7_lA8GZuvcoYUN5N1y5vM5XoZVQ/w482-h310/IMG_0584.heic" width="482" /></a></div><p> </p><p class="p1" style="font-family: ".PingFang TC"; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal; margin: 0px;"><span style="font-size: large;">出門踢到一個箱子,打開來,啊!是<span class="s1" style="font-family: "Helvetica Neue"; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal;">BenQ D43-720 4K</span>護眼大螢幕!</span></p><p class="p1" style="font-family: ".PingFang TC"; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal; margin: 0px;"><span style="font-size: large;"><br /></span></p><p class="p1" style="font-family: ".PingFang TC"; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal; margin: 0px;"><span style="font-size: large;">感謝<span class="s1" style="font-family: "Helvetica Neue"; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal;">BenQ</span>乾爹,其實個人前陣子物色螢幕物色好一陣子了,因為我個人的工作主要是寫<span class="s1" style="font-family: "Helvetica Neue"; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal;">code</span>,這非常需要雙螢幕來工作,而過去我一直是筆電搭配<span class="s1" style="font-family: "Helvetica Neue"; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal;">ipad</span>作延伸螢幕使用,但實在有點小,尤其是我除了寫程式外還會寫文章,長時間工作下對眼睛的負擔滿重的,寫文章在整理一些資料的時候,網頁不同分頁切來切去也是頗麻煩,這次感謝<span class="s1" style="font-family: "Helvetica Neue"; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal;">BenQ</span>的邀請,讓我體驗了他們的<span class="s1" style="font-family: "Helvetica Neue"; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal;">BenQ D43-720 4K </span>桌上型護眼大螢幕。</span></p><p class="p2" style="font-family: "Helvetica Neue"; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal; margin: 0px; min-height: 14px;"><br /></p><p class="p1" style="font-family: ".PingFang TC"; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal; margin: 0px;"><span style="font-size: large;">先說結論吧!這螢幕超讚的!用過就回不去啦!</span></p><p class="p1" style="font-family: ".PingFang TC"; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal; margin: 0px;"><span style="font-size: large;"><br /></span></p><p class="p1" style="font-family: ".PingFang TC"; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal; margin: 0px;"><span style="font-size: large;">有種相見恨晚的感覺,早知道大螢幕這麼棒,早就該買下去了!!!</span></p><p class="p1" style="font-family: ".PingFang TC"; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal; margin: 0px;"><span style="font-size: large;"><br /></span></p><p class="p1" style="font-family: ".PingFang TC"; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal; margin: 0px;"><span style="font-size: large;">大螢幕真的是我這種重度電腦工作者的好夥伴,原本我還擔心大螢幕使用起來有壓迫感,在使用了他們的畫面分割功能後,才知道我的擔心完全是多餘的。</span></p><p class="p2" style="font-family: "Helvetica Neue"; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal; margin: 0px; min-height: 14px;"><span style="font-size: large;"><br /></span></p><p class="p1" style="font-family: ".PingFang TC"; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal; margin: 0px;"><span style="font-size: large;">來分享一下我這幾天的使用狀況</span></p><p class="p1" style="font-family: ".PingFang TC"; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal; margin: 0px;"><span style="font-size: large;"><br /></span></p><p class="p1" style="font-family: ".PingFang TC"; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal; margin: 0px;"><span style="font-size: large;"><br /></span></p><p class="p1" style="font-family: ".PingFang TC"; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal; margin: 0px;"><b><span style="font-size: x-large;">平常一般工作使用上</span></b></p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjZ-vxZDPgNyH0hZ-wPjzTsuA0zes4CyOhyVAqhsPe_Jngh80COyZbCdOV-VfCfVjtm0lqH9PAOF4rrAXDugFCzBwrCLlRMMd_8vfzmQjoPwOYlDMfIMGhwNv0-PYn_NPXRjH9xPTXH-wU/s4032/IMG_0602.HEIC" imageanchor="1" style="font-size: 12px; margin-left: 1em; margin-right: 1em; text-align: center;"><img border="0" data-original-height="3024" data-original-width="4032" height="330" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjZ-vxZDPgNyH0hZ-wPjzTsuA0zes4CyOhyVAqhsPe_Jngh80COyZbCdOV-VfCfVjtm0lqH9PAOF4rrAXDugFCzBwrCLlRMMd_8vfzmQjoPwOYlDMfIMGhwNv0-PYn_NPXRjH9xPTXH-wU/w439-h330/IMG_0602.HEIC" width="439" /></a></div><p class="p1" style="font-family: ".PingFang TC"; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal; margin: 0px;"></p><p class="p1" style="font-family: ".PingFang TC"; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal; margin: 0px;"><span style="font-size: medium;"><br /></span></p><p class="p1" style="font-family: ".PingFang TC"; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal; margin: 0px;"><span style="font-size: large;">以常使用的網頁來說,因為我常常會有一些靈感冒出來去做梗圖,所以梗圖的網頁會經常性開著,有了這個大螢幕之後,搭配瀏覽器的外掛套件,可以把網頁拆分成四個區域使用,不管是寫<span class="s1" style="font-family: "Helvetica Neue"; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal;">code</span>,有靈感冒出來做梗圖,或者是看股市數據,都可以在一個螢幕上完成,不需再切換視窗了。</span></p><p class="p1" style="font-family: ".PingFang TC"; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal; margin: 0px;"><span style="font-size: large;"><br /></span></p><p class="p1" style="font-family: ".PingFang TC"; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal; margin: 0px;"><span style="font-size: large;">而且這個螢幕超大(<span class="s1" style="font-family: "Helvetica Neue"; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal;">43</span>)吋,切割成四等份還有<span class="s1" style="font-family: "Helvetica Neue"; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal;">21</span>吋,每個瀏覽器的頁面都可以比我自己在筆電上更大的顯示(我自己的筆電<span class="s1" style="font-family: "Helvetica Neue"; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal;">13</span>吋),加上不用切換視窗,整個工作效能又更加提高了。</span></p><p class="p1" style="font-family: ".PingFang TC"; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal; margin: 0px;"><span style="font-size: large;"><br /></span></p><p class="p1" style="font-family: ".PingFang TC"; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal; margin: 0px;"><span style="font-size: large;">工作同時拿這個螢幕來播放音樂也很讚,而且螢幕傾角可以調整,在不同的工作環境下都能夠舒適的使用。</span></p><p class="p1" style="font-family: ".PingFang TC"; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal; margin: 0px;"><span style="font-size: large;"><br /></span></p><p class="p1" style="font-family: ".PingFang TC"; font-size: 12px; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal; margin: 0px;"><br /></p><p class="p1" style="font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal; margin: 0px;"><span style="font-family: .PingFang TC; font-size: x-large;"><b>大螢幕能夠清楚地觀看視覺化的資料</b></span></p><p class="p1" style="font-family: ".PingFang TC"; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal; margin: 0px;"></p><div class="separator" style="clear: both; font-size: 12px; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEg1Ouu9LEngZ_q41drJpQBF98wdO1DIF9Rgr3mxwZsuAJLXBLFkwCH0MF2lWb14S-KSt0-ClcUqe24LCJQqO2bQWp1zqudxY6ghzwZY3LXRgOgUlhtTHOzBm1B21OZT-w1CtqS47NtA0kc/s4032/IMG_0793.HEIC" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="3024" data-original-width="4032" height="374" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEg1Ouu9LEngZ_q41drJpQBF98wdO1DIF9Rgr3mxwZsuAJLXBLFkwCH0MF2lWb14S-KSt0-ClcUqe24LCJQqO2bQWp1zqudxY6ghzwZY3LXRgOgUlhtTHOzBm1B21OZT-w1CtqS47NtA0kc/w498-h374/IMG_0793.HEIC" width="498" /></a></div><p></p><p class="p1" style="font-family: ".PingFang TC"; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal; margin: 0px;"><span style="font-size: large;"><br /></span></p><p class="p1" style="font-family: ".PingFang TC"; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal; margin: 0px;"><span style="font-size: large;">美股視覺化的網站<span class="s1" style="font-family: "Helvetica Neue"; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal;">Finviz</span>,我時常會用那個網站來快速了解一些板塊(不同產業)的狀況,以往過去在筆電的螢幕上,有些板塊因為在市場上占比較低,所以圖塊較小,有了這個螢幕後,幾乎所有的資料都能夠一目了然,能夠快速找到相關板塊的公司名稱來做研究,公司名稱與數字皆清晰,對於眼睛來說滿舒適的,搭配<span class="s1" style="font-family: "Helvetica Neue"; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal;">BenQ</span>的不閃屏技術,更能夠減緩眼睛疲勞。</span></p><p class="p1" style="font-family: ".PingFang TC"; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal; margin: 0px;"><span style="font-size: large;"><br /></span></p><div class="separator" style="clear: both; text-align: center;"><p class="p1" style="font-family: ".PingFang TC"; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal; margin: 0px; text-align: start;"><span style="font-size: large;">關於不閃屏技術可見官方說明</span></p></div><p class="p1" style="font-family: ".PingFang TC"; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal; margin: 0px;"><span style="font-size: large;"><br /></span></p><p class="p1" style="font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal; margin: 0px;"><span style="font-size: large;"></span></p><div class="separator" style="clear: both; font-family: ".PingFang TC"; text-align: center;"><span style="font-size: large;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjRFBysyqFBU2thGSA6L8JYvgEWFwd3xYDCEaz4yKb8NEZ-cz5I4sgR5_A64H9_vaDkTXF9Ia5hl21VUKC9_0rHAmBgo2n6AHbj6SLCFYz-CmqXTTUzh1xihfX9zLC7zuStuAeVXrToQFE/" style="margin-left: 1em; margin-right: 1em;"><img alt="" data-original-height="151" data-original-width="415" height="191" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjRFBysyqFBU2thGSA6L8JYvgEWFwd3xYDCEaz4yKb8NEZ-cz5I4sgR5_A64H9_vaDkTXF9Ia5hl21VUKC9_0rHAmBgo2n6AHbj6SLCFYz-CmqXTTUzh1xihfX9zLC7zuStuAeVXrToQFE/w528-h191/image.png" width="528" /></a></span></div><span style="font-size: large;"><a href="https://www.benq.com/zh-tw/tv/display-4k-hdr.html"><br /><span style="font-family: .PingFang TC;">https://www.benq.com/zh-tw/tv/display-4k-hdr.html</span></a><br /><br /></span><p></p><p class="p1" style="font-family: ".PingFang TC"; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal; margin: 0px;"><b><span style="font-size: x-large;">PBP螢幕分割功能進行休閒娛樂</span></b></p><div class="separator" style="clear: both; text-align: center;"></div><p class="p1" style="font-family: ".PingFang TC"; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal; margin: 0px;"></p><div class="separator" style="clear: both; font-size: 12px; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhZW2wgg7yf6vmATSGTewEhPXHUdFZAwG4dWN0dzHoadFisspb3r9sqaL0F5GOl4KroqtcQXwdaY7ZF14ShOi1_MscA1XBWShQdAPCkjmOqmT3LKtoHm8bLfcwfLBs1IndTVLUGoz5fmHQ/s4032/IMG_0600.HEIC" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="3024" data-original-width="4032" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhZW2wgg7yf6vmATSGTewEhPXHUdFZAwG4dWN0dzHoadFisspb3r9sqaL0F5GOl4KroqtcQXwdaY7ZF14ShOi1_MscA1XBWShQdAPCkjmOqmT3LKtoHm8bLfcwfLBs1IndTVLUGoz5fmHQ/s320/IMG_0600.HEIC" width="320" /></a></div><span style="font-size: large;"><br /></span><p></p><p class="p1" style="font-family: ".PingFang TC"; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal; margin: 0px;"><span style="font-size: large;">有時候寫程式或文章卡關的時候我就會轉換一下做其他事情來讓腦袋靜靜,這台螢幕有支援多輸入源以及分割螢幕的功能,我只要把<span class="s1" style="font-family: "Helvetica Neue"; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal;">Switch</span>先接好,這樣休息的時候就可以直接開打,如果臨時有靈感冒出來,也可以回頭開始寫程式或文章,這個方便性我覺得超過一百分。</span></p><p class="p1" style="font-family: ".PingFang TC"; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal; margin: 0px;"><span style="font-size: large;"><br /></span></p><p class="p1" style="font-family: ".PingFang TC"; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal; margin: 0px;"><span style="font-size: large;">另外有奈米防眩屏,這個使用上也算滿有感的,因為我的房間有窗戶,筆電螢幕很明顯的會有反光(上圖筆電的邊框滿明顯的),而這個螢幕我覺得把反光的部分降低很多,加上可以使用遙控器快速切換到低藍光模式,對一個長時間的電腦使用工作者來說,可以降低眼睛的負擔。</span></p><p class="p1" style="font-family: ".PingFang TC"; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal; margin: 0px;"><span style="font-size: large;"><br /></span></p><p class="p1" style="font-family: ".PingFang TC"; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal; margin: 0px;"><br /></p><p class="p1" style="font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal; margin: 0px;"><span style="font-family: .PingFang TC; font-size: x-large;"><b>支援4K解析度</b></span></p><div class="separator" style="clear: both; font-size: 12px; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhLnjJYzE7LPgDiJo5UbcwzGNL5I5dPZCJgv9H2TnpQS9WubgBjjyUM0boD4HUlOU-Bd_GZ-a-IIqyL70-XiKYt0oVQzqSflCO-sil8-yG5LXlr4H3C98LKRupSrPnrE5igjTrjbCeYN9c/s4032/IMG_0620.HEIC" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="3024" data-original-width="4032" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhLnjJYzE7LPgDiJo5UbcwzGNL5I5dPZCJgv9H2TnpQS9WubgBjjyUM0boD4HUlOU-Bd_GZ-a-IIqyL70-XiKYt0oVQzqSflCO-sil8-yG5LXlr4H3C98LKRupSrPnrE5igjTrjbCeYN9c/s320/IMG_0620.HEIC" width="320" /></a></div><p></p><p class="p1" style="font-family: ".PingFang TC"; font-size: 12px; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal; margin: 0px;"><br /></p><p class="p1" style="font-family: ".PingFang TC"; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal; margin: 0px;"><span style="font-size: large;">拿來看<span class="s1" style="font-family: "Helvetica Neue"; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal;">4K</span>影片就是爽,爽度破表,沒什麼好說的,有獨立的音訊系統晶片,不用外接喇叭也有不錯的沈浸體驗,另外拿來全螢幕玩<span class="s1" style="font-family: "Helvetica Neue"; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal;">Switch</span>或其他遊戲體驗也滿好的,<span class="s1" style="font-family: "Helvetica Neue"; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal;">switch</span>來說相較於用主機的螢幕玩,轉成電視模式搭配這個螢幕,玩一些會活動到肢體的遊戲不用擔心尻到身邊的人,玩<span class="s1" style="font-family: "Helvetica Neue"; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal;">PC</span>遊戲來說,因為有做防眩光,所以能夠有效對抗一些環境的光源,加上「高對比」、「<span class="s1" style="font-family: "Helvetica Neue"; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal;">HDR</span>」,暗處的一些細部細節也都能夠清晰識別,玩射擊遊戲也不用擔心錯過蹲在角落的敵人。</span></p><p class="p1" style="font-family: ".PingFang TC"; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal; margin: 0px;"><span style="font-size: large;"><br /></span></p><p class="p1" style="font-family: ".PingFang TC"; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal; margin: 0px;"><span style="font-size: large;"><br /></span></p><p class="p1" style="font-family: ".PingFang TC"; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal; margin: 0px;"><span style="font-size: large;"><br /></span></p><p class="p1" style="font-family: ".PingFang TC"; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal; margin: 0px;"><span style="font-size: large;">總結來說,<span class="s1" style="font-family: "Helvetica Neue"; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal;">D43-720 4K</span>大螢幕真的是用過就回不去了。</span></p><p class="p1" style="font-family: ".PingFang TC"; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal; margin: 0px;"><span style="font-size: large;"><br /></span></p><p class="p1" style="font-family: ".PingFang TC"; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal; margin: 0px;"><span style="font-size: large;">關於工作效率部分,因為有時候網頁開的視窗多,要找之前開過的視窗會耗費一些時間,用了這個螢幕後,可以不用切換視窗(每次切換視窗都花個一兩秒有點煩),現在直接把目前要用到的視窗都開在這個螢幕上,工作效率提升不少。</span></p><p class="p1" style="font-family: ".PingFang TC"; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal; margin: 0px;"><span style="font-size: large;"><br /></span></p><p class="p1" style="font-family: ".PingFang TC"; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal; margin: 0px;"><span style="font-size: large;">娛樂部分我覺得也滿不錯的,拿來打<span class="s1" style="font-family: "Helvetica Neue"; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal;">Switch</span>的遊戲我覺得很合適,看影片或者是聽音樂來說,體驗我覺得很好。</span></p><p class="p1" style="font-family: ".PingFang TC"; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal; margin: 0px;"><span style="font-size: large;"><br /></span></p><p class="p1" style="font-family: ".PingFang TC"; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal; margin: 0px;"><span style="font-size: large;">另外這個螢幕真的很大!超乎我想像的大!還好我的桌子夠大剛好放得下。</span></p><p class="p2" style="font-family: "Helvetica Neue"; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal; margin: 0px; min-height: 14px;"><span style="font-size: large;"><br /></span></p><p class="p1" style="font-family: ".PingFang TC"; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal; margin: 0px;"><span style="font-size: large;"><span class="s1" style="font-family: "Helvetica Neue"; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal;">6</span>月份官網購買<span class="s1" style="font-family: "Helvetica Neue"; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal;">4K HDR </span>桌前娛樂大螢幕|<span class="s1" style="font-family: "Helvetica Neue"; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal;">D43-720 </span>即贈送<span class="s1" style="font-family: "Helvetica Neue"; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal;">iNO</span>小捶頂級按摩槍<span class="s1" style="font-family: "Helvetica Neue"; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal;">+DP </span>線乙條,<span class="s1" style="font-family: "Helvetica Neue"; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal;">6/8</span>日前再贈雙人牌刀組或砧板二選一。</span></p><p class="p2" style="font-family: "Helvetica Neue"; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal; margin: 0px; min-height: 14px;"><span style="font-size: large;"><br /></span></p><p class="p3" style="color: #dca10d; font-family: "Helvetica Neue"; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal; margin: 0px;"><span class="s2" style="color: black; font-family: ".PingFang TC"; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal;"><span style="font-size: large;">產品連結:<a href="https://benqurl.biz/3uji5Lq%22%20%5Ct%20%22_blank"><span class="s3" style="font-family: "Helvetica Neue"; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal;">https://benqurl.biz/3uji5Lq</span></a></span></span></p><p></p><p class="p1" style="font-family: ".PingFang TC"; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal; margin: 0px;"><br /><br /></p><div class="separator" style="clear: both; font-size: 12px; text-align: center;"><br /></div><br /><br /><div class="separator" style="clear: both; font-size: 12px; text-align: center;"><br /></div><br /><p></p><p><br /></p><p></p><div class="separator" style="clear: both; text-align: center;"><br /></div><br /><br /><br /><p></p>資工心理人http://www.blogger.com/profile/01994326933121768548noreply@blogger.com0tag:blogger.com,1999:blog-1093058181876322870.post-11554235187465518822021-05-29T15:01:00.009+08:002021-05-29T16:53:49.896+08:00阿爾發機器人理財肉身測試紀錄(單筆投入10000美金)與心得<p><span style="font-size: large;"><span>本篇文章</span><span>非業配文,僅</span><span>為個人投資記錄心得,不構成任何投資建議</span></span></p><p><span style="font-size: large;">先說結論吧!</span></p><p><span style="font-size: large;"><span><span>這個投資工具不錯,但仍然有許多待優化之處(操作流程)<br /></span><span>且交易費用偏高(每個標的交易手續費+顧問費)<br /></span></span><span>對於投資人來說仍是一個需考量的點</span></span></p><p><span style="font-size: large;"><span>但還是得給予鼓勵,在台灣現有的金融環境下能夠推出提供給小資族的資產配置與分散投資工具實屬不易</span></span></p><p><span style="font-size: large;"><br /></span></p><p><span style="font-size: large;"><span>以下簡單記錄使用過程,本次我們</span><span>單筆投入</span><span>一萬美金進行投資。</span></span></p><p><span style="font-size: large;"><span><br /></span><span>首先創立好帳號後就是去分析適合自己的投資組合<br />這個過程滿有趣的,有點像是line的一些機器人<br />在對話的過程之中,分析出適合自己的投資組合</span></span></p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgWvitOZJgG1nMuJNcl1k3HVl24gHEyqg3thvOmlBiaLXygbAnTMXs0IFn-7pEGr6jp_KGoLuC9DTuMMPB1ZfbiDAH1_puqnIKVaVEz3RdOS_gNF4udhAOQfTmmx0ZRQNPJIKM-9GVaPHI/s1920/%25E8%259E%25A2%25E5%25B9%2595%25E6%2593%25B7%25E5%258F%2596%25E7%2595%25AB%25E9%259D%25A2+%25282%2529.png" style="margin-left: 1em; margin-right: 1em;"><span style="font-size: large;"><img border="0" data-original-height="1080" data-original-width="1920" height="360" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgWvitOZJgG1nMuJNcl1k3HVl24gHEyqg3thvOmlBiaLXygbAnTMXs0IFn-7pEGr6jp_KGoLuC9DTuMMPB1ZfbiDAH1_puqnIKVaVEz3RdOS_gNF4udhAOQfTmmx0ZRQNPJIKM-9GVaPHI/w640-h360/%25E8%259E%25A2%25E5%25B9%2595%25E6%2593%25B7%25E5%258F%2596%25E7%2595%25AB%25E9%259D%25A2+%25282%2529.png" width="640" /></span></a></div><span style="font-size: large;"><br /></span><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiNZwX9LKTE52T_hsU-RjB4ta76PX5i66UekZeTMNm56vI522qlmGRw_VtkpWV5087_tmZh8pAWPPXFYjxfYCVQ1BjXsUcQakyaXbq84AUEt43GQyyoWre7bbL19N5qmUzXQ3-tE-ejPk0/s1920/%25E8%259E%25A2%25E5%25B9%2595%25E6%2593%25B7%25E5%258F%2596%25E7%2595%25AB%25E9%259D%25A2+%25283%2529.png" style="margin-left: 1em; margin-right: 1em;"><span style="font-size: large;"><img border="0" data-original-height="1080" data-original-width="1920" height="360" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiNZwX9LKTE52T_hsU-RjB4ta76PX5i66UekZeTMNm56vI522qlmGRw_VtkpWV5087_tmZh8pAWPPXFYjxfYCVQ1BjXsUcQakyaXbq84AUEt43GQyyoWre7bbL19N5qmUzXQ3-tE-ejPk0/w640-h360/%25E8%259E%25A2%25E5%25B9%2595%25E6%2593%25B7%25E5%258F%2596%25E7%2595%25AB%25E9%259D%25A2+%25283%2529.png" width="640" /></span></a></div><span style="font-size: large;"><br /></span><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEj21EXL6OV4ZqRHM84822wvb0Pf5uRFDdxhafE4IFTySD4e2C7Z7MK2VMWYTjsSfpxmJL9UVtg4A8egfmELr-IAkJkIor5LTlnofZk06C45Xsvxsv4wJL0csRQ24SDcr9gEACBw35Iz_BE/s1920/%25E8%259E%25A2%25E5%25B9%2595%25E6%2593%25B7%25E5%258F%2596%25E7%2595%25AB%25E9%259D%25A2+%25284%2529.png" style="margin-left: 1em; margin-right: 1em;"><span style="font-size: large;"><img border="0" data-original-height="1080" data-original-width="1920" height="360" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEj21EXL6OV4ZqRHM84822wvb0Pf5uRFDdxhafE4IFTySD4e2C7Z7MK2VMWYTjsSfpxmJL9UVtg4A8egfmELr-IAkJkIor5LTlnofZk06C45Xsvxsv4wJL0csRQ24SDcr9gEACBw35Iz_BE/w640-h360/%25E8%259E%25A2%25E5%25B9%2595%25E6%2593%25B7%25E5%258F%2596%25E7%2595%25AB%25E9%259D%25A2+%25284%2529.png" width="640" /></span></a></div><span style="font-size: large;"><br /></span><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgQYbJqWfd56zLfdFLouAw7v5fNlzi3g7bLGqZe6kvtJ4LWpeDmYSDwixyGw_cvrq_by9x6gsO6QWTitzs_IiSmishr4G29WtO5i3THp1XtuHfsrfTqsn97M4b-kiQg2ej9E4YAmYIaS6I/s1920/%25E8%259E%25A2%25E5%25B9%2595%25E6%2593%25B7%25E5%258F%2596%25E7%2595%25AB%25E9%259D%25A2+%25285%2529.png" style="margin-left: 1em; margin-right: 1em;"><span style="font-size: large;"><img border="0" data-original-height="1080" data-original-width="1920" height="360" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgQYbJqWfd56zLfdFLouAw7v5fNlzi3g7bLGqZe6kvtJ4LWpeDmYSDwixyGw_cvrq_by9x6gsO6QWTitzs_IiSmishr4G29WtO5i3THp1XtuHfsrfTqsn97M4b-kiQg2ej9E4YAmYIaS6I/w640-h360/%25E8%259E%25A2%25E5%25B9%2595%25E6%2593%25B7%25E5%258F%2596%25E7%2595%25AB%25E9%259D%25A2+%25285%2529.png" width="640" /></span></a></div><div><span style="font-size: large;"><br /></span></div><div><span style="font-size: large;"><br /></span></div><div><span style="font-size: large;">經過分析後,他會計算出一個適合自己的投資組合<br />然後你可以輸入你要投資多少金額(美元)</span></div><div><span style="font-size: large;">然後會計算出你要如何分配</span></div><div><span style="font-size: large;"><br /></span></div><span style="font-size: large;"><br /></span><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjMbkU4UYpxD87JJZTqClXGhRyW9gC4D0cQDYcdxlH57FgFythEcSJsS2XlKtwcjK1L7hC9LP0f36z2o_J8XWKHVDoFAcIl_SRGot-N0PcUGnqgTluXHU15IYKEYkKXvvkGaN7Y8KZN_28/s1920/%25E8%259E%25A2%25E5%25B9%2595%25E6%2593%25B7%25E5%258F%2596%25E7%2595%25AB%25E9%259D%25A2+%25286%2529.png" style="margin-left: 1em; margin-right: 1em;"><span style="font-size: large;"><img border="0" data-original-height="1080" data-original-width="1920" height="360" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjMbkU4UYpxD87JJZTqClXGhRyW9gC4D0cQDYcdxlH57FgFythEcSJsS2XlKtwcjK1L7hC9LP0f36z2o_J8XWKHVDoFAcIl_SRGot-N0PcUGnqgTluXHU15IYKEYkKXvvkGaN7Y8KZN_28/w640-h360/%25E8%259E%25A2%25E5%25B9%2595%25E6%2593%25B7%25E5%258F%2596%25E7%2595%25AB%25E9%259D%25A2+%25286%2529.png" width="640" /></span></a></div><span style="font-size: large;"><br /></span><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgFslN3nTMpqVRvD7S01baOMqRoMZsQpSOBc9zhokVyTkK6TmgrlHoTlJKV3LAKPEKeoPKdjUyRL0XSNVgXzu-1akgVQPEOcKmxOrXuBqD7s1b5tkzEEsluRqcxjYQW22Gs6rWtfdfU0vg/s1187/%25E8%259E%25A2%25E5%25B9%2595%25E6%2593%25B7%25E5%258F%2596%25E7%2595%25AB%25E9%259D%25A2+%25287%2529.png" style="margin-left: 1em; margin-right: 1em;"><span style="font-size: large;"><img border="0" data-original-height="647" data-original-width="1187" height="348" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgFslN3nTMpqVRvD7S01baOMqRoMZsQpSOBc9zhokVyTkK6TmgrlHoTlJKV3LAKPEKeoPKdjUyRL0XSNVgXzu-1akgVQPEOcKmxOrXuBqD7s1b5tkzEEsluRqcxjYQW22Gs6rWtfdfU0vg/w640-h348/%25E8%259E%25A2%25E5%25B9%2595%25E6%2593%25B7%25E5%258F%2596%25E7%2595%25AB%25E9%259D%25A2+%25287%2529.png" width="640" /></span></a></div><div class="separator" style="clear: both; text-align: left;"><span style="font-size: large;"><br /></span></div><div class="separator" style="clear: both; text-align: left;"><span style="font-size: large;">以我們來說,系統建議我們的配置是</span></div><div class="separator" style="clear: both; text-align: left;"><span style="font-size: large;">VTI-24%</span></div><div class="separator" style="clear: both; text-align: left;"><span style="font-size: large;">VEA-20%</span></div><div class="separator" style="clear: both; text-align: left;"><span style="font-size: large;">VSS-16%</span></div><div class="separator" style="clear: both; text-align: left;"><span style="font-size: large;">VNQ-12%</span></div><div class="separator" style="clear: both; text-align: left;"><span style="font-size: large;">VNQI-8%</span></div><div class="separator" style="clear: both; text-align: left;"><span style="font-size: large;">BNDW-20%</span></div><div class="separator" style="clear: both; text-align: left;"><span style="font-size: large;">然後下面看到有個完成下單的按鈕,這裡就是我覺得不人性化的地方,你以為按下完成下單就會自動下單了嗎?</span></div><div class="separator" style="clear: both; text-align: left;"><span style="font-size: large;">並不會,你必須手動按照上面的建議,打開券商的APP,然後自己手動下這六隻標的,一般人應該會覺得很莫名其妙,我用你的系統完成計算,結果還要我自己手動下單?</span></div><div class="separator" style="clear: both; text-align: left;"><span style="font-size: large;">這部分我有請教阿爾發的Shawn,他說是因為法規限制的問題,投資人還是得自己去下單</span></div><div class="separator" style="clear: both; text-align: left;"><span style="font-size: large;"><br /></span></div><div class="separator" style="clear: both; text-align: left;"><span style="font-size: large;"><br /></span></div><div class="separator" style="clear: both; text-align: left;"><span style="font-size: large;">下圖為券商APP下單後成交紀錄,圖片中概算的手續費每隻標的為100美金,不過因為使用該單筆投入的方案,所以有優惠,每隻標的交易手續費用實為是0.3%,低消11.99美元</span></div><div class="separator" style="clear: both; text-align: left;"><span style="font-size: large;">因為我們只有投入一萬美金,分散到六隻標的的話基本上每個標的都不會超過低消,所以手續費用為11.99 x 6=71.94美金</span></div><div class="separator" style="clear: both; text-align: left;"><span style="font-size: large;">換算為新台幣約2000塊。</span></div><div><span style="font-size: large;"><br /></span></div><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhfv2kGc0o64VR22UVviMaa_fjVvV7kJh6jFBYMXPqy4zcfuPh7t-EvzdUIVZeYrePGSG7NUl6KhOaH1pVn_Cd3bDgA0Yi2OA4T7F5irhOlNSZsT_vLy_c4rG_2dzRlj5fLYU0vPy0qMEI/s1056/%25E8%259E%25A2%25E5%25B9%2595%25E5%25BF%25AB%25E7%2585%25A7+2021-05-29+10.32.36.png" style="margin-left: 1em; margin-right: 1em;"><span style="font-size: large;"><img border="0" data-original-height="746" data-original-width="1056" height="452" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhfv2kGc0o64VR22UVviMaa_fjVvV7kJh6jFBYMXPqy4zcfuPh7t-EvzdUIVZeYrePGSG7NUl6KhOaH1pVn_Cd3bDgA0Yi2OA4T7F5irhOlNSZsT_vLy_c4rG_2dzRlj5fLYU0vPy0qMEI/w640-h452/%25E8%259E%25A2%25E5%25B9%2595%25E5%25BF%25AB%25E7%2585%25A7+2021-05-29+10.32.36.png" width="640" /></span></a></div><span style="font-size: large;"><br /></span><div><span style="font-size: large;">然後下圖就是目前的未實現損益紀錄(5/29)截圖</span></div><div><span style="font-size: large;">有人可能會疑惑為什麼股市從低點漲上來那麼多,未實現損益還是負的,這是因為他的賣出手續費是用牌告的100美金來計算</span></div><div><span style="font-size: large;"><span>經詢問</span><span>Shawn,他表示賣出手續費一樣是</span><span>0.3%,低消11.99美元</span></span></div><span style="font-size: large;"><br /></span><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgRecyyZgrjSeK9a6zvPhd4rq6xi_-wzgn0m7AQSpi0rwApz3_f6hKpItpJagJ-w89aF0jTZUNApPL19xgfTcvE5dmQowCeuzHUuVdWXDeC0q04Yv-ryMpYV3yboJ1-_eGJzR7DW5Hk3bk/s1306/%25E8%259E%25A2%25E5%25B9%2595%25E5%25BF%25AB%25E7%2585%25A7+2021-05-29+09.55.26.png" style="margin-left: 1em; margin-right: 1em;"><span style="font-size: large;"><img border="0" data-original-height="632" data-original-width="1306" height="310" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgRecyyZgrjSeK9a6zvPhd4rq6xi_-wzgn0m7AQSpi0rwApz3_f6hKpItpJagJ-w89aF0jTZUNApPL19xgfTcvE5dmQowCeuzHUuVdWXDeC0q04Yv-ryMpYV3yboJ1-_eGJzR7DW5Hk3bk/w640-h310/%25E8%259E%25A2%25E5%25B9%2595%25E5%25BF%25AB%25E7%2585%25A7+2021-05-29+09.55.26.png" width="640" /></span></a></div><span style="font-size: large;">以上除了那些費用外,阿爾發每個月還會收取總資產1%/12的顧問費用,這部分為了鼓勵大家長期投資,待滿半年後會給予50美金的折扣券,可以用來折抵下半年的顧問費用。</span><div><span style="font-size: large;"><br /></span></div><div><span style="font-size: large;">總結計算一下所有的費用</span></div><div><span style="font-size: large;">以待滿一年之後賣出,並且跟我們一樣用一萬美金進行投入的話</span></div><div><span style="font-size: large;">所需要的成本會是(以下以美金計算)</span></div><div><span style="font-size: large;"><span>買進手續費</span><span>11.99 x 6=71.94</span></span></div><div><span style="font-size: large;"><span>賣出</span><span>手續費</span><span>11.99 x 6=71.94</span></span></div><div><span style="font-size: large;">一年的顧問費用10000 x 1%=100(這部分是概算,因為資產會變動)</span></div><div><span style="font-size: large;">顧問費用折扣券50</span></div><div><span style="font-size: large;"><span>總共成本約</span><span>71.94+</span><span>71.94+100-50=193.88</span></span></div><div><span style="font-size: large;"><br /></span></div><div><span style="font-size: large;"><b>也就是說10000如果投入一年的話,你的投資成本約1.94%</b></span></div><div><span style="font-size: large;"><b>非常不利啊XD</b></span></div><div><span style="font-size: large;"><br /></span></div><div><span style="font-size: large;">但如果拉長到10年再賣出呢?</span></div><div><span style="font-size: large;">以下我一樣概算,不把複利算進去</span></div><div><span style="font-size: large;">(假設十年後還是一樣10000美金的部位)</span></div><div><span style="font-size: large;">另外顧問費的比例也會隨著投資年限遞減(每兩年遞減0.1%</span></div><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjWULMlZwmBUMZht7SONcHxZ_t1FjAHjdkxirTqiU4A594kw3KRdqJmTeAXi_Se5AObJdf0xmkKeqvPry0byJ-lIK6qInP7iNzBUiRf8KQ50bFqbR7HHPatEqWJBK6SagPZxAV-5C32R2E/s616/1622276959010.jpg" style="margin-left: 1em; margin-right: 1em; text-align: center;"><span style="font-size: large;"><img border="0" data-original-height="489" data-original-width="616" height="385" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjWULMlZwmBUMZht7SONcHxZ_t1FjAHjdkxirTqiU4A594kw3KRdqJmTeAXi_Se5AObJdf0xmkKeqvPry0byJ-lIK6qInP7iNzBUiRf8KQ50bFqbR7HHPatEqWJBK6SagPZxAV-5C32R2E/w485-h385/1622276959010.jpg" width="485" /></span></a></div><div><span style="font-size: large;"></span></div><div><span style="font-size: large;"><br /></span></div><div><span style="font-size: large;"><span><span>71.94+</span><span>71.94+(100-50)+100+100x2x0.9+</span></span><span>100x2x0.8</span><span>+</span><span>100x2x0.7+</span><span>100x2x0.6</span><span>=</span><span style="font-family: Arial; text-align: right;"><span>893.88</span></span></span></div><div><span style="font-size: large;"><br /></span></div><div><span style="font-size: large;">買進手續費+賣出手續費+第一年顧問費-折扣+9年顧問費</span></div><div><span style="font-size: large;">再把<span style="font-family: Arial; text-align: right;">893.88</span>/10年,平均下來每年的投資成本約0.9%</span></div><div><span style="font-size: large;">長期投資來說這個方案還算是可以的</span></div><div><span style="font-size: large;"><span>(不過以上沒有算每年的再平衡費用,每年再平衡各個標的如果有需要買進的,各標的一樣得付出</span><span>0.3%,低消11.99美元的交易手續費</span><span>)<br /><br /></span></span></div><div><span style="font-size: large;"><br /></span></div><div><span style="font-size: large;">那來說說我覺得值得注意的點吧!</span></div><div><span style="font-size: large;"><br /></span></div><div><span style="font-size: large;"><span>1.交易費用部分,投入一萬美金的話,分散到六個標的,會造成每隻都達不到低消,皆以低消收費,而買進的低消是</span><span>11.99美元的話,六隻總共要</span><span>71.94美元</span><span>其實不算便宜。</span></span></div><div><span style="font-size: large;">對比匯款到海外的目前全額到費用約20美金,海外券商匯款回台灣25美金(這部分我查嘉信),總計45美金左右(台灣部分可能還會有10~15美金的手續費)</span></div><div><span style="font-size: large;"><span>相較之下這個方案的費用</span><span>71.94美元</span><span>仍然不算便宜</span></span></div><div><span style="font-size: large;"><br /></span></div><div><span style="font-size: large;">2.下單介面部分,從阿爾發完成配置設定後,並不能直接下單,還是要到券商的app複委託介面自己去手動下單,六隻標的就要自己手動下單六次,這部分我覺得還是不夠人性化,希望未來可以做到在阿爾發的網頁完成設定後,按下同意即可完成下單,不用再自己徒手一個一個下。</span></div><div><span style="font-size: large;"><br /></span></div><div><span style="font-size: large;"><span>3.未來再平衡的部分,以</span><span>加碼其他標的方式把比例拉回來(阿爾發的在平衡只能用加碼的)</span><span>,再平衡加碼所需要的手續費,一樣每個標的是</span><span>0.3%,低消11.99美元,</span><span>滿半年會再由阿爾發作顧問費的折抵,也就是說如果你六個標的都偏離過多要再平衡的話,那你還是得至少再付出一次</span><span>71.94美元的手續費,後續再由阿爾發提供折扣券作年度顧問費的折抵</span><span>。</span></span></div><div><span style="font-size: large;"><br /></span></div><div><span style="font-size: large;">這部分我之前研究過嘉信理財,他們是會自動幫你調整現有的投資組合進行再平衡,而其中的買賣投資人不用負擔手續費用,這是與阿爾發的方案比較不同之處。</span></div><div><span style="font-size: large;"><br /></span></div><div><span style="font-size: large;">再平衡部分可參考阿爾發的官方說明</span></div><div><span style="font-size: large;"><a href="https://roboadvisor.com.tw/RegularMoney.html">https://roboadvisor.com.tw/RegularMoney.html</a></span></div><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgI_YjB6eo9wrccqCek9yWaxCyJnEGy4fasaXIMtzMaLj5xJ_6QnBf9noHyHEPqVbdrVNv_gFIs_hBc6KUw1p69-n4jWdlPUvhDG1tVIeHnSHjlxCx1Jn7_POM4WMvKHYYyzTfTjDo3k3E/s1716/%25E8%259E%25A2%25E5%25B9%2595%25E5%25BF%25AB%25E7%2585%25A7+2021-05-29+14.38.50.png" style="margin-left: 1em; margin-right: 1em;"><span style="font-size: large;"><img border="0" data-original-height="304" data-original-width="1716" height="114" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgI_YjB6eo9wrccqCek9yWaxCyJnEGy4fasaXIMtzMaLj5xJ_6QnBf9noHyHEPqVbdrVNv_gFIs_hBc6KUw1p69-n4jWdlPUvhDG1tVIeHnSHjlxCx1Jn7_POM4WMvKHYYyzTfTjDo3k3E/w640-h114/%25E8%259E%25A2%25E5%25B9%2595%25E5%25BF%25AB%25E7%2585%25A7+2021-05-29+14.38.50.png" width="640" /></span></a></div><span style="font-size: large;"><br /></span><div><span style="font-size: large;"><br /></span></div><div><span style="font-size: large;">另外對照一下之前研究過的嘉信的機器人理財服務</span></div><div><span style="font-size: large;">先附上官方連結 <a href="https://intelligent.schwab.com/">https://intelligent.schwab.com/</a> </span></div><div><span style="font-size: large;">有幾個重點 </span></div><div><span style="font-size: large;">1.Get started with as little as $5,000.最低投資金額5000美金 2.Pay no advisory fee and no commissions.不用諮詢費跟佣金 (研究了一下除了ETF本身的內扣費用外沒有其他費用) </span></div><div><span style="font-size: large;">3.Invest in a portfolio of low-cost exchange-traded funds (ETFs).投資於低成本的ETF(大致上跟先鋒的內扣費用差不多)。</span></div><div><span style="font-size: large;">有些標的上嘉信可能是自己家沒有產品,就會選擇先鋒or iShares的</span></div><div><span style="font-size: large;"><br /></span></div><div><span style="font-size: large;">然後嘉信的再平衡部分是完全不需要費用的</span></div><div><span style="font-size: large;"><br /></span></div><div><span style="font-size: large;"><br /></span></div><div><span style="font-size: large;">其實在機器人理財上嘉信是完全不收任何的費用</span></div><div><span style="font-size: large;">不過嘉信本身就是銀行+券商+ETF發行商</span></div><div><span style="font-size: large;">在壓低成本上還是有其優勢</span></div><div><span style="font-size: large;"><br /></span></div><div><span style="font-size: large;">希望未來阿爾發也能夠精進下單流程,以及持續降低相關費用</span></div><div><span style="font-size: large;">畢竟以長期有在買進指數ETF的人來說,這樣算一算下來的成本其實不低(畢竟以買指數ETF來說,零點幾趴的內扣費用都會計較了)。</span></div><div><span style="font-size: large;"><br /></span></div><div><span style="font-size: large;">但阿爾發能夠在現有的金融法規及券商之下,能夠將分散指數投資與資產配置的工具,提供給台灣的小資族使用,這點還是值得嘉許。</span></div><div><span style="font-size: large;"><br /></span></div><div><span style="font-size: large;"><span>例如以最新通過監理沙盒的小資族定期定額方案來說,</span><span>沙盒開放的額度是2億,以收0.7%(如下圖,擷取自阿爾發官網)的顧問費來說,這個專案他們總共才賺140萬,這個錢頂多請兩個工程師就沒了。</span></span></div><div><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgfZNrqShayt63NHKwIA7RqCPU-FjJ0eomYJ3UIy42hPoXmZjPiMVd7vgIg8ah8p7SJGZVX_iae3t8E1dipzuxu3ZIsIb1mBXlQ1ZVRLXQiXRjPCYOYq5mTYbL9Pnnb3jOhNZpk5lthbrE/s1484/%25E8%259E%25A2%25E5%25B9%2595%25E5%25BF%25AB%25E7%2585%25A7+2021-05-29+14.59.27.png" style="margin-left: 1em; margin-right: 1em;"><span style="font-size: large;"><img border="0" data-original-height="872" data-original-width="1484" height="235" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgfZNrqShayt63NHKwIA7RqCPU-FjJ0eomYJ3UIy42hPoXmZjPiMVd7vgIg8ah8p7SJGZVX_iae3t8E1dipzuxu3ZIsIb1mBXlQ1ZVRLXQiXRjPCYOYq5mTYbL9Pnnb3jOhNZpk5lthbrE/w400-h235/%25E8%259E%25A2%25E5%25B9%2595%25E5%25BF%25AB%25E7%2585%25A7+2021-05-29+14.59.27.png" width="400" /></span></a></div><span style="font-size: large;"><br /><span><br /></span></span></div><div><span style="font-size: large;">只能說在台灣要做這種服務,實在不容易啊~</span></div><div><span style="font-size: large;"><br /></span></div><div><span style="font-size: large;">個人還是傾向支持的態度,希望在其他業者的加入下,能夠持續降低相關費用,提供給台灣投資人更好的服務。</span></div><div><p><span style="font-size: large;"><br /></span></p><p><span style="font-size: large;"><br /></span></p><p><br /></p></div>資工心理人http://www.blogger.com/profile/01994326933121768548noreply@blogger.com1tag:blogger.com,1999:blog-1093058181876322870.post-56347628318968227142021-05-25T10:32:00.004+08:002021-05-25T10:32:31.435+08:00複利的過程不會一帆風順<p class="p1" style="font-family: ".PingFang TC"; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal; margin: 0px;"></p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjKD-hnN1wC869WINlW4XhzPudqRDDMlzxFqQBuWUnWVonSf7D6JTIBOGRa4nUse-mKXoPJvds-pbGnYw5AZI4Eo0L8UepJYwUtqelgxLdoG3TnMkWeWh99K_i0mvKJZWYWlPFp2dm3LcU/s920/1621838697389.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="920" data-original-width="600" height="640" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjKD-hnN1wC869WINlW4XhzPudqRDDMlzxFqQBuWUnWVonSf7D6JTIBOGRa4nUse-mKXoPJvds-pbGnYw5AZI4Eo0L8UepJYwUtqelgxLdoG3TnMkWeWh99K_i0mvKJZWYWlPFp2dm3LcU/w418-h640/1621838697389.png" width="418" /></a></div><br /><span style="font-size: large;"><br /></span><p></p><p class="p1" style="font-family: ".PingFang TC"; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal; margin: 0px;"><span style="font-size: large;"><br /></span></p><p class="p1" style="font-family: ".PingFang TC"; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal; margin: 0px;"><span style="font-size: large;">如圖,你想像中的複利過程</span></p><p class="p1" style="font-family: ".PingFang TC"; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal; margin: 0px;"><span style="font-size: large;">在現實中其實充滿波折</span></p><p class="p1" style="font-family: ".PingFang TC"; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal; margin: 0px;"><span style="font-size: large;">越短期來看,漲跌的波動就越劇烈</span></p><p class="p1" style="font-family: ".PingFang TC"; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal; margin: 0px;"><span style="font-size: large;">但事實上除非你是要做短線波段交易</span></p><p class="p1" style="font-family: ".PingFang TC"; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal; margin: 0px;"><span style="font-size: large;">不然短期的波動對你來說並不是太重要的事</span></p><p class="p2" style="font-family: "Helvetica Neue"; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal; margin: 0px; min-height: 14px;"><span style="font-size: large;"><br /></span></p><p class="p1" style="font-family: ".PingFang TC"; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal; margin: 0px;"><span style="font-size: large;">投資是一件很長期的事情</span></p><p class="p1" style="font-family: ".PingFang TC"; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal; margin: 0px;"><span style="font-size: large;">持續待在市場內才能獲得市場的報酬</span></p><p class="p1" style="font-family: ".PingFang TC"; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal; margin: 0px;"><span style="font-size: large;">如果中途就被嚇出場一輩子不敢投資</span></p><p class="p1" style="font-family: ".PingFang TC"; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal; margin: 0px;"><span style="font-size: large;">那你將錯過很多的市場報酬</span></p><p class="p2" style="font-family: "Helvetica Neue"; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal; margin: 0px; min-height: 14px;"><span style="font-size: large;"><br /></span></p><p class="p1" style="font-family: ".PingFang TC"; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal; margin: 0px;"><span style="font-size: large;">投資前就要先設定好策略</span></p><p class="p1" style="font-family: ".PingFang TC"; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal; margin: 0px;"><span style="font-size: large;">並準備好思考買進標的上漲或下跌的可能性</span></p><p class="p1" style="font-family: ".PingFang TC"; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal; margin: 0px;"><span style="font-size: large;">且做好上漲或下跌時該做的準備</span></p><p class="p1" style="font-family: ".PingFang TC"; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal; margin: 0px;"><span style="font-size: large;">(加減碼或者不動)</span></p><p class="p1" style="font-family: ".PingFang TC"; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal; margin: 0px;"><span style="font-size: large;">而非等到市場波動時</span></p><p class="p1" style="font-family: ".PingFang TC"; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal; margin: 0px;"><span style="font-size: large;">在心情受到影響的情況下做出決策</span></p><p class="p1" style="font-family: ".PingFang TC"; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal; margin: 0px;"><span style="font-size: large;">這時候往往會做出錯誤的決策</span></p><p class="p2" style="font-family: "Helvetica Neue"; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal; margin: 0px; min-height: 14px;"><span style="font-size: large;"><br /></span></p><p class="p1" style="font-family: ".PingFang TC"; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal; margin: 0px;"><span style="font-size: large;">投資很需要耐心</span></p><p class="p1" style="font-family: ".PingFang TC"; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal; margin: 0px;"><span style="font-size: large;">同時也要讓自己處於一個可以抱持耐心的狀態</span></p><p class="p1" style="font-family: ".PingFang TC"; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal; margin: 0px;"><span style="font-size: large;">就像你要避免電腦被潑到水</span></p><p class="p1" style="font-family: ".PingFang TC"; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal; margin: 0px;"><span style="font-size: large;">最好的方法不是在電腦旁邊倒水時要小心謹慎</span></p><p class="p1" style="font-family: ".PingFang TC"; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal; margin: 0px;"><span style="font-size: large;">而是不要在電腦旁邊倒水喝水</span></p><p class="p1" style="font-family: ".PingFang TC"; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal; margin: 0px;"><span style="font-size: large;">同理,不要過度槓桿,不要每天看一堆垃圾新聞</span></p><p class="p1" style="font-family: ".PingFang TC"; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal; margin: 0px;"><span style="font-size: large;">按照自己的規劃進行投資</span></p><p class="p1" style="font-family: ".PingFang TC"; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal; margin: 0px;"><span style="font-size: large;">就是讓自己處於保有耐心狀態的好方法</span></p><p class="p2" style="font-family: "Helvetica Neue"; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal; margin: 0px; min-height: 14px;"><span style="font-size: large;"><br /></span></p><p class="p1" style="font-family: ".PingFang TC"; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal; margin: 0px;"><span style="font-size: large;">保有耐心才能在市場波動時忍耐</span></p><p class="p1" style="font-family: ".PingFang TC"; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal; margin: 0px;"><span style="font-size: large;">忍耐過後等待你的將是應得的報酬</span></p><p class="p2" style="font-family: "Helvetica Neue"; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal; margin: 0px; min-height: 14px;"><span style="font-size: large;"><br /></span></p><p class="p3" style="font-family: "Helvetica Neue"; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal; margin: 0px;"><span style="font-size: large;">Ps.<span class="s1" style="font-family: ".PingFang TC"; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal;">圖片上半部為</span>google sheet<span class="s1" style="font-family: ".PingFang TC"; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal;">繪製複利狀況</span></span></p><p class="p1" style="font-family: ".PingFang TC"; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal; margin: 0px;"><span style="font-size: large;">下半部為個人資產<span class="s2" style="font-family: "Helvetica Neue"; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal;">2019</span>年每日紀錄狀況</span></p><p class="p2" style="font-family: "Helvetica Neue"; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal; margin: 0px; min-height: 14px;"><span style="font-size: large;"><br /></span></p><p class="p1" style="font-family: ".PingFang TC"; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal; margin: 0px;"><span style="font-size: large;"><span class="s2" style="font-family: "Helvetica Neue"; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal;">2019</span>年主要事件為中美貿易戰</span></p><p class="p2" style="font-family: "Helvetica Neue"; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal; margin: 0px; min-height: 14px;"><span style="font-size: large;"><br /></span></p><p class="p1" style="font-family: ".PingFang TC"; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal; margin: 0px;"><span style="font-size: large;"><span class="s2" style="font-family: "Helvetica Neue"; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal;">5</span>月初川普發推特:「宣布將<span class="s2" style="font-family: "Helvetica Neue"; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal;">2000</span>億美元的中國商品關稅從<span class="s2" style="font-family: "Helvetica Neue"; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal;">10%</span>上調到<span class="s2" style="font-family: "Helvetica Neue"; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal;">25%</span>,並於<span class="s2" style="font-family: "Helvetica Neue"; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal;">5</span>月<span class="s2" style="font-family: "Helvetica Neue"; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal;">11</span>日生效」</span></p><p class="p2" style="font-family: "Helvetica Neue"; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal; margin: 0px; min-height: 14px;"><span style="font-size: large;"><br /></span></p><p class="p1" style="font-family: ".PingFang TC"; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal; margin: 0px;"><span style="font-size: large;"><span class="s2" style="font-family: "Helvetica Neue"; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal;">8</span>月初川普發推特:「美國將從<span class="s2" style="font-family: "Helvetica Neue"; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal;">9</span>月<span class="s2" style="font-family: "Helvetica Neue"; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal;">1</span>日開始,對剩下的<span class="s2" style="font-family: "Helvetica Neue"; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal;">3000</span>億美元中國進口到美國的商品加徵<span class="s2" style="font-family: "Helvetica Neue"; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal;">10%</span>的小筆額外關稅。這不包括已經被加徵<span class="s2" style="font-family: "Helvetica Neue"; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal;">25%</span>關稅的<span class="s2" style="font-family: "Helvetica Neue"; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal;">2500</span>億美元中國進口商品」</span></p><p class="p2" style="font-family: "Helvetica Neue"; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal; margin: 0px; min-height: 14px;"><span style="font-size: large;"><br /></span></p><p><span style="font-size: large;"><span class="s2" style="font-family: "Helvetica Neue"; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal;">10</span><span style="font-family: ".PingFang TC";">月初美國商務部對中國加反傾銷稅,並以以新疆穆斯林人權問題為由,將中國部分企業列入實體清單</span> </span></p>資工心理人http://www.blogger.com/profile/01994326933121768548noreply@blogger.com0tag:blogger.com,1999:blog-1093058181876322870.post-39759890946185021772021-05-21T11:12:00.010+08:002021-05-21T11:12:55.947+08:00為何新手往往滿手套牢的股票<p><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEizl41U_RFv4Pxm_ZSOPFwTUvK2pVdW_G_3hFackbxeN8PyFTZxVxS9m54MVW6c8gRGGYJdTHu-sWf1vtJtpMvX0NLc4wRBdCaVgxUUITETOo2UoGVt7jyu_dR7uivLhvM2853WCDdmdEY/s965/181600702_732239294114426_3752789092405853968_n.png" imageanchor="1" style="clear: right; float: right; margin-bottom: 1em; margin-left: 1em; text-align: center;"><img border="0" data-original-height="965" data-original-width="591" height="640" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEizl41U_RFv4Pxm_ZSOPFwTUvK2pVdW_G_3hFackbxeN8PyFTZxVxS9m54MVW6c8gRGGYJdTHu-sWf1vtJtpMvX0NLc4wRBdCaVgxUUITETOo2UoGVt7jyu_dR7uivLhvM2853WCDdmdEY/w392-h640/181600702_732239294114426_3752789092405853968_n.png" width="392" /></a></p><p><br /></p><p><span style="font-size: large;">很多新手看到股票漲,就想去追做波段,進場往往都在相對高點,追了就被套住,然後每隻都在等回到「成本價」。</span></p><p><span style="font-size: large;"><br /></span></p><p><span style="font-size: large;">很幸運真的摸到進場在起漲點</span></p><p><span style="font-size: large;">卻都賺一點點按耐不住就跑</span></p><p><span style="font-size: large;">漲的賺一點點</span></p><p><span style="font-size: large;">套牢的繼續凹單</span></p><p><span style="font-size: large;">甚至覺得不賣就不算賠</span></p><p><span style="font-size: large;"><br /></span></p><p><span style="font-size: large;">最後手上剩一堆被套牢的繼續套著</span></p><p><span style="font-size: large;">然後上網發文問大家該怎麼辦</span></p><p><span style="font-size: large;"><br /></span></p><p><span style="font-size: large;">本篇文章感謝 </span><a href="https://www.facebook.com/FfaarrFinance"></a></p><div class="separator" style="clear: both; text-align: center;"><a href="https://www.facebook.com/FfaarrFinance"><br /></a></div><a href="https://www.facebook.com/FfaarrFinance"><br /><span style="font-size: large;">Ffaarr的投資理財部落格</span></a><span style="font-size: large;"> 提供修正建議 </span><p></p>資工心理人http://www.blogger.com/profile/01994326933121768548noreply@blogger.com0tag:blogger.com,1999:blog-1093058181876322870.post-35294655990745533602021-05-21T11:10:00.009+08:002021-05-21T11:22:57.432+08:00不要高估自己的風險承受程度<p><span style="font-size: large;">很多人現在很痛苦,是因為在買進的當下沒有思考到,如果下跌了自己心態會如何,或者是高估了自己的風險承受程度。</span></p><p><span style="font-size: large;"><br /></span></p><p><span style="font-size: large;">你想像帳面虧損20%,跟真的帳面虧損20%,那個感覺是完全不同的。</span></p><p><span style="font-size: large;"><br /></span></p><p><span style="font-size: large;">更何況開槓桿或者是買毛票,或者是開槓桿買毛票,你可能不止要忍受痛苦,甚至還會爆倉翻車。</span></p><p><span style="font-size: large;"><br /></span></p><p><span style="font-size: large;"><span>這一切是因為你在買進的時候,只想到賺錢的未</span><span>來,沒想到賠錢的可能。</span></span></p><p></p><div><span style="font-size: large;"><br /></span></div><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjCDtgaQZ_FAZn4MNPAsl0xcriJywIaB0tWQXC5694bUp1gULgOoRaDfWnhZo2CXvn8SCsAhPDnmtyfjcntFLKK_WxTzt_ixX-wC8-W5_nSwSdwoJxZXhXOOA05BoB31vM46PunPywSCII/s791/181544977_734205567251132_2444154499640313395_n.png" style="margin-left: 1em; margin-right: 1em; text-align: center;"><span style="font-size: large;"><img border="0" data-original-height="791" data-original-width="600" height="400" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjCDtgaQZ_FAZn4MNPAsl0xcriJywIaB0tWQXC5694bUp1gULgOoRaDfWnhZo2CXvn8SCsAhPDnmtyfjcntFLKK_WxTzt_ixX-wC8-W5_nSwSdwoJxZXhXOOA05BoB31vM46PunPywSCII/w304-h400/181544977_734205567251132_2444154499640313395_n.png" width="304" /></span></a></div><div></div>資工心理人http://www.blogger.com/profile/01994326933121768548noreply@blogger.com0tag:blogger.com,1999:blog-1093058181876322870.post-81600859837378323182021-05-21T11:07:00.008+08:002021-05-21T11:22:09.378+08:00不要拿短時間內會用到的錢來投資<p><span style="font-size: large;"><span>因為賠不得的錢會讓你操作起來充滿壓力</span><span>,稍微賠一點點就可能心態崩潰,</span><span>或者是想要賺回來所以鋌而走險,</span><span>賠了50%得賺100%才能讓資產復原</span><span>,結果為了100%的可能槓桿下去就GG。</span></span></p><p><span style="font-size: large;"><br /></span></p><p><span style="font-size: large;"><span>也不要想說現在炒一波賺完後金盆洗手,</span><span>不管是電影裡說打完仗就要回家結婚的必死配角,</span><span>或者是現實中想要賭一波翻身結果翻車的人,</span><span>太多血淋淋的案例擺在眼前。</span></span></p><p></p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEihc_kcoSBEGOKlzqMuoScR8el9qbH9LkruXFSli52p0081yDkYXwrpJECUgwHKnWUpMkJrqmmVSNPNr3RJYmxUIabdizTQgA0O9-GNPUtY8Ijaq0rbPj0DIPYAr2RqRkHBbZGuoD8fZhE/s1038/184357066_736040410400981_5367761011496327373_n.jpg" style="margin-left: 1em; margin-right: 1em;"><span style="font-size: large;"><img border="0" data-original-height="1038" data-original-width="674" height="640" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEihc_kcoSBEGOKlzqMuoScR8el9qbH9LkruXFSli52p0081yDkYXwrpJECUgwHKnWUpMkJrqmmVSNPNr3RJYmxUIabdizTQgA0O9-GNPUtY8Ijaq0rbPj0DIPYAr2RqRkHBbZGuoD8fZhE/w416-h640/184357066_736040410400981_5367761011496327373_n.jpg" width="416" /></span></a></div><span style="font-size: large;"><br /><span><br /></span></span><p></p><p><span style="font-size: large;"><br /></span></p><p><span style="font-size: large;"><span>不要妄想去年的績效今年能夠繼續複製,</span><span>搞清楚去年連垃圾股票都能夠飛起來,</span><span>去年讓你以為你有實力,</span><span>結果只是運氣而已。</span></span></p>資工心理人http://www.blogger.com/profile/01994326933121768548noreply@blogger.com0tag:blogger.com,1999:blog-1093058181876322870.post-86815215305750056332021-05-21T11:04:00.005+08:002021-05-21T11:04:49.578+08:00做好投資紀錄的重要<p><span style="font-size: large;"> 每次市場上漲的時候</span></p><p><span style="font-size: large;">就會有前陣子被套牢的投資人</span></p><p><span style="font-size: large;">在回到成本價高一點點時</span></p><p><span style="font-size: large;">趕緊賣出以避免再經歷一次被套住的痛苦</span></p><p><span style="font-size: large;">並且安慰自己吃到魚頭跟魚身就好</span></p><p><span style="font-size: large;">魚尾給別人吃</span></p><p><span style="font-size: large;"><br /></span></p><p><span style="font-size: large;">但往往之後才發現</span></p><p><span style="font-size: large;">這條魚根本孔雀魚,魚尾有夠大</span></p><p><span style="font-size: large;"><br /></span></p><p><span style="font-size: large;">只能捶心肝告訴自己下次要抱牢</span></p><p><span style="font-size: large;">但下次又重複一樣的行為</span></p><p><span style="font-size: large;">不是砍在阿呆股</span></p><p><span style="font-size: large;">就是賣在起漲點</span></p><p><span style="font-size: large;"><br /></span></p><p><span style="font-size: large;">解決這種問題最好的方式就是每筆交易都記錄下來</span></p><p><span style="font-size: large;">並且定期回顧檢視自己的投資狀況</span></p><p><span style="font-size: large;">像記帳一樣了解自己的開支才有辦法去規劃</span></p><p><span style="font-size: large;">同理,了解自己的投資行為才知道如何矯正</span></p><p><span style="font-size: large;">或者自己性格難以改變,就改變自己的投資方式</span></p><p></p><div class="separator" style="clear: both; text-align: center;"><br /></div><br /><span style="font-size: large;"><br /></span><p></p><p><span style="font-size: large;">例如你沒有瘋狗流的性格與果斷,你去操瘋狗流就只會變狗</span></p><p><span style="font-size: large;">知道自己沒辦法忍受下跌還要抱著,就考慮別當左側交易仔</span></p><p><span style="font-size: large;"><br /></span></p><p><span style="font-size: large;">孫子兵法也有提到:知己知彼,百戰不殆。不知彼而知己,一勝一負;不知彼,不知己,每戰必殆。</span></p><p><span style="font-size: large;"><br /></span></p><p><span style="font-size: large;">我覺得也可以理解為</span></p><p><span style="font-size: large;"><br /></span></p><p><span style="font-size: large;">知己知彼:</span></p><p><span style="font-size: large;">你了解自己與市場,那你當然可以縱橫股海</span></p><p><span style="font-size: large;"><br /></span></p><p><span style="font-size: large;">不知彼而知己</span></p><p><span style="font-size: large;">你了解自己,卻無法預測市場:至少你可以少犯錯,在市場上少犯錯很重要,或者是買指數,不去預測市場,享受市場報酬</span></p><p><span style="font-size: large;"><br /></span></p><p><span style="font-size: large;">不知彼不知己</span></p><p><span style="font-size: large;">如果你不懂市場,也常常不知道自己在衝三小,那當然是一直在市場上賠錢囉</span></p><p><span style="font-size: large;"><br /></span></p><p><span style="font-size: large;">所以做好自己的投資紀錄,很重要</span></p><p><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEijC4Hu0MPejcBqVlO_b2i4uJl1MizOa6F-0pRajYnPuxxL6PxQFrFjSFXUNDhFMmL1LxED2eiKxWB_LUGDar2T3sZ1-lx8Lj3AGOlE9FUnmivpIxIJhs4q02hakWV5SDKP0PflkL8-gLY/s2048/186459657_740318473306508_7801959701781643138_n.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em; text-align: center;"><img border="0" data-original-height="1536" data-original-width="2048" height="480" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEijC4Hu0MPejcBqVlO_b2i4uJl1MizOa6F-0pRajYnPuxxL6PxQFrFjSFXUNDhFMmL1LxED2eiKxWB_LUGDar2T3sZ1-lx8Lj3AGOlE9FUnmivpIxIJhs4q02hakWV5SDKP0PflkL8-gLY/w640-h480/186459657_740318473306508_7801959701781643138_n.jpg" width="640" /></a></p>資工心理人http://www.blogger.com/profile/01994326933121768548noreply@blogger.com0tag:blogger.com,1999:blog-1093058181876322870.post-42762020294496241082021-05-21T11:03:00.001+08:002021-05-21T11:03:10.985+08:00不要被去年三月的市況養壞--市場往往與你想的不一樣<p><span style="font-size: large;">去年三月是個很容易養壞新手世界觀的行情</span></p><p><span style="font-size: large;">就算你在瘋狂崩跌的三月買進</span></p><p><span style="font-size: large;">抄到沒錢還在下跌也不用忍受太久即V轉了</span></p><p><span style="font-size: large;">且去年的每次回檔,都在一兩個月內又繼續上攻</span></p><p><span style="font-size: large;"></span></p><div class="separator" style="clear: both; text-align: center;"><span style="font-size: large;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhK1EBJ9SUXnaEnER04UU66ozTHcYUDhjWmVwPCRta-w1qLh8TFNgqth7qiH3MgwLN55H5AoxQPRUT4JusR87w5Yx5BvMpSAfu5leNl9PxPNiBAfXcNy0ooDY4ZH-IRAG9OzS64gJhPtSI/s920/184850492_740761196595569_6806705833550352741_n.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="920" data-original-width="600" height="640" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhK1EBJ9SUXnaEnER04UU66ozTHcYUDhjWmVwPCRta-w1qLh8TFNgqth7qiH3MgwLN55H5AoxQPRUT4JusR87w5Yx5BvMpSAfu5leNl9PxPNiBAfXcNy0ooDY4ZH-IRAG9OzS64gJhPtSI/w418-h640/184850492_740761196595569_6806705833550352741_n.png" width="418" /></a></span></div><span style="font-size: large;"><br /><div class="separator" style="clear: both; text-align: center;"><br /></div></span><span style="font-size: x-large;">但2019年之前的股市不是如此</span><p></p><p><span style="font-size: large;">(今年也感覺比較回歸正常了一些)</span></p><p><span style="font-size: large;"><br /></span></p><p><span style="font-size: large;">常態是通常你以為下跌一段可以買進了,結果會跌更多,跌到超乎你規劃的資金量,你還必須忍耐他下跌,而且也不會快速V轉,更多的時候你會感覺這支股票被世界遺忘了,這時候很考驗心智,甚至會讓你懷疑之前買進的決定,如果沒有將當初的決策記錄下來回頭去檢核,你很有可能心態承受不住砍在一個自己都沒想過的地方。</span></p><p><span style="font-size: large;"><br /></span></p><p><span style="font-size: large;">在下跌買進之前不要只想著不久後就會反彈</span></p><p><span style="font-size: large;">要假設持續下跌,心態也不擔心的方式來規劃才對</span></p><p><span style="font-size: large;">或者是設定好到什麼時候要停損(因為個股還是有看錯的可能)</span></p><p><span style="font-size: large;">不是每次的凹單都會有好結果</span></p><p><span style="font-size: large;">去年那種連垃圾股票都能飛天的日子可能難見了</span></p><p><span style="font-size: large;">並且寫下來,果斷停損</span></p><p><span style="font-size: large;"><br /></span></p><p><span style="font-size: large;">不要只想著一定會漲回去</span></p><p><span style="font-size: large;">而是要想如果持續下跌或者是盤整很久自己會怎麼辦</span></p><p><span style="font-size: large;">如果沒想過沒規劃過,你就很有可能死在谷底</span></p><p><span style="font-size: large;">可能就算妳最後看對,也扛不住這個過程</span></p><p><span style="font-size: large;">因為進場前都沒想到會跌這麼深</span></p><p><span style="font-size: large;"><br /></span></p><p><span style="font-size: large;"><a href="https://www.facebook.com/FfaarrFinance">Ffaarr的投資理財部落格</a> 的建議是,一般人用指數ETF再平衡 ,保持固定比例的方式加碼 ,心態上比較能承受下跌繼續買進且hold住。</span></p><p><span style="font-size: large;">(因為你知道自己在幹嘛,且不用擔心自己看錯單一公司)</span></p><p><span style="font-size: large;"><br /></span></p><p><span style="font-size: large;">真要做個股</span></p><p><span style="font-size: large;">認清每隻買進的股票都有可能跌到超乎你想像</span></p><p><span style="font-size: large;">設想好最糟的狀況該如何處置</span></p><p><span style="font-size: large;">再來想賺錢</span></p><p><span style="font-size: large;"><br /></span></p><p><span style="font-size: large;">才不會總是砍在阿呆股</span></p><p><span style="font-size: large;">賣在起漲點 </span></p>資工心理人http://www.blogger.com/profile/01994326933121768548noreply@blogger.com0tag:blogger.com,1999:blog-1093058181876322870.post-32342288338790241552021-04-22T17:10:00.002+08:002021-04-22T17:11:31.803+08:00“灰階思考”讀後感--人生不是非黑即白,而是有無限種可能<p> </p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjqsMeLLlCqvXEHIcVwxdgG3iwSgOWC2at3CxGqnNsIP_kEOXaD4_jtpSNaGcbrIHWld1_nS0kPq4xxM1zrjkHQNEa37zFe2i7rfdFtsCyKE5b6pVmRbx77wfE7tYC1tVZExpKzqVg5ZEo/s4032/IMG_0020.HEIC" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="4032" data-original-width="3024" height="640" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjqsMeLLlCqvXEHIcVwxdgG3iwSgOWC2at3CxGqnNsIP_kEOXaD4_jtpSNaGcbrIHWld1_nS0kPq4xxM1zrjkHQNEa37zFe2i7rfdFtsCyKE5b6pVmRbx77wfE7tYC1tVZExpKzqVg5ZEo/w480-h640/IMG_0020.HEIC" width="480" /></a></div><p><br /></p><span style="font-size: large;">“灰階思考”的作者是謝孟恭,Podcast<a href="https://www.facebook.com/Gooaye">股癌</a>的製作者,台灣最會放福利的主委(誤</span><p></p><p><span style="font-size: large;"><span>先說結論吧!</span><span>讀起來特別爽快的一本好書,五星吹捧大推!</span></span></p><p><span style="font-size: large;"><span>股癌帶給我們的是一種多元的思考,如同在書末提到的,黑與白之間,有無限個色階。<br /></span><span>這本書中不會告訴你什麼是絕對的真理,而是帶著你去思考多種可能,</span><span>書的文體節奏流暢就像他的Podcast一樣,感覺讀著讀著腦袋都浮現出他的聲音了。</span></span></p><p><span style="font-size: x-large;"><br /></span></p><p><span style="font-size: large;"><span>書中體現了</span><span>股癌的投資心法(或者心路歷程更為貼切),分為三個大篇章以及十幾個小章節,分別是掃雷、備糧與上陣,以下簡單介紹一下</span><span>。</span></span></p><p><span style="font-size: large;">掃雷,掃雷部分主要臚列了一些投資上的迷思,幫你在進入市場衝殺之前先建立正確的觀念,就像你打球要上陣之前,也要先了解規則,做好暖身活動筋骨避免受傷,才能夠做好上場的準備,並且也告訴你一些輸家的共通點,你知道輸家怎麼輸,就可以避免犯下一樣的錯,要知道在投資市場上先追求不受傷以及控制風險是最重要的事。</span></p><p><span style="font-size: large;"><b>備糧</b>,備糧部分則是幫你建立能夠在市場上應對的系統,心理學上有個東西叫做自動化,簡單的說就是在反覆的訓練下,你可以在低度意識的情況下完成工作,例如每天早上你都走同樣的路上班,經年累月之後,就算你上班過程中跟你身邊的人聊天,你也可以在不知不覺中走到公司(不用再看導航),書中舉了一些方法,例如你認定看準的時候,更要退一步看,以及繫上質疑力這條安全帶,這些方法在不斷地強化之後,你未來在每次的投資決策上,都能夠自動地完成這些思考判斷的作業。</span></p><p><span style="font-size: large;"><br /></span></p><p><span style="font-size: large;"><span>軍事訓練中也有很多自動化,就像在大武營傘訓的時候,會一直操作各種故障排除與著陸方式。</span><span>教官一喊「姿勢!」,然後學員就要開始:「一秒鐘、兩秒鐘、三秒鐘、四秒鐘檢查傘、注意四周、準備著陸」</span></span></p><p><span style="font-size: large;">這就是自動化,讓你在跳出艙門後,能夠按著口令開始檢查開傘狀況與著陸,因為如果你傘沒開或半翻傘,就必須立刻進行故障排除(你只剩四秒就要撞到地面了)。</span></p><p><span style="font-size: large;">在空中,沒有人能夠救你,<b>你必須靠你自己(投資市場也是一樣)</b></span></p><p><span style="font-size: large;"><span>例如:</span><span>傘沒開->直接拉副傘</span></span></p><p><span style="font-size: large;">半翻傘(主傘張開不全)->壓(副傘)拉(副傘拉環)拋拋拋(要把副傘往前拋避免跟主傘纏在一起)</span></p><p><span style="font-size: large;"></span></p><table align="center" cellpadding="0" cellspacing="0" class="tr-caption-container" style="margin-left: auto; margin-right: auto;"><tbody><tr><td style="text-align: center;"><a href="https://scontent.ftpe7-1.fna.fbcdn.net/v/t1.15752-9/173417819_944529599645690_4846084196912348303_n.jpg?_nc_cat=106&ccb=1-3&_nc_sid=ae9488&_nc_ohc=tW2Xd4zPsrMAX-ayIc3&_nc_ht=scontent.ftpe7-1.fna&oh=283cef1d524abec95915db3425195d80&oe=60A87582" style="margin-left: auto; margin-right: auto;"><span style="font-size: large;"><img border="0" data-original-height="800" data-original-width="533" height="400" src="https://scontent.ftpe7-1.fna.fbcdn.net/v/t1.15752-9/173417819_944529599645690_4846084196912348303_n.jpg?_nc_cat=106&ccb=1-3&_nc_sid=ae9488&_nc_ohc=tW2Xd4zPsrMAX-ayIc3&_nc_ht=scontent.ftpe7-1.fna&oh=283cef1d524abec95915db3425195d80&oe=60A87582" width="266" /></span></a></td></tr><tr><td class="tr-caption" style="text-align: center;"><span style="font-size: x-small;">大武營受訓照,那應該是人生中最瘦的時候</span></td></tr></tbody></table><span style="font-size: large;"><br />附上在大武營受傘訓的照片,肚子前面那就是副傘,主傘背在背後,總重快20公斤。<br />比較可惜的是那年天氣狀況不佳,沒有辦法實施空跳就結訓了,算是人生中小小的遺憾,等疫情過後再去國外跳吧~</span><p></p><p><span style="font-size: x-large;"><br /></span></p><p><span style="font-size: large;"><b>上陣</b>,上陣部分則是告訴你,如何在市場上應對各種變化,我們都知道人非理性,很多時候會被情緒影響,我很喜歡這個章節中,股癌提到要讓自己像AI一樣思考,就是能夠屏除情感去做事,有時候我也會運用這種思考方式,但我比較偏向用程式的方式去思考決策,簡單的說我會先列下各種條件與規劃(像是程式裡面的if跟else),確立好規劃,這樣不管市況如何,都能夠盡量以冷靜的方式去照規劃執行。</span></p><div><span style="font-size: large;"><br /></span></div><p><span style="font-size: large;"><span>總結來說,</span><span>我認同股癌的看法,那就是沒有唯一的投資之道</span></span></p><p><span style="font-size: large;"><span>技術分析、價值投資、指數投資、總經派、存股派、瘋狗流等等,都有人可以長期下來賺到錢。<br /></span><span>還是要找到適合自己的方式為主,就像滷蛋好吃,我也樂於分享滷蛋好吃這件事,但我不會把滷蛋硬塞到別人嘴裡。</span></span></p><p><span style="font-size: large;">投資就像一個旅行,你在往你自己的目標前進,你可以開車、騎腳踏車、機車、走路、搭公車、甚至私人飛機,但你如果叫只會走路的人,跟他說開車比較舒適也更快達到目的地,然後硬把他拖上車叫他開,他可能開沒兩個街口就自撞往生了。</span></p><p><span style="font-size: large;"><b>投資是為自己負責</b></span></p><p><span style="font-size: large;"><br /></span></p><p><span style="font-size: large;">祝福每個人都能夠找到屬於自己的色階</span></p><p><span style="font-size: large;"><br /></span></p><p><span style="font-size: large;">ps.書腰可以拆下來做書籤</span></p><p></p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjB1wg3D9mIkbGxHOqf1HKVMUAKRgysWHHT9jb_MVmHkbAWOZZIyYnRBPIv1PBo28MIEOI1baPPJyRWEufqIkLXIp4RglbCWnizAxsl9YdDsXpx15YVR8IeYa27NCS5DMgOoyBVfunyyr8/s3024/IMG_0022.HEIC" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="3024" data-original-width="3024" height="320" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjB1wg3D9mIkbGxHOqf1HKVMUAKRgysWHHT9jb_MVmHkbAWOZZIyYnRBPIv1PBo28MIEOI1baPPJyRWEufqIkLXIp4RglbCWnizAxsl9YdDsXpx15YVR8IeYa27NCS5DMgOoyBVfunyyr8/s320/IMG_0022.HEIC" /></a></div><br /><span style="font-size: large;"><br /></span><p></p><p><i style="background-color: white; font-family: Arial, Tahoma, Helvetica, FreeSans, sans-serif;"><span style="font-size: x-small;">我將思想傳授他人,他人之所得,亦無損於我之所有;猶如一人以我的燭火點燭,光亮與他同在,我卻不因此身處黑暗。湯瑪斯‧傑弗遜(Thomas Jefferson)</span></i></p><p><br /><span style="font-size: large;">如果你覺得我寫的文章不錯</span><br /><span style="font-size: large;">可以按讚給我支持與鼓勵</span><br /><span style="font-size: large;"><a href="https://www.facebook.com/IEPSYfinancenote/">https://www.facebook.com/IEPSYfinancenote/</a></span><span id="goog_261153777"></span><a href="https://www.blogger.com/"></a><span id="goog_261153778"></span><br /></p><div id="fb-root"></div><p><br /></p><div class="fb-page" data-adapt-container-width="true" data-height="500" data-hide-cover="false" data-href="https://www.facebook.com/資工心理人的理財筆記-321974681807558/" data-show-facepile="true" data-small-header="false" data-tabs="timeline" data-width="250"><blockquote cite="https://www.facebook.com/%E8%B3%87%E5%B7%A5%E5%BF%83%E7%90%86%E4%BA%BA%E7%9A%84%E7%90%86%E8%B2%A1%E7%AD%86%E8%A8%98-321974681807558/" class="fb-xfbml-parse-ignore"><a href="https://www.facebook.com/%E8%B3%87%E5%B7%A5%E5%BF%83%E7%90%86%E4%BA%BA%E7%9A%84%E7%90%86%E8%B2%A1%E7%AD%86%E8%A8%98-321974681807558/">資工心理人的理財筆記</a></blockquote></div><p><span style="font-size: large;"></span></p><p><span style="font-size: large;"><br /></span><span style="font-size: large;"><span style="font-size: large;"><span face=""helvetica" , "arial" , sans-serif" style="background-color: white; color: #1c1e21;">新成立的ig歡迎追蹤:iepsyfinancenote</span><span class="text_exposed_show" face=""helvetica" , "arial" , sans-serif" style="background-color: white; color: #1c1e21; display: inline;"><br /><a data-ft="{"tn":"-U"}" data-lynx-mode="async" data-lynx-uri="https://l.facebook.com/l.php?u=https%3A%2F%2Fwww.instagram.com%2Fiepsyfinancenote%2F%3Ffbclid%3DIwAR1E4ly-ugVq94ji-kYQ2HjyPMXruNNynjjBo9oUKCFwaHNbLCyIxoXQRV8&h=AT2ODtl96atgFdPRVPpVECWJLLS6znBIdlOeDzsP6qXBmgJhMbb6JgC-02w5EkWEpDdiPejtRCvTxm8x1ASi5kp2vCyMwoKPtQ1cTQo_OmSWZelpZN6lhHIB2CR-AyBmhtfKbbEiS5g5ZBs2wnQ4dbfjF-yEOgH8tLpo-9YCpXnPDzwyMdM4MvysBvPVNsElSJTe8IwgHEtsYqWClWnUrmCujP3OcB3nIjw194Lb59Xs3v76ASsSLxZ3Gqc0-ZOYOOYR0TCrroAvCfIdU_8n8eYf8xFD-6AhgkfcQ1-QAqWKNgsBWZNoq5vebw_iXnRpq-Pft3EsuOhewsHdRHcizB4caMAlDxyvB49cj1KlhtGuL2fuQ1_YHrsRPasRMiMlvvCi05vf-JezFGCqsnGDEuG7D9ahClppSaLrfSlZhHU2IaClsZZuJYbZliMwXdV9IIWfIG25GdDMUL5UEgmFF1dUv2pi6won6ICkU1gjANDUJ1fDZicfpJPylsZw9AlbEO4qW69GgMJrjQQg_SPF4sUKmkCWi4T5jUJo40kHP6tdat2t3bK0hrNKvwBA4_BdMlo4k97NbkvVzBi3i23hS9Zre7UD_tkW23TVY46JBDMf8Urad_ppDtoXQdib6VKp" href="https://www.instagram.com/iepsyfinancenote/?fbclid=IwAR1E4ly-ugVq94ji-kYQ2HjyPMXruNNynjjBo9oUKCFwaHNbLCyIxoXQRV8" rel="noopener nofollow" style="color: #385898; cursor: pointer; font-family: inherit;" target="_blank">https://www.instagram.com/iepsyfinancenote/</a></span></span><span style="font-size: small;"> </span></span></p>資工心理人http://www.blogger.com/profile/01994326933121768548noreply@blogger.com0tag:blogger.com,1999:blog-1093058181876322870.post-88479885871400649362021-04-13T12:34:00.002+08:002021-04-13T14:17:04.389+08:00味全龍天母棒球場VIP room開箱<p><span style="font-size: large;">本行程感謝Bankee招待</span></p><p><span style="font-size: large;"><br /></span></p><p><span style="font-size: large;"><span>先說結論,VIP room看球實在太讚了,以後回不去了(誤<br /></span><span>以前在下面看球,都會想說上面那個區域到底要怎麼樣才能買到票?看球的體驗如何?</span></span></p><p><span style="font-size: large;">以下簡單帶大家看一下VIP room及看球的感受</span></p><p><span style="font-size: large;"><br /></span></p><p><span style="font-size: large;">上次來天母棒球場看棒球應該是六七年前了</span></p><p><span style="font-size: large;">球場外觀大致上沒什麼變化</span></p><p></p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjWo1aE6M1QIpGn7l49eJR6wr9EI1DavC9bh6pKZof-zwYTq-Q_L35srr9ZHAppvkAuFL_rgu0KNPbz6JEL9LIlc-HeUic1vN1kHmyg70LSx9r6Sm5U2RQp0yyqQxJOcy-RC53aZ8RkW-s/s4032/IMG_9701.JPG" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="3024" data-original-width="4032" height="398" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjWo1aE6M1QIpGn7l49eJR6wr9EI1DavC9bh6pKZof-zwYTq-Q_L35srr9ZHAppvkAuFL_rgu0KNPbz6JEL9LIlc-HeUic1vN1kHmyg70LSx9r6Sm5U2RQp0yyqQxJOcy-RC53aZ8RkW-s/w530-h398/IMG_9701.JPG" width="530" /></a></div><br /><p></p><p><span style="font-size: large;">先到報到的地方領取手環,VIP的入場處在士東路一側,憑這個手環來搭乘專屬的電梯及進出</span></p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhUEzf5i9Cer1Q2nGAZQJSHoeEerYePnRjMFnKgs06_tv2rPNhGUVg4RrCDT63JGDsAlMC0WckNFClMXAup4cp0ORHV36g86TkGnq5QRbcXLWauusKCfWb5kv_eYIVbatYbvQoI0UgVgSU/s1478/IMG_9871.JPG" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="1108" data-original-width="1478" height="398" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhUEzf5i9Cer1Q2nGAZQJSHoeEerYePnRjMFnKgs06_tv2rPNhGUVg4RrCDT63JGDsAlMC0WckNFClMXAup4cp0ORHV36g86TkGnq5QRbcXLWauusKCfWb5kv_eYIVbatYbvQoI0UgVgSU/w531-h398/IMG_9871.JPG" width="531" /></a></div><br /><p><br /></p><p><span style="font-size: large;">接著就搭電梯直達四樓的VIP Room,搭電梯的過程還遇到楊清瓏,好興奮啊啊啊!!!</span></p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEh06Do0wKuOPhtjax947bXNClFzHIf6umv4g-Kn2PBqRNvd9v81Oz6tVxhHUHAP8uD5sg7Oop-kjma6rnkWEP2w07NYsamYQZb0m0i48OdyajO7cjeei1S4aMmaH0GznTUyIyMZtsFRmsM/s2364/63968307.afc3ef74aecb415346d2fe8b2b58f3c8.21040910.JPG" style="margin-left: 1em; margin-right: 1em; text-align: center;"><img border="0" data-original-height="1774" data-original-width="2364" height="381" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEh06Do0wKuOPhtjax947bXNClFzHIf6umv4g-Kn2PBqRNvd9v81Oz6tVxhHUHAP8uD5sg7Oop-kjma6rnkWEP2w07NYsamYQZb0m0i48OdyajO7cjeei1S4aMmaH0GznTUyIyMZtsFRmsM/w508-h381/63968307.afc3ef74aecb415346d2fe8b2b58f3c8.21040910.JPG" width="508" /></a></div><p></p><p><br /></p><p><span style="font-size: large;">下圖是從貴賓室往球場望去,裡面有個靠窗吧台,有三張高腳椅,而戶外區有八張椅子</span></p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhKFrx2kh6P7fC0aqpyWpy0uw00m_Gg3D2acDh7RHPtR2Rw7ExhFS6N0q5kvBBk9I_zgU1_KUD5ENYZG5ySgXE700bkxXlglgSP8AI02_3a1hV2PkU1TqHBKpvjf5Ws0Hyky-DsBatrDcg/s2364/63968307.ae5e962cb6217e1d50c3133ea6fc65d0.21040909.JPG" style="margin-left: 1em; margin-right: 1em; text-align: center;"><img border="0" data-original-height="1774" data-original-width="2364" height="385" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhKFrx2kh6P7fC0aqpyWpy0uw00m_Gg3D2acDh7RHPtR2Rw7ExhFS6N0q5kvBBk9I_zgU1_KUD5ENYZG5ySgXE700bkxXlglgSP8AI02_3a1hV2PkU1TqHBKpvjf5Ws0Hyky-DsBatrDcg/w513-h385/63968307.ae5e962cb6217e1d50c3133ea6fc65d0.21040909.JPG" width="513" /></a></div><div class="separator" style="clear: both; text-align: center;"><br /></div><div class="separator" style="clear: both; text-align: center;"><span style="font-size: large;">看球的地方是也很不錯,缺點可能是會離啦啦隊有點遠</span></div><div class="separator" style="clear: both; text-align: center;"><span style="font-size: large;">不過整體看球的體驗我覺得很棒</span></div><div class="separator" style="clear: both; text-align: center;"><span style="font-size: large;"><br /></span></div><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEj4ia5ZrIjefpC8sPpDzC8eyx9pMfGBsd3HYDTC8y4E5xuDwURGdJ0gl-DDfLRpp3z5ZTPICo12G6ddZuiIN6-Yud5cpoa2-sNK0LgVVZL_0VSVIgjZl7oBWRScux_6ICJm7r8aegmCtDs/s4032/IMG_9809.JPG" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="3024" data-original-width="4032" height="407" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEj4ia5ZrIjefpC8sPpDzC8eyx9pMfGBsd3HYDTC8y4E5xuDwURGdJ0gl-DDfLRpp3z5ZTPICo12G6ddZuiIN6-Yud5cpoa2-sNK0LgVVZL_0VSVIgjZl7oBWRScux_6ICJm7r8aegmCtDs/w543-h407/IMG_9809.JPG" width="543" /></a></div><div class="separator" style="clear: both; text-align: center;"><span style="font-size: large;"><br /></span></div><div class="separator" style="clear: both; text-align: center;"><span style="font-size: large;">下圖為貴賓室概覽,有沙發區,還有吧台類型的座位</span></div><p></p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiLkFO7gtMtktgsVKh74D0e7tvtPnprj8v3bJVvpfEMlHID7_IwKEpKBz5UJY9zbkBItBrYHLp0QT8XvswHUDLhPdpQwRf1LtUphY1YUgUmTdrI8kq4GLQig-bW8Jl2sVo48Y6JO0nUhoA/s2364/63968307.a5b363d4e75a91d701b800839d9c8e07.21040909.JPG" style="margin-left: 1em; margin-right: 1em; text-align: center;"><img border="0" data-original-height="1774" data-original-width="2364" height="404" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiLkFO7gtMtktgsVKh74D0e7tvtPnprj8v3bJVvpfEMlHID7_IwKEpKBz5UJY9zbkBItBrYHLp0QT8XvswHUDLhPdpQwRf1LtUphY1YUgUmTdrI8kq4GLQig-bW8Jl2sVo48Y6JO0nUhoA/w539-h404/63968307.a5b363d4e75a91d701b800839d9c8e07.21040909.JPG" width="539" /></a></div><div class="separator" style="clear: both; text-align: center;"><span style="font-size: large;"><br /></span></div><div class="separator" style="clear: both; text-align: center;"><span style="font-size: large;"><br /></span></div><div class="separator" style="clear: both; text-align: center;"><span style="font-size: large;">有附贈一些小點心,百事可樂、激浪、礦泉水</span></div><div class="separator" style="clear: both; text-align: center;"><span style="font-size: large;">旁邊還有個洗手台</span></div><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjtOnrkdmhZkA-8DIdqjQ9offGP-_dv1C5zybzmQsQN4-WzMRmdiJu-GV7Dcg5enhWe-yfU38Ejd6GH-tvpbqRYNwbofwV20K2n_5UylB516VKtWG3la9bq1CbWcVVZdMLIFdtxvmclLcs/s2364/63968307.bc76fad5af43fcb19cd847f159d4c3d3.21040909.JPG" style="margin-left: 1em; margin-right: 1em; text-align: center;"><img border="0" data-original-height="1774" data-original-width="2364" height="407" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjtOnrkdmhZkA-8DIdqjQ9offGP-_dv1C5zybzmQsQN4-WzMRmdiJu-GV7Dcg5enhWe-yfU38Ejd6GH-tvpbqRYNwbofwV20K2n_5UylB516VKtWG3la9bq1CbWcVVZdMLIFdtxvmclLcs/w542-h407/63968307.bc76fad5af43fcb19cd847f159d4c3d3.21040909.JPG" width="542" /></a></div><div class="separator" style="clear: both; text-align: center;"><br /></div><div class="separator" style="clear: both; text-align: center;"><span style="font-size: large;">那個紅色罐子打開是草莓口味爆米花,滿好吃的</span></div><div class="separator" style="clear: both; text-align: center;"><br /></div><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEggbJrqJX-uHtFXcymUA7UD3lCDZBJQdC_Fog4pu5TIaA2xWj-wi_olu5cV3QLCj-BPSDFhSIZ68sBVge3tEYd4ofW3Hayj7GT9kALAAR7DMSsw6wy7gna0Qzgya-Na38kPm9_j7uvDELY/s2364/63968307.dfa01be511a40c04e0e35d6ff3ac29db.21040910.JPG" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="1774" data-original-width="2364" height="400" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEggbJrqJX-uHtFXcymUA7UD3lCDZBJQdC_Fog4pu5TIaA2xWj-wi_olu5cV3QLCj-BPSDFhSIZ68sBVge3tEYd4ofW3Hayj7GT9kALAAR7DMSsw6wy7gna0Qzgya-Na38kPm9_j7uvDELY/w533-h400/63968307.dfa01be511a40c04e0e35d6ff3ac29db.21040910.JPG" width="533" /></a></div><div class="separator" style="clear: both; text-align: center;"><br /></div><div class="separator" style="clear: both; text-align: center;"><span style="font-size: large;">沙發區可以看電視直播,但是會慢現場大概0.5秒左右</span></div><div class="separator" style="clear: both; text-align: center;"><span style="font-size: large;">可能現場打者已經打出去了,畫面還在投球XD</span></div><div class="separator" style="clear: both; text-align: center;"><br /></div><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEj0bZqcoJJkRajoa1ehPBQ4UMwrAbkHCjDipAvGdIzgODYAbGz0DHxcL4mFeJ76OHIVloqicYPbgJSiB3a-zof0CkXXmZaVc5uXbllNosJn2DducHZp8gJim8ylHR-oGNVPUtBMy9eu7FM/s2364/63968307.5a47eac7cae0b1c97a34060c33fa9928.21040909.JPG" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="1774" data-original-width="2364" height="409" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEj0bZqcoJJkRajoa1ehPBQ4UMwrAbkHCjDipAvGdIzgODYAbGz0DHxcL4mFeJ76OHIVloqicYPbgJSiB3a-zof0CkXXmZaVc5uXbllNosJn2DducHZp8gJim8ylHR-oGNVPUtBMy9eu7FM/w545-h409/63968307.5a47eac7cae0b1c97a34060c33fa9928.21040909.JPG" width="545" /></a></div><div class="separator" style="clear: both; text-align: center;"><br /></div><div class="separator" style="clear: both; text-align: center;"><span style="font-size: large;">當天天氣有點冷,有時我會窩回來VIP Room裡面看球</span></div><div class="separator" style="clear: both; text-align: center;"><span style="font-size: large;">感謝好友雷司紀幫忙訂外食,拿玻里真的是被比薩耽誤的炸雞店</span></div><div class="separator" style="clear: both; text-align: center;"><br /></div><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjYhO7o-VOxNpTzhO59SPPiL2GckNzjAX0jBcZ5ZPx9wJBXg1WG4hkjLbX_aqps_X_7eMY3JE8Znvc5ZWRjtwDIWndmppcVPhuInsifKGR083_-U1g4ujLYZNgqf7m9HWDzylOdKzBTdbg/s2364/IMG_9738.JPG" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="1774" data-original-width="2364" height="394" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjYhO7o-VOxNpTzhO59SPPiL2GckNzjAX0jBcZ5ZPx9wJBXg1WG4hkjLbX_aqps_X_7eMY3JE8Znvc5ZWRjtwDIWndmppcVPhuInsifKGR083_-U1g4ujLYZNgqf7m9HWDzylOdKzBTdbg/w525-h394/IMG_9738.JPG" width="525" /></a></div><p><br /></p><p><br /></p><p><span style="font-size: large;">Bankee的一些LOGO,我是覺得滿可愛的</span></p><p><br /></p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEj_IZpMMO3FlO4ZTh94ZRtjIAup36J-7KmGJymJGEtgoWdQkrr_2sI7RCncpi0KBydbyLa_dHWvZz-_bjN3e8bp075or0Ari1ESDKfQWf9VVh3CYBlFPJJhLH3a3mp86ILyMgL7uSa8z4k/s2364/63968307.1252105688fb711bcb19dc02ebd295e2.21040910.JPG" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="1774" data-original-width="2364" height="389" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEj_IZpMMO3FlO4ZTh94ZRtjIAup36J-7KmGJymJGEtgoWdQkrr_2sI7RCncpi0KBydbyLa_dHWvZz-_bjN3e8bp075or0Ari1ESDKfQWf9VVh3CYBlFPJJhLH3a3mp86ILyMgL7uSa8z4k/w518-h389/63968307.1252105688fb711bcb19dc02ebd295e2.21040910.JPG" width="518" /></a></div><br /><div class="separator" style="clear: both; text-align: center;"><br /></div><div class="separator" style="clear: both; text-align: center;"><br /></div><div class="separator" style="clear: both; text-align: center;"><br /></div><div class="separator" style="clear: both; text-align: left;"><span style="font-size: large;">總結來說,我覺得最棒的優點就是視野很棒</span></div><div class="separator" style="clear: both; text-align: left;"><span style="font-size: large;">而且上廁所也很方便,不用像以前還要越過重重人群才能去廁所</span></div><div class="separator" style="clear: both; text-align: left;"><span style="font-size: large;">開門走出去就是了</span></div><div class="separator" style="clear: both; text-align: left;"><span style="font-size: large;"><br /></span></div><div class="separator" style="clear: both; text-align: left;"><span style="font-size: large;">與親友在獨立的空間一起看球,一起吃東西,還可一起亂嗨</span></div><div class="separator" style="clear: both; text-align: left;"><span style="font-size: large;"><span>這是一次很不錯的體驗,感謝</span><span>Bankee招待本次行程</span></span></div><div class="separator" style="clear: both; text-align: center;"><br /></div><div class="separator" style="clear: both; text-align: center;"><br /></div><div class="separator" style="clear: both; text-align: center;"><br /></div><div class="separator" style="clear: both; text-align: center;"><br /></div><p></p>資工心理人http://www.blogger.com/profile/01994326933121768548noreply@blogger.com0tag:blogger.com,1999:blog-1093058181876322870.post-3009547595813782032021-04-01T11:56:00.013+08:002021-07-03T11:39:01.845+08:002021第一季投資狀況回顧<p><span style="font-size: large;">2021第一季投資狀況回顧</span></p><p>平常每週都有寫重要大事回顧了<br />這裡就不再額外放上來</p><p>附上pressplay的筆記專欄連結供大家參考</p><p><a href="https://www.pressplay.cc/project/vipp/%E8%B3%87%E5%B7%A5%E5%BF%83%E7%90%86%E4%BA%BA%E7%9A%84%E6%94%B6%E7%B4%8D~/68144F90F7BCFC5BCC7548652704E725?oid=69C6EB15C8">https://www.pressplay.cc/project/vipp/%E8%B3%87%E5%B7%A5%E5%BF%83%E7%90%86%E4%BA%BA%E7%9A%84%E6%94%B6%E7%B4%8D~/68144F90F7BCFC5BCC7548652704E725?oid=69C6EB15C8</a><br />每週都會將交易紀錄與當週經濟數據觀察整理發布<br />每個標的買進的理由及過程都有記錄在每週文章內</p><p>另外固定週一晚上美股盤前會開clubhouse與大家簡單聊聊</p><p><br /></p><p><br /></p><p><span style="font-size: x-large;">接下來就看看第一季的回顧吧</span></p><p><span style="font-size: large;">1.世界指數(ALL-WORLD),經哆啦王建議,改用這個數據<a href="https://www.investing.com/indices/msci-acwi-investable-net-usd">MSCI ACWI Investable Net USD</a>,</span></p><p><span style="font-size: large;"><a href="https://www.investing.com/indices/msci-acwi-investable-net-usd">https://www.investing.com/indices/msci-acwi-investable-net-usd</a></span></p><p><span style="font-size: large;">較適合來做比較(含息),且investable 版本是有包括小型股,net是有扣稅的,較接近我們投資美股的實際情況,是最接近的合理指標。</span></p><p><span style="font-size: large;">去年收盤為2,157.94,2021/3/31收盤為2,268.76,2021年第一季上漲5.14%</span></p><p><span style="font-size: large;">本人第一季資產漲幅為17.65%(以台幣計),領先全球指數12.51%,第一季能夠領先指數,主要是GPRO部位上漲較多所致,另外MSFT與VTI也小幅領先全球指數。</span></p><p><span><span style="font-size: large;">GPRO年初至今上漲44%左右(這部分去年就建好部位了)</span><br /><span style="font-size: large;">MSFT年初至今上漲8.31%</span><br /><span style="font-size: large;">VTI</span></span><span style="font-size: large;">年初至今上漲7.72%</span></p><p><span style="font-size: large;">下圖爆拉那一段就是GPRO上漲到13塊左右,不過後來又回落到11塊上下。</span></p><p></p><div class="separator" style="clear: both; text-align: center;"><br /></div><br /><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEj6lizPHcAualPRY5ycuf8f9dNllSujv1Pen80aKnImVuj2ntIPp-gBgz0KYX4VCzrGvUOErQNgOs5lkOFd1ViUzSi2B9UbYLAPFWBP80TaZ4HJ4CBWuHlPoXYFHrh1zDUbmIRcww-M27c/s1320/%25E8%259E%25A2%25E5%25B9%2595%25E5%25BF%25AB%25E7%2585%25A7+2021-04-01+11.39.57.png" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="974" data-original-width="1320" height="295" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEj6lizPHcAualPRY5ycuf8f9dNllSujv1Pen80aKnImVuj2ntIPp-gBgz0KYX4VCzrGvUOErQNgOs5lkOFd1ViUzSi2B9UbYLAPFWBP80TaZ4HJ4CBWuHlPoXYFHrh1zDUbmIRcww-M27c/w400-h295/%25E8%259E%25A2%25E5%25B9%2595%25E5%25BF%25AB%25E7%2585%25A7+2021-04-01+11.39.57.png" width="400" /></a></div><br /><span style="font-size: large;"><br /></span><p></p><p><br /></p><p><span style="font-size: large;"><br /></span></p><p><span style="font-size: large;">2.這一季增加了不少股票部位,尤其在2月回落的時候增持了不少股票。</span></p><p><span style="font-size: large;">(1)指數投資的部位VTI與VT持續加倉以維持固定的比例</span></p><p><span style="font-size: large;"><span>(2)二月在</span><span>GPRO</span><span>回落的時候又買進了一些,但目前已買到我規劃的上限了。</span></span></p><p><span style="font-size: large;">針對高管當時賣股也有寫了一篇<a href="https://hn28082251.blogspot.com/2021/02/gprobrian-mcgee.html">解析</a></span></p><p><span style="font-size: large;">(3)這兩個月有在下跌持續補了一些AMD與MSFT,這兩隻算是我長期看好的標的,結果AMD軟了下去</span></p><p><span style="font-size: large;">(4)BABA維持目前的比例,目前個人認為阿里巴巴結果會比大家預期的好,但現在還是很烙賽,也許在未來時間會證明我是對的or錯的</span></p><p><span style="font-size: large;">3.目前投資組合配置為股票95.3%,現金部位0%,黃金(GLD)部位4.7%。</span></p><p><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEj7NXptldeztuVFxTYaGzFKqbX_52EpnFd0fcbriRsIO-RgZ72jK7tm3wbBdkDm-jfYPIm43GT1P6Gvat3qXEFHDxBAP8IS8vtizkkJoB9gB36L7r02_dBIxrEAS6jILN4fNQZyH5Sbo0I/s968/%25E8%259E%25A2%25E5%25B9%2595%25E5%25BF%25AB%25E7%2585%25A7+2021-04-01+11.40.09.png" style="margin-left: 1em; margin-right: 1em; text-align: center;"><img border="0" data-original-height="646" data-original-width="968" height="428" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEj7NXptldeztuVFxTYaGzFKqbX_52EpnFd0fcbriRsIO-RgZ72jK7tm3wbBdkDm-jfYPIm43GT1P6Gvat3qXEFHDxBAP8IS8vtizkkJoB9gB36L7r02_dBIxrEAS6jILN4fNQZyH5Sbo0I/w640-h428/%25E8%259E%25A2%25E5%25B9%2595%25E5%25BF%25AB%25E7%2585%25A7+2021-04-01+11.40.09.png" width="640" /></a></p><p><span style="font-size: large;"><br /></span></p><p><span style="font-size: large;"><br /></span></p><p><span style="font-size: large;">4.ETORO帳戶</span><span style="font-size: x-large;">第一季報酬率16.89%,又尻了點銀彈進去,分散買一些標的,看看能不能把風險值降下來</span></p><p></p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgv3KHdgF_Jwmx5O19hd4gfHjfwAa-JCNECpToOK889hlohHZAJlbQdhr5PDQH0J859_PyX8iGJc7Y9De5VtwScb1mi_ZYtRK5wHC7R1SG3q8p4L16iu28XVAJdQ4u3tI5gUW1JfSzcDhI/s1942/%25E8%259E%25A2%25E5%25B9%2595%25E5%25BF%25AB%25E7%2585%25A7+2021-04-01+14.42.02.png" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="1096" data-original-width="1942" height="362" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgv3KHdgF_Jwmx5O19hd4gfHjfwAa-JCNECpToOK889hlohHZAJlbQdhr5PDQH0J859_PyX8iGJc7Y9De5VtwScb1mi_ZYtRK5wHC7R1SG3q8p4L16iu28XVAJdQ4u3tI5gUW1JfSzcDhI/w640-h362/%25E8%259E%25A2%25E5%25B9%2595%25E5%25BF%25AB%25E7%2585%25A7+2021-04-01+14.42.02.png" width="640" /></a></div><br /><span style="font-size: large;"><br /></span><p></p><p><span style="font-size: large;"><br /></span></p><p style="background-color: white; box-sizing: border-box; margin-bottom: 16px; margin-top: 0px;"><span style="font-size: large;">以上為個人整理,僅供各位參考</span></p><p style="background-color: white; box-sizing: border-box; margin-bottom: 16px; margin-top: 0px;"><span style="font-size: large;">也鼓勵大家定期做投資紀錄,能夠有效幫助自己成長</span></p><p style="background-color: white; box-sizing: border-box; margin-bottom: 16px; margin-top: 0px;"><span style="font-size: large;"><br /></span><br /><span style="font-size: large;"><br /></span><span style="font-size: large;">以上的圖表製圖教學在此</span><br /></p><h3 class="post-title entry-title" itemprop="name" style="background-color: white; font-family: Arial, Tahoma, Helvetica, FreeSans, sans-serif; font-size: 22px; font-stretch: normal; font-variant-east-asian: normal; font-variant-numeric: normal; line-height: normal; margin: 0px; position: relative;"><a href="https://hn28082251.blogspot.com/2019/04/google-spreadsheets-stock.html">用 Google 試算表製做簡易股票報價表及理財表(更新版) 教學</a></h3><p style="background-color: white; box-sizing: border-box; margin-bottom: 16px; margin-top: 0px;"><span style="font-size: large;"><br /></span></p><p style="background-color: white; box-sizing: border-box; margin-bottom: 16px; margin-top: 0px;"><span style="background-color: transparent; font-size: x-large;"><br /></span></p><p style="background-color: white; box-sizing: border-box; margin-bottom: 16px; margin-top: 0px;"><span style="font-size: large;">本文章並沒有推薦任何投資標的,單純是個人的一些觀察與見解,為作者自行查看相關資料後整理而成,資料之正確性以各官方公告為主,任何人觀看本文之後,而有投資該基金或ETF之行為,自行對所有後果負責。 </span></p><p style="background-color: white; box-sizing: border-box; margin-bottom: 16px; margin-top: 0px;"><span style="font-size: large;"><br /></span></p><p style="background-color: white; box-sizing: border-box; margin-bottom: 16px; margin-top: 0px;"><span style="font-size: large;">歡迎分享轉載文章,願每一個人都能夠衣食無虞。</span></p><p style="background-color: white; box-sizing: border-box; margin-bottom: 16px; margin-top: 0px;"><span style="font-size: large;"></span><br /><br /></p><div></div><p style="background-color: white; box-sizing: border-box; margin-bottom: 16px; margin-top: 0px;"><br /></p><div style="font-family: "pingfang tc"; margin: 0px;"><span face=""arial" , "tahoma" , "helvetica" , "freesans" , sans-serif" style="background-color: white; font-size: large;"><br /></span><span face=""arial" , "tahoma" , "helvetica" , "freesans" , sans-serif" style="background-color: white;"></span><i style="background-color: white; font-family: Arial, Tahoma, Helvetica, FreeSans, sans-serif;"><span style="font-size: x-small;">我將思想傳授他人,他人之所得,亦無損於我之所有;猶如一人以我的燭火點燭,光亮與他同在,我卻不因此身處黑暗。湯瑪斯‧傑弗遜(Thomas Jefferson)</span></i></div><p style="background-color: white; box-sizing: border-box; margin-bottom: 16px; 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cursor: pointer; font-family: inherit;" target="_blank">https://www.instagram.com/iepsyfinancenote/</a></span></span><span style="font-size: small;"> </span></span></p>資工心理人http://www.blogger.com/profile/01994326933121768548noreply@blogger.com0tag:blogger.com,1999:blog-1093058181876322870.post-69580977890917776532021-03-10T10:03:00.007+08:002021-03-10T10:46:19.470+08:002021年初愛榭克izaax趨勢投資分享會筆記+補充數據<p><span style="font-size: large;"><2021年初愛榭克izaax趨勢投資分享會筆記+補充數據></span></p><p><span style="font-size: large;"><br /></span></p><p><span style="font-size: large;">附上一些補充的數據,讓大家可以更完整的搭配整篇筆記閱讀</span></p><p><span style="font-size: large;">也方便了解如果要查資料該去哪邊查</span></p><p><span style="font-size: large;"><br /></span></p><p><span style="font-size: large;"><br /></span></p><p><span style="font-size: large;">請注意!!!因爲個人隨筆紀錄,可能無法正確表達分享會的精髓,或者經個人轉錄後可能會誤解原意,請讀者閱讀前需注意,文中提到的任何標的,不構成任何投資建議</span></p><p><span style="font-size: large;"><br /></span></p><p><span style="font-size: large;">1.今天不會討論疫情,因為疫情已不至於改變總經趨勢太多,就算疫情沒有消滅,整個社會也做好準備,不會有與去年一樣的封城狀況。</span></p><p><span style="font-size: large;"><br /></span></p><p><span style="font-size: large;">2.現階段,衰退週期短,間隔長,成長期越來越長,在一個大的生產力循環中間會有休息,休息完之後會繼續往上走,目前認為已不會有二次衰退。</span></p><p><span style="font-size: large;"><br /></span></p><p><span style="font-size: large;">3.通膨是一個因年齡而造成,自然遞嬗的過程,年輕人的時候會比較敢衝,會願意把錢花在嘗試新事物新科技,而中年之後會轉趨保守,轉向一些穩定的標的(例如房地產)。</span></p><p><span style="font-size: large;"><br /></span></p><p><span style="font-size: large;">4.現在很多人可能會覺得一些配置的資產沒有風險,但是真的沒有風險嗎?去年三月除了現金以外什麼都跌了。</span></p><p><span style="font-size: large;"><br /></span></p><p><span style="font-size: large;">5.資產越高,一次下跌可能跌掉5~10年的薪資收入,你的風險承受程度可能就不會是自己想的那樣,一個簡單的評估方式是,看一下你的總體資產如果下跌5%的金額,會不會超過你的一年收入,如果會超過的話,要考慮降低資產的波動率,以免因為市場短期波動造成長期投資情緒的影響。</span></p><p><span style="font-size: large;"><br /></span></p><p><span style="font-size: large;">6.景氣循環投資法,可以降低波動,不用加槓桿也可以擴大獲利,在景氣循環後期更符合人性,讓主動投資與被動互補。</span></p><p><span style="font-size: large;"><br /></span></p><p><span style="font-size: large;">7.今年重點看拜登新政,Fed鮑爾可能會連任(在這次肺炎的考驗下應對良好),現在財政政策與貨幣政策已一體,會帶領美國在2021年繼續前進。</span></p><p><span style="font-size: large;"><br /></span></p><p><span style="font-size: large;">8.復甦期的四大迷思</span></p><p><span style="font-size: large;"><br /></span></p><p><span style="font-size: large;">(1)貨幣政策寬鬆走向極致</span></p><p><span style="font-size: large;">錯誤迷思:貨幣政策恐無效</span></p><p><span style="font-size: large;">正確解答:貨幣政策終將發威</span></p><p><span style="font-size: large;"><br /></span></p><p><span style="font-size: large;">(2)財政刺激政策陸續推出</span></p><p><span style="font-size: large;">錯誤迷思:政府債台高築將拖垮經濟</span></p><p><span style="font-size: large;">正確解讀:藏債於政府,藏富於民,將撐起市場消費和投資信心</span></p><p><span style="font-size: large;"><br /></span></p><p><span style="font-size: large;">(3)油價和原物料價格處於谷地</span></p><p><span style="font-size: large;">錯誤迷思:擔憂原物料價格低迷將導致經濟陷入通縮</span></p><p><span style="font-size: large;">正確解讀:低廉原物料價格將刺激需求恢復</span></p><p><span style="font-size: large;"><br /></span></p><p><span style="font-size: large;">(4)經濟數據都已走到極低基期</span></p><p><span style="font-size: large;">錯誤迷思:最壞時候還沒來</span></p><p><span style="font-size: large;">正確解讀:低基期週期走完總經數據將顯著反彈</span></p><p><span style="font-size: large;"><br /></span></p><p><span style="font-size: large;">9.為何調整了看法</span></p><p><span style="font-size: large;">榮景期與復甦期的差別是</span></p><p><span style="font-size: large;">榮景期會透支消費,復甦期會遞延消費,增加儲蓄</span></p><p><span style="font-size: large;">零售銷售數據會先反彈,就是景氣進入復甦期的跡象,因為零售銷售的內容是不得不買的必需品。</span></p><p><span style="font-size: large;"><br /></span></p><p><span style="font-size: large;">10.復甦期很重要的一個證據是短期失業開始改善,長期失業要進入成長期才會改善,因為長期失業很多是結構型失業,失業原因為原本工作已不再存在。</span></p><p><span style="font-size: large;"><br /></span></p><p><span style="font-size: large;">目前看來廣義失業率比名目(狹義)失業率改善的更好,代表質的改善</span></p><p><span style="font-size: large;">而續領失業救濟金數據持續在改善。</span></p><p><span style="font-size: large;"><br /></span></p><p><span style="font-size: large;"><補充美國失業率數據解析></span></p><p><span style="font-size: large;">詳細可看內文</span></p><p><span style="font-size: large;">https://hn28082251.blogspot.com/2021/02/blog-post_78.html</span></p><p><span style="font-size: large;">美國的失業率有六種,比較常看到的是U3與U6</span></p><p><span style="font-size: large;">U6就是廣義失業率,官方的數據指的是U3</span></p><p><span style="font-size: large;"><br /></span></p><p><span style="font-size: large;">U-6失業率提供了該國勞動力利用不足的數據。從這個意義上來說,U-6失業率可以被認為是真正的失業率。</span></p><p><span style="font-size: large;"><br /></span></p><p><span style="font-size: large;">U3與U6的數據可至下方連結查看</span></p><p><span style="font-size: large;"><a href="https://www.macrotrends.net/1377/u6-unemployment-rate">https://www.macrotrends.net/1377/u6-unemployment-rate</a></span></p><p><span style="font-size: large;">附上最新的數據資料圖</span></p><p></p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhNP8SPg9VDcLwop6WHnYAGp2L3hAvzadGF9AkyJcFvYMrcmB8GmVjx_7dedHttc4CJKD2iymqEEApR147jiAQQXGGSE-8_7cSt2kccocBJoYr53w0nDyWBOgbp5OxpVH1qdNvYScwZY2E/s1716/%25E8%259E%25A2%25E5%25B9%2595%25E5%25BF%25AB%25E7%2585%25A7+2021-03-08+15.25.19.png" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="1042" data-original-width="1716" height="388" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhNP8SPg9VDcLwop6WHnYAGp2L3hAvzadGF9AkyJcFvYMrcmB8GmVjx_7dedHttc4CJKD2iymqEEApR147jiAQQXGGSE-8_7cSt2kccocBJoYr53w0nDyWBOgbp5OxpVH1qdNvYScwZY2E/w640-h388/%25E8%259E%25A2%25E5%25B9%2595%25E5%25BF%25AB%25E7%2585%25A7+2021-03-08+15.25.19.png" width="640" /></a></div><br /><div class="separator" style="clear: both; text-align: center;"><br /></div><br /><span style="font-size: large;"><br /></span><p></p><p><span style="font-size: large;"><br /></span></p><p><span style="font-size: large;">11.民間投資數據,耐久財訂單上升,代表企業開始投資,固定資本投資數據上升,可證真正投入設備,這些上升都像復甦期</span></p><p><span style="font-size: large;"><br /></span></p><p><span style="font-size: large;">12.美國的房地產數據持續火熱,房地產將強力支撐經濟增長,潛在開工已來到歷史新高,營建許可數據也表現驚人,這波美國房地產漲勢不是泡沫,因為泡沫的需求是虛的,空租跟空屋率都會高,但現在這兩個數據都很低。</span></p><p><span style="font-size: large;"><br /></span></p><p><span style="font-size: large;">租金也是通膨重要因素,CPI的計算中佔了三分之一,會影響到貨幣政策</span></p><p><span style="font-size: large;"><br /></span></p><p><span style="font-size: large;">13.舉債可有效拉抬GDP,如果是減稅的效果相對較差,因為減稅的錢不一定會進入市場,這波的紓困案會讓美國的GDP報升,9000億+1.9兆的財政政策將拉抬GDP 5~6%,目前Fed的購債每月都會買進1200億美金</span></p><p><span style="font-size: large;"><br /></span></p><p><span style="font-size: large;">14.美股漲有根本,全體企業稅後盈利的數據在去年年中就回升</span></p><p><span style="font-size: large;"><br /></span></p><p><span style="font-size: large;">15.估值拉不動股價的時候,要靠獲利的增長才有辦法拉升股價,末升段漲的是估值的上升。</span></p><p><span style="font-size: large;"><br /></span></p><p><span style="font-size: large;">估值與獲利會輪流拉升股市,目前標普五百本益比受到低利而拉高,接下來企業獲利上升的時候,會帶動下一波股市漲勢。</span></p><p><span style="font-size: large;"><br /></span></p><p><span style="font-size: large;">16.四個優於預期,將推升美國市場,美國經濟和股市將再創高峰</span></p><p><span style="font-size: large;">• 總體經濟增長優於預期</span></p><p><span style="font-size: large;">• 企業營利優於預期</span></p><p><span style="font-size: large;">• 財政寬鬆優於預期</span></p><p><span style="font-size: large;">• 貨幣寬鬆優於預期</span></p><p><span style="font-size: large;"><br /></span></p><p><span style="font-size: large;">17.目前是第四次生產力循環,復甦期的創新高,事後看都是低點,不要被定錨效應所影響</span></p><p><span style="font-size: large;"><br /></span></p><p><span style="font-size: large;">18.拜登新政中的基本薪資,能夠緩解貧富差距,但也會壓制部分的就業,但這個調升不是一次到位(到2025)</span></p><p><span style="font-size: large;">企業會有兩個應對措施</span></p><p><span style="font-size: large;">(1)提升薪資留人</span></p><p><span style="font-size: large;">(2)增加無人化技術的投資,這也會提高生產力與時薪。</span></p><p><span style="font-size: large;"><br /></span></p><p><span style="font-size: large;">19.拜登新政會解決學貸問題,預計會減免1萬元,學貸問題沒有處理好會造成消費緊縮,因為如果年輕的世代背了龐大的學貸,會沒有辦法去買車買房,因為學貸已經耗盡了貸款的餘額,目前美國的學貸利率約4%,如果這個政策順利推行將能夠拆解未來可能出現的學貸風暴。</span></p><p><span style="font-size: large;"><br /></span></p><p><span style="font-size: large;">20.最好的消息還沒來(大規模基建方案,可能在今年第三季推出),會推動大規模的基礎建設,舉債進行基建不是問題,現在借貸利率極低,發債等於鎖住了現在的低利來借錢,等於是零借貸成本在做基建。</span></p><p><span style="font-size: large;"><br /></span></p><p><span style="font-size: large;">21.如果基建方案過,可能會擴大購債規模,這樣就有可能讓QE提前結束(因為經濟更快速的變好)。如果沒有通過,購債速度規模不變,但可能就會延長QE。</span></p><p><span style="font-size: large;"><br /></span></p><p><span style="font-size: large;">22.民間部門研發支出會拉動GDP。另外研發支出拉高成長,有利科技股。</span></p><p><span style="font-size: large;"><br /></span></p><p><span style="font-size: large;">23.2021下半年~2023復甦期進入中後期</span></p><p><span style="font-size: large;">2021下半到2022上半財政寬鬆開始退場</span></p><p><span style="font-size: large;">2022~2023貨幣寬鬆退場</span></p><p><span style="font-size: large;">之後進入穩定成長期</span></p><p><span style="font-size: large;"><br /></span></p><p><span style="font-size: large;">24.過往QE的經驗,結束貨幣政策的時候股市都會回落</span></p><p><span style="font-size: large;"><br /></span></p><p><span style="font-size: large;">25.聯準會風向需留意,葉倫還不覺得目前股市價位太高,也不擔心通膨,聯準會有足夠的工具可以應付。</span></p><p><span style="font-size: large;"><br /></span></p><p><span style="font-size: large;">26.新多頭啟動,做好長期做多準備,作多(買進)與拉回作多(買進)。<-重點</span></p><p><span style="font-size: large;"><br /></span></p><p><span style="font-size: large;">27.中國經濟前景不明,進口數據象徵實際的投資消費動能,但原油進口與過去(復甦期)數據不同(沒有上升),官方的細部數據都往下走。</span></p><p><span style="font-size: large;"><br /></span></p><p><span style="font-size: large;">經濟結構惡化,零售銷售增長不夠強,<span style="background-color: white; color: #23374b; font-family: -apple-system, "Segoe UI", Roboto, "Helvetica Neue", Arial, sans-serif, "Apple Color Emoji", "Segoe UI Emoji", "Segoe UI Symbol", "PingFang TC", "PingFang SC", "Microsoft JhengHei";">可支配</span>所得增長剩2%,這代表中國失業問題可能很嚴重,房地產增速也有可能下滑。</span></p><p><span style="font-size: large;"><br /></span></p><p><span style="font-size: large;">28.歐洲二次衰退中,德義西零售銷售數據進入負值,長端利率扁平化,美元已築底。</span></p><p><span style="font-size: large;"><br /></span></p><p><span style="font-size: large;">29.台股上半年不預設高點,下半年小心風險,台股要注意耐久財訂單,電腦與電子耐久財訂單,電腦與電子零組件訂單是先行指標(有零件才能組裝成產品),可以發現每次零組件訂單率先下滑後,股市也會跟著走弱,台股2021第二季可能會看到更高的點,但下半年可能出現轉折。</span></p><p><span style="font-size: large;"><br /></span></p><p><span style="font-size: large;">若是零組件訂單上升,而耐久財電腦電子沒有跟上,則代表台灣出口很多零組件,但成品銷售沒跟上,就會出現庫存囤積而進入打庫存的循環</span></p><p><span style="font-size: large;"><br /></span></p><p><span style="font-size: large;">30.復甦期原物料會有很大的漲勢,但生產力循環長線進入成長期就沒有了。</span></p><p><span style="font-size: large;"><br /></span></p><p><span style="font-size: large;">原物料供應與價格有關,回收端會解決供應問題。</span></p><p><span style="font-size: large;"><br /></span></p><p><span style="font-size: large;">31.實質利率不再下滑時,黃金榮景會結束。</span></p><p><span style="font-size: large;"><br /></span></p><p><span style="font-size: large;">32.接下來幾個資金可能會輪動的產業</span></p><p><span style="font-size: large;">• 2021 上半年:房地產、科技、金融、非必需品、工業</span></p><p><span style="font-size: large;">• 2021 下半:公用事業、電信、必需品、科技、房地產</span></p><p><span style="font-size: large;">• 2022 上半年:科技、生技醫療、公用事業、房地產、(其他回檔修正後跌深標的:待觀察)</span></p><p><span style="font-size: large;"><br /></span></p><p><span style="font-size: large;">33.美國今年GDP會有5~6%的超高成長,名目GDP會在第二季上歷史新高,財政與貨幣政策不會在第三季前轉向。</span></p><p><span style="font-size: large;"><br /></span></p><p><span style="font-size: large;">34.資本市場動向</span></p><p><span style="font-size: large;">美股正處於牛市循環,拉回仍要做多</span></p><p><span style="font-size: large;">歐日股趨勢和美國相仿,日強歐弱</span></p><p><span style="font-size: large;">台股緊盯景氣對策信號轉折,商品和服務循環轉折須留意。</span></p><p><span style="font-size: large;">新興市場:落後補漲後來居上,同樣屬於商品和服務轉折概念。</span></p><p><span style="font-size: large;">陸股,商品和服務循環轉折受害概念,熱超熱,冷超冷。</span></p><p><span style="font-size: large;">台股景氣對策燈號,愛大說第二季鐵定點亮紅燈</span></p><p><span style="font-size: large;">但要注意台股反轉都在紅燈之後</span></p><p><span style="font-size: large;"><br /></span></p><p><span style="font-size: large;">35.持股百分比的問題</span></p><p><span style="font-size: large;">復甦期和成長期原則上不建議持有美債</span></p><p><span style="font-size: large;">本金波動的5%如果>你的本業年收入,要降低持股部位</span></p><p><span style="font-size: large;">選股操作不熟的就做指數就好。</span></p><p><span style="font-size: large;"><br /></span></p><p><span style="font-size: large;">36.拜登的第一個任內不會加稅,加稅一定要到經濟復甦後。</span></p><p><span style="font-size: large;"><br /></span></p><p><span style="font-size: large;">37.負利率環境,有現金流的標的都很有投資價值。</span></p><p><span style="font-size: large;"><br /></span></p><p><span style="font-size: large;">38.如果空手且覺得現在很高,可以嘗試先買一半自己想買的部位,保持一個舒適的狀態去投資。</span></p><p><span style="font-size: large;"><br /></span></p><p><span style="font-size: large;">39.生產力循環運用資金很有效率,較不易看到大通膨,不會去炒作原物料(因為其他標的更有價值)。</span></p><p><span style="font-size: large;"><br /></span></p><p><span style="font-size: large;">40.到2030年印度可能會是最大的電子消費國。</span></p><p><span style="font-size: large;"><br /></span></p><p><span style="font-size: large;">41.黃金最後一個可能向上的機會,在擴大QE與紓困案通過時,如果過了仍沒有漲就沒有了。</span></p><p><span style="font-size: large;"><br /></span></p><p><span style="font-size: large;">42.台灣房地產</span></p><p><span style="font-size: large;">房地產短期與貨幣有關,但長期與人口趨勢有關,人口趨勢來看,如果你是要投資的現在不建議買進房地產,台灣的房地產首購族在30~35歲左右,民國89年出生的是最後出生人口>30萬人,所以119~124年之後會是個轉折點</span></p><p><span style="font-size: large;">總結來說房地產的話,自住要量力而為,投資不建議</span></p><p><span style="font-size: large;"><br /></span></p><p><span style="font-size: large;">43.Disney這隻股票滿厲害的,就是一個在疫情的新經濟獲益(線上),而舊經濟(遊樂園)也會在復甦之後獲益</span></p><p><span style="font-size: large;"><br /></span></p><p><span style="font-size: large;"><br /></span></p><p><span style="font-size: large;">另外補充最近的非農數據</span></p><p><span style="font-size: large;">可以從美國勞工統計局網站去查看非農的細項</span></p><p><span style="font-size: large;">https://www.bls.gov/news.release/empsit.t17.htm</span></p><p><span style="font-size: large;"><br /></span></p><p><span style="font-size: large;">12月非農很差的數據可能引起不少人恐慌</span></p><p><span style="font-size: large;">去查看的話可以發現12月的衰退主要集中在</span></p><p></p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiEIMKeW9dDlMqQ5JhE2m3nQbnNipVkhGrkmE1_9DoRszwomjl2XoN-S6KtwglB7akImFZlxRm4z5RYG2s3fqa3T4h_egP8xbnD2_Gr6aF650Fcv9hR7NHFyHQo1TpzPtJGUdOziXYW7P8/s2048/140167638_682491049089251_7329577042497889123_o.png" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="1146" data-original-width="2048" height="358" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiEIMKeW9dDlMqQ5JhE2m3nQbnNipVkhGrkmE1_9DoRszwomjl2XoN-S6KtwglB7akImFZlxRm4z5RYG2s3fqa3T4h_egP8xbnD2_Gr6aF650Fcv9hR7NHFyHQo1TpzPtJGUdOziXYW7P8/w640-h358/140167638_682491049089251_7329577042497889123_o.png" width="640" /></a></div><br /><span style="font-size: large;"><br /></span><p></p><p><span style="font-size: large;">Education 教育<br /></span><span style="font-size: x-large;">Leisure and hospitality觀光休閒<br /></span><span style="font-size: x-large;">Government政府部門</span></p><p><span style="font-size: large;"><br /></span></p><p><span style="font-size: large;">教育、觀光休閒是因為嚴格的防疫措施所致,例如健身房被關閉,餐廳被限制不能內用之類的,政府部分則是人口普查結束所致(一次性因素),文中也有提到關於代表就業品質的廣義失業率有下降,總結來說12月非農在「質」方面有顯著提升。</span></p><p><span style="font-size: large;"><br /></span></p><p><span style="font-size: large;">12月的疲弱只是短期現象</span></p><p><span style="font-size: large;"><br /></span></p><p><span style="font-size: large;">而二月的非農數據也驗證了看法</span></p><p><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgMIFifJue6oI84bX03TXkpL_LgLGG7IYbdeuLfcHWcWDG8amO24lKmpjyWICIerCFDGNlXz2X0JY2HL2k0UwrknUFI04mG1B09bZVBxXSXBzgOlApib6VsblRXbOjQmgw_NsB-y1Tahqc/s2422/%25E8%259E%25A2%25E5%25B9%2595%25E5%25BF%25AB%25E7%2585%25A7+2021-03-08+15.46.23.png" style="margin-left: 1em; margin-right: 1em; text-align: center;"><img border="0" data-original-height="870" data-original-width="2422" height="230" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgMIFifJue6oI84bX03TXkpL_LgLGG7IYbdeuLfcHWcWDG8amO24lKmpjyWICIerCFDGNlXz2X0JY2HL2k0UwrknUFI04mG1B09bZVBxXSXBzgOlApib6VsblRXbOjQmgw_NsB-y1Tahqc/w640-h230/%25E8%259E%25A2%25E5%25B9%2595%25E5%25BF%25AB%25E7%2585%25A7+2021-03-08+15.46.23.png" width="640" /></a></p><p><span style="font-size: large;">可看到Leisure and hospitality這項新增了355K</span></p><p><span style="font-size: large;">也是管制措施鬆綁,經濟穩健復甦的訊息</span></p><p><span style="font-size: large;"><br /></span></p><p><span style="font-size: large;">二月的失業率數據也持續下降 </span></p><h3 style="background-color: white; box-sizing: border-box; color: #23374b; font-family: -apple-system, "Segoe UI", Roboto, "Helvetica Neue", Arial, sans-serif, "Apple Color Emoji", "Segoe UI Emoji", "Segoe UI Symbol", "PingFang TC", "PingFang SC", "Microsoft JhengHei"; font-size: 1.75rem; line-height: 1.5; margin-bottom: 0.5rem; margin-top: 0px;">失業率公布6.2%,前值6.3%(U3)</h3><p style="background-color: white; box-sizing: border-box; color: #23374b; font-family: -apple-system, "Segoe UI", Roboto, "Helvetica Neue", Arial, sans-serif, "Apple Color Emoji", "Segoe UI Emoji", "Segoe UI Symbol", "PingFang TC", "PingFang SC", "Microsoft JhengHei"; font-size: 16px; margin-bottom: 1rem; margin-top: 0px;"><a class="js-outside-link" href="https://fred.stlouisfed.org/series/UNRATE" rel="noopener noreferrer" style="background-color: transparent; box-sizing: border-box; color: #007bff; text-decoration-line: none; user-select: auto;" target="_blank">https://fred.stlouisfed.org/series/UNRATE</a></p><p style="background-color: white; box-sizing: border-box; color: #23374b; font-family: -apple-system, "Segoe UI", Roboto, "Helvetica Neue", Arial, sans-serif, "Apple Color Emoji", "Segoe UI Emoji", "Segoe UI Symbol", "PingFang TC", "PingFang SC", "Microsoft JhengHei"; font-size: 16px; margin-bottom: 1rem; margin-top: 0px;"><img class="fr-fic fr-dii pp_atteche fr-draggable" data-data="[object Object]" data-filekey="F0AB117C7165F9D0C0316F714FEA7EE8" data-filetype="image" data-message="success" data-status="success" data-uuid="e7dc0a3e-0459-414c-babf-dcfa69529a7d" src="https://static.pressplay.cc/static/uploads/timeline/20210308/DF020DD013271C3D60CD6729A0CA9B6D/6045d10f2bc5cDF020DD013271C3D60CD6729A0CA9B6D20210308152359.png" style="border-style: none; 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cursor: pointer; font-family: inherit;" target="_blank">https://www.instagram.com/iepsyfinancenote/</a></span></span><span style="font-size: small;"> </span></span></p>資工心理人http://www.blogger.com/profile/01994326933121768548noreply@blogger.com1tag:blogger.com,1999:blog-1093058181876322870.post-71708374337840721572021-02-20T20:55:00.005+08:002021-02-20T20:55:40.432+08:00淺談投資系列--為何要用閒錢去投資<p><span style="font-size: x-large;">剛好最近要繳學費就想到,舉個誇張的一點的例子,比如說下禮拜要繳的學費是六萬塊,那我距離要繳學費還有七天,反正這七天這筆錢也用不到,就進去股市滾一下,看看能不能在繳學費之前賺一點然後出場,又可以繳學費又賺到便當錢,結果可能是要繳學費了但是帳面上是賠錢的,或者買進第一天就跌了一點,為了怕最後繳不起學費趕快停損出場。</span></p><p><span style="font-size: large;"><br /></span></p><p><span style="font-size: large;">以上這個例子大家可能會覺得很荒謬,但現實中很多人往往都會做類似的事情,這是買房基金,這是結婚基金,都是目前短期用不到的錢,就放進股市想說做更多元的利用,但跟學費一樣,這些其實都不是「閒錢」。</span></p><p><span style="font-size: large;"><br /></span></p><p><span style="font-size: large;">不要想說我兩三年後要買房買車或結婚,這筆錢放著也不知道要幹嘛,就拿去投入股市,想說做多一點活用。</span></p><p><span style="font-size: large;"><br /></span></p><p><span style="font-size: large;">就算股市長期來看是上漲的,但你不能保證,在你投入後到需要花用前,他會是上漲的。</span></p><p><span style="font-size: large;"><br /></span></p><p><span style="font-size: large;">還有一種更危險的是希望用投資來達到自己的財務目標,比如說我要買車需要一百萬,那我現在只有50萬,我就希望用這筆錢去投資賺錢,希望在三年後要買車時滾到100就可以買車了。</span></p><p><span style="font-size: large;"><br /></span></p><p><span style="font-size: large;">不要輕易的想像你的財務目標,可以靠投資來達成,抱著這種心態去投資,往往就是在波動的時候心態炸裂,停損出場,因為這筆錢是你賠不得的錢,這筆錢的的風險承受度就低,容易在市場波動時無法理性的去思考,更危險的原因在於,如果你訂出來的報酬率不合理(比如說50萬要在三年內滾到100萬),就有可能為了賺到心中想要的報酬而去追求高風險的投資。</span></p><p><span style="font-size: large;"><br /></span></p><p><span style="font-size: large;">最後不只股票賠錢,連原本規劃好的目標也失去了</span></p><p><span style="font-size: large;"><br /></span></p><p><span style="font-size: large;">本篇文章感謝哆啦王 <a href="https://www.facebook.com/FfaarrFinance">Ffaarr的投資理財部落格</a> 提供建議</span></p><p><span style="font-size: large;"><br /></span></p><p><span style="font-size: large;"></span></p><p><span style="font-size: large;">圖片攝於鹿野高台上眺望花東縱谷的清晨 顯示較少內容</span></p><p><span style="font-size: large;"><br /></span></p><p><span style="font-size: large;"><br /></span></p><p><span style="font-size: large;"></span></p><div class="separator" style="clear: both; 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font-family: Arial, Tahoma, Helvetica, FreeSans, sans-serif;"><span style="font-size: x-small;">我將思想傳授他人,他人之所得,亦無損於我之所有;猶如一人以我的燭火點燭,光亮與他同在,我卻不因此身處黑暗。湯瑪斯‧傑弗遜(Thomas Jefferson)</span></i></p><p><br /><span style="font-size: large;">如果你覺得我寫的文章不錯</span><br /><span style="font-size: large;">可以按讚給我支持與鼓勵</span><br /><span style="font-size: large;"><a href="https://www.facebook.com/IEPSYfinancenote/">https://www.facebook.com/IEPSYfinancenote/</a></span><span id="goog_261153777"></span><a href="https://www.blogger.com/"></a><span id="goog_261153778"></span><br /></p><div id="fb-root"></div><p><br /></p><div class="fb-page" data-adapt-container-width="true" data-height="500" data-hide-cover="false" data-href="https://www.facebook.com/資工心理人的理財筆記-321974681807558/" data-show-facepile="true" data-small-header="false" data-tabs="timeline" data-width="250"><blockquote cite="https://www.facebook.com/%E8%B3%87%E5%B7%A5%E5%BF%83%E7%90%86%E4%BA%BA%E7%9A%84%E7%90%86%E8%B2%A1%E7%AD%86%E8%A8%98-321974681807558/" class="fb-xfbml-parse-ignore"><a href="https://www.facebook.com/%E8%B3%87%E5%B7%A5%E5%BF%83%E7%90%86%E4%BA%BA%E7%9A%84%E7%90%86%E8%B2%A1%E7%AD%86%E8%A8%98-321974681807558/">資工心理人的理財筆記</a></blockquote></div><p><span style="font-size: large;"></span></p><p><span style="font-size: large;"><br /></span><span style="font-size: large;"><span style="font-size: large;"><span face=""helvetica" , "arial" , sans-serif" style="background-color: white; 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